Est. 2001 · Made in India
The Birth of Bajaj General Insurance
From a single IRDA certificate in 2001 to a Guinness World Record and a fully Indian-owned insurer — 25 years of bold milestones.
25+Years of Trust
240+Offices Nationwide
₹23,000 Cr+Gross Written Premium
100%Indian-Owned
Our Story
How It All Began — 2001 Onwards
A chronological journey through every chapter that shaped Bajaj General Insurance into one of India's most trusted private insurers.
Building Foundations · 2001–07
2001-2003
The Foundation Years
- Received IRDA Certificate of Registration on 2nd May 2001
- First company to issue policies online, harnessing the power of IT
- Spread its network across 36 cities with 38 web-enabled offices and 45 products
36
Cities
38
Web Offices
45
Products
2003-2005
Building the Infrastructure
- Set up first in-house Health Claim Settlement Facility (HAT)
- Introduced Online Selling for many retail products
- One of the first private general insurers to achieve ₹1,000 Cr cumulative premium income
₹1,000 Cr
Cumulative Premium
2005-2007
Proving Resilience
- Settled 4,271 claims worth ₹342 Crores during the Mumbai Flood — emerging as a strong and credible insurer
- Received iAAA rating from ICRA for highest claims-paying ability
- Only company to generate underwriting profits consistently for 3 years
4,271
Claims Settled
₹342 Cr
Claims Worth
Expansion & Trust · 2008–15
2007 – 2009
Scale & Recognition
- Total number of offices exceeded 240
- Crossed the ₹2,866 Cr mark in gross written premium
- Net profit crossed ₹100 Cr — highest among private insurers
240+
Offices
₹2,866 Cr
GWP
₹100 Cr
Net Profit
2009 – 2011
Innovation & Awards
- Introduced Value Added Services — an industry first for Motor, then Health Insurance
- Awarded 'General Insurer of the Year – Private Sector' by Bloomberg UTV Financial Leadership Awards
2011 – 2013
Going Digital
- Launched EEZEE Tab — a mobile application for policy issuance and claim settlement
- Won 'Best Travel Insurance Company' by CNBC Awaaz Travel Awards
- Awarded 'Excellence in Employee Engagement' — beating every Allianz GE in the world
2013 – 2015
Leadership & Scale
- Launched Virtual Office — a digital distribution initiative
- Recorded a Combined Ratio of 96.7% despite settling claims worth ₹1,000 Cr+ during J&K Floods
- Revenues exceeded ₹5,000 Cr (GWP of ₹5,305 Cr)
- First private insurer to launch an All Women Branch
- Won 18 prestigious awards including Best GI Company in Asia — ASIA Insurance Review
₹5,000 Cr+
Revenue
18
Awards Won
Digital Transformation · 2016–20
2015 – 2017
Innovation & Profitability
- 830 VSOs in Tier II & Tier III cities generating premium of more than ₹250 Crores
- Introduced DriveSmart — India's first telematics-based service offering
- Launched My Home, Insurance Wallet & CDC for Motor & Health Insurance
- Won 40+ awards including Best Non-Life Insurance Provider by Outlook Money Awards
- PAT of ₹564 Crores in 2015–16
830
VSOS
40+
Awards
₹564 Cr
PAT
2018 – 2019
Rebranding Ourselves
- Unveiled new brand identity — "Caringly Yours"
- Joined INR 10,000 Crore+ GWP Club — a landmark milestone for the company
₹23,000 Cr+
GWP Club
2019 – 2020
Dare to Care
- Farmitra Caringly Yours — Unique Agri Mobile App Launched
- Health Infinity — First Infinite SI Health Insurance Policy launched
- Issued 27.7 Lakh policies during Covid-19 and settled 11.4 Lakh claims
27.7 L
Policies (Covid)
11.4 L
Claims Settled
Innovation & AI Future · 2021–Present
2020 – 2021
Expanding the Horizon
- Launched the first-of-its-kind pet dog insurance — extending care to paws
- Launched Criti Care — covering 43 critical illnesses across 5 categories, with lump sum payouts from diagnosis to recovery
- 100% automated Group Medical Cover enrollment
43
Critical Illnesses
100%
Auto-Enrollment
2021 – 2023
Milestones That Made History
- The GEO model took off; pioneered Surety Bond Insurance in India
- Hosted India's first General Insurance Festival (GIFL 2023) with 5,235 attendees — earning a Guinness World Record for Largest Attendance at an Insurance Conference
- Launched ClimateSafe — India's first parametric climate risk insurance with automatic payouts within 7 days for extreme weather events. Zero paperwork
2024 – 2026
Pioneering the Future
- Rolled out women-first covers like Fetal Flourish & Herizon Care
- Rebranded to Bajaj General Insurance post 100% acquisition by Bajaj Group — now a fully Indian-owned insurer
- Launched NRInsure — offering NRIs & OCIs 35% off on Indian health cover, globally
- Introduced Eco Assure — helping commercial vehicle owners cut repair costs and stay road-ready
100%
Indian Owned
35% Off
NRI Health Cover
Caringly Yours, Since 2001
From 36 cities to a nationwide network, from ₹1,000 Cr to ₹23,000 Cr+ in GWP — a journey driven by trust, innovation, and the promise to protect every Indian.
Bajaj General Insurance · 100% Indian Owned · IRDA Registered