Maruti Suzuki Car Insurance

Maruti Suzuki has been the go-to name for automobiles in India since the 80s. We all remember when the Maruti 800 launched and took on the prominent Fiat Padmini and the Hindustan Ambassador.

With innovative models such as Victoris, Ertiga, Dzire and Brezza, Maruti became the people’s brand. However, as automobiles became accessible to the common people, the risk of damage also increased.

In fact, India sees around 5 lakh road accidents every year! If you have a Maruti Suzuki car, or are planning to buy one, ensure that you protect it with an insurance plan.

Save yourself from financial loss during an unfortunate event with Maruti Suzuki car insurance. With Bajaj, you can get attractive and customisable policies at an affordable rate. 

If you are planning to buy car insurance for your Maruti Suzuki, you can choose between the following options:

Third-party Maruti Suzuki Car Insurance

Third-party car insurance is the fundamental insurance policy that you can buy for your car. This policy is mandatory under the Motor Vehicles Act, 1988, and is designed to cover damages caused to third-party vehicles or property.

It also provides coverage for third-party injuries and deaths. Along with this policy, you are required to purchase a personal accident cover.

Comprehensive Maruti Car Insurance

Comprehensive car insurance offers coverage for both own-damage and third-party damages under a single policy. Own damages may include damages caused by accidents, natural disasters, and man-made calamities. The policy also covers loss or damage caused by fire or theft.

You can choose to include add-ons in your policy to enhance its coverage. However, it is essential to note that this policy's cost is comparatively higher than that of a third-party insurance policy.

Standalone Own-Damage Maruti Insurance

A standalone own-damage Maruti car insurance policy is an optional plan that only covers the damages to your own Maruti car. This means it will cover the cost of your vehicle in case of theft, natural disaster, fire, accident or man-made accidents. It also provides personal accident coverage.

Own damage Maruti Suzuki car insurance is perfect for people who already have third-party coverage. This will provide additional coverage for your car.

Purchasing Maruti Suzuki insurance online offers major convenience. You can buy or renew your policy from anywhere using a mobile phone or computer.

Let’s look at the benefits of buying car insurance online for your brand-new Maruti Suzuki car:

Convenience from Anywhere

The convenience of buying Motor insurance online is unparalleled. You can purchase it from anywhere, using your mobile phone or computer. Simply a href='https://www.bajajgeneralinsurance.com/'> visit the insurer's website or use their app, and you're good to go.

For instance, you open the app of Bajaj General Insurance and select your desired plan. Make sure to review the premium amount and make the payment seamlessly online.

Save Money on Your Purchase

By purchasing car insurance online, you can take advantage of the cost savings. Since you are buying the policy directly from the insurer without the involvement of agents, the Maruti Suzuki car insurance price is significantly lower compared to offline purchases.

For example, you get an instant 5% discount when you use the Bajaj General app or website to purchase or renew Maruti Suzuki car insurance.

Instant Policy Renewal

Renewing your insurance policy online is quick and easy if it is approaching its expiry date. Visit the insurer's website  and renew your policy with just a few simple steps.

Moreover, your Maruti Suzuki insurance price remains unchanged during the renewal process. Also, with our app, you do not have to worry about missing your Maruti Suzuki insurance renewal date. Get alerts when your date is near.

Cashless & Network Garage Benefits

Many insurers offer extensive networks of Maruti-authorised or approved garages, ensuring convenient and reliable repair services. When you buy insurance online, you can easily check the availability of these garages in your area.

If the insurer has a Maruti tie-up, the claim process becomes smoother, with genuine parts, skilled technicians familiar with Maruti models, and faster service. This ensures hassle-free repairs and better overall support during claims.

Choosing the right Maruti insurance means you have to look at several factors. They are:

Check Reviews

The Indian car insurance market is saturated with different companies. So, a common question arises, ‘How to choose the right company for my Maruti car insurance?’ Reviews are an excellent way of knowing how an insurance company will help you.

You can check reviews on the company website or third-party websites. Always choose an insurer with a rating above 4, like Bajaj General Insurance.

Claim Settlement Ratio

CSR, or Claim Settlement Ratio, is a percentage that shows how many claims a company has settled versus the number it received. This is an important aspect as it indicates whether you will get your money's worth. 

An ideal CSR is always above 80. Choose an insurance company that boasts a high CSR, meaning you have your peace of mind when paying premiums.

Compare Premiums

One of the most common mistakes people make is rushing into buying insurance for their Maruti without thoroughly checking the options. Always remember to compare premiums with different providers.

With the help of Maruti Suzuki car insurance premium checkers online, you can easily compare insurance. This helps you buy insurance that doesn’t exceed your budget.

Why Choose Bajaj General Insurance for Your Maruti Car Insurance?

Choosing Bajaj General Insurance means that you get exciting benefits, such as:

Vast Network Garages

Our tie-ups with 7200+ garages mean that you can avail of cashless services anywhere in India. Whether you are in Kolkata or Mumbai, you never have to lose peace of mind.

For example, if you need tyre assistance near Delhi, just open our app and enter your insurance number. Our app will list all the nearest network garages. So you know we always have your back in emergencies.

Fast Claim Settlement Ratio

With our 24*7 assistance, you never have to wonder about your claim processing time. With Bajaj General Insurance, you get instant claim settlement. That means you can stand at the accident site and get compensated for your troubles.

Just file for a claim through the Bajaj General app, and we will settle your claim within minutes for your Maruti Suzuki car.

Fully Digitised Process

Keeping the Digital India initiative in mind, we offer a fully digitised insurance procedure. You can buy and claim from anywhere in India. The process is fast and easy.

You do not need to visit any office or fill out piles of paperwork. Just provide your vehicle registration number, driver's license, and your identity proof. Plus, file a claim with just a single click through our app.

Competitive Pricing

Buying Maruti Suzuki car insurance does not have to break your bank. With us, you get competitive pricing. We understand that buying car insurance in addition to your car can be financially unpleasant.

That is why we offer various add-ons for you to customise your plan according to your budget and needs.

There are two types of car insurance claims, namely cashless claims and reimbursement claims.

Cashless Claim

To file a cashless claim, you need to follow these steps:

1. Contact your insurer through their website, app, or helpline number after the accident has occurred

2. File an FIR if it is required

3. Submit all the required documents and evidence related to the damage caused

4. Get your vehicle surveyed by a surveyor arranged by the insurer

5. Take your car to a network garage where the insurer will pay directly for the repairs

Reimbursement Claim

For a reimbursement claim, you need to follow the first four steps mentioned above. The only difference is that you can get your car repaired at a garage of your choice. Once the repair work is completed and you make the payment, your insurer will reimburse you for the amount paid.

Here is what you need for the Maruti Suzuki car insurance renewal process:

1. Copy of the Insurance Policy

2. Vehicle Registration Certificate

3. Driver’s License

4. FIR Copy

5. Claim Form

6. Repair Bills