Travel Insurance
Key Features
The Real Ace in your Travel Pack
Coverage Highlights
Comprehensive travel protection under a single planDesign your own plan
A truly modular plan that offers you flexibility to curate coverage suited for you and your family
Wide Sum insured options
Choose adequate sum insured that suits your budget
Pre- Existing (PEDs) covered
Medical expenses upto USD 3000 for emergeny medical care of pre existing diseases
Truly Cashless
Worldwide cashless hospitalisation
Ease of buying
No medical health check up required to purchase the policy
Discounts
Upto 10% discount depending upon the number of people travelling
Extension of medical coverage post policy expiry
If hospitalised within the policy period, treatment can be continued upto a maximum of 75 days beyond policy expiry
24x7 support
Enjoy round the clock support to travel worryfree
Direct Discount
Enjoy 5% direct discount by purchasing online
From reimbursements to fixed payouts
Some coverages reimburse actual expenses while others provide a pre-fixed amount
One trip or many? We have got you covered
A Single-Trip Policy covers just one trip, perfect for occasional travelers. A Multi-Trip Annual Policy covers unlimited trips within a year, ideal for frequent travelers. If you travel often, save time and money with an annual plan. Choose what fits your travel needs
Key Inclusions
What's covered?Personal Accident Cover
Pays agreed amount in case of Death, Permanent Total & Partial Disability, while travelling overseas and also within India prior/post 24 hours of international travel, if opted
Medical Treatment & Evacuation Expenses Cover
Indemnifies for medical expenses for any illness, disease or injury that happens while you're travelling abroad and evacuation to India. Pre Existing Illness/ injuries can be opted to be covered
Hospitalization Daily Allowance
Pays agreed per day compensation in case of hospitalisation abroad
Trip Cancellation, Interruption & Extension
Indemnifies for loss incurred by you towards accommodation, travel & event tickets if trip is cancelled or interrupted mid-journey or extended under pre-defined circumstances
Return of Minor Child
Pays travel expense incurred to return your child/ children to India in case your are hospitalized abroad
Missed Connection
Reimburses you in case you miss a connecting flight
Ticket Overbooking
Compensation for denied boarding caused by overbooking, ensuring you are reimbursed for the inconvenience
Loss and Delay of Checked-in Baggage
Pays compensation if the airline delays or misplaces your checked-in-baggage
Loss of Passport and Driving License
Covers cost of replacing your passport / driving licensein case if they are lost during the journey
Loss of Personal Belonging
Pays for loss or damage to personal belongings including mobile, laptop, camera etc. due to theft, larceny, robbery or hold up at international airport
Bounced Hotel
Indemnfies you for a superior room /alterante hotel booking in case you dont get your pre booked stay
Sporting Activities Cover
Provides coverage for accidents or injuries that occur while participating in professional or semi-professional sports or adventure activities during travel
Note
Please read the policy wordings for detailed inclusions
Key Exclusions
What's not covered?Pre-existing Condition
Any disability or injury arising from a medical condition that existed before purchasing the policy, if not opted, is generally excluded
Intoxication
Accidents occurring while under the influence of alcohol or drugs are excluded from coverage
Routine Examination
It doesn't cover routine check-ups, vaccinations, or vitamins if you're generally healthy
Self-Inflicted Injuries
Injuries resulting from intentional harm or attempted suicide are not covered
Criminal or unlawful act
Actual or attempted engagement in any criminal or other unlawful act
War and Related Perils
Losses due to war, rebellion, or terrorism are not covered
Cosmetic and Weight Loss Treatments
No reimbursement for cosmetic surgery or weight reduction programs while travelling abroad
Adventure Sports
Injuries from adventure sports are excluded unless the benefit is opted for
Deductible & Co- Pays
Part of the claim will have to be borne by you if you have Deductible or Copay
Additional Coverage
What else can your get?Trip Delay Delight
Pays an agreed amount in case the flight gets delayed beyong the defined period
Track-a- Baggage
Opting this service helps you keep track of your luggage during your trip, giving you peace of mind. If your bags go missing, the service helps locate and return them to you quickly
Extended Pet Stay
Covers expenses for your pet’s extended stay at a boarding facility due to unforeseen travel delays
Weather Guarantees
Offers compensation for costs due to trip disruptions caused by extreme weather conditions
Note
Please read policy wordings for detailed coverage
There is no requirement for a Seychelles visa for Indians. However, you will require a visitor's permit to enter the country. This permit is issued upon arrival at Seychelles International Airport or at other authorised ports of entry.
This permit is free of charge, provided that travellers meet entry requirements such as holding a valid passport, proof of onward or return travel, confirmed accommodation and sufficient funds to cover their stay. The initial permit is generally granted for up to 3 months and can be extended. However, it is subject to the country's immigration regulations.
A visa is not something that Indians require to visit the Seychelles. Here are a few permits instead, which can be applied for:
Seychelles visa for Indians may not be required, but getting a permit is mandatory. Here is an overview of some of the eligibility criteria to be met for a Seychelles permit application:
| Eligibility Criteria | Specifications |
|---|---|
|
Not a Prohibited Migrant |
Applicants should not be classified as a prohibited migrant under the Seychelles immigration law. |
|
Valid Passport |
Travellers must have a valid passport for the entire duration of the intended stay in Seychelles. |
|
Return or Onward Travel |
Travellers should also possess a confirmed return or onward flight ticket before entering the Seychelles premises. |
|
Proof of Accommodation |
Applicants need to provide evidence of confirmed accommodation, such as the host's address or hotel bookings. |
|
Sufficient Financial Means |
You should submit proof of adequate funds to showcase your ability to cover your own expenses throughout your stay. |
|
Supporting Documents |
Depending on the type of permit, applicants may need to submit documents such as admission letters, marriage certificates, employment approvals, etc. |
Beyond just meeting the validity requirements for your permit, securing the right protection is an equally essential step for your trip:
There is no need for Seychelles visa fees for Indians. The country is visa-free for Indians, and travellers get a free visitor's permit on arrival. This permit allows stays of up to 30 days, provided entry requirements such as a valid passport, return ticket and accommodation proof are met.
Seychelles is visa-free for Indians, but travellers still require approval before travel. Hence, the status check remains relevant because you need to know whether the entry permit has been approved, is pending or rejected.
You can check your Seychelles visa travel authorisation status by visiting the official site of the Seychelles permit application. There, you need to enter your application reference number and passport details to track progress.
Indian citizens do not require a traditional visa to enter Seychelles but are eligible for a visitor permit on arrival. This is completely different from a visa on arrival.
The permit is issued after meeting entry requirements such as a valid passport, return ticket, accommodation proof and sufficient proof of funds.
Here are a few common reasons why a Seychelles permit application can get rejected:
While any complaint plan satisfies the visa criteria, selecting a provider with a robust support network is necessary, and we can provide that.
Now that your travel logistics are fully organised, it is time to look forward to the highlights of your trip. Here are a few of the best places to visit in Seychelles:
| Top Places | What to Explore? |
|---|---|
|
Mahe |
Here, you will get to discover mountain trails, hidden beaches, spice gardens and a vibrant Creole culture. |
|
Victoria |
This place has a small capital city charm and offers colourful markets, museums, and botanical gardens. |
|
Beau Vallon Beach |
Here, you can enjoy swimming, water sports, snorkelling and lively beachside cafes on one of the most accessible beaches. |
|
Praslin |
This place is known for quiet beaches, luxury resorts, and lush forests. The place offers a more relaxed atmosphere as compared to Mahe |
|
Vallée de Mai Nature Reserve |
You can explore the ancient palm forests, home to one of the rare Coco de Mar and unique bird species in a natural environment. |
|
Anse Lazio |
This place is famous for soft white sand, turquoise waters, and granite boulders, which are ideal for swimming, sunbathing and photography. |
|
Sainte Anne Marine National Park |
This place is perfect for snorkelling, diving, and boat tours. This protected marine park showcases coral reefs, tropical fish, etc. |
For travel insurance assistance, contact us through our official website or visa customer care.
For travel insurance assistance related to Seychelles, you can connect with us via our Toll-Free Number 1800 209 5858 or use our Global Travel Helpline by giving a missed call on +91 124 6174720 for prompt support and assistance while travelling.
You should evaluate and compare quotes from different insurance providers. Consider the premium amount, the scope of coverage, and the financial cap on your covered expenses. Ask inquiries before investing, irrespective of the insurance provider you choose. You'll benefit from knowing exactly what is and isn't covered. Moreover, it can be really beneficial for you if you choose the option of purchasing travel insurance online.
Upon arrival, candidates must obtain a permit at the airport in Seychelles.
Yes, Indian travellers must show confirmed hotel bookings or accommodation proof as part of the mandatory entry requirements for Seychelles.
Yes, a confirmed return or onward flight ticket is required for Indian citizens to be granted entry into Seychelles.
Indian visitors are advised to carry at least USD 150 per day to prove financial sufficiency for their stay in Seychelles.
No, Indian citizens are not eligible to work on a Visitor’s Permit. They must obtain a valid work permit approved by the Seychelles authorities.
Yes, Indian nationals may apply for residency, but only after meeting long-term stay and eligibility requirements laid out by the Seychelles immigration.
Yes, Indian students must apply for a Student Permit before enrolling in educational institutions in Seychelles.
No, Indian nationals must obtain a mandatory pre-arrival Travel Authorisation (ETA) effective 2025, replacing the previous visa-on-arrival system. Temporary travel advisories may still be in effect during global health emergencies.
Be sure the following are covered when you buy travel insurance online or offline as per your convenience for Seychelles: Accidents and injuries; Medical costs; Claims for lost or delayed baggage; Costs of cancelled or delayed flights; Loss of a passport; Medical evacuation and repatriation (including COVID-19 coverage).
While not mandatory, it is strongly recommended that Indian travellers get international travel insurance to cover medical emergencies, trip cancellations, and other risks.
Indian travellers can extend their Visitor’s Permit for a total of up to 12 months, with an initial validity of 30 days from the date of entry.
Yes, Indians must have a valid job offer and obtain Gainful Occupation Permits before starting employment in Seychelles.
It is advisable to contact your insurance provider to discuss your claim. Please ensure you have your policy details, passport number, and any other relevant information readily available while submitting your claim.
Usually medical reports and their copies, receipts, invoices, FIRs, etc. are required for a domestic travel insurance claim. You can get more information from the customer care executive of your insurer.
You can register your claim in two ways—online and offline. For online claim settlement, visit the insurance provider's website to register your claim and upload the necessary documents. If you prefer offline claim settlement, you can register your claim by contacting the designated person.
Some travel insurance policies may offer renewal options, but this is not always standard. Generally, travel insurance is designed for specific trip durations. It is best to check with your insurance provider to see if renewal is possible and under what conditions.
Extending a travel insurance plan depends on the specific policy and provider. Some policies may allow extensions under certain circumstances, while others may require purchasing a new policy. Contacting your insurance provider directly is the best way to determine if an extension is possible or not.
If your travel insurance expires while you are still traveling, you will no longer have coverage for any medical emergencies, lost luggage, or other risk. This means you would be responsible for any expenses incurred during your travel after your policy expiration. It is recommended to ensure your travel insurance covers the entire duration of your
The validity period of travel insurance varies significantly. It is tied to the length of your trip, and policies are typically purchased for specific durations. These durations can range from a few days to several months, depending on the policy and provider. Always confirm the exact validity period with your insurance provider before your trip.
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Stress-Free Journeys
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Chennai
31st Jan 2025
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31st Jan 2025
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31st May 2025
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Pune
31st May 2025
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31st Jan 2025
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Paromik Bhattacharyy
31st Jan 2025
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29th Jan 2025
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Surat
29th Jan 2025