Your Notifications are Empty.

    Browse our plans and add your selections to get started.

    Explore now Sign in

    Motor Insurance

    Drivesmart OBD Device

    alt
    Get Quote

    Prevent breakdowns by monitoring your vehicle's health.

    Your Device, Our trusted protection

    Key Benefits

    Easy to Use
    • Bullet Icon

    • Stay safe with us

    Stay safe with over-speed alerts, live location tracking, SOS, and security boundaries.

    • Bullet Icon

    • Track your vehicle

    Track your vehicle and driver anytime, anywhere.

    • Bullet Icon

    • Geofencing security

    Receive instant alerts on ignition, battery health, and driving history with added geofencing security.

    • Bullet Icon

    • Save fuel and earn discounts

    Save fuel and earn discounts on car accessories with improved driving habits through Driving Score.

    • Bullet Icon

    • Prevent breakdowns

    Prevent breakdowns by monitoring your vehicle's engine health.

    Drivesmart Device

    The Drivesmart telematics is an easy-to-use OBD device that plugs into your car’s OBD-II port, usually located under the dashboard near the steering wheel. It provides valuable insights into your car’s health, real-time location, and performance, keeping you and your family safe and connected.

    Key Features:

    1. Driving Analytics
    2. Driving Score
    3. Geofence Alerts
    4. Document Wallet
    5. Trip Replays
    6. Accessories
    7. Speeding
    8. Location Sharing
    9. Fuel Stations

    Warranty: 12 months device warranty

    Shipping: Free Shipping

    Box Includes: Drive Smart Device, Installation Guide, 12 Months Subscription

    Reach Us at: drivesmart@bajajgeneral.com

    Benefits You Deserve

    alttext

    Reliable Customer Support

    We have a dedicated call centre and chat support taking care of all your needs

    alttext

    7200+ Cashless garages

    Wide network of cashless garages for hassle free service

    alttext

    On the Spot Claim Settlement

    Register claim on accident spot and get it settled within minute on our app

    Buy Now

    Download Policy Document

    Get instant access to your policy details with a single click.

    brochure

    Brochure
    -

    Policy Wordings
    -

    Proposal Form
    -

    Claims Form
    -

    Customer Info Sheet
    Download

    Why Insure Your Car with Bajaj General?

    Buy Now
    Featurecard

    Affordable Premium

    Wide range of plans that suit your pocket

    Tailored Plans

    Customise the coverage as per your needs
    FeatureCard

    7200+ Cashless Garages

    Network of garages for hassel-free repairs

    Quick Claim Settlement

    Easy claim settlement process

    Easy Renewal

    Continued coverage for your vehicle
    alt

    24x7 Assistance

    Round the clock dedicated support team
    PromoBanner

    Drive Safely

    4.6 lacs+ road accidents reported (Ministry of Road Transport & Highways)
    Assistance

    Avoid Legal Fines

    Motor Vehicles Act, mandates Third Party Liability Cover for vehicles
    Assistance

    Unfortunate Accident

    File your claim immediately to ensure swift processing

    Discover More of Our Covers

    24x7 Spot Assistance

    Tooltip text

    Round-the-clock roadside assistance.

    Towing, fuel delivery, tyre repair and many more

    Buy Now

    Eco Repairs

    Tooltip text

    Repairs using refurbished parts

    Cost-effective repairs with no depreciation on parts

    Buy Now

    V Pay

    Tooltip text

    Ultimate car protection with the option of 22 covers

    Towing, pick up and drop, fuel service, flat tyre and more

    Buy Now

    Pay As You Consume

    Tooltip text

    Pay less based on miles driven

    Carry forward unconsumed kilometers to the next plan

    Buy Now

    Motor & Health Companion

    Healthmanager

    Drive Confidently with Bajaj General

    Experience seamless vehicle management with the Bajaj General Drive Smart App, featuring on-road assistance, fuel efficiency stats, driving alerts, and more

    Healthassetment

    Track, Manage & Thrive with Your All-In-One Health Companion

    Discover a health plan tailored just for you–get insights and achieve your wellness goals

    Healthmanager

    Take Charge of Your Health & Earn Rewards–Start Today!

    Be proactive about your health–set goals, track progress, and get discounts!

    Start Your Journey

    Frequently Bought Together

    View All

    HERizon

    • Women centric health insurance 
    • Covers critical illness, maternity, surrogacy expenses and holistic wellness support

    Pet Insurance

    • Vet bills covered for accidents, illnesses & emergencies
    • Explore covers like OPD, long term, care, lost pet & more
    • Fast claims with hassle-free reimbursements

    Travel Ace Insurance

    • Medical & trip cover for a stress-free journey
    • Flight delays? No worries! Get reimbursed fast
    • 24/7 global support wherever you travel

    Cyber Safe Insurance

    • Protects you online from fraud, hacks & cyber threats
    • Covers financial loss due to phishing & identity theft
    • 24/7 expert support for quick cyber incident response
    alt

    My Health Care Plan

    • Customize your health insurance with 'My Healthcare Plan' to suit your needs
    • Choose from various coverage options to create your ideal plan
    • Premium tailored to your coverage

    Step-by-Step Guide

    DriveSmart Installation Guide

    How To Buy

    • 1

      Buy the Policy with Drivesmart addon

    • 2

      Download the Bajaj General App from the App Store or Google Play

    • 3

      Register your policy on the app

    • 4

      The Device will be received

    • 5

      Link the Device with the App

    • 6

      Plug the Device into your car’s OBD-II port.

    • 7

      Use the App for a better driving experience

    Buy Now

    Add/Remove

    • 1

      Login to the app

    • 2

      Enter your current policy details

    • 3

      Review and update coverage if required

    • 4

      Check for renewal offers

    • 5

      Add or remove riders

    • 6

      Confirm details and proceed

    • 7

      Complete renewal payment online

    • 8

      Receive instant confirmation for your policy renewal

    Renew Now

    How to Claim

    • 1

      Download our Bajaj General App on Android or iOS

    • 2

      Register or login to use Motor On the spot claim for a smooth process

    • 3

      Enter your policy and accident details (location, date, time)

    • 4

      Save and click Register to file your claim

    • 5

      Receive an SMS with your claim registration number

    • 6

      Fill in the digital claim form and submit NEFT details

    • 7

      Upload photos of damaged parts as instructed

    • 8

      Upload your RC and driving license

    • 9

      Receive an SMS with the proposed claim amount

    • 10

      Use the SMS link to agree/disagree with the claim amount

    • 11

      Agree to receive the amount in your bank account

    • 12

      Track your claim status using the Bajaj General App

    Claim Now

    Know More

    • 1

      For any further queries, please reach out to us

    • 2

      Toll Free : For Sales :1800-209-0144

    • 3

      Email ID: careforyou@bajajgeneral.com

    Contact Us

    Quick Links

    Diverse more policies for different needs

    alt

    ABHA

    First Aid Term Translator

    Local Emergency Number

    Medical Facilities

    Drive Smart

    Motor Claim Assistance

    Roadside Assistance

    Renew Policy

    My Policy

    My E-Card

    Tools

    alt

    Branch Locator
    alt

    Hospital Locator

    Wellness

    Carefit
    alt

    Workshop Locator

    Smart Reads, Right Coverage

    View all
    ClaimProcess

    Motor Insurance Portability: All You Need to Know

    • What are the benefits of this feature?
    • What are the eligibility criteria for vehicle insurance portability?
    • Key considerations when switching car insurance providers
    ClaimProcess

    The add-on coverages in Car Insurance: Complete Guide

    • Types of add-ons for your car insurance policy
    • How to choose add-ons?
    • FAQs on car insurance add-ons
    ClaimProcess

    Beyond liability: Exploring uncommon coverage options in Car Insurance

    • Understanding car insurance coverage
    • Comprehensive coverage: More than just accidents
    • Add-on covers for enhanced protection
    ClaimProcess

    Break-in period in Car Insurance: All you need to know

    • What is a break-in period in car insurance?
    • Myths about car insurance break-in period
    • How to renew car insurance during the break-in period?

    Insurance Samjho

    EN
    अ
    View all
    KAJNN

    Critical Illness Insurance

    KAJNN

    Health Claim by Direct Click

    KAJNN

    Personal Accident policy

    KAJNN

    Global Personal Guard Policy

    Claim Motor On The Spot

    Two-Wheeler Long Term Policy

    24x7 Roadside/Spot assistance

    Caringly Yours (Motor Insurance)

    Travel Insurance Claim

    Cashless Claim

    24x7 Missed Facility

    Filing a Travel Insurance Claim

    My Home–All Risk Policy

    Home Insurance Claim process

    Home Insurance Simplified

    Home Insurance Cover

    LoginUser

    Create a Profile With Us to Unlock New Benefits

    • Customised plans that grow with you
    • Proactive coverage for future milestones
    • Expert advice tailored to your profile
    Download App

    Why Choose Us

    Awards
    Featurecard

    Bajaj General Insurance won IBEX award
    FeatureCard

    Bajaj General wins Product Innovator of the Year
    FeatureCard

    Bajaj General earns top honours for customer excel

    Bajaj General won best usage of data analytics

    What Our Customers Say

    Prompt Assistance

    Thank you so much, Bajaj General, for your quick and responsive action towards my claim process. I am shocked that my claim amount has been credited so quickly.

    alt

    Vikram Singh

    Delhi

    4.6

    21st May 2021

    Claim Support

    Super fast claim settlement! I initiated a claim for my car windscreen, which was broken due to a tree fall today, and it was settled within one hour. I appreciate the efforts of Omkar.

    alt

    Deepak Bhanushali

    Mumbai

    4.5

    18th May 2021

    Quick Assistance

    Thank you for helping me with just one tweet. You guys are really awesome. This is the fourth year I am continuing with you for car insurance. Keep it up!

    alt

    Naveen Tyagi

    Delhi

    5.0

    1st May 2021

    Claim Support

    I really appreciate the way I was treated concerning my claim. The customer service was both professional and friendly, which enhanced my confidence in Bajaj General. 

    alt

    Pramod Chand Lakra

    Jaipur

    5.0

    27th Jul 2020

    Reliable Service

    The vehicle was used by our Zonal Manager. We appreciate your timely and prompt action in getting the vehicle ready for use within a short span of time.

    SibaPrasadMohanty

    Siba Prasad Mohanty

    Pune

    5.0

    26th Jul 2020

    Diverse Options

    A range of options to choose from." Being a perfectionist, I prefer the best of everything. I wanted my car insurance policy to be airtight as well. 

    alt

    Rahul

    Lucknow

    5.0

    26th Jul 2020

    FAQ's

    What documents are required to purchase motor insurance?
    To purchase a motor insurance policy, you typically need to provide your vehicle's registration certificate, your driving license, proof of identity and address. Some insurers may also require additional documents like a previous insurance policy if you're renewing your policy with them.

    Can I add multiple drivers to my motor insurance policy?
    Yes, you can add multiple drivers to your motor insurance policy; however, coverage for additional drivers may vary based on the insurance provider. You will need to provide the necessary details of each driver, such as their name, age, and driving history. This may affect your premium depending on the risk profile of the additional drivers.

    How do I update my vehicle details on my motor insurance policy?
    To update your vehicle details on your motor insurance policy, such as a change in registration number or modifications to the vehicle, you need to inform your insurance provider. This can usually be done online through the insurer's website or mobile app, or by contacting their customer service.

    What is a motor insurance policy endorsement?
    An insurance policy endorsement is a modification or addition to your existing motor insurance policy. It can include changes like adding a new driver, updating your address, or including additional coverage options. Endorsements ensure that your policy accurately reflects your current needs and circumstances.

    What is a motor policy lapse and how can I avoid it?
    A policy lapse occurs when your motor insurance policy expires due to non-renewal. To avoid a lapse, ensure you renew your policy before the expiration date. Most insurers send reminders via email or SMS. You can also set up automatic renewals or mark the renewal date on your calendar to stay alert.

    What should I do if I lose my motor insurance policy document?
    In case of document loss, contact your insurance provider immediately. Most insurers offer the option to download a duplicate copy from their website or mobile app. You may also request a physical copy to be mailed to you.

    Can I transfer my existing motor insurance policy to the new owner?
    Yes, you can easily transfer your vehicle's insurance to the new owner. The usual procedure for transferring vehicle insurance policy between two owners requires the new owner of the vehicle to submit an application form to the insurance provider within about 14 days of the registration transfer.

    What risks are covered under an insurance policy for a vehicle?
    The coverage for vehicle insurance can vary depending on the type of policy chosen. For instance, under third party insurance, you get coverage for third party liability, third party property damage, personal accident cover, etc. Similarly, comprehensive insurance covers own damage vehicle, theft, natural/manmade calamaties etc.

    Why should I buy comprehensive vehicle insurance policy?
    Investing in a comprehensive motor insurance is beneficial because it provides extensive coverage for your vehicle. There are certain add-ons for comprehensive motor insurance that can be added to give your vehicle an extra protection like damages for an accident, theft, natural disasters, damage to third party etc. as derived by the policy terms.

    What is a Third-Party Liability Cover?

    Third-Party Liability covers the legal liability one has to pay to the third party to whom damage is being caused. While opting for vehicle insurance, one has to choose between a comprehensive plan, which provides coverage for the policyholder and the third party, and a third-party policy, which provides coverage only for the third party.

    Differenciate Third-Party Liability and Comprehensive Motor Insurance?
    "Third-Party Liability: Covers damages you cause to another person or their property. It's mandatory by law. Comprehensive: Covers third-party liability plus damages to your own vehicle due to accidents, theft, natural disasters, etc. as per the policy terms"

    Will my no claims bonus be transferred if I renew my motor insurance?
    You may be able to transfer your no claims bonus when renewing your policy with us, but this depends on various factors. While renewing, you may be able to get new and better no claims bonus options and discounts.

    What is premium reduction process if no claim aquired previously?
    Certainly, the no claim bonus feature in vehicle insurance can reduce the premium by a certain percentage each year if no claims are made. This feature has proven beneficial for long-term insurance policies with the same company.

    What should be my first action to initiate a claim?
    Use our app, Caringly Yours, to initiate your insurance claim with an easy and hands-free experience.

    How do I register my claim?
    Ideally, claims are supposed to be registered on the same day that damage occurs to the insured vehicle. It is highly appreciated to provide an immediate update to your vehicle insurance company. Please complete the claim application through our Bajaj General App to claim your insurance in just a few easy steps.

    What is a "deductible" or "compulsory excess" in motor insurance?
    It's the amount you have to pay out of pocket before your insurance coverage kicks in. A higher deductible usually means a lower premium.

    Why does my vehicle insurance premium change during renewal?
    Vehicle insurance premiums can change at renewal due to several factors, including depreciation, add-on covers, the type of model of your vehicle, and additional accessories. Consequently, the premium may increase or decrease each year.

    How 'no claim bonus' is calculated at the time of renewal?
    No claim bonus is calculated at renewal based on the consecutive years the insured has not filed a claim. The discount percentage usually increases each year, following the policy terms.

    What is break-in insurance? What should I do in case of break-in?
    The time gap between the policy expiration and the renewal of the policy is known as the break-in period. Your policy will remain inactive during this period. In case of a break-in, you are advised to renew your policy as soon as possible. You can complete the procedure online easily and your policy gets instantly activated.

    When is vehicle inspection mandatory in motor insurance?
    Usually, vehicle inspection occurs when purchasing a new vehicle insurance policy or during renewal process. Additionally, an inspection may be required when you file a claim for any damages, there is a change in the policy type, new accessories or equipment are added to the vehicle, or there is a change in ownership.

    Can I change my motor insurance provider at renewal?
    Yes, you can switch providers at renewal. Compare quotes and coverage options to find the best deal.
    PromoBanner

    Why juggle policies when one app can do it all?

    Download the App Now!

    With GST waiver, individual and family floater policies for health, personal accident, and travel insurance (on retail basis) are 18% cheaper from 22 September 2025. Secure what matters at an affordable price!