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Road trips, commutes, or quick errands—protection that follows you everywhere
Coverage Highlights
Get comprehensive coverage for your Carപ്രീമിയം
രൂ. 2094 മുതൽ ആരംഭിക്കുന്നു*
Cashless Garages
7,200+ network garages for hassle free services
ഓൺ ഡാമേജ് പരിരക്ഷ
Covers damage to your car due to accidents, fire, theft and natural calamities
തേർഡ് പാർട്ടി ലയബിലിറ്റി
Unlimited liability for third party bodily injuries and INR 7.5 lacs for third party property damage
പേഴ്സണൽ ആക്സിഡന്റ് പരിരക്ഷ
Starting from INR 15 Lacs
നോ ക്ലെയിം ബോണസ്
50% വരെ
ഓപ്ഷണൽ പരിരക്ഷകൾ
Wide range of Add Ons
On The Spot Claim Settlement
You can instantly register your car insurance claim from the accident spot and get it settled within minutes through our Bajaj General App
24x7 സ്പോട്ട് അസിസ്റ്റൻസ്
Get 24x7 roadside assistance, ensuring help is always just a call away, no matter when or where your car breaks down
ഉൾപ്പെടുത്തിയിരിക്കുന്നവ
എന്താണ് പരിരക്ഷിക്കപ്പെടുന്നത്?Third Party Liability for Bodily Injury & Death (Unlimited Cover)
If an accident is caused by your car and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court.
Third Party Liability for Property Damage (up to INR 7.5 lacs)
If an accident is caused by your car and you are liable to compensate for any damage to property of others then we will pay amount upto the SI limit
അപകടങ്ങൾ
Damages and losses that arise out of accidents and collisions
Natural or Man-Made Disasters
Damages and losses to car by events like floods, cyclones, earthquakes, riots or vandalism
അഗ്നിബാധ വരുത്തുന്ന കേടുപാടുകൾ
Damages and losses if your car catches fire or explodes
മോഷണം
Financial losses when your car is stolen
In Transit Damage
If your car is damaged while being transported, this covers the repair costs
പേഴ്സണൽ ആക്സിഡന്റ്
Coverage if your car accident results in death or disability of car owner
ആഡ്-ഓൺ പരിരക്ഷകൾ
Multiple Add-Ons which you can buy with your car insurance policy to enhance your coverage
ഒഴിവാക്കലുകൾ
എന്തൊക്കെയാണ് പരിരക്ഷ ഇല്ലാത്തത്?Intentional Damage
Any damage caused to the car intentionally
ഡിപ്രീസിയേഷന്
Normal wear and tear of the car due to usage and depreciation in value is not covered
മെക്കാനിക്കൽ അല്ലെങ്കിൽ ഇലക്ട്രിക്കൽ ബ്രേക്ക്ഡൗൺ
If your car suffers an electrical or mechanical breakdown, the cost of repairs would not be covered
Illegal Activities
Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the car for criminal activity
Geographic Limits
Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.
War-related Damages
Losses caused by war or nuclear risks are not covered
Overloading the Vehicle
If you exceed the weight or passenger limit specified for your car, leading to an accident.
Unauthorised Vehicle Modifications
If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.
Racing or Speed Tests
If you participate in racing, speed tests, or illegal stunts and damage your car, your claim will be denied
ശ്രദ്ധിക്കുക
Please read policy wording for detailed exclusions
അധിക പരിരക്ഷകള്
What else can you get?24x7 റോഡ് സൈഡ് അസിസ്റ്റൻസ്
Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more
കൺസ്യൂമബിൾ എക്സ്പെൻസ്
Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc
സീറോ ഡിപ്രീസിയേഷൻ പരിരക്ഷ
Every year the value of a car depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands
നിങ്ങൾ ഉപയോഗിക്കുമ്പോൾ പണമടയ്ക്കുക
If you drive less then you can pay less by selecting number of kilometers driven in a year and thus saving on your insurance premium
No Claim Bonus Protector
Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium
Tyre Safeguard
This add-on cover can be fruitful if your car's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle
കൺവെയൻസ് ആനുകൂല്യം
If your car is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute
എഞ്ചിൻ പ്രൊട്ടക്ടർ
Covers financial losses incurred due to damage to your car engine
Return to Invoice (RTI) Cover
Recover invoice value of your car back in case of theft or total loss
Skoda is one of the oldest luxury car makers in the world, popular for its good looks and sophisticated designs. With well-known models like Octavia, Rapid, Fabia, and Kushaq, experiencing luxury, comfort, and style is a key highlight of Skoda cars.
However, to protect your statement car from any mishaps on the road, purchasing a Skoda car insurance policy is essential. From damages arising from accidents, breakdowns or natural calamities, the repair costs are covered by insurance companies as per policy terms.
So, if you are planning to buy or renew your Skoda car insurance, Bajaj General Insurance can guide you throughout the process. Let us explore how you can safeguard your Skoda and enjoy a worry-free drive.
Compare Insurance Plans Made for You
| ഫീച്ചര് |
Third Party Liabilty Cover |
ഓൺ ഡാമേജ് പരിരക്ഷ |
Comprehensive Car Cover |
Comprehensive Cover with Add-ons |
|---|---|---|---|---|
| അവലോകനം | Covers legal liabilities arising due to body injury or property damage to others due to your car. It is mandatory by law. | Covers expenses arising out of damage to your car. | Full fedged cover comprising of Third Party Liability cover and Own Damage covers | Enhance coverage by opting for various Add-ons over and above the comprehensive cover |
| പോളിസി കാലയളവ് | 1 or 3 years | 1 വർഷം | 1 and 3 years | 1 and 3 years |
| Third Party Liability for Injury, Death & Property Damage | ഉവ്വ് | ഇല്ല | ഉവ്വ് | ഉവ്വ് |
| അപകടങ്ങളും കൂട്ടിയിടികളും | ഇല്ല | ഉവ്വ് | ഉവ്വ് | ഉവ്വ് |
| Natural or Man-Made Disasters | ഇല്ല | ഉവ്വ് | ഉവ്വ് | ഉവ്വ് |
| അഗ്നിബാധ വരുത്തുന്ന കേടുപാടുകൾ | ഇല്ല | ഉവ്വ് | ഉവ്വ് | ഉവ്വ് |
| മോഷണം | ഇല്ല | ഉവ്വ് | ഉവ്വ് | ഉവ്വ് |
| Compulsory Personal Accident | ഉവ്വ് | ഉവ്വ് | ഉവ്വ് | ഉവ്വ് |
| Add-on: No Claim Bonus | ഇല്ല | ഇല്ല | ഇല്ല | ഉവ്വ് |
| Add-on: Zero Depreciation Cover | ഇല്ല | ഇല്ല | ഇല്ല | ഉവ്വ് |
| Add-on: Lock & Key Replacement | ഇല്ല | ഇല്ല | ഇല്ല | ഉവ്വ് |
| Add-on: 24x7 Roadside Assistance | ഇല്ല | ഇല്ല | ഇല്ല | ഉവ്വ് |
| Add-on: Consumables Cover | ഇല്ല | ഇല്ല | ഇല്ല | ഉവ്വ് |
| Explore more add-ons | ഇല്ല | Up to 27 Add Ons | Up to 27 Add Ons | Up to 27 Add Ons |
It is mandatory for all vehicle owners to have at least third-party coverage to comply with the country's Motor Vehicles rule and safeguard themselves from any financial liability due to damages. So, let us look at the car insurance types available for you to choose from.
A third-party car insurance plan covers liabilities that you may incur towards a third person in the event of an accident or collision. Bajaj General third-party car insurance includes damages to third-party vehicles or property, injuries, and even death, but does not cover your own car damage.
For example, imagine you're driving your Skoda Fabia and collide with another car, damaging the third-party vehicle. Your third-party insurance policy will pay for the repairs to the other vehicle as per policy terms, protecting you from financial liability.
A comprehensive car insurance policy covers third-party liabilities and damages to your Skoda. Thus, a comprehensive plan does not limit you to third-party car insurance coverage. Damages from natural calamities, man-made events, theft, and fire are fully covered under the comprehensive policy scope.
Moreover, a comprehensive plan also includes personal accident coverage. This allows you to claim compensation for the injuries faced by the owner-driver in case of an accident.
Suppose you are driving your Skoda Octavia on a highway and a tyre bursts, causing an accident. In that case, Bajaj General Comprehensive car insurance will cover the cost of repairs to your vehicle, including tyre replacement. Moreover, Skoda car insurance will also provide coverage for any medical expenses if you're injured.
If you own a Skoda, you know the joy of driving it, but unexpected events like accidents, theft, or natural disasters can lead to costly repairs. With Own Damage Car Insurance from Bajaj General Insurance, your Skoda stays protected against accidental and natural damage or theft.
For instance, if a stone cracks your windshield on a rough road, the policy covers repair or replacement costs, sparing you sudden expenses. Drive with peace of mind knowing your car is financially protected. Calculate your Skoda car insurance price and customise the plan to match your needs.
Having an insurance plan is essential for protecting oneself from financial loss that may occur due to unforeseen circumstances such as injury, damage to third parties, or car damage. While traditional offline methods of purchasing car insurance can be tedious, buying insurance online provides several benefits.
Let's take a look at the advantages of buying car insurance online over traditional methods:
Accidents can happen anytime, and the financial burden can be overwhelming. Without a Skoda insurance plan, you may be liable for significant costs associated with third-party liabilities and car repairs. The financial strain of changing car parts or repair can be unpredictable and distressing. Skoda car insurance provides a safety net, protecting you from financial shocks and ensuring you are not left to bear the brunt of unexpected expenses.
Driving your Skoda on Indian roads requires more than just good driving skills - it demands compliance with the law. One crucial aspect is having at least liability insurance, such as only a car insurance policy. For example, if a police officer finds you driving your Skoda Octavia without any car insurance, you may face legal repercussions, including fines and imprisonment. Invest in Skoda car insurance and drive with confidence.
There is nothing quite like the thrill of driving your Skoda. With its sleek design, impressive performance, and comfort features, it is a joy to ride. But without insurance, the thought of risks can be a constant worry. Skoda insurance eliminates this concern, allowing you to relax and enjoy the ride while the insurer handles the risks. Drive with confidence, knowing you are protected against life's uncertainties.
When buying four-wheeler insurance, it is easier to compare and evaluate the benefits of multiple policies online. Utilising a car insurance calculator, you can compare different policies and select the one that best fits your needs. Additionally, you can compare prices of policies and weigh the features offered by different insurance companies to make an informed decision.
One significant advantage of buying car insurance online is that you do not need to fill out lengthy forms manually. Instead, online forms auto-populate with just a few inputs from the policyholder. These inputs include registration details of the vehicle, chassis number, engine number, name, and address of the policyholder, type of plan, and nominee of the policy. Digital documentation saves policyholders from the hassle of repeatedly filling in the exact details at different places.
Accidents, natural disasters, or unforeseen events can lead to significant financial burdens. Here, the Bajaj General comprehensive Skoda car insurance comes in as a safeguard against financial shocks that can arise from damage or loss. By investing in Skoda car insurance, you can protect your vehicle from the unexpected and rest assured that the Skoda car insurance cost is a fraction of the potential repair bills.
Purchasing car insurance online offers convenience, allowing policyholders to buy or renew their policies from anywhere, anytime, without having to reach out to an insurance agent or visit an insurance company's branch office. Once your online payment is complete, the policy is delivered immediately to the policyholder's inbox.
ഓൺലൈൻ കാർ ഇൻഷുറൻസ് വാങ്ങൽ ഒരു ഇൻഷുറൻസ് കമ്പനിയുടെ വിശ്വാസ്യത പരിശോധിക്കുന്നത് എളുപ്പമാക്കുന്നു. മറ്റ് പോളിസി ഉടമകളുടെ സാക്ഷ്യപ്പെടുത്തലുകൾ പരിശോധിക്കാനും വാങ്ങുന്നവർ വിവിധ ഇൻഷുറൻസ് കമ്പനികളെക്കുറിച്ച് നൽകുന്ന റിവ്യൂകൾ വായിക്കാനും പോളിസി ഉടമകൾക്ക് കഴിയും. ഇൻഷുറൻസ് കമ്പനികളെക്കുറിച്ചുള്ള ഒറിജിനൽ ഫീഡ്ബാക്കിലേക്കുള്ള ആക്സസ് ഉള്ളതിനാൽ ഇൻഷുറൻസ് ദാതാവിനെ തിരഞ്ഞെടുക്കുന്നതിൽ അറിവോടെയുള്ള തീരുമാനങ്ങൾ എടുക്കാൻ പോളിസി ഉടമകളെ അനുവദിക്കുന്നു.
Before purchasing your Skoda car insurance policy from Bajaj General Insurance, look at the benefits you get from it below:
With Bajaj General's comprehensive Skoda car insurance, you get personal accident coverage that provides financial compensation in the event of injuries or death. This valuable feature ensures that you and your loved ones are protected against unforeseen circumstances.
Skoda insurance from Bajaj General Insurance saves you from financial liability arising from third-party damages, injuries, or death. With this protection, you can drive with confidence, knowing that you are shielded from potential financial burdens.
Bajaj General Car Insurance offers a seamless claim experience with digital claim registration and quick settlement. This means you can get back on the road quickly, without unnecessary delays or hassles. The efficient claim process ensures support in emergencies without disruptions.
With Bajaj General Car Insurance, repairing your Skoda becomes easier with access to a vast network of over 7,200 cashless garages across India. This facility helps you avoid out-of-pocket expenses and saves precious time, making the entire car ownership experience hassle-free.
Buy car insurance from Bajaj General Insurance Limited and receive 24/7 roadside assistance, complete with standard protection features like on-site battery charging and an SOS-enabled helpline. The insurer's dedicated customer support team is always available to assist, ensuring that you are never left stranded.
Get instant access to your policy details with a single click.
ഘട്ടം ഘട്ടമായുള്ള ഗൈഡ്
എങ്ങനെ വാങ്ങാം
1
Download the Bajaj General App from App stores or click "Get Quote"
2
Register or log in to your account.
3
Enter your car details
4
You will be redirected to the Car Insurance Page.
5
Ensure to check your No Claim Discount
6
Choose right Insured Declared Value (IDV) that reflects your car value
7
Evaluate Covers, Add Ons, Optional Covers and Exclusions
8
Select a plan from the recommended options, or customize your own plan
9
Review the premium and other coverage details
10
Proceed with the payment using your preferred method
11
Receive confirmation of your purchased policy via email and SMS
എങ്ങനെ പുതുക്കാം
1
Login to the app
2
Enter your current policy details
3
Review and update coverage if required
4
Check for renewal offers
5
Add or remove riders
6
Confirm details and proceed
7
Complete renewal payment online
8
Receive instant confirmation for your policy renewal
എങ്ങനെ ക്ലെയിം ചെയ്യാം
1
Download our Bajaj General App on Android or iOS
2
Register or login to use Motor On the spot claim for a smooth process
3
Enter your policy and accident details (location, date, time)
4
Save and click Register to file your claim
5
Receive an SMS with your claim registration number
6
Fill in the digital claim form and submit NEFT details
7
Upload photos of damaged parts as instructed
8
Upload your RC and driving license
9
Receive an SMS with the proposed claim amount
10
Use the SMS link to agree/disagree with the claim amount
11
Agree to receive the amount in your bank account
12
Track your claim status using the Bajaj General App
കൂടുതൽ അറിയുക
1
For any further queries, please reach out to us
2
Phone +91 020 66026666
3
Fax +91 020 66026667
If you are planning to raise a claim for Skoda car insurance from Bajaj General insurance, here are the documents to keep handy:
1. Vehicle Registration Certificate (RC): Copy of the RC book to confirm registration and ownership.
2. Claim Form: It is mandatory to sign the claim form to initiate the claim process.
3. Policy Document: Copy of your Skoda car insurance policy documents to verify coverage details.
4. Driving License: A copy of a valid driving license of the driver or car owner is necessary to validate driving credentials.
5. First Information Report (FIR): Evidence of FIR from the nearest police station in case of accidents or third-party involvement.
6. Medical Reports: Medical report of injuries, if the incident resulted in significant bodily harm.
7. Original Bills and Receipts: Bills and receipts for expenses incurred during repairs and part replacements.
8. Repair Estimate: You need a repair cost quotation from the garage to claim the damage cost.
Great coverage option
Enjoyed a smooth motor insurance experience with Bajaj General app. Great coverage options!
Aryan Patil
പൂനെ
19th Jan 2025
User friendly App
Bajaj General app simplifies the motor insurance process. Quick, efficient, and user-friendly! 🎯
Naadiya Rafiq
മുംബൈ
19th Jan 2025
Seamless Policy generation
Love the ease of getting motor insurance through Bajaj General App. Highly recommend! 🙌
Monu Dubey
ചെന്നൈ
19th Jan 2025
Seamless Policy generation
Caringly Yours by Bajaj General offers a fast and secure motor insurance process. Highly efficient!
Rasool Rosi
ഡല്ഹി
19th Jan 2025
User friendly App
The Bajaj General App is ideal for motor insurance. User-friendly and dependable! 🚗
Sam Shona
മുംബൈ
14th Jan 2025
എളുപ്പത്തിലുള്ള പുതുക്കൽ
Need to renew motor insurance? Bajaj General App makes it an effortless task. 👍
Shan Qureshi
ഡല്ഹി
11th Jan 2025
Seamless Experience
Bajaj General App makes motor insurance renewal easy. Just a few clicks, and you're covered! 🚙
Lakshay Dhariwal
പൂനെ
11th Jan 2025
Economical coverages
Cool, fast, and economical motor insurance options available with Bajaj General. Fantastic experience with the app! 🚘
Biju VR
ബംഗളൂരു
23rd Dec 2024
Damage caused by events such as floods or heavy rain may be covered under a comprehensive policy, subject to applicable terms and exclusions.
Zero Depreciation is an optional add-on that removes depreciation deductions on applicable parts during a claim, as per policy conditions.
Premiums may be influenced by factors such as claim history, No Claim Bonus (NCB) eligibility, and vehicle safety features, subject to policy terms.
Yes. Comprehensive coverage may be available for older vehicles, subject to insurer evaluation and underwriting guidelines.
Coverage for electronic accessories may be available under a comprehensive policy or through optional add-ons, depending on selected coverage.
Engine damage caused by water ingress or similar events may be covered if the Engine Protector add-on is opted for, subject to terms and conditions.
Tyre damage is generally excluded unless a specific add-on such as Tyre Cover or Consumables Cover is selected.
Yes. Optional covers such as Zero Depreciation or Roadside Assistance may be added or removed at renewal, based on eligibility and policy terms.
Damage due to vandalism may be covered under a comprehensive policy, subject to proper documentation and policy conditions.
Own-damage claims may be payable under a comprehensive policy even if you were at fault, subject to exclusions and conditions.
Windshield and glass damage may be covered under the own-damage section or an applicable add-on, depending on policy terms.
Claim status can be checked through the insurer’s digital platforms or customer support channels.
Yes. Repairs at non-network garages may be claimed on a reimbursement basis, subject to policy conditions and submission of required documents.
Yes. Renewal may be completed before policy expiry through available digital or service channels.
Yes. NCB can be retained or transferred if renewal is completed within the permissible period and no disqualifying claim has been made.
If the policy has lapsed beyond the permitted period, coverage ceases and a vehicle inspection may be required before renewal.
Inspection is generally not required for timely renewals but may be necessary if the policy has expired or remained inactive beyond the allowed period.