Travel Insurance
Key Features
The Real Ace in your Travel Pack
Coverage Highlights
Comprehensive travel protection under a single planDesign your own plan
A truly modular plan that offers you flexibility to curate coverage suited for you and your family
Wide Sum insured options
Choose adequate sum insured that suits your budget
Pre- Existing (PEDs) covered
Medical expenses upto USD 3000 for emergeny medical care of pre existing diseases
Truly Cashless
Worldwide cashless hospitalisation
Ease of buying
No medical health check up required to purchase the policy
Discounts
Upto 10% discount depending upon the number of people travelling
Extension of medical coverage post policy expiry
If hospitalised within the policy period, treatment can be continued upto a maximum of 75 days beyond policy expiry
24x7 support
Enjoy round the clock support to travel worryfree
Direct Discount
Enjoy 5% direct discount by purchasing online
From reimbursements to fixed payouts
Some coverages reimburse actual expenses while others provide a pre-fixed amount
One trip or many? We have got you covered
A Single-Trip Policy covers just one trip, perfect for occasional travelers. A Multi-Trip Annual Policy covers unlimited trips within a year, ideal for frequent travelers. If you travel often, save time and money with an annual plan. Choose what fits your travel needs
Additional Coverage
What else can your get?Trip Delay Delight
Pays an agreed amount in case the flight gets delayed beyong the defined period
Track-a- Baggage
Opting this service helps you keep track of your luggage during your trip, giving you peace of mind. If your bags go missing, the service helps locate and return them to you quickly
Extended Pet Stay
Covers expenses for your pet’s extended stay at a boarding facility due to unforeseen travel delays
Weather Guarantees
Offers compensation for costs due to trip disruptions caused by extreme weather conditions
Note
Please read policy wordings for detailed coverage
Every Indian national who wants to visit Australia requires a valid Australian visa. The exact type of visa which you need depends on the duration and purpose of your visit. Currently, Australia does not provide a visa-on-arrival facility for Indians. You can view the latest guidelines and requirements on the official website of the Australian Department of Home Affairs.
Travellers need to apply for visas online for the appropriate type, such as a visitor visa, a work visa, or a student visa. It is necessary that you obtain the correct type of visa that aligns with your purpose and visit to Australia. Otherwise, you risk facing a visa application rejection.
Here is an overview of some of the features of an Australian visa for Indians:
Before applying for an Australian visa, it is important to know about the available visa options. Here are a few visa types which you can apply for when going to Australia:
To successfully get an Australian visa, Indian applicants should first explore the visa categories, verify their eligibility and gather all necessary supporting documents. Here is an overview of Australia visa requirements:
| Eligibility Criteria | Specifications |
|---|---|
|
Genuine Travel Intention |
This indicates that the reason for your travel to Australia is authentic and that you intend to leave when your visa expires. |
|
Valid Passport |
It refers to a credible passport with at least 2 blank pages left. |
|
Invitation Letter |
This invitation letter is a formal document written by a host, a permanent resident or a registered business in Australia. |
|
Proof of Accommodation |
A proof of accommodation shows that you have a verifiable place to stay during your stay in Australia. |
|
Finance Evidence |
It shows that you have the necessary finances to afford your whole stay in Australia. |
Even with careful preparation, visa applications can sometimes be refused. Knowing the common reasons for rejection can help you avoid costly mistakes.
Learn about the reasons why travel insurance is required for getting an Australian visa:
An Australian visa is actually not available for Indian citizens upon arrival. This is because Australia operates under strict rules in a global visa regime. This requires all Indian passport holders to apply for and get an approved visa.
You need to apply for the exact type of visa that fulfils your travel purpose and aligns with it. Otherwise, you stand at risk of getting visa rejections. Make sure to double-check all the information you enter in your visa form.
Here is an overview of the benefits of travel insurance for Australia:
Here is a list of the top tourist attractions to visit after getting Australian visa for Indians:
| Top Places | What to Explore |
|---|---|
|
Sydney Opera House |
This place features an iconic architectural masterpiece which houses world-class performances on Sydney's beautiful harbour. |
|
Great Barrier Reef |
This is the world's largest coral reef system, which is perfect for stunning snorkelling. |
|
Uluru |
This place is a sacred sandstone monolith which glows brilliantly during spectacular desert sunrises and sunsets. |
|
Twelve Apostles |
Here you will get to see majestic limestone stacks which rise dramatically from the Southern Ocean waves. |
|
Blue Mountains |
It is a vast wilderness that features breathtaking cliffs, eucalyptus forests and hiking trails. |
|
Bondi Beach |
This is Australia's most famous surf beach, which offers golden sands and waves. |
|
Kakadu National Park |
This national park is a UNESCO-listed park which showcases ancient Aboriginal art and a diverse wildlife. |
|
Kangaroo Island |
It is a pristine island sanctuary which has native kangaroos, seals and koalas. |
|
Daintree Rainforest |
Here, you can see an ancient, lush tropical rainforest which meets the sea in the Far North. |
|
Great Ocean Road |
It is a legendary coastal drive which features scenic ocean views and a natural rock. |
Step-by-Step Guide
How to Buy
1
Download the Bajaj General Mobile App and use your login credentials
2
Select the travel insurance option by providing necessary details
3
Allow the application to process your information & get quotes
4
Choose the plan aligning with your travel itinerary & include add-ons
5
Finalise the plan selection and complete the payment process
6
Insurance policy & receipt will be promptly delivered to your email ID
How to Extend
1
Please reach out to us for policy extensions
2
Phone +91 020 66026666
3
Fax +91 020 66026667
Cashless Claim
1
Applicable for overseas hospitalization expenses exceeding $ 500
2
Submit documents online for verification.
3
Upon verification Payment Guarantee to be released to the hospital
4
Please complete necessary formalities by providing missing information
Reimbursement
1
On complete documentation receipt, reimbursement takes approx. 10 days
2
Submit original copies (paid receipts only) at BAGIC HAT
3
Post scrutiny, receive payment within 10 working days
4
Submit incomplete documents to our document recovery team in 45 days
5
Policy deductible will be applicable as per policy copy
No. There is no need to physically attend an interview when you can apply for your visa online.
Your travel insurance plan will be extended for another 7 days if your policy expires and your return flight is cancelled for any unforeseen cause.
No. Although it is not mandatory to have travel insurance for Australia, it is always advisable to do so to protect yourself in the event of an accident.
The validity of an Australian visa depends on the type of visa issued. A tourist visa is typically valid for 3 to 12 months, while business visas can be valid for 1 to 3 years. Work and student visas are valid for the duration of the contract or course.
When travelling alone, individual travel plan can be a suitable policy. On the other hand, if you are travelling with your famiy then you may opt in for family floater policy.
No, you can opt one policy for the single journey. Please check with your insurance company for more details.
What’s the minimum and maximum age for buying a travel insurance for students
Students can buy a travel insurance policy between the age of 16-35 years as per the policy terms.
You can opt to cancel your plan before or after the policy starts, as outlined in the policy terms. Please note that cancellation rules may vary based on your coverage.
Although there is no specific amount set by the Australian government, applicants must demonstrate financial stability by providing six months’ bank statements, salary slips, or other financial documents to prove they can support their stay in Australia.
Applying for an Australian visa allows Indian travellers to explore Australia, attend business meetings, study in world-class universities, and work in a stable economy. With a valid visa, you can visit multiple states and experience Australia’s cultural diversity.
Anyone who is not an Australian citizen and wishes to visit Australia for tourism, business, study, work, or permanent residency can apply for an Australian visa. Applicants must meet the visa eligibility criteria and provide the required documentation.
Yes, minors can apply for an Australian visa. However, they must submit a consent letter from their parents or legal guardians, along with a signed permission form and other required documents.
While travel insurance is not mandatory for obtaining an Australian visa, it is strongly recommended. Travel insurance from Bajaj General Insurance Company offers financial protection against medical emergencies, check-in baggage loss, trip cancellations, and other unexpected situations.
It is advisable to contact your insurance provider to discuss your claim. Please ensure you have your policy details, passport number, and any other relevant information readily available while submitting your claim.
Usually medical reports and their copies, receipts, invoices, FIRs, etc. are required for a domestic travel insurance claim. You can get more information from the customer care executive of your insurer.
You can register your claim in two ways—online and offline. For online claim settlement, visit the insurance provider's website to register your claim and upload the necessary documents. If you prefer offline claim settlement, you can register your claim by contacting the designated person.
Some travel insurance policies may offer renewal options, but this is not always standard. Generally, travel insurance is designed for specific trip durations. It is best to check with your insurance provider to see if renewal is possible and under what conditions.
Extending a travel insurance plan depends on the specific policy and provider. Some policies may allow extensions under certain circumstances, while others may require purchasing a new policy. Contacting your insurance provider directly is the best way to determine if an extension is possible or not.
If your travel insurance expires while you are still traveling, you will no longer have coverage for any medical emergencies, lost luggage, or other risk. This means you would be responsible for any expenses incurred during your travel after your policy expiration. It is recommended to ensure your travel insurance covers the entire duration of your
The validity period of travel insurance varies significantly. It is tied to the length of your trip, and policies are typically purchased for specific durations. These durations can range from a few days to several months, depending on the policy and provider. Always confirm the exact validity period with your insurance provider before your trip.
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Stress-Free Journeys
Bajaj General travel insurance ensures my parents travel stress-free with great medical & trip coverage!
Rakesh Agarwal
Chennai
31st Jan 2025
Great coverage option
Hassle-free international travel coverage for senior citizens—must-have for every trip!
Debraj Sardar
Pune
31st Jan 2025
Great coverage option
Travel worry-free! This insurance covers trip cancellations, baggage loss & medical needs.
Waskoti Gamma
Mumbai
31st May 2025
Good customer support
Easy purchase & excellent customer support for senior citizen travel insurance.Highly recommend!
Sumedh Sam
Pune
31st May 2025
Great coverage option
Great coverage for medical emergencies & flight delays—essential for elderly travelers.
Sachin Kumar
Ahmedabad
31st Jan 2025
Great Senior citizen coverage
My senior parents had a smooth experience abroad, thanks to Bajaj General travel insurance!
Shivani Singh
Paromik Bhattacharyy
31st Jan 2025
Best student travel insurance
Bajaj General makes travel insurance stress-free—best for students!
Pappu Kumar Singh
Delhi
29th Jan 2025
Great coverage option
Smart functionalities such as travel alerts & policy tracking. An absolute must-have!
Daniel Paul
Surat
29th Jan 2025