Travel Insurance
Premium Starting ₹ 13/day*
Secure with travel insurance, embrace the adventure
Coverage Highlights
Get comprehensive coverage for your travelProtection for Every Journey
Suitable for different types of travel, within India (Domestic) and worldwide (International) - Business, Leisure, Sports, Student, Group and more
Comprehensive Coverage
Protects against a wide range of potential travel issues, including trip cancellations, delays, lost luggage, medical emergencies, and more
Customizable Plans
Offers a variety of coverage options and add-ons to tailor the insurance policy to your specific needs and travel plans
Ease of Buying
No medical health check-up required to purchase the policy
Extended Stay Abroad
Extending your travel insurance coverage is both possible and hassle-free. Whether you prefer the convenience of online or the personalized assistance of offline methods, we've got you covered. Simply reach out to us online or through our agents to explore your options and ensure continuous protection throughout your travels.
Note
*Premium starts at ₹ 201 for 15 days which is about ₹ 13 per day
Inclusions
What’s covered?Personal Accident Cover
Pays agreed amount in case of death, permanent total & partial disability, while travelling
Trip Cancellation, Interruption & Extension
Travel plans may unexpectedly change due to various reasons such as illness, natural disasters, or unforeseen events. Trip cancellation coverage reimburses you for non-refundable expenses if you need to cancel your trip before departure. Similarly, trip interruption coverage provides reimbursement for unused, non-refundable trip costs if your journey is cut short.
Medical Treatment & Evacuation Expenses Cover
Ensures that you’re financially protected in case of medical emergencies during your trip. It typically includes coverage for hospitalization, emergency medical care, dental treatment and evacuation to India. Pre-existing illnesses/injuries can be opted to be covered
Missed Connection
Reimburses you in case you miss a connecting flight
Loss and Delay of Checked-in Baggage
Losing your luggage or valuables can be a significant inconvenience during a trip. Hence, this cover pays for complete and permanent loss or destruction of the Insured's Checked in Baggage.
Loss of Personal Belonging
Pays for loss or damage to personal belongings including mobile, laptop, camera, passport etc. due to theft, larceny, robbery or hold up at international airport
Sporting Activities Cover
Provides coverage for accidents or injuries that occur while participating in professional or semi-professional sports or adventure activities during travel, if opted
Travel Delay and Missed Connections
Travel delays and missed connections can disrupt your itinerary. Travel insurance typically offers coverage for additional expenses incurred due to unexpected delays, such as accommodation, meals, and transportation. Review the policy to understand the time thresholds and the documentation required for making a claim.
Many More Covers
Additional coverage options are also available
Exclusions
What’s not covered?Pre-existing Condition
Any disability or injury arising from a medical condition that existed before purchasing the policy is generally excluded
Intoxication
Accidents occurring while under the influence of alcohol or drugs are excluded from coverage
Routine Examination
The insurance doesn't cover routine check-ups, vaccinations, or vitamins if you're generally healthy
Self-Inflicted Injuries
Injuries resulting from intentional harm or attempted suicide are not covered
Criminal or unlawful act
Actual or attempted engagement in any criminal or other unlawful act
Non-passenger Flyer
The Insured Person engaging in air travel unless he flies as a passenger on an Airline
War and Related Perils
Injuries or death resulting from war, civil unrest, or acts of terrorism are typically excluded
Note
Please read policy wording for detailed exclusions
Additional Covers
What else can you get?Trip Delay Delight
Pays an agreed amount in case the flight gets delayed beyond the defined period
Track-a-Baggage
Opting this service helps you keep track of your check-in luggage during your trip, giving you peace of mind. If your bags go missing, the service helps locate and return them to you quickly
Pet Stay
Covers expenses (in ₹) for your pet’s extended stay at a boarding facility due to unforeseen travel delays
A United Kingdom (UK) visa is an official authorisation to enter, reside or travel through the United Kingdom for a particular purpose (e.g. to work, study, visit or migrate) for a specific period of time (usually 90 days or less). Normally, Indian nationals need a valid visa to enter the UK for tourist and family visits, business and study trips.
The type of visa you require will depend on the reason for travelling, length of stay and personal circumstances. To increase the likelihood of a successful application, it is important to apply for the right visa, provide all required documents, and ensure that you have the necessary qualifications.
The right type of UK visa will depend on the reason for travelling and how long you will be staying. Here are some of the main characteristics of UK visas that are offered to travellers from India:
There are various types of visas available in the UK depending on the reason for the visit. Choosing the appropriate visa guarantees that you follow the immigration regulations of the UK and don't encounter needless delays.
The validity of a UK Visa for Indians depends on the visa category and the purpose of travel. While visitor visas may be issued for different validity periods, work, study and family visas are generally linked to the approved course, employment or sponsorship period.
| UK Visa Type | Validity Duration |
|---|---|
|
Standard Visitor Visa |
Up to 6 months (long-term visitor visas may be issued for 2, 5 or 10 years with a maximum stay of 6 months per visit) |
|
Standard Visitor Visa for medical reasons |
11 months |
|
Marriage Visitor Visa |
Up to 6 months |
|
Study Visa |
Up to 6 months |
|
Skilled Worker Visa |
Usually up to 5 years before renewal, depending on sponsorship |
|
Transit Visa |
Usually valid for the approved transit duration |
Indian applicants are required to meet the eligibility requirements as per the visa category they are applying for in order to obtain a visa to the United Kingdom. The circumstances help to establish that the visit is genuine and meets the immigration requirements of the United Kingdom.
| Eligibility Criteria | Details |
|---|---|
|
Valid Passport |
Your passport should be valid with sufficient blank pages for visa processing. |
|
Genuine Purpose of Visit |
Applicants must clearly explain the reason for travelling and apply under the correct visa category. |
|
Supporting Documents |
All required documents should be accurate, complete and consistent with the information provided in the application. |
|
Intention to Leave the UK |
Visitor visa applicants should show that they intend to leave the UK before their authorised stay expires. |
|
Additional Category Requirements |
Student, work and family visas may require sponsorship, admission letters or employment documentation depending on the visa type. |
The fee for a UK visa for Indians depends on the visa category, its duration and its purpose of travel. There are different fees for applying for visitor, student and work visas. Here is a detailed understanding:
| Visa Type | Visa application fee (in INR) |
|---|---|
|
Standard Visitor Visa (Up to 6 months) |
₹17,551 |
|
Standard Visitor Visa (2 years) |
₹65,785 |
|
Standard Visitor Visa (5 years) |
₹1,17,398 |
|
Standard Visitor Visa (10 years) |
₹1,46,651 |
|
Short-term study visa (for more than 6 months but not more than 11 months) |
₹29,642 |
|
Transit Visa |
₹5,485 to ₹9,847 |
|
Temporary Work |
₹44,939 |
No, Indian citizens are not eligible for a UK visa on arrival. They must obtain an appropriate UK Visa for Indians before travelling, regardless of whether the visit is for tourism, business, study or other approved purposes.
Applicants need to complete the online visa application, submit the required documents for a UK visa, and attend a biometric appointment before travelling. As UK immigration rules may change, it is advisable to check the latest requirements before planning your trip.
A UK visa for Indians can be denied if the applicant does not meet the criteria, provides incorrect information, or submits an incomplete application. Here are a few reasons why a UK visa can be rejected:
Travel insurance is not mandatory for most visitor visas issued by the United Kingdom but it is recommended as it will offer financial protection against the unforeseen costs of travelling abroad.
The United Kingdom offers a mix of historic landmarks, vibrant cities, scenic countryside and cultural experiences. Here are some of the tourist destinations you can visit:
| Top Places | What to Explore |
|---|---|
|
London |
Visit Buckingham Palace, the Tower of London, Big Ben, and Westminster Abbey. |
|
Manchester |
You can explore Old Trafford, the Science and Industry Museum, and Manchester Cathedral. |
|
Liverpool |
Visit the Beatles Story, Royal Albert Dock, Liverpool Cathedral, and waterfront attractions. |
|
Lake District |
You must experience scenic lakes, hiking trails, charming villages, and boating activities. |
|
Stonehenge |
Witness one of the world's most famous prehistoric monuments and learn about its fascinating archaeological significance. |
Step-by-Step Guide
How to Buy
1
Download the Bajaj General Mobile App and use your login credentials
2
Select the travel insurance option by providing necessary details
3
Allow the application to process your information & get quotes
4
Choose the plan aligning with your travel itinerary & include add-ons
5
Finalise the plan selection and complete the payment process
6
Insurance policy & receipt will be promptly delivered to your email ID
How to Extend
1
Please reach out to us for policy extensions
2
Phone +91 020 66026666
3
Fax +91 020 66026667
Cashless Claim
1
Applicable for overseas hospitalization expenses exceeding $ 500
2
Submit documents online for verification.
3
Upon verification Payment Guarantee to be released to the hospital
4
Please complete necessary formalities by providing missing information
Reimbursement
1
On complete documentation receipt, reimbursement takes approx. 10 days
2
Submit original copies (paid receipts only) at BAGIC HAT
3
Post scrutiny, receive payment within 10 working days
4
Submit incomplete documents to our document recovery team in 45 days
5
Policy deductible will be applicable as per policy copy
When you apply for a visa to the UK, your passport must still be valid for at least six more months.
You must provide copies of your bank statements from the past three months as part of the evidence of your financial security and stability.
Even if your application is denied, there is no way to get your application money back. To avoid this situation, it is best to carefully follow all instructions before applying.
Visa applications may be denied due to various reasons, including insufficient financial proof, incorrect or missing documentation, failure to meet eligibility criteria, past immigration violations, or providing false information. To improve approval chances, applicants must ensure all necessary documents are accurate and complete and meet the UK visa requirements for Indian citizens.
The super-priority visa service is the quickest option for obtaining a UK visa for Indians, offering a decision within 48 hours after the biometric appointment. This expedited service is ideal for urgent travel needs but comes at an additional cost, ensuring faster processing than standard visa applications. The super-priority visa service is the fastest way to get a UK visa for Indians, providing results within 48 hours of the biometric appointment.
Yes, Indian applicants can expedite their UK visa application by selecting the priority service, which processes visas within 7–10 days, or the super-priority service, which provides results in just 48 hours. These fast-track services require additional fees and are beneficial for last-minute travel plans.
Yes, obtaining a UK visa from India is a straightforward process if all eligibility criteria are met and the required documents are provided accurately. Ensuring proper documentation, sufficient financial proof, and a well-prepared application can simplify the process and increase the likelihood of visa approval.
While travel insurance is not a mandatory requirement for a UK visa for Indians, it is highly advisable. Travel insurance provides financial protection against unexpected medical emergencies, trip cancellations, lost check-in baggage, and other unforeseen circumstances, ensuring a stress-free and secure travel experience to the UK.
It is advisable to contact your insurance provider to discuss your claim. Please ensure you have your policy details, passport number, and any other relevant information readily available while submitting your claim.
Usually medical reports and their copies, receipts, invoices, FIRs, etc. are required for a domestic travel insurance claim. You can get more information from the customer care executive of your insurer.
You can register your claim in two ways—online and offline. For online claim settlement, visit the insurance provider's website to register your claim and upload the necessary documents. If you prefer offline claim settlement, you can register your claim by contacting the designated person.
Some travel insurance policies may offer renewal options, but this is not always standard. Generally, travel insurance is designed for specific trip durations. It is best to check with your insurance provider to see if renewal is possible and under what conditions.
Extending a travel insurance plan depends on the specific policy and provider. Some policies may allow extensions under certain circumstances, while others may require purchasing a new policy. Contacting your insurance provider directly is the best way to determine if an extension is possible or not.
If your travel insurance expires while you are still travelling, you will no longer have coverage for any medical emergencies, lost luggage, or other risks. This means you would be responsible for any expenses incurred during your travel after your policy expiration. It is recommended to ensure your travel insurance covers the entire duration of your
The validity period of travel insurance varies significantly. It is tied to the length of your trip, and policies are typically purchased for specific durations. These durations can range from a few days to several months, depending on the policy and provider. Always confirm the exact validity period with your insurance provider before your trip.
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Stress-Free Journeys
Bajaj General travel insurance ensures my parents travel stress-free with great medical & trip coverage!
Rakesh Agarwal
Chennai
31st Jan 2025
Great coverage option
Hassle-free international travel coverage for senior citizens—must-have for every trip!
Debraj Sardar
Pune
31st Jan 2025
Great coverage option
Travel worry-free! This insurance covers trip cancellations, baggage loss & medical needs.
Waskoti Gamma
Mumbai
31st May 2025
Good customer support
Easy purchase & excellent customer support for senior citizen travel insurance.Highly recommend!
Sumedh Sam
Pune
31st May 2025
Great coverage option
Great coverage for medical emergencies & flight delays—essential for elderly travelers.
Sachin Kumar
Ahmedabad
31st Jan 2025
Great Senior citizen coverage
My senior parents had a smooth experience abroad, thanks to Bajaj General travel insurance!
Shivani Singh
Paromik Bhattacharyy
31st Jan 2025
Best student travel insurance
Bajaj General makes travel insurance stress-free—best for students!
Pappu Kumar Singh
Delhi
29th Jan 2025
Great coverage option
Smart functionalities such as travel alerts & policy tracking. An absolute must-have!
Daniel Paul
Surat
29th Jan 2025