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    Group Travel Insurance

    Explore more, worry less – Comprehensive coverage for your entire travel group. Travel insurance for diverse members of your group to suit everyone’s needs.

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    I/We hereby give voluntary consent to BGIL/Company to share my/our personal information and data provided in this proposal form with its group companies or any other person in connection with the Insurance Policy or otherwise, including for providing products and services of group companies that may be of interest to me/us, to be used in accordance with their respective privacy policies and subject to appropriate measures being in place to safeguard my/our personal information.
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    Travel Insurance

    Group Travel Insurance

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    Key Features

    Travel Worry-Free, We've Got Your Back

    Coverage Highlights

    Bajaj General Insurance - Travel Ace International Insurance
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    • Accident Protection

    Covers accidental death and permanent disability for financial security

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    • Trip Cancellation Safety Net

    Compensates for non-refundable expenses if the trip is cancelled for covered reasons

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    • Lost Baggage No Stress

    Provides compensation for delayed or lost checked-in baggage

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    • Emergency Medical Assistance

    Covers hospitalization and medical expenses due to accidents or sudden illness

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    • Missed Flight We’ve Got You

    Covers additional expenses if you miss a connecting flight due to eligible reasons

    Key Inclusions

    What's covered?
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    • Personal Accident Cover

    Pays the insured amount in case of accidental death or total disability

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    • Common Carrier Accident Cover

    Provides coverage for accidents occurring while traveling in public transport

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    • Repatriation of Mortal Remains

    Covers expenses for transporting remains to home or a nearby funeral facility

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    • Emergency Medical Expenses

    Pays for hospitalization, doctor consultations, and treatment for accidental injuries

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    • Emergency Ambulance Cover

    Covers expenses for road or air ambulance services for emergency medical transport

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    • Hospital Daily Allowance

    Provides a fixed daily pay-out for each day of hospitalization

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    • Trip Cancellation and Interruption

    Covers financial loss due to trip cancellation or early return for valid reasons

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    • Missed Flight Connection

    Reimburses extra costs incurred due to missing a flight connection

    Key Exclusions

    Exclusions
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    • Adventure Sports Mishaps

    No coverage for injuries during adventure sports unless specifically opted for

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    • Pre-existing Medical Conditions

    Does not cover treatment or complications from pre-existing illnesses

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    • Suicide and Self-inflicted Injuries

    No pay-out for intentional self-harm or suicide attempts

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    • Alcohol and Drug Influence

    Excludes claims if the insured was under the influence of alcohol or drugs

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    • Unlicensed Driving Accidents

    No coverage for accidents while driving without a valid license

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    • War and Terrorism Risks

    Losses due to war, rebellion, or terrorism are not covered

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    • Cosmetic and Weight Loss Treatments

    No reimbursement for cosmetic surgery or weight reduction programs

    More Details

    More Details
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    • Reimbursement Basis

    Certain covers require proof of expense and are not paid as a fixed benefit

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    • Limited Claim Frequency

    Some benefits have a restriction on the number of claims per policy period

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    • Government Restrictions Matter

    No coverage if trip cancellation occurs due to pre-declared government restrictions

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    • Job Loss Clause

    Covers involuntary job loss but excludes termination due to fraud or misconduct

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    • Pandemic Coverage

    Pandemics are excluded unless opted for under the specific pandemic cover extension

    What is Group Travel Insurance?

    Group travel insurance provides comprehensive coverage for multiple people travelling together under a single policy. Corporate teams, large families, and student groups typically purchase these plans because they simplify management and reduce individual costs.

     

    To qualify, a group must share the same itinerary. The policy offers identical benefits to every member, including medical emergency support, trip cancellation protection, and compensation for lost baggage. Buying one unified plan eliminates the need to manage individual policies and ensures everyone enjoys consistent financial protection during their trip.

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    Quick Overview

    • 1

      Customisable Coverage: Our group travel insurance provides flexibility with seven different plan tiers and flexible sum insured amounts.

    • 2

      Simplified Group Management: This plan covers multiple travellers under a single, affordable premium, where every member receives identical benefits.

    • 3

      Medical Emergency Support: Group Travel Medical Insurance offers extensive medical coverage without requiring a pre-policy medical checkup.

    • 4

      Trip Disruption Protection: It will reimburse you for unexpected trip cancellations, flight delays, hijacked flights, and even covers alternative accommodations.

    • 5

      Baggage and Document Security: Provides financial compensation for delayed or lost luggage, as well as assistance for replacing crucial lost documents.

    • 6

      Accident Safety: Group travel insurance ensures you get financial security with personal accident cover in case of permanent disability or death.

    • 7

      Eligibility Rules: This policy is strictly for Indian citizens with valid passports aged 18 or older. Group members must share the exact same travel itinerary.

    • 8

      Dual Claim Processes: Offers both cashless claims and reimbursement claims. You can opt for either depending on the type of claim.

    Read More

    Why Choose Bajaj General Insurance for Group Travel Insurance?

    Bajaj General Insurance is one of the best travel insurance companies in India. Here is what you will get when you buy a policy from us.

    • Cashless Worldwide

      Bajaj General's group travel insurance offers a worldwide cashless hospitalisation feature. Thus, you don't have to worry about out-of-pocket expenses during emergencies and can recover in peace.

    • Customisable Travel Plans

      We offer 7 different plan types under our group travel policy. These include Travel Prime Silver, Gold, Platinum, Super Platinum, Maximum, Asia Flair and Asia Supreme, offering flexibility.

    • Emergency Travel Assistance

      Whether you need an emergency cash benefit, hijack cover, or different accommodation, we are there for you. Just call our toll-free number or use the Bajaj General app to register a claim.

    • 24/7 Customer Service

      We understand that emergencies do not maintain time zones. Therefore, our customer service operates 24/7 to provide our policyholders with the care and assistance they require.

    • Trip Delays Coverage

      Many times, flights get delayed due to bad weather or other reasons. In such a scenario, we will provide you coverage for accommodation and food to ease your hiccup.

    • Decades of Trust

      We have been in the travel insurance market for over 2 decades. Thus, 17 crore families and groups trust us to provide the best group travel policy.

    What are the Benefits of Group Travel Insurance?

    The travel prime group insurance plan of Bajaj General Insurance comes with a wide range of coverage benefits for both international and domestic travel, as follows.

    1

    Simplified Management

    Group travel prime insurance is highly beneficial, as it covers all members under a single premium with a specific sum insured. Plus, the premiums are affordable as well.

    2

    Trip Cancellation and Interruption

    When you are travelling in a group, a medical emergency of one member can totally disrupt the trip budget. With our Group Travel Cover, bypass these costs easily.

    3

    Baggage Loss or Delay

    During international or domestic travel, many travellers can face luggage loss or delay. However, the Group Travel Insurance Policy provides compensation for your loss.

    4

    Security from Personal Liability

    If any of the insured persons unintentionally causes any physical or property damage to a third party during their trip, we will cover the cost of their compensation.

    5

    Coverage for Personal Accident

    With the personal accidental cover under our group travel insurance policy, we ensure the financial security of the policyholders if an unfortunate death or permanent disability occurs.

    6

    Loss of Key Documents

    Losing your important documents, such as a passport, air tickets, and travel permits, is more common than you think. Our insurance provides financial assistance to help manage such unexpected losses.

     

    Group Travel Insurance at a Glance

    Our Travel Prime Holiday Policy features several unique benefits. These include:

    Sr No. Features What is it?

    1

    Customisable Plans

    You can choose from our 7 plans under the group travel insurance 

    2

    Wide Sum Insured

    Choose from our wide range of sum insured amounts starting from $15,000

    3

    Global Assistance

    Call us anytime on our universal toll-free number or choose a helpline from our list of countries

    4

    Hijack Coverage

    If any loss occurs due to hijacking, we will cover that

    5

    Bounced Hotel Coverage

    If you cannot check in at a confirmed hotel, we will arrange for the cost of staying at another hotel

    6

    No Medical Checkup

    Group travel insurance by Bajaj General does not require any pre-policy medical checkup

    7

    Emergency Cash

    If you face theft, burglary or money holdup, we will provide an emergency cash benefit

    8

    Dental Pain Relief

    You can have a $500 sum insured for covering the cost of emergency dental pain relief.

    Why Insure Your Travel with Bajaj General?

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    Flight Delayed?

    Worry not! Your additional expenses are covered

    Fast Claim Settlement

    Streamlined & prompt claim processing with options for paperless claim
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    Emergency Fund Access

    Get instant financial help when you need it the most 

    24 x 7 Global Assistance

    Round the clock support for medical emergencies & travel disruptions
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    Claim Assistance

    Industry first missed call facility for any Travel Emergencies +911246174720
    Assistance

    Trip Delay Delight

    Skip the hassle of claim submissions with automatic settlement
    Assistance

    Baggage Tracking Service

    Real-time update on baggage delivery status

    How Does Group Travel Insurance Work?

    Now that you know the features of Group Trip Insurance, let’s understand how it works below:
    1
    You buy Bajaj General Insurance's Travel Prime Holiday policy, which protects multiple individuals travelling together.
    2
    Every member of your group will receive identical benefits, including medical emergency support and trip cancellation protection.
    3
    This method simplifies the booking process and reduces the overall premium per person.
    4
    When an emergency occurs, members can file claims directly with the insurance provider using their group policy number.
     

    Factors to Consider Before Buying Group Travel Insurance

    • 1

      Coverage Limits: You must select the required sum insured amount for your group. The more members, the more coverage.

    • 2

      Destination Risks: Make sure that your policy covers the specific country or region that your group wants to visit.

    • 3

      Group Size: Before buying, check whether your group fits the group size minimum and maximum required number.

    • 4

      Pre-existing Diseases: Many plans exclude pre-existing diseases. Thus, if your group requires that coverage, make sure to choose one which provides PED coverage.

    • 5

      Trip Activities: If you are planning adventurous activities as a group, then make sure your plan offers coverage as an add-on.

    • 6

      Claim Process: Lastly, choose an insurer with a swift claim process and global reach, such as Bajaj General Insurance.

    Read More

    What are the Eligibility Criteria of a Group Travel Insurance Plan?

    To buy the best Group Travel Insurance Plans, you have to meet certain eligibility criteria. These are: 

    Eligibility Criteria Specifications

    Shared Itinerary

    Everyone must share the same itinerary to get coverage under a group travel insurance policy.

    Age Requirement

    You must be 18 years of age at the time of proposal. There is no maximum age for getting this insurance policy.

    Nationality

    This insurance policy is for Indian people going for overseas travel, holding a valid Indian passport.

    Policy Period

    The policy will be valid for 180 days. You must complete your trip within 6 months of policy issuance.

    Deductibles 

    You have to pay certain deductibles, such as medical expenses. After you pay, we will start to cover you.

    How to Make a Claim for Your Bajaj General Group Travel Insurance?

    You can make a claim for group travel insurance in 2 ways: cashless or reimbursement. Here are the steps to do so:

    Cashless Claim

    1
    Visit a network hospital abroad and contact the TPA.
    2
    Inform us about the hospitalisation within 24 hours.
    3
    We will verify with the hospital desk.
    4
    Once approved, we will directly disburse the amount to the hospital.

    Reimbursement Claim

    1
    Inform us about any issues that you are facing. It could be a trip delay, baggage delay or theft/burglary.
    2
    Pay for the bills yourself at first.
    3
    Collect all necessary documents and submit them (original copies).
    4
    We will verify the documents and reimburse the amount to your bank account.
     

    Documents Required to File for Group Travel Insurance Claim

    Depending on the type of claim, you have to submit essential documents to support your claim. Common documents include:
    1
    Original admission and discharge summary
    2
    Property irregularity report (PIR) from the airport
    3
    Copies of emails to the airline for lost/delayed baggage
    4
    Baggage tags and receipts for purchased items during the delay
    5
    Original invoice for alternate hotel
    6
    FIR for passport loss
     

    Step-by-Step Guide

    How to Buy Group Travel Insurance Online?

    How to Buy

    • 1

      Download the Bajaj General Mobile App and use your login credentials

    • 2

      Select the travel insurance option by providing necessary details

    • 3

      Allow the application to process your information & get quotes

    • 4

      Choose the plan aligning with your travel itinerary & include add-ons

    • 5

      Finalise the plan selection and complete the payment process

    • 6

      Insurance policy & receipt will be promptly delivered to your email ID

    Buy Now

    How to Extend

    • 1

      Please reach out to us for policy extensions

    • 2

      Phone +91 020 66026666

    • 3

      Fax +91 020 66026667

    Extend Now

    Cashless Claim

    • 1

      Applicable for overseas hospitalization expenses exceeding $ 500

    • 2

      Submit documents online for verification.

    • 3

      Upon verification Payment Guarantee to be released to the hospital

    • 4

      Please complete necessary formalities by providing missing information

    Claim Now

    Reimbursement

    • 1

      On complete documentation receipt, reimbursement takes approx. 10 days

    • 2

      Submit original copies (paid receipts only) at BAGIC HAT

    • 3

      Post scrutiny, receive payment within 10 working days

    • 4

      Submit incomplete documents to our document recovery team in 45 days

    • 5

      Policy deductible will be applicable as per policy copy

    Claim Now

    Download Policy Document

    Once you have purchased the travel insurance policy from Bajaj General Insurance, you need to download the document to use it when required. The details to download travel insurance policy documents are below:

    brochure

    Brochure
    -

    Policy Wordings
    -

    Proposal Form
    -

    Claims Form
    -

    Customer Info Sheet
    Download

    Frequently Asked Questions on Group Travel Insurance

    What is the entry age for Travel Prime insurance?

    The proposer must be between six months and 60 years old to purchase Travel Prime insurance. The policy is valid for 180 days and can be extended for an additional 180 days.

    Is there any waiting period in the travel prime group insurance?

    Yes, the group insurance plan, particularly at the Bajaj General Insurance, has waiting periods. The standard Initial waiting period is around 30 days for illness, along with extended periods for pre-existing diseases or maternity. However, accidental hospitalisations can be covered immediately.

    When does travel group prime insurance not cover lost passports?

    This coverage under travel care insurance does not apply in certain cases. It excludes losses due to confiscation or detention by customs, police, or any other authority. Additionally, if the loss is not reported to the police within 24 hours and no official report is obtained, the claim is invalid. It also does not cover losses resulting from negligence.

    How to extend the Travel Prime policy?

    To extend your policy, submit a Good Health Declaration form signed by you. Requests must be made 7 days before the policy’s expiry. Extensions cannot be granted if requested after this period. If there’s a major claim under the current policy, the extension may be approved, but the condition causing the claim will be excluded from coverage.

    Will I be able to issue more than one policy for the same trip?

    No, you can opt for one policy for the single journey. Please check with your insurance company for more details.

    What is deductible in group trip insurance?

    Under a group trip insurance plan, the deductible is the fixed amount each policyholder pays out-of-pocket for covered losses, such as medical bills, lost baggage, or trip cancellations. It generally starts before the insurance company starts paying.

    Is group travel insurance mandatory for international trips?

    Group travel insurance isn't universally mandatory. However, if you're visiting any Schengen countries like Italy, France or the Netherlands, it is mandatory to have an international medical group travel insurance with a coverage of at least €30,000 (approximately ₹31,50,330) for visa approval.

    What if I want to cancel my group travel insurance policy?

    You can opt to cancel your group travel plan before or after the policy starts, as outlined in the policy terms. Please note that cancellation rules may vary based on your coverage.

    Can I raise more than one claim for multiple trips in a group travel plan?

    Yes, group travel insurance allows multiple and separate claims for different incidents or different trips. However, the travellers can't get coverage benefits without the same travel itinerary.

    How is the claim amount calculated under Group Travel Insurance?

    In a group travel insurance claim, amounts are calculated based on the specific benefit demanded by policyholders from a group and the sum insured per person, while subtracting the deductible amount.

    Are cashless hospitalisation facilities available for group trip insurance claims?

    Yes, cashless hospitalisation facilities are available for group trip travel insurance at the network of hospitals. However, to get this benefit, you must ensure your provider is associated with a good number of such hospitals.

    How do I make a claim on my travel insurance policy?

    It is advisable to contact your insurance provider to discuss your claim. Please ensure you have your policy details, passport number, and any other relevant information readily available while submitting your claim.

    Can I renew my travel insurance policy?

    Some travel insurance policies may offer renewal options, but this is not always standard. Generally, travel insurance is designed for specific trip durations. It is best to check with your insurance provider to see if renewal is possible and under what conditions.

    What happens if my travel insurance expires?

    If your travel insurance expires while you are still travelling, you will no longer have coverage for any medical emergencies, lost luggage, or other risks. This means you would be responsible for any expenses incurred during your travel after your policy expiration. It is recommended to ensure your travel insurance covers the entire duration of your trip.

    What if the group size changes at the time of renewal of travel insurance?

    If your group size changes at the time of renewal for a group travel insurance plan, the premium will be adjusted accordingly to the new number of members. The insurer basically does this to reassess your new group's risk profile. For instance, younger and low-risk groups get less premium than smaller, older, or high-risk groups.

    What is the validity period of travel insurance?

    The validity period of travel insurance varies significantly. It is tied to the length of your trip, and policies are typically purchased for specific durations. These durations can range from a few days to several months, depending on the policy and provider. Always confirm the exact validity period with your insurance provider before your trip.

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    What Customer Say About Bajaj General Insurance

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    Bajaj General travel insurance ensures my parents travel stress-free with great medical & trip coverage!

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    Rakesh Agarwal

    Chennai

    5

    31st Jan 2025

    Great coverage option

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    31st May 2025

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    31st May 2025

    Great coverage option

    Great coverage for medical emergencies & flight delays—essential for elderly travelers.

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    Ahmedabad

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