Travel Insurance
Premium Starting ₹ 13/day*
Secure with travel insurance, embrace the adventure
Coverage Highlights
Get comprehensive coverage for your travelProtection for Every Journey
Suitable for different types of travel, within India (Domestic) and worldwide (International) - Business, Leisure, Sports, Student, Group and more
Comprehensive Coverage
Protects against a wide range of potential travel issues, including trip cancellations, delays, lost luggage, medical emergencies, and more
Customizable Plans
Offers a variety of coverage options and add-ons to tailor the insurance policy to your specific needs and travel plans
Ease of Buying
No medical health check-up required to purchase the policy
Extended Stay Abroad
Extending your travel insurance coverage is both possible and hassle-free. Whether you prefer the convenience of online or the personalized assistance of offline methods, we've got you covered. Simply reach out to us online or through our agents to explore your options and ensure continuous protection throughout your travels.
Note
*Premium starts at ₹ 201 for 15 days which is about ₹ 13 per day
Inclusions
What’s covered?Personal Accident Cover
Pays agreed amount in case of death, permanent total & partial disability, while travelling
Trip Cancellation, Interruption & Extension
Travel plans may unexpectedly change due to various reasons such as illness, natural disasters, or unforeseen events. Trip cancellation coverage reimburses you for non-refundable expenses if you need to cancel your trip before departure. Similarly, trip interruption coverage provides reimbursement for unused, non-refundable trip costs if your journey is cut short.
Medical Treatment & Evacuation Expenses Cover
Ensures that you’re financially protected in case of medical emergencies during your trip. It typically includes coverage for hospitalization, emergency medical care, dental treatment and evacuation to India. Pre-existing illnesses/injuries can be opted to be covered
Missed Connection
Reimburses you in case you miss a connecting flight
Loss and Delay of Checked-in Baggage
Losing your luggage or valuables can be a significant inconvenience during a trip. Hence, this cover pays for complete and permanent loss or destruction of the Insured's Checked in Baggage.
Loss of Personal Belonging
Pays for loss or damage to personal belongings including mobile, laptop, camera, passport etc. due to theft, larceny, robbery or hold up at international airport
Sporting Activities Cover
Provides coverage for accidents or injuries that occur while participating in professional or semi-professional sports or adventure activities during travel, if opted
Travel Delay and Missed Connections
Travel delays and missed connections can disrupt your itinerary. Travel insurance typically offers coverage for additional expenses incurred due to unexpected delays, such as accommodation, meals, and transportation. Review the policy to understand the time thresholds and the documentation required for making a claim.
Many More Covers
Additional coverage options are also available
Exclusions
What’s not covered?Pre-existing Condition
Any disability or injury arising from a medical condition that existed before purchasing the policy is generally excluded
Intoxication
Accidents occurring while under the influence of alcohol or drugs are excluded from coverage
Routine Examination
The insurance doesn't cover routine check-ups, vaccinations, or vitamins if you're generally healthy
Self-Inflicted Injuries
Injuries resulting from intentional harm or attempted suicide are not covered
Criminal or unlawful act
Actual or attempted engagement in any criminal or other unlawful act
Non-passenger Flyer
The Insured Person engaging in air travel unless he flies as a passenger on an Airline
War and Related Perils
Injuries or death resulting from war, civil unrest, or acts of terrorism are typically excluded
Note
Please read policy wording for detailed exclusions
Additional Covers
What else can you get?Trip Delay Delight
Pays an agreed amount in case the flight gets delayed beyond the defined period
Track-a-Baggage
Opting this service helps you keep track of your check-in luggage during your trip, giving you peace of mind. If your bags go missing, the service helps locate and return them to you quickly
Pet Stay
Covers expenses (in ₹) for your pet’s extended stay at a boarding facility due to unforeseen travel delays
For tourists visiting Nepal from India, a Nepal visa is not required. As per the Indo-Nepal Treaty of Peace and Friendship signed in 1950, Indians are allowed to enter and stay as long as they want in Nepal without a visa.
However, travellers must carry the original copy of a valid Indian passport or an original Indian Voter ID card with a photograph issued by the Election Commission of India. Also, if any foreign national is planning to visit Nepal from India, they need to apply for a valid visa as per the purpose of their visit. So, if you are someone planning to visit Nepal from India soon, either an Indian or a foreign national, it is important to be clear about the requirements of the Nepal visa for Indians.
Although Indians do not require a visa, they must meet specific eligibility criteria when travelling to Nepal. For example, if you are travelling to Nepal by road with an Indian-registered vehicle, you must inform the Nepalese Customs Office (locally known as Bhansar). You can also issue this pass at the Tribhuvan International Airport Cargo complex in Kathmandu.
Foreign nationals travelling to Nepal via India must obtain a Gratis visa valid for up to 30 days. However, citizens from Nigeria, Zimbabwe, Ghana, Swaziland, Cameroon, Somalia, Ethiopia, Liberia, Palestine, Iraq, Iran, Syria and Afghanistan need to obtain a visa before arriving in Nepal.
| Eligibility Criteria | Specifications |
|---|---|
|
Indian Citizens |
Indians must own a valid travel document, such as a passport, as proof of citizenship. Citizens below 15 and above 65 years can travel to Nepal using any valid government-issued photo ID that verifies their age and identity, such as a birth certificate, school ID, Aadhaar card, PAN card, driver's license, or ration card. |
|
Customs Declaration |
Upon arrival by air, travellers need to fill out the customs declaration form at the airport. |
For foreigners, the Nepal Visa Documents Required are:
Travel experts highly recommend having travel insurance while visiting Nepal. Here is why:
For Indian tourists visiting Nepal, visa is not required and visitors can stay in the country as required. However, foreign nationals holding a non-Indian passport and travelling from India can obtain a Visa on Arrival. Tourist visas are available for 15, 30, or 90 days, with a maximum permitted stay of 150 days in a single calendar year. Also, Nationals of SAARC countries, except India, are eligible for a free (gratis) tourist visa for up to 30 days on their first visit to Nepal each calendar year.
Indian nationals do not need a visa to enter, travel or work in Nepal. However, Indian travellers must obtain an entry permit at the border or at the airport.
Foreign nationals visiting Nepal via India need to formally apply for a visa on arrival at the Department of Immigration (DOI) at the Pokhara International Airport, Gautam Buddha International Airport in Lumbini, and the international airport in Kathmandu. Here is how they need to approach the Nepal visa application process:
Indians do not require a Nepal visa to enter. They only need to obtain an entry permit that remains valid from the start day of their trip until the end. This permit can be acquired either at the airport or at the border.
If visiting Nepal is on the cards for you, here is a list of the top places to visit in Nepal:
Read Also: Best Time to visit Nepal
| Top Places | What To Explore? |
|---|---|
|
Kathmandu (UNESCO World Heritage Site) |
Explore the cultural and spiritual heart of Nepal, Kathmandu, the gateway to the Himalayas. You can visit the Pashupatinath temple, the Buddha Stupa, the National Museum, and Durbar Square. |
|
Pokhara |
Go to World Peace Pagoda, International Mountain Museum, Sarangkot, Devil’s Fall, and Bat Cave |
|
Lumbini |
Visit Maya Devi temple, Pushkarini, and Lumbini Museum |
|
Sagarmatha National Park |
It is a renowned tourist destination famous for its distinctive flora and fauna. Visitors can see snow leopards and red pandas here. |
|
Everest Base Camp |
Trek through Phakding, Namche Bazar, and Kala Patthar to reach the final settlement at Gorak Shep |
There is no requirement for a Nepal visa for Indians. The 1950 Peace and Friendship Treaty between India and Nepal permits unrestricted trade and travel between the two nations. As a result, you can travel to Nepal without a visa.
Simply ensure you always have a government-issued ID that proves your identity.
No, Indians do not need a Nepal visa to enter Nepal. To enter the nation, individuals must present identification showing their nationalities, such as a passport or voter ID card.
No, Indian citizens cannot work in Nepal without a valid work permit. A permit must be obtained through proper channels for legal employment.
Indian students do not require a visa, but must register with local authorities and provide admission documents to study legally in Nepal.
Yes, Indian minors must carry valid travel documents. If travelling without parents, a consent letter and guardianship proof may also be required at immigration checkpoints.
Yes, Indians can enter Nepal freely through land borders by showing a valid government-issued ID like an Aadhaar card, a voter ID, or a passport at checkpoints.
Indians can stay in Nepal without a visa, but extended stays beyond 180 days may require registration or permission from Nepalese immigration authorities.
Yes, Indian workers must follow bilateral labour agreements and secure valid work permits. Employers are responsible for ensuring compliance with Nepalese labour laws.
No, Indian citizens are not permitted to buy property in Nepal under current laws. They may, however, rent or lease property with proper agreements.
Yes, Indian travellers must declare goods above the prescribed limits, including electronics, gold, and currency. Prohibited items such as narcotics or firearms are strictly restricted.
Indian government officials must travel with a valid official ID, orders, or diplomatic passports when on duty visits to Nepal, as per bilateral agreements.
Yes, Indian visitors may be asked to provide hotel bookings, host details, or proof of accommodation during entry checks, especially at airports or major border points.
No specific vaccinations are mandatory, but Indian travellers are advised to have routine immunisations. Health advisories may change based on seasonal outbreaks or emergencies.
The sum assured and the length of your stay in the nation are two aspects that affect the premium for Nepal Travel Insurance. Make sure you buy travel insurance online with the appropriate sum assured and features that align with your trip schedule before you depart.
While a visa isn’t required, Indians are strongly advised to have international travel insurance for Nepal to cover medical emergencies, trip delays, or baggage-related issues during travel.
It is advisable to contact your insurance provider to discuss your claim. Please ensure you have your policy details, passport number, and any other relevant information readily available while submitting your claim.
Usually medical reports and their copies, receipts, invoices, FIRs, etc. are required for a domestic travel insurance claim. You can get more information from the customer care executive of your insurer.
You can register your claim in two ways—online and offline. For online claim settlement, visit the insurance provider's website to register your claim and upload the necessary documents. If you prefer offline claim settlement, you can register your claim by contacting the designated person.
Some travel insurance policies may offer renewal options, but this is not always standard. Generally, travel insurance is designed for specific trip durations. It is best to check with your insurance provider to see if renewal is possible and under what conditions.
Extending a travel insurance plan depends on the specific policy and provider. Some policies may allow extensions under certain circumstances, while others may require purchasing a new policy. Contacting your insurance provider directly is the best way to determine if an extension is possible or not.
If your travel insurance expires while you are still traveling, you will no longer have coverage for any medical emergencies, lost luggage, or other risk. This means you would be responsible for any expenses incurred during your travel after your policy expiration. It is recommended to ensure your travel insurance covers the entire duration of your.
The validity period of travel insurance varies significantly. It is tied to the length of your trip, and policies are typically purchased for specific durations. These durations can range from a few days to several months, depending on the policy and provider. Always confirm the exact validity period with your insurance provider before your trip.
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