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    Travel Insurance

    Singapore Visa for Indians

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    Key Features

    The Real Ace in your Travel Pack

    Coverage Highlights

    Comprehensive travel protection under a single plan
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    • Design your own plan

    A truly modular plan that offers you flexibility to curate coverage suited for you and your family

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    • Wide Sum insured options

    Choose adequate sum insured that suits your budget

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    • Pre- Existing (PEDs) covered

    Medical expenses upto USD 3000 for emergeny medical care of pre existing diseases

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    • Truly Cashless

    Worldwide cashless hospitalisation

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    • Ease of buying

    No medical health check up required to purchase the policy

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    • Discounts

    Upto 10% discount depending upon the number of people travelling

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    • Extension of medical coverage post policy expiry

    If hospitalised within the policy period, treatment can be continued upto a maximum of 75 days beyond policy expiry

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    • 24x7 support

    Enjoy round the clock support to travel worryfree

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    • Direct Discount

    Enjoy 5% direct discount by purchasing online

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    • From reimbursements to fixed payouts

    Some coverages reimburse actual expenses while others provide a pre-fixed amount

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    • One trip or many? We have got you covered

    A Single-Trip Policy covers just one trip, perfect for occasional travelers. A Multi-Trip Annual Policy covers unlimited trips within a year, ideal for frequent travelers. If you travel often, save time and money with an annual plan. Choose what fits your travel needs

    Key Inclusions

    What's covered?
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    • Personal Accident Cover

    Pays agreed amount in case of Death, Permanent Total & Partial Disability, while travelling overseas and also within India prior/post 24 hours of international travel, if opted

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    • Medical Treatment & Evacuation Expenses Cover

    Indemnifies for medical expenses for any illness, disease or injury that happens while you're travelling abroad and evacuation to India. Pre Existing Illness/ injuries can be opted to be covered

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    • Hospitalization Daily Allowance

    Pays agreed per day compensation in case of hospitalisation abroad

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    • Trip Cancellation, Interruption & Extension

    Indemnifies for loss incurred by you towards accommodation, travel & event tickets if trip is cancelled or interrupted mid-journey or extended under pre-defined circumstances

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    • Return of Minor Child

    Pays travel expense incurred to return your child/ children to India in case your are hospitalized abroad

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    • Missed Connection

    Reimburses you in case you miss a connecting flight

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    • Ticket Overbooking

    Compensation for denied boarding caused by overbooking, ensuring you are reimbursed for the inconvenience

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    • Loss and Delay of Checked-in Baggage

    Pays compensation if the airline delays or misplaces your checked-in-baggage

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    • Loss of Passport and Driving License

    Covers cost of replacing your passport / driving licensein case if they are lost during the journey

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    • Loss of Personal Belonging

    Pays for loss or damage to personal belongings including mobile, laptop, camera etc. due to theft, larceny, robbery or hold up at international airport

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    • Bounced Hotel

    Indemnfies you for a superior room /alterante hotel booking in case you dont get your pre booked stay

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    • Sporting Activities Cover

    Provides coverage for accidents or injuries that occur while participating in professional or semi-professional sports or adventure activities during travel

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    • Note

    Please read the policy wordings for detailed inclusions

    Key Exclusions

    What's not covered?
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    • Pre-existing Condition

    Any disability or injury arising from a medical condition that existed before purchasing the policy, if not opted, is generally excluded

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    • Intoxication

    Accidents occurring while under the influence of alcohol or drugs are excluded from coverage

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    • Routine Examination

    It doesn't cover routine check-ups, vaccinations, or vitamins if you're generally healthy

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    • Self-Inflicted Injuries

    Injuries resulting from intentional harm or attempted suicide are not covered

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    • Criminal or unlawful act

    Actual or attempted engagement in any criminal or other unlawful act

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    • War and Related Perils

    Losses due to war, rebellion, or terrorism are not covered

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    • Cosmetic and Weight Loss Treatments

    No reimbursement for cosmetic surgery or weight reduction programs while travelling abroad

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    • Adventure Sports

    Injuries from adventure sports are excluded unless the benefit is opted for

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    • Deductible & Co- Pays

    Part of the claim will have to be borne by you if you have Deductible or Copay

    Additional Coverage

    What else can your get?
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    • Trip Delay Delight

    Pays an agreed amount in case the flight gets delayed beyong the defined period

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    • Track-a- Baggage

    Opting this service helps you keep track of your luggage during your trip, giving you peace of mind. If your bags go missing, the service helps locate and return them to you quickly

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    • Extended Pet Stay

    Covers expenses for your pet’s extended stay at a boarding facility due to unforeseen travel delays

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    • Weather Guarantees

    Offers compensation for costs due to trip disruptions caused by extreme weather conditions

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    • Note

    Please read policy wordings for detailed coverage

    Do Indians Need a Singapore Visa?

    Yes, Indians who are holding an Indian passport need a Singapore Visa before travelling to the city-states. Singapore is a famous destination for both leisure and business travellers. From glittering skyscrapers, luxurious shopping malls, to bustling hawker centres and flea markets, you can enjoy combining both.  

    Immigration and Checkpoint Authority (ICA) makes decisions on immigration passes at entry points. At the same time, the Singapore ICA does not allow a visa on arrival for Indians. On approval of the Singapore visa for Indians, it allows a maximum of 30 days stay, so know the visa requirements and apply before the trip.  

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    Features of a Singapore Visa for Indians

    The key feature of the Singapore visa defines a digital, seamless travel experience with multiple entry validity and e-visa benefits. Here are the unique features of a Singapore visa for Indians.  

    What Different Types of Singapore Visas Are Available for Indians?

    What are the Eligibility Criteria for a Singapore Visa?

    Before you travel to Singapore from India, the first step is understanding the requirements of the Singapore Visa for Indians. You must fulfil the eligibility criteria to apply for a visa online.

    Eligibility Criteria Specifications

    Valid Passport 

    Submit an original passport with at least six months' validity and 2 blank pages. But if you have an old passport, Singapore stamps or visa history, keep them to strengthen your application.

    Travel Itinerary 

    Applicants must provide a copy of their booked return ticket during the visa application process. It ensures your intention to return to India within the permitted duration of stay.

    Financial Resources 

    Individuals with sufficient funds and a bank statement showing the ability to cover the expenses of living in Singapore are eligible for a visa.

    Health Condition 

    Indian travellers must have mental and physical health. If you have any serious health condition, inform ICA while applying for the visa. 

    Criminal Records 

    All visa applicants must have no involvement in any criminal activity or a history of unlawful acts; otherwise, the visa will be rejected.

    Accommodation Proof 

    Applicants must provide evidence of their staying arrangements, such as hotel booking receipts.

    What Documents Are Required for a Singapore Visa?

    You must submit key documents to apply for a Singapore visa for Indians. The Embassy may ask for particular Singapore visa requirements for Indian citizens based on your visa type.  

    Basic documents you must have:  

    General / Common Documents (Required for Most Claims)

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    Valid passport with 6 months left and 2 blank pages.  
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    Passport numbers from old passports if you visited Singapore before.  
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    Completed the Singapore visa application form from the ICA website (Form 14A).  
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    2 recent colour photos that meet the photo rules.  
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    Personal cover letter on plain paper if employed, or company letterhead if self-employed. 

    Supportive documents based on your profile

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    SG Arrival Cards
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    1. Last 3 months' salary slips and company ID, if you are an employee.  
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    1. Business registration or partnership deed (for business persons).       
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    1. 2 years of Income Tax Return acknowledgement.
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    1. Pension book or statement (for retired persons). 
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    1. If the applicant is a student, provide a school or college ID.  
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    1. An invitation letter or V39A form from your host.
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    1. An invitation from a Singapore company and a letter from an Indian employer.  
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    1. Confirmed return flight tickets and hotel booking.
     

    How Much Does a Singapore Visa Cost?

    To apply for a Singapore visa for Indians, pay the mandatory government fee, visa fee, service charges and travel agent service charges separately. So, know how much the Singapore visa charges.

    General / Common Documents (Required for Most Claims)

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    1. The mandatory government fee for applying for a Singapore visa for Indians costs ₹1900 (SGD 30). 
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    1. The mandatory government fee for applying for a Singapore visa for Indians costs ₹1900 (SGD 30). 
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    1. If you are applying for the online VFS service, the charges may cost Rupees ₹652 to ₹1200.
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    1. Applying for a Singapore visa for Indians via a travel agent, the processing fee is around ₹1000 to ₹2500.
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    1. Singapore visa fees for Indians are non-refundable and depend on exchange rates.
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    1. If you require a Singapore visa urgently, you may have to pay extra processing fees.
     

    How Long Does It Take to Process a Singapore Visa?

    Understand the processing time of the Singapore visa for Indians to plan accordingly. It is better to have extra time on hand or a buffer to reapply or a visa delay. 

    General / Common Documents (Required for Most Claims)

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    1. For all first-time applicants with correct document submission, it takes 3 to 4 working days after the application.
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    1. Repeat travellers’ visa with past stamps takes only 2 to 3 working days.
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    1. A Singapore for Indians with a complicated history or previous visa rejections takes more than 5 to 10 working days. 
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    During peak seasons, December to January and May to June, take 2 to 3 extra days.
     

    Validity of the Different Types of Singapore Visas

    Singapore visa for Indians has a clear difference between the total visa validity and the permitted stay per visit.  

    General / Common Documents (Required for Most Claims)

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    A tourist visa for Indians is valid from 30 days up to a maximum of 2 years.
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    A business visa for Singapore is also valid for up to 2 years.  
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    1. An entry visa allows a stay in Singapore for up to 30 days.       
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    1. The Student Pass is valid for the entire academic course duration in Singapore.  
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    An employment visa is valid for 1 to 2 years.  
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    A Singapore transit visa for Indians allows a stay of up to 4 days, 96 hours strictly.
     

    Why Can a Singapore Visa Application Be Rejected?

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      Errors or Missing Details in Form 14A: You must fill Form 14A without mistakes. Wrong names, dates, or travel history lead to rejection. Check personal info, purpose of visit, and past trips twice before you submit. Even small gaps cause delays.

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      Insufficient Financial Proof: ICA wants proof that you can pay for your trip. Submit recent bank statements, ITR papers, and salary slips. This is a key part of the documents required for Singapore visa approval. Always show stable income and healthy savings.

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      Wrong Photo Format: Photos must follow ICA rules exactly. Use the right size, white background, and clear quality. Old or blurred photos get rejected fast. This simple error ruins many applications.

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      Poor Travel Record or Past Refusals: If you overstayed before or got rejected by other countries, ICA sees risk. If you hide facts, you may face a ban. So, declare in detail, a clean record helps with the Singapore visa documents review.

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      Mismatch in Documents and Purpose : Do not say tourism if you submit business letters. ICA rejects files when the purpose and proof do not align; it must match your documents. Keep everything consistent.

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      No Return Ticket/Trip Plan: ICA needs to see that you will leave Singapore on time. You must submit a confirmed return ticket and full travel plan, including accommodation booking details. Missing these documents leads to poor intent and denial.

    Read More

    How to Apply for a Singapore Visa?

    You can apply for your Singapore visa from home with a 100% digital process. The online process for a Singapore visa for Indian citizens gives greater convenience and faster approval before your travel date. Understand the steps for how to apply for a Singapore visa:   

    General / Common Documents (Required for Most Claims)

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    1. Apply for a Singapore visa for Indians from an authorised visa agent, a strategic partner or an online government website of the ICA (Immigration and Checkpoints Authority).  
    2
    1. Decide which visa type you need: a Singapore visa for Indians for tourism, business or work, or a student pass.  
    3
    1. Collect and upload documents required for a Singapore visa, including passport, medical and police certificates, photos, and financial proof. 
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    1. Complete the Form 14A with correct personal and travel details.        
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    1. Submit the form and pay online to apply for a Singapore visa from India.  
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    1. Track Singapore visa application status, and once you get an email, download the e-visa or print a colour copy.
     

    What to Know Before and After Arriving in Singapore

    There are a few key points to remember before travelling to Singapore from India. 

    General / Common Documents (Required for Most Claims)

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    1. Complete an SG arrival card within 3 days before arrival, which is mandatory for all visitors.
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    1. Always carry a printed copy of your e-visa document because ICA mandates a physical printout.
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    1. Keep a passport that is valid for more than 6 months from your travel date. 
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    1. Confirm your hotel bookings and return flight tickets. 
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    Carry sufficient Singapore dollars or payment cards that work internationally. 
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    1. To extend your stay in Singapore, apply before the expiry of your existing pass status check.      
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    1. Respect the laws in Singapore on littering to avoid legal complications or fines during your travel.
     

    Why Travel Insurance Required for a Singapore Visa?

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      Singapore Hospitals Expenses: Singapore has top medical care, but treatment is more costly than in India. One hospital stay can cost thousands of dollars. Travel insurance pays your treatment expenses and hospital bills, so you avoid huge expenses from your pocket.

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      Protects Trip Cancellations: Plans change fast due to sickness, family emergencies, or storms, which can cancel your Singapore trip. Travel insurance compensates for your flight and hotel bookings that you cannot recover. You save money and stress.

    • 3

      Covers Lost Passport or Bags: Losing your passport or luggage abroad causes panic. International travel insurance pays for new travel papers and replaces lost items. It also gives money if your checked bags arrive late.

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      Compensates for Flight Delays or Cancellations : Flights from India to Singapore can face delays. If you miss a connection or wait hours, your insurance covers extra meals and hotel stays. Your Singapore visa online trip stays smooth.

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      Offers Personal Liability Protection: Accidents happen. If you damage property or hurt someone by mistake in Singapore, legal claims get costly. Liability cover in travel insurance handles those bills for you.

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      Gives You Peace of Mind: You spend time and money on your Singapore visa for Indians. Insurance lets you enjoy Marina Bay Sands, Sentosa, and local food without worry. You know your health, trip, and bags have backup.

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    Is a Singapore Visa Available on Arrival for Indian Citizens?

    No, Singapore's Immigration and Checkpoints Authority does not allow a visa on arrival for Indian citizens. Every Indian passport holder must apply for their Singapore visa in advance, at least 1 month before the trip.

    However, eligible Indian travellers can use their visa-free transit facility holding a third-country visa to travel to Singapore for 4 days (96 hours) without a separate visa. Well, ICA officers assess the eligibility for the visa-free transit facility.

    What Are the Benefits of Travel Insurance for Singapore?

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      Full Medical Support in Singapore: You get coverage for sudden hospital stays, doctor visits, and urgent treatment. Bajaj General Insurance also pays emergency costs for pre-existing conditions. This gives you complete health safety while you travel after you get your Singapore visa online.

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      Cashless Treatment Worldwide: With Bajaj General, you do not pay bills first. The insurer settles costs directly with partner hospitals in Singapore. You skip paperwork and claim stress during an emergency.

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      No Health Check Needed: You can buy Bajaj General Travel insurance for Singapore without any medical tests. The process is quick. Buy online, get your policy by email, and you are ready before you apply for a Singapore visa online for Indian citizens.

    • 4

      Trip Cancellation and Baggage Help: If sickness forces you to cancel your Singapore trip or your bags get lost at Changi Airport, the policy will reimburse you. It covers non-refundable bookings, lost luggage, and delayed bags with simple documents.

    • 5

      Emergency Medical Evacuation: Serious illness or accidents may need an air ambulance. Your plan pays to shift you to the nearest hospital or fly you back to India. You stay protected when local hospitals cannot handle the case.

    • 6

      Adventure Sports Cover: You can get coverage against physical risk from skydiving, hiking and bungee jumping. Apart from your base plan, choose an add-on cover. It pays for injuries during adventure activities. Enjoy your Singapore visa for Indians trip without fear.

    Read More

    What Are the Latest Entry Requirements for Singapore?

    In 2026, the entry requirements for Singapore show a few notable changes that can affect Singapore visas for Indian citizens.  

    General / Common Documents (Required for Most Claims)

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    1. The entire Singapore visa application and approval process has changed in the electronic system.
    2
    1. Paper visa stickers are not acceptable for all international travellers, including those from India. 
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    1. The SG arrival card in 3 days your Singapore hotel address and recent travel itinerary history in 2 other countries. 
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    1. Stay allowance for 2 years for multiple-entry visas with a clean travel history, compared to previous years. 
    5
    1. Approval of a Singapore visa for Indian citizens takes a maximum of 3 working days. 
    6
    1. Immigration counters process biometric verification for faster approval in peak hours.
     

    What Are the Top Tourist Attractions in Singapore?

    Singapore mixes sleek towers with green spaces, giving Indian travellers a city break they will remember. Add these famous sights to your list:  

    Top Places What to Explore

    Marina Bay Sands

    This famous hotel complex has a rooftop infinity pool with wide views of the Singapore skyline from the top.

    Sentosa Island

    Go to this fun island for Universal Studios Singapore, S.E.A. Aquarium, and clean beaches where you can relax.

    Gardens by the Bay

    You can walk under the giant Supertrees. Step inside the Flower Dome and Cloud Forest for cool plants and misty waterfalls.

    Merlion Park

    You must snap a photo with Singapore’s lion-fish statue. The park sits right on the Marina Bay waterfront.

    TeamLab Planets at Jewel Changi 

    Visit this digital art space. Lights, water, and sound react as you move through the rooms.

    Night Safari 

    On the Singapore trip, visit the first night zoo in the world. See animals that move after dark. Kids and adults both enjoy it.

    Step-by-Step Guide

    How To Buy, Claim and Renew Bajaj Travel Insurance?

    How to Buy

    • 1

      Download the Bajaj General Mobile App and use your login credentials

    • 2

      Select the travel insurance option by providing necessary details

    • 3

      Allow the application to process your information & get quotes

    • 4

      Choose the plan aligning with your travel itinerary & include add-ons

    • 5

      Finalise the plan selection and complete the payment process

    • 6

      Insurance policy & receipt will be promptly delivered to your email ID

    How to Extend

    • 1

      Please reach out to us for policy extensions

    • 2

      Phone +91 020 66026666

    • 3

      Fax +91 020 66026667

    Cashless Claim

    • 1

      Applicable for overseas hospitalization expenses exceeding $ 500

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      Submit documents online for verification.

    • 3

      Upon verification Payment Guarantee to be released to the hospital

    • 4

      Please complete necessary formalities by providing missing information

    Reimbursement

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      On complete documentation receipt, reimbursement takes approx. 10 days

    • 2

      Submit original copies (paid receipts only) at BAGIC HAT

    • 3

      Post scrutiny, receive payment within 10 working days

    • 4

      Submit incomplete documents to our document recovery team in 45 days

    • 5

      Policy deductible will be applicable as per policy copy

    Download Policy Document

    Get instant access to your policy details with a single click.

    FAQ's

    Does Singapore require that I purchase travel insurance?

    According to Singapore's most recent COVID-19 travel recommendation, purchasing travel health insurance is required if you visit the country. The best travel insurance for Singapore, based on your requirements, is also advised because it will protect you against various flight, lodging, or medical problems.

    Will my travel insurance provide cover for COVID-19?

    Many insurance companies have started offering COVID-19 coverage to cover the costs of contracting this virus. To know if your insurer covers COVID-19, read the policy document carefully. 

    How much will my Singapore travel insurance cost?

    The price of your online travel insurance policy for Singapore depends on various criteria. Your age and that of your dependents, the length of your visit, and whether you require any add-ons are typical deciding criteria.    

    Where can I find a Singapore travel insurance policy?

    According to your preference, you can buy an international travel insurance policy for Singapore online or offline. However, buying it online only takes a few minutes.

    How long does it take to process a Singapore visa for Indian citizens?

    The usual processing time when you apply for a Singapore visa from India is about 3–5 working days. However, during peak seasons, it may take slightly longer. Always check your Singapore visa application status online for timely updates.

    How can I pay for the Singapore tourist visa fees?

    The Singapore visa charges can be paid online through authorised channels. The Singapore visa fees for Indian citizens include application and service fees, depending on the category of the visa you choose.

    Does Singapore issue visas on arrival for Indians?

    Currently, there is no Singapore visa on arrival for Indians. All applicants must know how to apply for a Singapore visa before their journey and obtain prior approval through the online application system.

    Do I need to show any reasons as to why I intend to visit Singapore?

    Yes, you may be required to state the purpose of your travel, such as tourism, business, or visiting family. These Singapore visa requirements ensure clarity and compliance with immigration norms.

    When should I apply for a Singapore visa?

    It is advisable to apply for a Singapore visa from India at least 30 days before your planned travel. Early application ensures you get your Singapore visa online approval on time.

    Do I need a visa to go to Singapore?

    Yes, Indian passport holders must know how to apply for a Singapore visa in advance, as entry is not permitted without a valid visa, unless transiting under specific conditions.

    What is the validity of a Singapore visa for Indians?

    A Singapore visa online for Indian citizens is generally valid for up to 30 days per entry, though multiple-entry visas may extend this validity based on individual approval.

    Is it mandatory for Indians to get travel insurance for a Singapore visa?

    While not compulsory, having trip insurance online or international travel insurance is highly recommended to cover medical and travel-related emergencies during your stay in Singapore.

    What documents are required for a Singapore tourist visa from India?

    Basic Singapore visa requirements include a valid passport, recent photographs, confirmed flight tickets, accommodation details, financial proof, and payment of Singapore visa charges. Always verify updated requirements before applying.

    How do I make a claim on my travel insurance policy?

    It is advisable to contact your insurance provider to discuss your claim. Please ensure you have your policy details, passport number, and any other relevant information readily available while submitting your claim.

    What documents would I need to process my domestic travel insurance claim?

    Usually, medical reports and their copies, receipts, invoices, FIRs, etc., are required for a domestic travel insurance claim. You can get more information from the customer care executive of your insurer.

    What is the claim settlement process under the corporate travel insurance?

    You can register your claim in two ways—online and offline. For online claim settlement, visit the insurance provider's website to register your claim and upload the necessary documents. If you prefer offline claim settlement, you can register your claim by contacting the designated person.

    Can I renew my travel insurance policy?

    Some travel insurance policies may offer renewal options, but this is not always standard. Generally, travel insurance is designed for specific trip durations. It is best to check with your insurance provider to see if renewal is possible and under what conditions.

    How can I extend my travel insurance plan?

    Extending a travel insurance plan depends on the specific policy and provider. Some policies may allow extensions under certain circumstances, while others may require purchasing a new policy. Contacting your insurance provider directly is the best way to determine if an extension is possible or not.

    What happens if my travel insurance expires?

    If your travel insurance expires while you are still travelling, you will no longer have coverage for any medical emergencies, lost luggage, or other risks. This means you would be responsible for any expenses incurred during your travel after your policy expiration. It is recommended to ensure your travel insurance covers the entire duration of your stay.

    What is the validity period of travel insurance?

    The validity period of travel insurance varies significantly. It is tied to the length of your trip, and policies are typically purchased for specific durations. These durations can range from a few days to several months, depending on the policy and provider. Always confirm the exact validity period with your insurance provider before your trip.

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