Travel Insurance
Premium Starting ₹ 13/day*
Secure with travel insurance, embrace the adventure
Coverage Highlights
Get comprehensive coverage for your travelProtection for Every Journey
Suitable for different types of travel, within India (Domestic) and worldwide (International) - Business, Leisure, Sports, Student, Group and more
Comprehensive Coverage
Protects against a wide range of potential travel issues, including trip cancellations, delays, lost luggage, medical emergencies, and more
Customizable Plans
Offers a variety of coverage options and add-ons to tailor the insurance policy to your specific needs and travel plans
Ease of Buying
No medical health check-up required to purchase the policy
Extended Stay Abroad
Extending your travel insurance coverage is both possible and hassle-free. Whether you prefer the convenience of online or the personalized assistance of offline methods, we've got you covered. Simply reach out to us online or through our agents to explore your options and ensure continuous protection throughout your travels.
Note
*Premium starts at ₹ 201 for 15 days which is about ₹ 13 per day
Inclusions
What’s covered?Personal Accident Cover
Pays agreed amount in case of death, permanent total & partial disability, while travelling
Trip Cancellation, Interruption & Extension
Travel plans may unexpectedly change due to various reasons such as illness, natural disasters, or unforeseen events. Trip cancellation coverage reimburses you for non-refundable expenses if you need to cancel your trip before departure. Similarly, trip interruption coverage provides reimbursement for unused, non-refundable trip costs if your journey is cut short.
Medical Treatment & Evacuation Expenses Cover
Ensures that you’re financially protected in case of medical emergencies during your trip. It typically includes coverage for hospitalization, emergency medical care, dental treatment and evacuation to India. Pre-existing illnesses/injuries can be opted to be covered
Missed Connection
Reimburses you in case you miss a connecting flight
Loss and Delay of Checked-in Baggage
Losing your luggage or valuables can be a significant inconvenience during a trip. Hence, this cover pays for complete and permanent loss or destruction of the Insured's Checked in Baggage.
Loss of Personal Belonging
Pays for loss or damage to personal belongings including mobile, laptop, camera, passport etc. due to theft, larceny, robbery or hold up at international airport
Sporting Activities Cover
Provides coverage for accidents or injuries that occur while participating in professional or semi-professional sports or adventure activities during travel, if opted
Travel Delay and Missed Connections
Travel delays and missed connections can disrupt your itinerary. Travel insurance typically offers coverage for additional expenses incurred due to unexpected delays, such as accommodation, meals, and transportation. Review the policy to understand the time thresholds and the documentation required for making a claim.
Many More Covers
Additional coverage options are also available
Exclusions
What’s not covered?Pre-existing Condition
Any disability or injury arising from a medical condition that existed before purchasing the policy is generally excluded
Intoxication
Accidents occurring while under the influence of alcohol or drugs are excluded from coverage
Routine Examination
The insurance doesn't cover routine check-ups, vaccinations, or vitamins if you're generally healthy
Self-Inflicted Injuries
Injuries resulting from intentional harm or attempted suicide are not covered
Criminal or unlawful act
Actual or attempted engagement in any criminal or other unlawful act
Non-passenger Flyer
The Insured Person engaging in air travel unless he flies as a passenger on an Airline
War and Related Perils
Injuries or death resulting from war, civil unrest, or acts of terrorism are typically excluded
Note
Please read policy wording for detailed exclusions
Additional Covers
What else can you get?Trip Delay Delight
Pays an agreed amount in case the flight gets delayed beyond the defined period
Track-a-Baggage
Opting this service helps you keep track of your check-in luggage during your trip, giving you peace of mind. If your bags go missing, the service helps locate and return them to you quickly
Pet Stay
Covers expenses (in ₹) for your pet’s extended stay at a boarding facility due to unforeseen travel delays
A Switzerland visa for Indians is the official permit that grants non-citizens the authorisation to enter and stay in the country for a defined period. Indian citizens require a Swiss visa mandatorily to enter the country. The majority of travellers apply for a tourist visa, which is a type of Schengen visa that grants access not only to Switzerland, but also to the other 28 Schengen countries.
Indians can apply for a Swiss visa for tourism, work, study and other permitted purposes. For instance, getting a Schengen visa for a stay of up to 90 days within 180 days is enough when going for tourism, family visit, or language studies.
Explore the different categories of Switzerland Visa for Indians that are available for Indian travellers based on travel purpose.
Know about the eligibility requirements for Switzerland Visa for Indians before applying for a Switzerland visa. It ensures a smoother and more successful application process.
| Eligibility Criteria | Specifications |
|---|---|
|
Valid Passport |
The passport needs to have at least 6 months' validity. |
|
Visa Application Form |
It should be duly filled out with supporting documents and correct information. |
|
Proof of Finance |
Applicants need to submit sufficient proof of finance, which is enough to cover the whole duration of the trip. |
|
Return Flight Ticket |
A receipt of the return flight ticket is to be mandatorily submitted, which acts as proof that you intend to leave the country as your visa expires. |
|
Travel Insurance |
Travellers need to have a minimum of €30,000 worth of travel insurance to enter Schengen countries, including Switzerland. |
Discover why travel insurance is mandatory for Switzerland visas and how it safeguards travellers against any medical emergencies, cancellations and unexpected expenses.
Here is an overview of Switzerland Visa Fees for Indians which you need to know about:
| Applicant Category | Estimated Visa Fee (₹) |
|---|---|
|
Adults |
₹ 8,100 |
|
Children (6-12 years) |
₹ 4,050 |
|
Children (under 6 years) |
Free |
|
Students |
Free |
| Service | Estimated Fee (₹) |
|---|---|
|
Service charge (mandatory) |
₹ 1,850 |
|
Courier service (optional) |
₹ 775 |
|
SMS service (optional) |
₹ 390 |
|
Premium lounge (optional) |
₹ 3,385 |
Indian citizens cannot get a Swiss visa on arrival. All Indian passport holders must have a pre-approved Schengen visa before travelling to Switzerland. Since Switzerland is a part of the Schengen Area, you have to apply for a visa through a Swiss immigration website or its outsourced visa processing centres before your departure.
The applications are processed through VFS Global centres located across India. The processing time for a visa is about 15 working days, depending on the type of visa you apply for.
Here are a few common reasons why your Switzerland visa application can get rejected:
Explore how comprehensive travel insurance protects your trip with financial security against any medical emergencies, cancellations and more.
Discover Switzerland's most breathtaking destinations, from charming alpine villages to vibrant cities, which offer unforgettable experiences, scenic landscapes and cultural attractions.
| Top Places | What to Explore |
|---|---|
|
Zermatt |
This place is home to the Matterhorn, and offers year-round skiing opportunities, scenic hike trails, mountain railways, luxury resorts, charming alpine streets and Swiss landscapes. |
|
Interlaken |
The place is nestled between Lake Thun and Lake Brienz, and is ideal for adventure sports, picturesque lakes, mountain excursions, hiking routes and paragliding. |
|
Lucerne |
You can explore Lucerne's medieval Old Town, Chapel Bridge, lake cruises, nearby Mount Pilatus and a stunning waterfront mountain view. |
|
Jungfrau Region |
When you visit here, you will get to see glaciers, charming villages, scenic train rides, waterfalls and spectacular hiking trails. |
|
Zurich |
This is Switzerland's largest city and features historic architecture, world-class museums, a vibrant nightlife, upscale shopping and lakeside walks. |
|
Geneva |
Here, you can discover international diplomacy, luxury shopping spots, museums, fine dining experiences, and elegant lakeside spots. |
|
Bern |
This place is the capital of Switzerland. It showcases UNESCO's listed old town, medieval arcades, bear park, museums, and a historic architectural beauty. |
|
Montreux |
This place is famous for the Montreux Jazz Festival. This lakeside destination offers vineyard tours, mountain railways, scenic cruises and relaxing cultural experiences. |
|
Lauterbrunnen Valley |
The place is surrounded by dramatic cliffs and over seventy waterfalls. The place delights visitors with cable cars, hiking, charming villages, alpine meadows and an unforgettable natural beauty. |
|
St. Moritz |
This is a renowned luxury alpine resort which has world-class skiing, mountain scenery, and prestigious winter events. |
Step-by-Step Guide
How to Buy
1
Download the Bajaj General Mobile App and use your login credentials
2
Select the travel insurance option by providing necessary details
3
Allow the application to process your information & get quotes
4
Choose the plan aligning with your travel itinerary & include add-ons
5
Finalise the plan selection and complete the payment process
6
Insurance policy & receipt will be promptly delivered to your email ID
How to Extend
1
Please reach out to us for policy extensions
2
Phone +91 020 66026666
3
Fax +91 020 66026667
Cashless Claim
1
Applicable for overseas hospitalization expenses exceeding $ 500
2
Submit documents online for verification.
3
Upon verification Payment Guarantee to be released to the hospital
4
Please complete necessary formalities by providing missing information
Reimbursement
1
On complete documentation receipt, reimbursement takes approx. 10 days
2
Submit original copies (paid receipts only) at BAGIC HAT
3
Post scrutiny, receive payment within 10 working days
4
Submit incomplete documents to our document recovery team in 45 days
5
Policy deductible will be applicable as per policy copy
Applying for a Swiss visa from India is relatively simple, as you are required to follow an established process. For your next trip to this lovely country, you can apply for a Swiss visa in person at the embassy or consulate of Switzerland.
A Swiss visa is a document that grants you permission to enter and reside in Switzerland for as long as the visa is valid. Without it, it may be assumed that you have entered the country illegally. You must apply for a Switzerland visa well before your intended trip and be certain of the required visa.
No, you cannot work or study with a Switzerland tourist visa. It only allows leisure travel. For education or employment, apply for the correct category during your visa application for Switzerland.
The Switzerland tourist visa is valid for up to 90 days within 180 days. This short-stay permit under the Schengen visa Switzerland from India category is suitable for leisure, family visits, or short business trips.
Yes, a valid Schengen visa Switzerland from India allows travel across other Schengen countries. Ensure your entry and exit points match the conditions mentioned in your visa application for Switzerland to avoid complications.
After COVID-19, there are no strict restrictions, but always verify the latest rules before you apply for Switzerland visa from India. Mandatory international travel insurance remains unchanged for seamless approval of applications.
Indians require a Schengen visa for Switzerland from India for tourism, family visits, or short stays. You cannot get a Switzerland visa on arrival, making an advance visa application for Switzerland necessary.
With a Switzerland visa for Indians under the tourist category, you cannot stay beyond 90 days. For longer duration, work, or studies, apply for national permits, not a tourist visa.
The documents required for Switzerland visa from India include a valid passport, photos, travel itinerary, proof of accommodation, return tickets, financial statements, and Travel Insurance online with minimum €30,000 coverage from Bajaj General Insurance.
You cannot usually extend a Switzerland visa for Indians beyond 90 days. Extensions are rare and approved only in emergencies. It is advised to plan your stay within the initial approved period.
It is advisable to contact your insurance provider to discuss your claim. Please ensure you have your policy details, passport number, and any other relevant information readily available while submitting your claim.
Usually medical reports and their copies, receipts, invoices, FIRs, etc. are required for a domestic travel insurance claim. You can get more information from the customer care executive of your insurer.
You can register your claim in two ways—online and offline. For online claim settlement, visit the insurance provider's website to register your claim and upload the necessary documents. If you prefer offline claim settlement, you can register your claim by contacting the designated person.
Some travel insurance policies may offer renewal options, but this is not always standard. Generally, travel insurance is designed for specific trip durations. It is best to check with your insurance provider to see if renewal is possible and under what conditions.
Extending a travel insurance plan depends on the specific policy and provider. Some policies may allow extensions under certain circumstances, while others may require purchasing a new policy. Contacting your insurance provider directly is the best way to determine if an extension is possible or not.
If your travel insurance expires while you are still traveling, you will no longer have coverage for any medical emergencies, lost luggage, or other risk. This means you would be responsible for any expenses incurred during your travel after your policy expiration. It is recommended to ensure your travel insurance covers the entire duration of your trip.
The validity period of travel insurance varies significantly. It is tied to the length of your trip, and policies are typically purchased for specific durations. These durations can range from a few days to several months, depending on the policy and provider. Always confirm the exact validity period with your insurance provider before your trip.
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Stress-Free Journeys
Bajaj General travel insurance ensures my parents travel stress-free with great medical & trip coverage!
Rakesh Agarwal
Chennai
31st Jan 2025
Great coverage option
Hassle-free international travel coverage for senior citizens—must-have for every trip!
Debraj Sardar
Pune
31st Jan 2025
Great coverage option
Travel worry-free! This insurance covers trip cancellations, baggage loss & medical needs.
Waskoti Gamma
Mumbai
31st May 2025
Good customer support
Easy purchase & excellent customer support for senior citizen travel insurance.Highly recommend!
Sumedh Sam
Pune
31st May 2025
Great coverage option
Great coverage for medical emergencies & flight delays—essential for elderly travelers.
Sachin Kumar
Ahmedabad
31st Jan 2025
Great Senior citizen coverage
My senior parents had a smooth experience abroad, thanks to Bajaj General travel insurance!
Shivani Singh
Paromik Bhattacharyy
31st Jan 2025
Best student travel insurance
Bajaj General makes travel insurance stress-free—best for students!
Pappu Kumar Singh
Delhi
29th Jan 2025
Great coverage option
Smart functionalities such as travel alerts & policy tracking. An absolute must-have!
Daniel Paul
Surat
29th Jan 2025