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Travel Insurance

Travel Insurance for Germany

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Key Features

The Real Ace in your Travel Pack

Coverage Highlights

Comprehensive travel protection under a single plan
  • Design your own plan

A truly modular plan that offers you flexibility to curate coverage suited for you and your family

  • Wide Sum insured options

Choose adequate sum insured that suits your budget

  • Pre- Existing (PEDs) covered

Medical expenses upto USD 3000 for emergeny medical care of pre existing diseases

  • Truly Cashless

Worldwide cashless hospitalisation

  • Ease of buying

No medical health check up required to purchase the policy

  • Discounts

Upto 10% discount depending upon the number of people travelling

  • Extension of medical coverage post policy expiry

If hospitalised within the policy period, treatment can be continued upto a maximum of 75 days beyond policy expiry

  • 24x7 support

Enjoy round the clock support to travel worryfree

  • Direct Discount

Enjoy 5% direct discount by purchasing online

  • From reimbursements to fixed payouts

Some coverages reimburse actual expenses while others provide a pre-fixed amount

  • One trip or many? We have got you covered

A Single-Trip Policy covers just one trip, perfect for occasional travelers. A Multi-Trip Annual Policy covers unlimited trips within a year, ideal for frequent travelers. If you travel often, save time and money with an annual plan. Choose what fits your travel needs

Additional Coverage

What else can your get?
  • Trip Delay Delight

Pays an agreed amount in case the flight gets delayed beyong the defined period

  • Track-a- Baggage

Opting this service helps you keep track of your luggage during your trip, giving you peace of mind. If your bags go missing, the service helps locate and return them to you quickly

  • Extended Pet Stay

Covers expenses for your pet’s extended stay at a boarding facility due to unforeseen travel delays

  • Weather Guarantees

Offers compensation for costs due to trip disruptions caused by extreme weather conditions

  • Note

Please read policy wordings for detailed coverage

Secure Your Germany Trip with Travel Insurance

Planning to visit Germany? You should ensure not to miss carrying travel insurance for Germany! Germany is one of the most well-liked travel destinations in the world, thanks to its diversified landscapes and distinctive historical position. There is something in the nation to captivate people from various socio-economic backgrounds and nations, from museums to memorials and architectural wonders to art galleries.

To guarantee that a vacation to this beautiful destination is financially protected, it is advised that everyone planning a trip to Germany buy travel insurance for Germany.

The process of getting travel insurance in Germany is simple and hassle-free.

Importance of Travel Insurance for Germany

No matter how carefully you prepare for anything in life, there will always be uncertainties that can derail your plans. You must buy reliable travel insurance coverage to protect your overseas vacation plans.

It is advised to obtain sufficient travel insurance for Germany to provide essential safety for the entire travelling group, including friends and relatives. Make sure the travel insurance plan includes health coverage when choosing a policy for Germany..

If your luggage is lost or delayed at any of the airports you fly through in Germany, a good travel insurance package will be useful. With the top-notch travel insurance plans from India, you can select the level of protection based on your budget and insurance needs and keep your finances safe from unforeseen incidents while travelling.

Benefits You Deserve

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Cashless Worldwide

Provides direct settlement of medical bills without upfront payments

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Emergency Travel Assistance

Get round-the-clock support in case of emergencies during your trip

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Trip Delay Covered

Get paid for long flight delays

Download Policy Document

Get instant access to your policy details with a single click.

Why Choose Bajaj General Travel Insurance for Germany?

With Bajaj General travel insurance policy for Germany, you can experience an exciting adventure without any worries. Our Germany travel insurance plan offers a range of benefits, including:

Instant Assistance

You can receive immediate phone assistance anywhere in Germany with just one missed call.

Variety of Policies

You can choose a policy that suits your needs from our wide range of plans. Additionally, students and senior citizens can opt for customized cover that meets their unique requirements.

Efficient Claims Process

Bajaj General claims settlement process is smooth and efficient, ensuring that your claims are settled quickly.

Comprehensive Coverage

Bajaj General travel insurance policy provides comprehensive coverage, protecting you against hospitalization, trip cancellation, baggage loss, trip curtailment, and more.

Germany Visa And Entry Information

Indian nationals can apply for the following types of German visa for Indians if they intend to travel to Germany in central Europe:

- Tourist visa:

You can apply for a tourist visa to Germany if you are visiting there for leisure. The maximum validity of the Schengen tourist visa is three months. The German embassy or consulates in India are where you can apply for a Schengen tourist visa.

- Language course visa:

You can apply for a Language Course Visa to enter Germany if your trip to the country is intended to help you learn the language thoroughly. It's essential to remember that the chosen course must last for a minimum of 3 to 12 months and include at least 18 hours of instruction per week.

- Student applicant visa:

Indian nationals who have applied for a degree programme at a German university and have a reasonable probability of being accepted may request a student application visa. The aforementioned visa enables the candidate to participate in crucial pre-admission tests, interviews, and other procedures in Germany.

- Student visa:

You must apply for a student visa to Germany if accepted into an academic programme. If your intended stay in Germany is set to last more than 3 months, your student visa must be accompanied by a valid residence permit for only 3 months.

- Business visa:

A brief Schengen visa is necessary for Indian nationals who want to conduct business in Germany. A 90-day stay in Germany is permitted with a German business visa, carried out over a maximum of six months.

- Employment/Working visa:

You must apply for a Germany Working/Employment Visa if you travel to Germany to work there. This is a long-term visa, and its validity is based on how long your employment contract will last. You may apply for an employment visa extension if your employment situation does not change.

Indian nationals travelling to Germany may also apply for one of the following visa categories in addition to the ones already mentioned:

- Airport Transit Visa

- Guest Scientist Visa

- Medical Treatment Visa

- Trade Fair and Exhibition Visa

- Training/Internship Visa

How to Apply for a Germany Visa?

Based on the reason for your visit, you can apply for a particular Germany visa for Indians. These include business visas, transit visas, tourist visas, and more. Before you apply for a German visa, be sure to verify which category you qualify for. You must prepare all the necessary documentation for your application before applying for a visa. You will also need photographs and other details for passport and visa applications.

You can submit your application online at a German Consulate or Embassy in the area (as mentioned below). In the consulate or embassy, your visa application will be reviewed, and if necessary, you might be contacted for an interview.

Required Documents for Germany Travel from India

The following travel and identity documents must be with you if you are travelling to Germany. Additionally, you will also need to buy international travel insurance online.

- A current, three-month-valid Indian passport not more than ten years old

- Two most recent passport-sized photos

- A valid Schengen visa

- A copy of your passport's data page

- A reliable Germany travel health insurance policy

- A letter of introduction that includes the trip's schedule

- Travel documentation, including, if necessary, tickets for flights and trains

- A document demonstrating your intention to stay in Germany

- Evidence of your current financial situation, such as pay stubs, income tax returns, bank statements, and evidence of income

- Letter of employment from your employer (if relevant)

- Letter of approval from your university (if needed)

- Documents proving your civil status (some examples are a marriage licence, a spouse's death certificate, or a child's birth certificate)

Germany-Specific Covid-19 Travel Documents

A negative RT-PCR test result that is no more than 48 hours old and/or documentation of Covid-19 immunisation

Essential Safety Measures for Your Canada Trip

- Always keep your passport secure

- Verify the permissible duration limit in your passport

- Observe the rules and laws of the nation

- Use official commercial transportation instead of hiring a private driver

- Do not remain in the country after your visa has expired

- Avoid going to isolated or unfamiliar places, especially at night

- Don't engage in any illegal activities

- Don't offend others through words, deeds, or a mix of the two

- To protect your finances from unfortunate events, pick the finest travel insurance for Germany

Specific Safety Advice for Covid-19

- Put on a mask over your mouth and nose, especially when riding public transportation.

- Practise social distancing.

- If you experience Covid-19 symptoms, isolate yourself, get tested, and then repeat the process.

- It would also be helpful to have the finest travel insurance for Germany from India while you are away.

Indian Embassy in Germany: Contact Details & Services

Your country's embassy should be your first point of contact if you ever need help with your trip. Here are the details.

Contact details of the Embassy:

The Embassy of India, Tiergartenstraße 17, 10785 Berlin, Germany

Website: Embassy of India, Berlin, Germany

Email: dcm.berlin@mea.gov.inTelephone number: +49 - 30 - 257950

Fax number: +49 - 30 - 26557000

Working hours: Monday to Friday, 9:00 AM to 5:30 PM

Work hours for Consular Services:

Submission of documents: Monday to Friday, 09:30 AM to 12:30 PM

Collection of documents: Monday to Friday, 4:00 PM to 5:00 PM

Consular Services Telephone Number: +49 - 30 25795 820

List of International Airports in Germany

- Frankfurt Airport, Frankfurt

- Munich International Airport, Munich

- Hamburg Airport, Hamburg

- Berlin Tegel Airport, Berlin

- Dusseldorf International Airport, Dusseldorf

Currency and Foreign Exchange for Travelling to Germany

The Euro (€), the official currency of 19 of the 27 countries that make up the European Union, serves as Germany's unit of exchange. The exchange rate between the Euro (€) and the Indian National Rupee (₹) varies daily. Hence, monitoring the prevailing exchange rate before your journey to Germany is essential. Furthermore, you must carry a sufficient amount of the aforementioned currency during travel.

Top Tourist Places to Visit in Germany

Once you have the appropriate travel insurance for Germany, you may move forward and experience the best destinations in the nation. With deep roots in history and a vital presence in present international politics, Germany is a country famous as much for its historic landmarks as its modern architectural marvels.

The following locations must be at the top of your list if you travel to this country in central Europe:

- Berlin:

One of the cultural epicentres of the European Union is Berlin, the capital city of Germany. With its historic landmarks and cultural mix, the city combines ancient charm with modern luxury. While in Berlin, you must see the Brandenburg Gate, Museum Island, German Historical Museum, and Charlottenburg Palace.

- Munich:

One of Germany's major towns and a favourite among tourists is Munich, perched on the edge of the Bavarian Alps. The city, adorned with magnificent churches, is well-known for its rich religious and cultural history. When in Munich, ensure to visit the Micahelskirche, a wonder of the Renaissance, and the Marienplatz, a sizable open space in the city's heart. In Munich, you can visit several art galleries and museums.

- Cologne:

The German city of Cologne, renowned as a centre of trade and commerce, has no shortage of cathedrals, cafes, and galleries. The city, founded during the Roman Empire, has several monuments honouring Roman architecture and culture. One of Cologne's most renowned architectural wonders is the cathedral.

Regardless of your intentions, be sure to purchase the finest travel insurance for Germany from India so that you are always covered.

Best Time to Visit German

The best months to travel to Germany are between March and May when the country experiences spring, and between October and November when the country experiences autumn. In Germany, the temperature often stays at a nice 19 degrees Celsius during both of the previous seasons. It is not ideal to schedule your trip to Germany during the summer when the nation typically sees a high volume of tourists from June through September. Our website allows you to compare travel insurance for Germany policies to pick the one that best meets your needs.

By acquiring travel insurance for Germany from India, you can now visit Germany and financially safeguard your overseas trip.

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Step-by-Step Guide

To make sure that we are always listening to our customers

How to Buy

  • 1

    Download the Bajaj General App and use your login credentials

  • 2

    Select the travel insurance option by providing necessary details

  • 3

    Allow the application to process your information & get quotes

  • 4

    Choose the plan aligning with your travel itinerary & include add-ons

  • 5

    Finalise the plan selection and complete the payment process

  • 6

    Insurance policy & receipt will be promptly delivered to your email ID

How to Extend

  • 1

    Please reach out to us for policy extensions

  • 2

    Phone +91 020 66026666

  • 3

    Fax +91 020 66026667

Cashless Claim

  • 1

    Applicable for overseas hospitalization expenses exceeding USD 500

  • 2

    Submit documents online for verification.

  • 3

    Upon verification Payment Guarantee to be released to the hospital

  • 4

    Please complete necessary formalities by providing missing information

Reimbursement

  • 1

    On complete documentation receipt, reimbursement takes approx. 10 days

  • 2

    Submit original copies (paid receipts only) at BGIL HAT

  • 3

    Post scrutiny, receive payment within 10 working days

  • 4

    Submit incomplete documents to our document recovery team in 45 days

  • 5

    Policy deductible will be applicable as per policy copy

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What Our Customers Say

Stress-Free Journeys

Bajaj General travel insurance ensures my parents travel stress-free with great medical & trip coverage!

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Rakesh Agarwal

Chennai

5

31st Jan 2025

Great coverage option

Hassle-free international travel coverage for senior citizens—must-have for every trip!

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Debraj Sardar

Pune

5

31st Jan 2025

Great coverage option

Travel worry-free! This insurance covers trip cancellations, baggage loss & medical needs.

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Waskoti Gamma

Mumbai

5

31st May 2025

Good customer support

Easy purchase & excellent customer support for senior citizen travel insurance.Highly recommend!

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Sumedh Sam

Pune

5

31st May 2025

Great coverage option

Great coverage for medical emergencies & flight delays—essential for elderly travelers.

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Sachin Kumar

Ahmedabad

5

31st Jan 2025

Great Senior citizen coverage

My senior parents had a smooth experience abroad, thanks to Bajaj General travel insurance!

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Shivani Singh

Paromik Bhattacharyy

5

31st Jan 2025

Best student travel insurance

Bajaj General makes travel insurance stress-free—best for students!

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Pappu Kumar Singh

Delhi

5

29th Jan 2025

Great coverage option

Smart functionalities such as travel alerts & policy tracking. An absolute must-have!

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Daniel Paul

Surat

5

29th Jan 2025

FAQ's

Is travel insurance mandatory for visiting Germany?

Yes, travel insurance for Germany is mandatory for Indian travellers applying for a Schengen visa. It ensures financial protection against medical emergencies, accidents, or trip issues. Bajaj General Insurance offers compliant plans tailored for Schengen travel needs.

What is the minimum coverage requirement for travel insurance to Germany?

Germany, as part of the Schengen area, requires travel insurance for Germany from India with a minimum coverage of €30,000 for medical expenses, emergencies, and repatriation. Buying from Bajaj General Insurance ensures compliance and peace of mind.

Can I buy German travel insurance online from India?

Yes, you can purchase German travel insurance from India through Travel Insurance Online. Bajaj General Insurance provides instant quotes, a simple application, and quick policy issuance to safeguard your international travel.

Does my Germany travel insurance cover COVID-19 expenses?

Most modern international travel insurance plans include COVID-19 hospitalisation and treatment expenses. Bajaj General Insurance provides coverage under travel insurance for Germany, ensuring your trip remains financially secure even during health emergencies.

How much does Germany travel insurance cost for Indian travellers?

The price of travel insurance for Germany from India depends on trip duration, coverage, and the traveller’s age. Bajaj General Insurance offers affordable options with comprehensive benefits for medical and non-medical emergencies.

Do I need travel insurance for a German student visa or a Schengen visa?

Yes, students applying for long-stay or Schengen visas must show proof of travel insurance for Germany. Bajaj General Insurance offers customised, student-friendly plans that cover tuition, medical expenses, and emergencies.

Will my policy cover emergency medical evacuation in Germany?

Yes, Germany travel insurance from India covers emergency medical evacuation to the nearest suitable hospital or repatriation if required. With Bajaj General Insurance, such costs are handled without burdening travellers financially.

Can I extend my Germany travel insurance if my stay is prolonged?

Yes, international travel insurance plans can be extended. Bajaj General Insurance allows extensions if requested before the policy expires, ensuring uninterrupted travel insurance coverage for Germany.

How can I purchase a German travel insurance policy?

You can visit our website and choose international travel insurance under the products section to acquire travel insurance online for Germany. You will be prompted to enter personal information and choose the level of coverage you desire on the following page.

How much should I spend on a German travel insurance policy?

The price of the best travel insurance for Germany will vary depending on some variables, such as the length of your stay there and the sum assured that you choose when purchasing the policy. If you plan to visit Germany with your family, it is advised to choose an acceptable sum assured so that there is sufficient coverage for all of them during the trip.

Is purchasing a medical travel insurance Germany plan required?

Yes, having current medical travel insurance is required for Germany as one of the requirements for applying for a Schengen Visa. Therefore, you must choose an appropriate medical travel insurance plan for Germany before your trip to protect yourself financially from unfortunate circumstances.

Which is the best travel insurance plan for Germany from India?

The best plan is one that balances affordability and coverage. Bajaj General Insurance offers customised travel insurance for Germany from India, with options for students, families, senior citizens, and businesses.

What is covered under German travel insurance?

Typical coverage includes hospitalisation, trip delays, cancellations, baggage loss, passport replacement, and emergency evacuation. Buying travel insurance for Germany ensures your financial safety during unforeseen events abroad.

What are the common exclusions in Germany travel insurance policies?

Exclusions include pre-existing conditions, self-harm, drug/alcohol misuse, or high-risk activities unless covered by add-ons. Always review policy wordings before buying Germany travel insurance from India.

Does my policy include adventure sports coverage in Germany?

Basic travel insurance for Germany excludes risky sports. However, Bajaj General Insurance offers add-ons for adventure activities, ensuring wider protection during outdoor experiences.

Is cashless hospitalization available under German travel insurance?

Yes, Germany travel insurance from India includes worldwide cashless treatment at empanelled hospitals. Bajaj General Insurance ensures seamless medical assistance for emergencies abroad.

Can I get multi-trip coverage for frequent travel to Germany?

Yes, Travel Insurance Online offers multi-trip policies, ideal for frequent business travellers. Bajaj General Insurance provides cost-effective annual international travel insurance for unlimited trips.

How do I file a claim under my Germany travel insurance policy?

To file a claim, contact Bajaj General Insurance’s 24x7 helpline, submit claim forms, hospital bills, passport copies, and related documents. The claim process for travel insurance for Germany is smooth and quick.

What documents are needed to claim medical expenses in Germany?

For medical claims, you must provide hospital invoices, prescriptions, passport copies, policy number, and boarding passes. Germany travel insurance from India ensures your expenses are reimbursed or settled cashless.

Will my policy cover trip cancellation or curtailment in Germany?

Yes, travel insurance for Germany covers financial losses due to cancellations or curtailments caused by emergencies. Bajaj General Insurance reimburses non-refundable costs like flight tickets or hotel bookings.

Does Germany travel insurance cover loss of passport or travel documents?

Yes, international travel insurance protects against expenses for replacing lost passports or essential documents. Bajaj General Insurance helps with documentation and provides financial support under travel insurance for Germany from India.

Can I claim for delayed or lost baggage in Germany?

Yes, Germany travel insurance from India compensates for delayed or lost baggage. You receive reimbursement for essentials, reducing stress during your trip.

How long does it take to process a German travel insurance claim?

Most claims under travel insurance for Germany are processed within 7–10 working days. With Bajaj General Insurance, timelines are quick if documents are submitted correctly.

Are pre-existing illnesses covered in Germany travel insurance claims?

Generally excluded, though some international travel insurance policies may offer limited coverage if declared upfront. It’s best to confirm terms with Bajaj General Insurance before travelling to Germany.

How can I renew my Germany travel insurance policy?

Renewal for travel insurance for Germany from India is simple. Log in to Bajaj General Insurance’s portal, select renewal, pay the premium, and download the updated policy instantly.

Can I renew my travel insurance if I am already in Germany?

Yes, renewal of Germany travel insurance from India can be done online, depending on policy terms. Request before expiry to avoid gaps in coverage.

Is there a grace period for renewing my Germany travel insurance?

Some international travel insurance plans allow short grace periods. It’s recommended to renew before expiry to avoid interruptions.

Will the premium change upon renewal?

Yes, premiums for Germany travel insurance from India may vary depending on age, travel duration, and claims history. Bajaj General Insurance ensures fair pricing.

Can I extend coverage if my Germany visa validity is increased?

Yes, travel insurance for Germany can be extended alongside visa extensions. Contact Bajaj General Insurance before the policy expires to modify it.

Do I need to submit any documents to renew my Germany travel insurance?

Usually, renewal requires no fresh documents. For extended coverage or add-ons, proof of travel may be requested by Bajaj General Insurance.

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