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    Travel Insurance

    Australia Visa For Indians

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    Key Features

    The Real Ace in your Travel Pack

    Coverage Highlights

    Comprehensive travel protection under a single plan
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    • Design your own plan

    A truly modular plan that offers you flexibility to curate coverage suited for you and your family

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    • Wide Sum insured options

    Choose adequate sum insured that suits your budget

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    • Pre- Existing (PEDs) covered

    Medical expenses upto USD 3000 for emergeny medical care of pre existing diseases

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    • Truly Cashless

    Worldwide cashless hospitalisation

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    • Ease of buying

    No medical health check up required to purchase the policy

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    • Discounts

    Upto 10% discount depending upon the number of people travelling

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    • Extension of medical coverage post policy expiry

    If hospitalised within the policy period, treatment can be continued upto a maximum of 75 days beyond policy expiry

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    • 24x7 support

    Enjoy round the clock support to travel worryfree

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    • Direct Discount

    Enjoy 5% direct discount by purchasing online

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    • From reimbursements to fixed payouts

    Some coverages reimburse actual expenses while others provide a pre-fixed amount

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    • One trip or many? We have got you covered

    A Single-Trip Policy covers just one trip, perfect for occasional travelers. A Multi-Trip Annual Policy covers unlimited trips within a year, ideal for frequent travelers. If you travel often, save time and money with an annual plan. Choose what fits your travel needs

    Additional Coverage

    What else can your get?
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    • Trip Delay Delight

    Pays an agreed amount in case the flight gets delayed beyong the defined period

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    • Track-a- Baggage

    Opting this service helps you keep track of your luggage during your trip, giving you peace of mind. If your bags go missing, the service helps locate and return them to you quickly

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    • Extended Pet Stay

    Covers expenses for your pet’s extended stay at a boarding facility due to unforeseen travel delays

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    • Weather Guarantees

    Offers compensation for costs due to trip disruptions caused by extreme weather conditions

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    • Note

    Please read policy wordings for detailed coverage

    Is an Australia Visa for Indians Required?

    Every Indian national who wants to visit Australia requires a valid Australian visa. The exact type of visa which you need depends on the duration and purpose of your visit. Currently, Australia does not provide a visa-on-arrival facility for Indians. You can view the latest guidelines and requirements on the official website of the Australian Department of Home Affairs.

     

    Travellers need to apply for visas online for the appropriate type, such as a visitor visa, a work visa, or a student visa. It is necessary that you obtain the correct type of visa that aligns with your purpose and visit to Australia. Otherwise, you risk facing a visa application rejection. 

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    Features of an Australia Visa For Indians

    Here is an overview of some of the features of an Australian visa for Indians:

    What Different Types of Australia Visa Are Available for Indians?

    Before applying for an Australian visa, it is important to know about the available visa options. Here are a few visa types which you can apply for when going to Australia:

    What are the Eligibility Criteria for an Australia Visa?

    To successfully get an Australian visa, Indian applicants should first explore the visa categories, verify their eligibility and gather all necessary supporting documents. Here is an overview of Australia visa requirements:

    Eligibility Criteria Specifications

    Genuine Travel Intention

    This indicates that the reason for your travel to Australia is authentic and that you intend to leave when your visa expires.

    Valid Passport

    It refers to a credible passport with at least 2 blank pages left.

    Invitation Letter

    This invitation letter is a formal document written by a host, a permanent resident or a registered business in Australia. 

    Proof of Accommodation

    A proof of accommodation shows that you have a verifiable place to stay during your stay in Australia.

    Finance Evidence 

    It shows that you have the necessary finances to afford your whole stay in Australia. 

    What Documents Are Required for an Australia Visa?

    After you have determined your visa type and confirmed your eligibility, the next step is gathering all the necessary documents to support your Australian visa application.
    1
    Filled out the Australia Visa form.
    2
    Income Tax returns of the past three years.
    3
    Copy of passport, including the page with immigration stamps.
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    An invitation letter from family or friends in Australia if it is applicable.
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    Proof of ties to India (education, employment or immediate family details).
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    Financial documents such as salary slips, employment proof, and details of financial assets.
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    Confirmed accommodation and return flight details.
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    A cover letter to the Australian Consulate, including a travel itinerary, details of the passport and Australian sponsor details.
     

    How Much Does an Australia Visa Cost?

    The cost of an Australian visa differs based on the exact type and subclass of visa that you opt for. Here are the Australia visa fees for Indian:
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    A visitor visa tourist stream (Subclass 600) costs AUD 200 (₹13,178.22).
    2
    A work and holiday visa (subclass 462) costs AUD 670 (₹44,147.05).
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    The Work and Holiday visa (Subclass 462) costs around AUD 670 (₹44,147.05).
    4
    For skilled employer-sponsored regional (provisional) visas (subclass 494), the cost is AUD 4910 (₹32,3525.40).
    5
    A temporary work visa (short-stay specialist) costs AUD 430 (₹28,333.18).
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    For a training visa (subclass 407), the cost is AUD 430 (₹28,333.18).
     

    How Long Does It Take to Process an Australia Visa?

    Here is an overview of how long it takes to process an Australian Visa:
    1
    The processing time for an Australian visa for Indians is 3-4 weeks after submission.
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    The processing days are calculated once all the documents are submitted in accordance with the requirements of the embassy.
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    It is best to refer to the official Australian immigration portal for the latest timeline.
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    The visa processing time can even take up to 6 weeks, depending on the type of visa you apply for.
     

    Validity of the Different Types of Australia Visas

    Get to know about the validity of different types of Australian visas here:
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    The Australian visitor visa grants you permission to stay in the country for a period of 3, 6, or 12 months.
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    The business visa allows you to stay in the country for a period of up to 3 months.
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    With the Australian visa for Indians, a student is granted a stay of up to 5 years.
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    A work visa grants you a stay of up to 6-12 months.
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    The validity of a family visa depends on the type of subclass for which you apply.
     

    Why Can an Australia Visa Application Be Rejected?

    Even with careful preparation, visa applications can sometimes be refused. Knowing the common reasons for rejection can help you avoid costly mistakes.

    How to Apply for an Australia Visa?

    Here is the process to follow when applying for an Australian visa:
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    First, create an account on the website of the Australian Government Department of Home Affairs (at the Immi Account portal) and create a new application.
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    Now choose the purpose of your stay in Australia. Select the correct subclass which aligns with your purpose of travel and needs in the country.
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    Next, fill in your passport details.
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    Now choose the duration of your stay in Australia.
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    Fill in all the required information about your present employment.
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    Attach all necessary documents, and you are done.
     

    What to Know Before and After Arriving in Australia

    Here is what you need to know before and after arriving in Australia:
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    Australian visas are 100% electronic, and no physical sticker will be present in your passport.
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    When you go on a trip, make sure to have a visa grant letter, accommodation details and passport handy.
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    Healthcare is very expensive in Australia, so it is ideal to have travel insurance in place.
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    Australia also has strict biosecurity laws in place, so declare any food items you have to avoid visa cancellation.
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    Make sure to comply with the laws in place to ensure legal compliance and avoid complications.
     

    Why Travel Insurance Required for a Australia Visa?

    Learn about the reasons why travel insurance is required for getting an Australian visa:

    Is an Australia Visa Available on Arrival for Indian Citizens?

    An Australian visa is actually not available for Indian citizens upon arrival. This is because Australia operates under strict rules in a global visa regime. This requires all Indian passport holders to apply for and get an approved visa.

     

    You need to apply for the exact type of visa that fulfils your travel purpose and aligns with it. Otherwise, you stand at risk of getting visa rejections. Make sure to double-check all the information you enter in your visa form.

    What Are the Benefits of Travel Insurance for Australia?

    Here is an overview of the benefits of travel insurance for Australia:

    What Are the Latest Entry Requirements for Australia?

    Before travelling to Australia, it is important to stay informed about the latest entry requirements to ensure a smooth and hassle-free arrival.
    All Indian travellers to Australia require a valid approved visa which aligns with their travel purpose.
    According to biosecurity customs, failure to declare honestly about food items being carried can lead to visa cancellation.
    Passports should be valid for at least 6 months with a minimum of 2 blank pages left.
    Clear identity documentation and accommodation proof, or host proof, is required for visa acceptance.
    Substantial financial evidence is required to obtain an Australian visa.
     

    What Are the Top Tourist Attractions in Australia?

    Here is a list of the top tourist attractions to visit after getting  Australian visa for Indians

    Top Places What to Explore

    Sydney Opera House

    This place features an iconic architectural masterpiece which houses world-class performances on Sydney's beautiful harbour.

    Great Barrier Reef

    This is the world's largest coral reef system, which is perfect for stunning snorkelling.

    Uluru

    This place is a sacred sandstone monolith which glows brilliantly during spectacular desert sunrises and sunsets. 

    Twelve Apostles

    Here you will get to see majestic limestone stacks which rise dramatically from the Southern Ocean waves. 

    Blue Mountains

    It is a vast wilderness that features breathtaking cliffs, eucalyptus forests and hiking trails. 

    Bondi Beach

    This is Australia's most famous surf beach, which offers golden sands and waves. 

    Kakadu National Park

    This national park is a UNESCO-listed park which showcases ancient Aboriginal art and a diverse wildlife. 

    Kangaroo Island

    It is a pristine island sanctuary which has native kangaroos, seals and koalas.

    Daintree Rainforest

    Here, you can see an ancient, lush tropical rainforest which meets the sea in the Far North. 

    Great Ocean Road

    It is a legendary coastal drive which features scenic ocean views and a natural rock. 

    Step-by-Step Guide

    How To Buy, Claim and Renew Bajaj Travel Insurance?

    How to Buy

    • 1

      Download the Bajaj General Mobile App and use your login credentials

    • 2

      Select the travel insurance option by providing necessary details

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      Allow the application to process your information & get quotes

    • 4

      Choose the plan aligning with your travel itinerary & include add-ons

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      Finalise the plan selection and complete the payment process

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      Insurance policy & receipt will be promptly delivered to your email ID

    How to Extend

    • 1

      Please reach out to us for policy extensions

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      Phone +91 020 66026666

    • 3

      Fax +91 020 66026667

    Cashless Claim

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      Applicable for overseas hospitalization expenses exceeding $ 500

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      Submit documents online for verification.

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      Upon verification Payment Guarantee to be released to the hospital

    • 4

      Please complete necessary formalities by providing missing information

    Reimbursement

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      On complete documentation receipt, reimbursement takes approx. 10 days

    • 2

      Submit original copies (paid receipts only) at BAGIC HAT

    • 3

      Post scrutiny, receive payment within 10 working days

    • 4

      Submit incomplete documents to our document recovery team in 45 days

    • 5

      Policy deductible will be applicable as per policy copy

    Frequently Asked Questions on Travel Insurance

    Do I need to visit an embassy to obtain my Australian visa?

    No. There is no need to physically attend an interview when you can apply for your visa online.

    What happens if my policy expires and I have a cancelled flight back?

    Your travel insurance plan will be extended for another 7 days if your policy expires and your return flight is cancelled for any unforeseen cause.

    Is Australian travel insurance required?

    No. Although it is not mandatory to have travel insurance for Australia, it is always advisable to do so to protect yourself in the event of an accident.

    What is the validity of the Australian visa?

    The validity of an Australian visa depends on the type of visa issued. A tourist visa is typically valid for 3 to 12 months, while business visas can be valid for 1 to 3 years. Work and student visas are valid for the duration of the contract or course.

    Which travel policy is better—individual or family floater?

    When travelling alone, individual travel plan can be a suitable policy. On the other hand, if you are travelling with your famiy then you may opt in for family floater policy.

    Will I be able to issue more than one policy for the same trip?

    No, you can opt one policy for the single journey. Please check with your insurance company for more details.

    What’s the minimum and maximum age for buying a travel insurance for students

    Students can buy a travel insurance policy between the age of 16-35 years as per the policy terms.

    What if I want to cancel my travel insurance policy?

    You can opt to cancel your plan before or after the policy starts, as outlined in the policy terms. Please note that cancellation rules may vary based on your coverage.

    How much money do we need to enter Australia?

    Although there is no specific amount set by the Australian government, applicants must demonstrate financial stability by providing six months’ bank statements, salary slips, or other financial documents to prove they can support their stay in Australia.

    What are the benefits of applying for an Australian visa?

    Applying for an Australian visa allows Indian travellers to explore Australia, attend business meetings, study in world-class universities, and work in a stable economy. With a valid visa, you can visit multiple states and experience Australia’s cultural diversity.

    Who can apply for an Australian visa?

    Anyone who is not an Australian citizen and wishes to visit Australia for tourism, business, study, work, or permanent residency can apply for an Australian visa. Applicants must meet the visa eligibility criteria and provide the required documentation.

    Can a minor apply for an Australian visa?

    Yes, minors can apply for an Australian visa. However, they must submit a consent letter from their parents or legal guardians, along with a signed permission form and other required documents.

    Is it mandatory for Indians to get travel insurance for an Australia visa?

    While travel insurance is not mandatory for obtaining an Australian visa, it is strongly recommended. Travel insurance from Bajaj General Insurance Company offers financial protection against medical emergencies, check-in baggage loss, trip cancellations, and other unexpected situations.

    How do I make a claim on my travel insurance policy?

    It is advisable to contact your insurance provider to discuss your claim. Please ensure you have your policy details, passport number, and any other relevant information readily available while submitting your claim.

    What documents would I need to process my domestic travel insurance claim?

    Usually medical reports and their copies, receipts, invoices, FIRs, etc. are required for a domestic travel insurance claim. You can get more information from the customer care executive of your insurer.

    What is the claim settlement process under the corporate travel insurance?

    You can register your claim in two ways—online and offline. For online claim settlement, visit the insurance provider's website to register your claim and upload the necessary documents. If you prefer offline claim settlement, you can register your claim by contacting the designated person.

    Can I renew my travel insurance policy?

    Some travel insurance policies may offer renewal options, but this is not always standard. Generally, travel insurance is designed for specific trip durations. It is best to check with your insurance provider to see if renewal is possible and under what conditions.

    How can I extend my travel insurance plan?

    Extending a travel insurance plan depends on the specific policy and provider. Some policies may allow extensions under certain circumstances, while others may require purchasing a new policy. Contacting your insurance provider directly is the best way to determine if an extension is possible or not.

    What happens if my travel insurance expires?

    If your travel insurance expires while you are still traveling, you will no longer have coverage for any medical emergencies, lost luggage, or other risk. This means you would be responsible for any expenses incurred during your travel after your policy expiration. It is recommended to ensure your travel insurance covers the entire duration of your

    What is the validity period of travel insurance?

    The validity period of travel insurance varies significantly. It is tied to the length of your trip, and policies are typically purchased for specific durations. These durations can range from a few days to several months, depending on the policy and provider. Always confirm the exact validity period with your insurance provider before your trip.

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