Senior Citizens Health Insurance Plans

Covers higher health care costs you may incur in your old age and reduces the financial burden on you and your family to ensure peace of mind

Choose adequate sum insured from INR 50,000 to 10 lacs that suits your need

You are eligible to get this health insurance plan between 46 years to 80 years of age

Get the option to cover multiple family members under a single sum insured so that you can utilise the total coverage amount for one or all insured members

Coverage for in-patient department (IPD) treatment of mental health problems including hospitalization expenses

Avail preventive health check-ups after specified claim free years as per the chosen plan

Enjoy flat 5% discount if you make an online purchase from our website or application

Get discount on policy premium (10% for SI up to INR 2 lacs & 5% for SI INR 3 lacs and above) if you opt for room rent limit of 1% of sum insured

Please read policy wording for detailed terms and conditions

Coverage for the cost of in-patient hospitalisation (including room type choices), ICU charges (at actuals), and all day care procedures, surgeries, and other essential medical services

Pre-hospitalisation expenses and post-hospitalisation expenses as per the Plan Opted covered

Coverage for medical expenses incurred during at-home treatment as per the doctor’s advice in case there are no beds available at the hospital or the patient can’t be moved to the hospital

Any medical expenses incurred while undergoing advanced treatment methods and modern technological procedures are covered

Coverage for ayurvedic, yoga, unani, siddha and homeopathic (AYUSH) treatment on a doctor’s advice for treating illness or physical injury

Our insurance has your back with up to INR 1000 per claim for your ambulance ride

Sum insured automatically increases at renewal by 10% if there is no claim in expiring period, max upto 100%

Cover your loved ones under one plan or keep it personal with individual coverage options

Please read policy wording for detailed terms and conditions

Treatment expenses during the first 30 days except for treatment of accidental injuries

Treatment expenses for pre-existing diseases such as diabetes, asthma, thyroid and other PED, are excluded until 12 months (as selected) from date of your first Silver Health Policy

Treatment expenses for specified illnesses, including hernia, gout, endometriosis, and cataract are excluded are excluded until 12 months (as selected) from date of your first Silver Health Policy

Cost of diagnostic procedures and medical evaluation unrelated to the current diagnosis or treatment

Cost of supplements that are purchased without a prescription by a certified doctor as a part of treatment, including vitamins, minerals and organic substances

Treatment to change appearance unless it is for reconstruction required for a medically essential treatment or following an accident or burns

Medical expenses incurred as a result of self-harm, intoxication, illegal actions, hazardous activities, etc.

Part of the claim will be borne by you (the policyholder) as per the chosen Plan

Please read policy wording for detailed exclusions

Senior citizens can avail emergency assistance with services such as SOS alert, doctor on call, and 24x7 ambulance service

Coverage for in-person or online doctor consultation, dental wellness, emotional wellness, diet & nutrition consultations as per the chosen plan

Coverage for non-medical expenses (such as consumables) within the in-patient hospitalisation sum insured for health indemnity product plans with SI of INR 5 lacs and above

Please read policy wording for detailed terms and conditions