Individual Cyber Safe Insurance

Enjoy peace of mind with “no upfront payments” required for covered claims

Benefit from comprehensive coverage with “no sublimits” for different areas

Get coverage for the costs of restoring or decontaminating your smart home devices affected by malware attacks

Extend your coverage to include your family with an additional premium

Pays agreed amount in case of financial losses due to unauthorized access to your accounts caused by phishing or email spoofing

Pays agreed amount in case of lost wages, credit monitoring costs, and the cost of prosecution related to identity theft.

Pays for IT services to recover data or fix devices after a cyber attack

Covers the cost of prosecution against a third party for committing cyber bullying or stalking

Covers Loss that the Insured Beneficiary incurs solely and directly as a result of a Cyber Extortion Threat first Discovered during the Period of Insurance

Covers Legal liability that directly results from the Identity Theft of the Insured Beneficiary from a legitimate Social Media account of the Insured Beneficiary by Cyber Attack

Pays agreed amount for costs including legal fees incurred by the Insured Beneficiary for a Claim for Damages lodged by the Insured Beneficiary

Covers cost incurred due to damage caused by Malware received through SMS, File transfer, downloaded programs from Internet or any other digital means by the Insured Beneficiary’s Computer System which has resulted in information stored in the Insured Beneficiary’s Computer System being damaged or altered or disrupted or misused

Pays agreed amount for Direct and Pure Financial Loss sustained by the Insured Beneficiary by being an innocent victim of an act of Phishing by a third party

Please read policy wording for detailed terms and conditions

Any: a) deliberate, criminal, fraudulent, dishonest or malicious act or omission; or b) intentional or knowing violation of any duty, obligation, contract, law or regulation; by the Insured Beneficiary c) Any losses that are caused intentionally & against the law

Any actual or alleged bodily injury, sickness, mental anguish or emotional distress or disturbance, disease or death of any person howsoever caused

Any damage to or destruction of any tangible property, including loss of use thereof

Any liability under any contract, agreement, guarantee or warranty assumed or accepted by an Insured Beneficiary except to the extent that such liability would have attached to an Insured Beneficiary in the absence of such contract, agreement, guarantee or warranty

Any distribution of unsolicited correspondence or communications (whether in physical or electronic form), wiretapping, audio or video recordings or telephone marketing

Any actual or alleged plagiarism or infringement of any Trade Secrets, patents, trademarks, trade names, copyrights, licenses or any other form of intellectual property

Any losses or liabilities connected with any types of purchase or sale transactions or other dealing in securities, commodities, derivatives, foreign or Federal Funds, currencies, foreign exchange, cryptocurrencies and the like

Please read policy wording for detailed terms and conditions