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    Motor Insurance

    Eco Assure

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    Key Features

    Where sustainability meets seamless service

    Coverage Highlights

    Get comprehensive coverage for your car
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    • Value for Money

    Affordable coverage without sacrificing safety

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    • No Compulsory Deductible

    Zero out-of-pocket costs for refurbished parts

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    • One Year Repair Protection

    Assurance for repairs carried out for one year

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    • Preferred Workshops

    Repairs with no depreciation costs at preferred workshops

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    • Green Certificate

    Green certificate for choosing eco-friendly repairs

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    • Convenient Pick-Up & Drop-Off

    We’ll pick up and return your vehicle within 100 km of the city center

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    • Reliable Repair Protection

    If refurbished parts fail within specific months or specfic km, we’ll fix or replace them at no extra cost (excludes OEM/OES parts)

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    • Maximum Coverage

    Liability is capped at the Insured Declared Value (IDV) in your Base Policy

    Inclusions

    What’s covered?
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    • Eco Repairs

    Any Partial Loss to your vehicle will be repaired with high-quality refurbished parts, without any depreciation costs, as long as you use our Preferred Workshop

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    • 24/7 Spot Assistance

    Immediate help available anytime, anywhere. Includes benefits like roadside assistance, vehicle towing, recalibration of digital systems, and smart repairs

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    • Engine and Gearbox Protection

    Coverage for engine and gearbox repairs in case of accidental damage

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    • Special Care for Electric and Hybrid Vehicles

    Tailored protection for electric and hybrid cars

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    • Consumable Coverages

    Covers consumable items such as engine oil, up to INR 50,000

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    • Rodent Bite Repair

    Covers repairs for damage caused by rodent bites

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    • Defence Cost Coverage

    Legal defense costs covered up to INR 50,000

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    • Fuel Adulteration Damage

    Coverage if your car accident results in death or disability of car owner

    Exclusions

    What’s not covered?
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    • Base Policy Exclusions

    Any exclusions from the base policy unless specifically included in this add-on cover

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    • Third-Party Damage

    Third-party injuries, or property damage

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    • Non-Covered Parts

    No repair or replacement for parts not covered under this add-on or the base policy

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    • Inconsequential Issues

    Minor issues like noises, vibrations, oil seepage, or sensations that don't affect the vehicle's performance

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    • Repairs outside preferred workshop

    Repairs not carried out at preferred workshop

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    • New OEM Parts

    Use of New OEM Parts for repairs shall attract deductible

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    • Note

    Please read policy wording for detailed exclusions

    What is Eco Assure Repair Protection?

    Bajaj General's Eco Assure is an innovative motor insurance add-on that actively promotes sustainable vehicle repairs. With this policy, you can choose expertly refurbished parts / certified restored parts during partial loss events. This will significantly reduce your overall carbon footprint. When you select this green option, we will completely waive compulsory deductibles and component depreciation costs. 

    This feature minimises your out-of-pocket expenses. The plan offers excellent benefits, including  a one-year repair protection complimentary pick-up  and drop services, and 24/7 roadside assistance. You also receive a Green Environment Certificate for your eco-friendly choices. Eco Assure helps drivers maintain their cars affordably while protecting the planet.

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    Quick Overview

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      Promotes Green Repairs:

      1. The add-on reduces your carbon footprint by encouraging the use of expertly refurbished parts for partial vehicle losses.

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      Zero Compulsory Deductibles: You can avoid standard mandatory deductibles 

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      Full Depreciation Waiver: Choosing eco-friendly repairs at preferred network workshops will eliminate your part depreciation costs.

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      One-Year Repair Protection: We provide a solid one-year protection on all repairs that technicians complete using refurbished components.

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      Doorstep Pickup Convenience: The policy includes complimentary pickup and drop-off services to transport your car smoothly to the workshop.

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      Eco-Recognition: Insured/customers who select sustainable repair methods receive a Green Environment Certificate to mark their commitment to the planet.

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      Comprehensive Feature Suite: The plan integrates features like 24/7 roadside assistance, rodent bite repairs, engine protection, and consumables coverage.

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      Legal and Key Security: You get legal defence cost coverage up to ₹50,000 along with loss of key coverage up to the same amount.

    Read More

    Why Should You Choose Eco Assure Add-On?

    Bajaj General’s Eco Assure is an excellent way to reduce your carbon footprint and contribute to a sustainable future.

    • Value for Money

      Eco Assure repair protection is a cost-effective way to care for your car while also making big savings and eco-friendly insurance solutions. Save more with refurbished parts.

    • No Compulsory Deductible

      Most car insurance policies and add-ons require you to pay a deductible. But with Eco Assure, you don’t need to do that.

    • Environmental Recognition

      When you choose eco-friendly repairs and reduce your carbon footprint, we will provide you with a Green Environment Certificate. It will contribute to a sustainable future.

    • 1 Year Repair Protection

      With the Eco Assure add-on cover, you will get 1 year of repair protection. This means your repairs with refurbished parts are covered for up to 1 year after getting them.

    • Pick Up Service

      With the Eco Assure add-on cover, you don't have to worry about getting your car to the repair shop. We offer pick-up and drop-off services for a smooth journey.

    • No Depreciation Cost

      When you opt for eco-friendly repairs at network workshops, you don't have to worry about the depreciation cost of parts. Thus, you can reduce your out-of-pocket expenses.

    Eco Assure at a Glance

    Sr No. Feature What is it?

    1

    24/7 Spot Assistance

    Get roadside assistance for when your car breaks down 

    2

    Consumable Coverage 

    Eco Assure offers coverage for the cost of consumables

    3

    Rodent Bite Repair

    If your car parts gets  damaged by rodents, we will cover it .

    4

    Defence Cost Coverage

    We also provide legal defence costs up to ₹50,000

    5

    Engine Protection

    The damage to the internal child parts of the engine and or gear box are covered.

    What are the Benefits of Eco Assure Add-On?

    Eco Assure vehicle protection provides policyholders with various benefits, which include:

    Key Features of Eco Assure

    The key features of Eco Assure add-on coverage are as follows, offering financial protection for eco-friendly vehicle components while supporting cost-effective repairs and replacement of damaged parts.Replacement of damaged parts with eco-friendly parts

    How Does Eco Assure Work?

    The Eco Assure add-on dictates your final motor repair costs based strictly upon part availability and your personal preference. Here is how it works:
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    1. When the garage has refurbished parts available, mechanics will use them for repairs. In this scenario, you have to pay nothing from your pocket. 
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    1. When the facility lacks suitable refurbished parts, technicians will install new components instead. You still don’t have to pay anything.
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    1. When you deliberately select new parts for your car despite having refurbished options available, you must pay the price difference between the two parts.
     

    Step-by-Step Guide

    To help you navigate your insurance journey

    How To Buy

    • 1

      Download the Bajaj General App from App stores or click "Get Quote"

    • 2

      Register or log in to your account.

    • 3

      Enter your car details

    • 4

      You will be redirected to the Car Insurance Page.

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      Ensure to check your No Claim Discount

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      Choose right Insured Declared Value (IDV) that reflects your car value

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      Evaluate Covers, Add Ons, Optional Covers and Exclusions

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      Select a plan from the recommended options, or customize your own plan

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      Review the premium and other coverage details

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      Proceed with the payment using your preferred method

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      Receive confirmation of your purchased policy via email and SMS

    How To Renew

    • 1

      Login to the app

    • 2

      Enter your current policy details

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      Review and update coverage if required

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      Check for renewal offers

    • 5

      Add or remove riders

    • 6

      Confirm details and proceed

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      Complete renewal payment online

    • 8

      Receive instant confirmation for your policy renewal

    How to Claim

    • 1

      Download our Bajaj General App on Android or iOS

    • 2

      Register or login to use Motor On the spot claim for a smooth process

    • 3

      Enter your policy and accident details (location, date, time)

    • 4

      Save and click Register to file your claim

    • 5

      Receive an SMS with your claim registration number

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      Fill in the digital claim form and submit NEFT details

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      Upload photos of damaged parts as instructed

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      Upload your RC and driving license

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      Receive an SMS with the proposed claim amount

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      Use the SMS link to agree/disagree with the claim amount

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      Agree to receive the amount in your bank account

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      Track your claim status using the Bajaj General App

    Know More

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      For any further queries, please reach out to us

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      Toll Free : For Sales :1800-209-0144

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      Email ID: careforyou@bajajgeneral.com

    Download Policy Document

    Get instant access to your policy details with a single click.

    Know Eco Assure Better

    • 1

      Mid-Policy Inclusion:

      1. No, you cannot opt for the Eco Assure Add-On at any time during your policy period.

    • 2

      Eco Assure Cost: The Eco Assure Add-On may come with a nominal additional premium, but the benefits and cost savings it offers can outweigh the extra cost.

    • 3

      Repair Protection: Repairs completed using eligible refurbished parts are backed by a one-year repair protection, ensuring reliable quality and long-lasting peace of mind.

    Read More

    FAQ's

    Which vehicles are eligible for Eco Assure?

    Eco Assure is available for electric vehicles, plug-in hybrids, and other low-emission certified vehicles. Eligibility is determined based on the vehicle type and registration classification.

    How is Eco Assure different from regular car insurance?

    Eco Assure includes EV-specific protections like battery cover and charger protection, along with green incentives such as lower premiums and digital processing—features that are not commonly included in standard car insurance.

    Is Eco Assure available across all Indian cities?

    Yes, Eco Assure is available pan-India, subject to the insurer’s network reach. Bajaj General Insurance supports this product through its extensive network of 7,200+ cashless garages, including EV-ready centres.

    Is roadside assistance included in Eco Assure?

    Yes, many Eco Assure plans include roadside assistance specially designed for EVs, offering support for towing, charging, and minor breakdowns, depending on the coverage selected.

    Does Eco Assure cover third-party liabilities?

    Absolutely. Like any comprehensive policy, Eco Assure includes mandatory third-party liability coverage as per the Motor Vehicles Act.

    Can I customise my Eco Assure policy with add-ons or riders?

    Yes, you can include add-ons such as zero depreciation, engine protect, and enhanced roadside assistance to strengthen your eco-car insurance plan as per your requirements.

    Will my no claims bonus be transferred if I renew my motor insurance?

    You may be able to transfer your no claims bonus when renewing your policy with us, but this depends on various factors. While renewing, you may be able to get new and better no claims bonus options and discounts.

    What is premium reduction process if no claim aquired previously?

    Certainly, the no claim bonus feature in vehicle insurance can reduce the premium by a certain percentage each year if no claims are made. This feature has proven beneficial for long-term insurance policies with the same company.

    What should be my first action to initiate a claim?

    Use our app, Caringly Yours, to initiate your insurance claim with an easy and hands-free experience.

    How do I register my claim?

    Ideally, claims are supposed to be registered on the same day that damage occurs to the insured vehicle. It is highly appreciated to provide an immediate update to your vehicle insurance company. Please complete the claim application through our Bajaj General App to claim your insurance in just a few easy steps.

    What is a "deductible" or "compulsory excess" in motor insurance?

    It's the amount you have to pay out of pocket before your insurance coverage kicks in. A higher deductible usually means a lower premium.

    What is the coverage period and renewal process for Eco Assure?

    Eco Assure typically offers a one-year coverage period, renewable online in just a few clicks. Renewal reminders and digital documentation ensure a smooth, paperless, environmentally friendly process.

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