Travel Insurance
Premium Starting ₹ 13/day*
Secure with travel insurance, embrace the adventure
Coverage Highlights
Get comprehensive coverage for your travelProtection for Every Journey
Suitable for different types of travel, within India (Domestic) and worldwide (International) - Business, Leisure, Sports, Student, Group and more
Comprehensive Coverage
Protects against a wide range of potential travel issues, including trip cancellations, delays, lost luggage, medical emergencies, and more
Customizable Plans
Offers a variety of coverage options and add-ons to tailor the insurance policy to your specific needs and travel plans
Ease of Buying
No medical health check-up required to purchase the policy
Extended Stay Abroad
Extending your travel insurance coverage is both possible and hassle-free. Whether you prefer the convenience of online or the personalized assistance of offline methods, we've got you covered. Simply reach out to us online or through our agents to explore your options and ensure continuous protection throughout your travels.
Note
*Premium starts at ₹ 201 for 15 days which is about ₹ 13 per day
Inclusions
What’s covered?Personal Accident Cover
Pays agreed amount in case of death, permanent total & partial disability, while travelling
Trip Cancellation, Interruption & Extension
Travel plans may unexpectedly change due to various reasons such as illness, natural disasters, or unforeseen events. Trip cancellation coverage reimburses you for non-refundable expenses if you need to cancel your trip before departure. Similarly, trip interruption coverage provides reimbursement for unused, non-refundable trip costs if your journey is cut short.
Medical Treatment & Evacuation Expenses Cover
Ensures that you’re financially protected in case of medical emergencies during your trip. It typically includes coverage for hospitalization, emergency medical care, dental treatment and evacuation to India. Pre-existing illnesses/injuries can be opted to be covered
Missed Connection
Reimburses you in case you miss a connecting flight
Loss and Delay of Checked-in Baggage
Losing your luggage or valuables can be a significant inconvenience during a trip. Hence, this cover pays for complete and permanent loss or destruction of the Insured's Checked in Baggage.
Loss of Personal Belonging
Pays for loss or damage to personal belongings including mobile, laptop, camera, passport etc. due to theft, larceny, robbery or hold up at international airport
Sporting Activities Cover
Provides coverage for accidents or injuries that occur while participating in professional or semi-professional sports or adventure activities during travel, if opted
Travel Delay and Missed Connections
Travel delays and missed connections can disrupt your itinerary. Travel insurance typically offers coverage for additional expenses incurred due to unexpected delays, such as accommodation, meals, and transportation. Review the policy to understand the time thresholds and the documentation required for making a claim.
Many More Covers
Additional coverage options are also available
Exclusions
What’s not covered?Pre-existing Condition
Any disability or injury arising from a medical condition that existed before purchasing the policy is generally excluded
Intoxication
Accidents occurring while under the influence of alcohol or drugs are excluded from coverage
Routine Examination
The insurance doesn't cover routine check-ups, vaccinations, or vitamins if you're generally healthy
Self-Inflicted Injuries
Injuries resulting from intentional harm or attempted suicide are not covered
Criminal or unlawful act
Actual or attempted engagement in any criminal or other unlawful act
Non-passenger Flyer
The Insured Person engaging in air travel unless he flies as a passenger on an Airline
War and Related Perils
Injuries or death resulting from war, civil unrest, or acts of terrorism are typically excluded
Note
Please read policy wording for detailed exclusions
Additional Covers
What else can you get?Trip Delay Delight
Pays an agreed amount in case the flight gets delayed beyond the defined period
Track-a-Baggage
Opting this service helps you keep track of your check-in luggage during your trip, giving you peace of mind. If your bags go missing, the service helps locate and return them to you quickly
Pet Stay
Covers expenses (in ₹) for your pet’s extended stay at a boarding facility due to unforeseen travel delays
Indian nationals require a visa to visit Germany for short trips, whether for tourism, family visits, training or business. The type of visa which you apply for and the required procedure to get it depend on how long you plan to stay in the country.
For instance, if you are travelling for tourism purposes for up to 90 days within 180 days, apply for a Schengen Visa (C-Visa). A Germany Visa for Indians will allow you to travel across 29 Schengen member countries, including Germany. Just make sure that you are filling out your visa form accurately to avoid a rejection of your application.
Wondering what the popular types of German visas are available for Indians? Here are a few of them:
Here is an overview of the eligibility criteria to apply for a visa for Germany:
| Eligibility Area | Requirement |
|---|---|
|
General |
Valid passport (issued within 10 years, 2 blank pages, valid beyond stay), legal residence in India, clean record, biometric submission, and travel insurance with at least €30,000 coverage. |
|
Tourist/Visitor |
Proof of accommodation, return travel, sufficient funds, and evidence of strong ties to India. |
|
Business |
Invitation from the German company, employer's covering letter, and business registration proof (if applicable). |
|
Work |
Valid employment contract meeting applicable salary requirements. |
|
Student |
University admission letter, APS Certificate, and proof of funds through a blocked account. |
|
Opportunity Card |
Recognised qualification or eligibility under the points system, language proficiency, and proof of financial resources. |
|
Financial Documents |
Bank statements, salary slips, ITR/Form 16, business records, pension proof, or sponsor's financial documents, depending on occupation. |
Here is a list of Germany visa documents required, which you should submit during the application:
In order to ensure that your stay in Germany is fully covered in case of an emergency, the authorities require proof of travel insurance.
The application fee for a German visa for adults is €90, which is equivalent to ₹9,669*. The visa fees for minor applicants who are between the ages of 6 and 12 years are €45 (₹4,834). It is important to note that there are no Germany Visa Fees for Indians applicable for children who are under the age of 6. You also have to pay a VFS Global fee of ₹1,722.
Note: The exact cost of a Germany visa for Indians is subject to change at any point in time, reflected by conversion rate fluctuations.
Indian citizens cannot get a visa upon arrival and require a valid visa before entering the territory of Germany. It is required of you to apply for a Schengen Visa before your arrival.
Even if you are travelling for a short term, you need to make sure to apply for a visa through authorised visa centres located in India.
When applying for a German visa, make sure to check all of the eligibility criteria for an easy approval.
Here are a few reasons which can lead to a rejection of your visa application process:
There are a lot of benefits to getting international travel insurance when visiting Germany from India. Here are some benefits you should know about Germany visa for Indians:
After you have confirmed that your insurance meets the necessary Schengen requirements, it is time to select a provider. Here is why Bajaj General Insurance Limited may be a top choice for your travel protection.
Now that you have prepared for a journey, it is time to plan your sightseeing itinerary. Here are a few of the top places in Germany that you should visit when on a trip to the place:
| Top Places | What to Explore |
|---|---|
|
Berlin |
Germany's capital, Berlin, has a rich history, world-famous landmarks, and fascinating museums. |
|
Munich |
This place is known for Bavarian traditions, beer gardens, beautiful architecture, cultural festivals and its proximity to several castles. |
|
Neuschwanstein Castle |
This is a fairy-tale castle inspired by Disney, and the place offers breathtaking views, historic interiors and picturesque surroundings. |
|
Hamburg |
It is a major port city which features scenic waterfronts, impressive architecture, historic warehouses, and excellent seafood. |
|
Cologne |
The place is famous for its magnificent cathedral, charming old town, cultural attractions and a vibrant local atmosphere. |
|
Black Forest |
This is yet another picturesque region which has dense forests, charming villages, scenic hiking trails and breathtaking natural beauty. |
|
Dresden |
The place is renowned for its baroque architecture, art museums, historic landmarks, and remarkable post-war achievements. |
|
Rhine Valley |
Visitors can enjoy vineyard-covered hills, river cruises, spectacular landscapes and charming towns. |
|
Heidelberg |
The place has a university town and features cobblestone castles, rich academic heritage and scenic river views. |
|
Zugspitze |
This is Germany's highest mountain and offers panoramic views of the Alps, unforgettable outdoor adventures and cable car rides. |
Step-by-Step Guide
How to Buy
1
Download the Bajaj General Mobile App and use your login credentials
2
Select the travel insurance option by providing necessary details
3
Allow the application to process your information & get quotes
4
Choose the plan aligning with your travel itinerary & include add-ons
5
Finalise the plan selection and complete the payment process
6
Insurance policy & receipt will be promptly delivered to your email ID
How to Extend
1
Please reach out to us for policy extensions
2
Phone +91 020 66026666
3
Fax +91 020 66026667
Cashless Claim
1
Applicable for overseas hospitalization expenses exceeding $ 500
2
Submit documents online for verification.
3
Upon verification Payment Guarantee to be released to the hospital
4
Please complete necessary formalities by providing missing information
Reimbursement
1
On complete documentation receipt, reimbursement takes approx. 10 days
2
Submit original copies (paid receipts only) at BAGIC HAT
3
Post scrutiny, receive payment within 10 working days
4
Submit incomplete documents to our document recovery team in 45 days
5
Policy deductible will be applicable as per policy copy
Yes, travel insurance for Germany is mandatory for Indian travellers applying for a Schengen visa. It ensures financial protection against medical emergencies, accidents, or trip issues. Bajaj General Insurance offers compliant plans tailored for Schengen travel needs.
Germany, as part of the Schengen area, requires travel insurance for Germany from India with a minimum coverage of €30,000 for medical expenses, emergencies, and repatriation. Buying from Bajaj General Insurance ensures compliance and peace of mind.
Yes, you can purchase German travel insurance from India through Travel Insurance Online. Bajaj General Insurance provides instant quotes, a simple application, and quick policy issuance to safeguard your international travel.
Most modern international travel insurance plans include COVID-19 hospitalisation and treatment expenses. Bajaj General Insurance provides coverage under travel insurance for Germany, ensuring your trip remains financially secure even during health emergencies.
The price of travel insurance for Germany from India depends on trip duration, coverage, and the traveller’s age. Bajaj General Insurance offers affordable options with comprehensive benefits for medical and non-medical emergencies.
Yes, students applying for long-stay or Schengen visas must show proof of travel insurance for Germany. Bajaj General Insurance offers customised, student-friendly plans that cover tuition, medical expenses, and emergencies.
Yes, Germany travel insurance from India covers emergency medical evacuation to the nearest suitable hospital or repatriation if required. With Bajaj General Insurance, such costs are handled without burdening travellers financially.
Yes, international travel insurance plans can be extended. Bajaj General Insurance allows extensions if requested before the policy expires, ensuring uninterrupted travel insurance coverage for Germany.
You can visit our website and choose international travel insurance under the products section to acquire travel insurance online for Germany. You will be prompted to enter personal information and choose the level of coverage you desire on the following page.
The price of the best travel insurance for Germany will vary depending on some variables, such as the length of your stay there and the sum assured that you choose when purchasing the policy. If you plan to visit Germany with your family, it is advised to choose an acceptable sum assured so that there is sufficient coverage for all of them during the trip.
Yes, having current medical travel insurance is required for Germany as one of the requirements for applying for a Schengen Visa. Therefore, you must choose an appropriate medical travel insurance plan for Germany before your trip to protect yourself financially from unfortunate circumstances.
The best plan is one that balances affordability and coverage. Bajaj General Insurance offers customised travel insurance for Germany from India, with options for students, families, senior citizens, and businesses.
Typical coverage includes hospitalisation, trip delays, cancellations, baggage loss, passport replacement, and emergency evacuation. Buying travel insurance for Germany ensures your financial safety during unforeseen events abroad.
Exclusions include pre-existing conditions, self-harm, drug/alcohol misuse, or high-risk activities unless covered by add-ons. Always review policy wordings before buying Germany travel insurance from India.
Basic travel insurance for Germany excludes risky sports. However, Bajaj General Insurance offers add-ons for adventure activities, ensuring wider protection during outdoor experiences.
Yes, Germany travel insurance from India includes worldwide cashless treatment at empanelled hospitals. Bajaj General Insurance ensures seamless medical assistance for emergencies abroad.
Yes, Travel Insurance Online offers multi-trip policies, ideal for frequent business travellers. Bajaj General Insurance provides cost-effective annual international travel insurance for unlimited trips.
To file a claim, contact Bajaj General Insurance’s 24x7 helpline, submit claim forms, hospital bills, passport copies, and related documents. The claim process for travel insurance for Germany is smooth and quick.
For medical claims, you must provide hospital invoices, prescriptions, passport copies, policy number, and boarding passes. Germany travel insurance from India ensures your expenses are reimbursed or settled cashless.
Yes, travel insurance for Germany covers financial losses due to cancellations or curtailments caused by emergencies. Bajaj General Insurance reimburses non-refundable costs like flight tickets or hotel bookings.
Yes, international travel insurance protects against expenses for replacing lost passports or essential documents. Bajaj General Insurance helps with documentation and provides financial support under travel insurance for Germany from India.
Yes, Germany travel insurance from India compensates for delayed or lost baggage. You receive reimbursement for essentials, reducing stress during your trip.
Most claims under travel insurance for Germany are processed within 7–10 working days. With Bajaj General Insurance, timelines are quick if documents are submitted correctly.
Generally excluded, though some international travel insurance policies may offer limited coverage if declared upfront. It’s best to confirm terms with Bajaj General Insurance before travelling to Germany.
Renewal for travel insurance for Germany from India is simple. Log in to Bajaj General Insurance’s portal, select renewal, pay the premium, and download the updated policy instantly.
Yes, renewal of Germany travel insurance from India can be done online, depending on policy terms. Request before expiry to avoid gaps in coverage.
Some international travel insurance plans allow short grace periods. It’s recommended to renew before expiry to avoid interruptions.
Yes, premiums for Germany travel insurance from India may vary depending on age, travel duration, and claims history. Bajaj General Insurance ensures fair pricing.
Yes, travel insurance for Germany can be extended alongside visa extensions. Contact Bajaj General Insurance before the policy expires to modify it.
Usually, renewal requires no fresh documents. For extended coverage or add-ons, proof of travel may be requested by Bajaj General Insurance.
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Stress-Free Journeys
Bajaj General travel insurance ensures my parents travel stress-free with great medical & trip coverage!
Rakesh Agarwal
Chennai
31st Jan 2025
Great coverage option
Hassle-free international travel coverage for senior citizens—must-have for every trip!
Debraj Sardar
Pune
31st Jan 2025
Great coverage option
Travel worry-free! This insurance covers trip cancellations, baggage loss & medical needs.
Waskoti Gamma
Mumbai
31st May 2025
Good customer support
Easy purchase & excellent customer support for senior citizen travel insurance.Highly recommend!
Sumedh Sam
Pune
31st May 2025
Great coverage option
Great coverage for medical emergencies & flight delays—essential for elderly travelers.
Sachin Kumar
Ahmedabad
31st Jan 2025
Great Senior citizen coverage
My senior parents had a smooth experience abroad, thanks to Bajaj General travel insurance!
Shivani Singh
Paromik Bhattacharyy
31st Jan 2025
Best student travel insurance
Bajaj General makes travel insurance stress-free—best for students!
Pappu Kumar Singh
Delhi
29th Jan 2025
Great coverage option
Smart functionalities such as travel alerts & policy tracking. An absolute must-have!
Daniel Paul
Surat
29th Jan 2025