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Motor Insurance
Ashok Leyland Insurance
Get Up To 85% Off*
Road trips, commutes, or quick errands—protection that follows you everywhere
Coverage Highlights
Get comprehensive coverage for your car
Premium
Starting from INR 2094*
Cashless Garages
7,200+ network garages for hassle free services
Own Damage Cover
Covers damage to your car due to accidents, fire, theft and natural calamities
Third Party Liability
Unlimited liability for third party bodily injuries and INR 7.5 lacs for third party property damage
Personal Accident Cover
Starting from INR 15 Lacs
No Claim Bonus
Up to 50%
Optional Covers
Wide range of Add Ons
On The Spot Claim Settlement
You can instantly register your car insurance claim from the accident spot and get it settled within minutes through our Bajaj General App
24x7 Spot Assistance
Get 24x7 roadside assistance, ensuring help is always just a call away, no matter when or where your car breaks down
Inclusions
What’s covered?Third Party Liability for Bodily Injury & Death (Unlimited Cover)
If an accident is caused by your car and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court.
Third Party Liability for Property Damage (up to INR 7.5 lacs)
If an accident is caused by your car and you are liable to compensate for any damage to property of others then we will pay amount upto the SI limit
Accidents
Damages and losses that arise out of accidents and collisions
Natural or Man-Made Disasters
Damages and losses to car by events like floods, cyclones, earthquakes, riots or vandalism
Fire Damage
Damages and losses if your car catches fire or explodes
Theft
Financial losses when your car is stolen
In Transit Damage
If your car is damaged while being transported, this covers the repair costs
Personal Accident
Coverage if your car accident results in death or disability of car owner
Add-On Covers
Multiple Add-Ons which you can buy with your car insurance policy to enhance your coverage
Exclusions
What’s not covered?Intentional Damage
Any damage caused to the car intentionally
Depreciation
Normal wear and tear of the car due to usage and depreciation in value is not covered
Mechanical or Electrical Breakdown
If your car suffers an electrical or mechanical breakdown, the cost of repairs would not be covered
Illegal Activities
Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the car for criminal activity
Geographic Limits
Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.
War-related Damages
Losses caused by war or nuclear risks are not covered
Overloading the Vehicle
If you exceed the weight or passenger limit specified for your car, leading to an accident.
Unauthorised Vehicle Modifications
If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.
Racing or Speed Tests
If you participate in racing, speed tests, or illegal stunts and damage your car, your claim will be denied
Note
Please read policy wording for detailed exclusions
Additional Covers
What else can you get?24x7 Road Side Assistance
Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more
Consumable Expenses
Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc
Zero Depreciation Cover
Every year the value of a car depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands
Pay As You Consume
If you drive less then you can pay less by selecting number of kilometers driven in a year and thus saving on your insurance premium
No Claim Bonus Protector
Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium
Tyre Safeguard
This add-on cover can be fruitful if your car's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle
Conveyance Benefit
If your car is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute
Engine Protector
Covers financial losses incurred due to damage to your car engine
Return to Invoice (RTI) Cover
Recover invoice value of your car back in case of theft or total loss
Benefits You Deserve
Reliable Customer Support
We have a dedicated call centre and chat support taking care of all your needs
7200+ Cashless garages
Wide network of cashless garages for hassle free service
On the Spot Claim Settlement
Register claim on accident spot and get it settled within minute on our app
Ashok Leyland Insurance: Protection from Accidents & Theft
Ashok Leyland is the 2nd largest Indian commercial vehicle manufacturer, the flagship of the Hinduja group. Recently, it has been ranked as the 19th largest truck manufacturer and the 4th largest bus manufacturer in India. Popular models of Ashok Leyland trucks, such as the BOSS, Partner Super, ICV Tippers, and Ecomet Star, are valuable assets. However, an accident or natural disaster can lead to hefty bills for repair.
Whether you are purchasing one or already have a truck costing ₹21 to ₹24 lakh, it is important to have Ashok Leyland insurance to safeguard your finances. Buying or renewing Ashok Leyland Insurance is a simple process, thanks to Bajaj General Insurance, that offers easy access to policies and quotes digitally.
Let us explore the Ashok Leyland insurance price, types and benefits further in this page.
At-A-Glance
Compare Insurance Plans Made for You
| Feature |
Third Party Liabilty Cover |
Own Damage Cover |
Comprehensive Cover |
Comprehensive Cover with Add-ons |
|---|---|---|---|---|
| Overview | Covers legal liabilities arising due to body injury or property damage to others due to your car. It is mandatory by law. | Covers expenses arising out of damage to your car. | Full fedged cover comprising of Third Party Liability cover and Own Damage covers | Enhance coverage by opting for various Add-ons over and above the comprehensive cover |
| Policy Period | 1 or 3 years | 1 Year | 1 and 3 years | 1 and 3 years |
| Third Party Liability for Injury, Death & Property Damage | Yes | No | Yes | Yes |
| Accidents & Collisions | No | Yes | Yes | Yes |
| Natural or Man-Made Disasters | No | Yes | Yes | Yes |
| Fire Damage | No | Yes | Yes | Yes |
| Theft | No | Yes | Yes | Yes |
| Compulsory Personal Accident | Yes | Yes | Yes | Yes |
| Add-on: No Claim Bonus | No | No | No | Yes |
| Add-on: Zero Depreciation Cover | No | No | No | Yes |
| Add-on: Lock & Key Replacement | No | No | No | Yes |
| Add-on: 24x7 Roadside Assistance | No | No | No | Yes |
| Add-on: Consumables Cover | No | No | No | Yes |
| Explore more add-ons | No | Up to 27 Add Ons | Up to 27 Add Ons | Up to 27 Add Ons |
Types of Ashok Leyland Insurance Policies
Understanding the different types of Ashok Leyland Insurance policies is crucial to making an informed decision. Here are the main types of policies available for Ashok Leyland vehicles:
Third-Party Liability Insurance
Third-Party Liability Insurance is mandatory, which covers liabilities arising from damages caused to third-party vehicles, property, or individuals by your Ashok Leyland vehicle. However, 3rd party car insurance does not cover any damage to your vehicle.
Comprehensive Insurance
A comprehensive Ashok Leyland Insurance offers coverage for your own vehicle damage caused by accidents, theft, fire, natural disasters, and third-party liabilities. It also provides a higher level of security for vehicle owners.
Own Damage Insurance
This is a standalone policy that covers damages to your vehicle only, excluding third-party liabilities. This can be purchased in conjunction with a third-party policy for comprehensive protection.
Commercial Vehicle Insurance
Since Ashok Leyland produces a range of commercial vehicles, specific commercial vehicle insurance policies are available. These policies offer coverage for cargo, passenger liability, and other risks specific to commercial operations.
Benefits of Buying Ashok Leyland Vehicle Insurance
Financial Protection
Apart from mandatory legal compliance, the Ashok Leyland Insurance secures your out-of-pocket budget against unforeseen events.
Comprehensive Coverage
Whether it is an accident, theft, or a natural calamity, your Ashok Leyland vehicle remains protected.
Smart Add-on Benefits
Opting for add-ons like zero depreciation, engine protection, and roadside assistance protects your vehicle but also saves you from vehicle repair expenses and breakdown troubles.
No Claim Bonus (NCB)
With each claim-free year, you accumulate NCB, which helps reduce the premium amount during Ashok Leyland insurance renewal.
Peace of Mind
Bajaj General Insurance ensures a smooth and speedy claim process, reducing the stress of vehicle damage incidents and allowing you to have peace of mind.
Cashless Repairs
Access a wide network of authorised service centres for hassle-free, cashless vehicle repairs, saving time and effort.
24/7 Roadside Assistance
Benefit from round-the-clock customer support for claims, emergencies, or roadside help, ensuring you’re never stranded.
Download Policy Document
Get instant access to your policy details with a single click.
Step-by-Step Guide
To help you navigate your insurance journey
How To Buy
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1
Download the Bajaj General App from App stores or click "Get Quote"
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2
Register or log in to your account.
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3
Enter your car details
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You will be redirected to the Car Insurance Page.
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5
Ensure to check your No Claim Discount
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6
Choose right Insured Declared Value (IDV) that reflects your car value
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7
Evaluate Covers, Add Ons, Optional Covers and Exclusions
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Select a plan from the recommended options, or customize your own plan
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Review the premium and other coverage details
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Proceed with the payment using your preferred method
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11
Receive confirmation of your purchased policy via email and SMS
How To Renew
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1
Login to the app
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2
Enter your current policy details
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3
Review and update coverage if required
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Check for renewal offers
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5
Add or remove riders
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Confirm details and proceed
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Complete renewal payment online
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8
Receive instant confirmation for your policy renewal
How to Claim
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1
Download our Bajaj General App on Android or iOS
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Register or login to use Motor On the spot claim for a smooth process
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Enter your policy and accident details (location, date, time)
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4
Save and click Register to file your claim
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Receive an SMS with your claim registration number
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Fill in the digital claim form and submit NEFT details
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Upload photos of damaged parts as instructed
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Upload your RC and driving license
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Receive an SMS with the proposed claim amount
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Use the SMS link to agree/disagree with the claim amount
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Agree to receive the amount in your bank account
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Track your claim status using the Bajaj General App
Know More
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For any further queries, please reach out to us
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Toll Free : For Sales :1800-209-0144
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Email ID: careforyou@bajajgeneral.com
Documents Required for Ashok Leyland Insurance Claims
1. Claim form.
2. FIR (if applicable).
3. Vehicle registration certificate.
4. Driver's license.
5. Insurance policy documents.
How is Ashok Leyland Insurance Premium Calculated?
The Ashok Leyland insurance price is calculated based on several factors:
1. Vehicle's Age: Older vehicles attract a higher premium due to increased wear and tear.
2. Insured Declared Value (IDV): The IDV represents the current market value of your vehicle and affects the premium.
3. No Claim Bonus (NCB): The NCB can significantly reduce your premium if you haven't made any claims in the past year.
Add-Ons: The more add-ons you opt for, the higher your premium will be.
How to Choose the Right Ashok Leyland Insurance Policy?
When selecting an Ashok Leyland insurance, consider the following factors:
Coverage Needs
Assess whether you need comprehensive coverage or just third-party liability insurance. For commercial vehicles, comprehensive coverage with add-ons, such as engine protection and roadside assistance, may be necessary to provide adequate protection.
Provider Reputation
Choose a provider with a high claim settlement ratio and a wide network of garages, like Bajaj General Insurance.
Policy Benefits
Buy car insurance that offers cashless repairs, fast claim settlement, and personal accident cover.
Budget
Ensure that the Ashok Leyland insurance price fits within your budget while providing adequate coverage.
Add-Ons
Opt for add-ons that suit your vehicle's usage and geographical location.
Why Insure Your Car with Bajaj General?
Buy Now
Why Choose Bajaj General for Ashok Leyland Insurance?
Bajaj General Insurance is a trusted name in the insurance sector and offers several reasons to choose it for your Ashok Leyland Insurance:
Wide Network of Garages
Access to over 7,200+ cashless garages across India ensures hassle-free repairs.
Fast Claim Settlement
Bajaj General is known for a quick and efficient claim settlement process, with on-the-spot settlement options available.
Competitive Pricing
The Ashok Leyland insurance price is affordable, offering a range of policy types and add-ons to suit your budget.
Digital Services
You can buy, renew, and file claims online with ease, saving time and effort.
Comprehensive Coverage
Ashok Leyland insurance policy covers a wide range of incidents, including theft, accidents, natural disasters, and more, ensuring your vehicle is protected in all situations.
No Claim Bonus
With NCB benefits, you can save significantly on your premiums over the years.
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What Our Customers Say
Prompt Assistance
Thank you so much, Bajaj General, for your quick and responsive action towards my claim process. I am shocked that my claim amount has been credited so quickly.
Vikram Singh
Delhi
21st May 2021
Claim Support
Super fast claim settlement! I initiated a claim for my car windscreen, which was broken due to a tree fall today, and it was settled within one hour. I appreciate the efforts of Omkar.
Deepak Bhanushali
Mumbai
18th May 2021
Quick Assistance
Thank you for helping me with just one tweet. You guys are really awesome. This is the fourth year I am continuing with you for car insurance. Keep it up!
Naveen Tyagi
Delhi
1st May 2021
Claim Support
I really appreciate the way I was treated concerning my claim. The customer service was both professional and friendly, which enhanced my confidence in Bajaj General.
Pramod Chand Lakra
Jaipur
27th Jul 2020
Reliable Service
The vehicle was used by our Zonal Manager. We appreciate your timely and prompt action in getting the vehicle ready for use within a short span of time.
Siba Prasad Mohanty
Pune
26th Jul 2020
Diverse Options
A range of options to choose from." Being a perfectionist, I prefer the best of everything. I wanted my car insurance policy to be airtight as well.
Rahul
Lucknow
26th Jul 2020
FAQ's
What are the factors that determine the premium of my Ashok Leyland vehicle?
The premium depends on factors like the vehicle's age, the Insured Declared Value (IDV), and the number of add-ons selected.
Does buying vehicle insurance take a lot of time?
No, you can get car insurance in minutes. Buying vehicle insurance online is a quick, easy, and convenient process. Just a few clicks and you're done.
Is it a costly affair to maintain an Ashok Leyland vehicle?
Maintenance costs depend on the vehicle’s usage and the type of insurance policy purchased.
What is the cost of an Ashok Leyland vehicle insurance policy?
The Ashok Leyland insurance price varies based on the type of policy and add-ons chosen.
How long does it take to renew Ashok Leyland vehicle insurance?
The Ashok Leyland insurance renewal process can be completed online in just a few minutes.
Which insurer has the best claim settlement ratio for Ashok Leyland vehicles?
Bajaj General Insurance is recognised for its high claim settlement ratio, providing peace of mind to policyholders.
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