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    Travel Insurance

    Travel Insurance Premium Calculator

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    Premium Starting At Just ₹13/Day*

    Travel Worry Free, We've Got Your Back

    Coverage Highlights

    Comprehensive worldwide coverage for your travel safety
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    • Personalized plan options

    Plans available for all types of travelers, solo, with family, elderly or for business

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    • Truly Cashless

    Worldiwide cashless hospitalisation

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    • Ease of Buying

    No medical health check up required to purchase the policy

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    • 24x7 support

    Enjoy round the clock support to travel worryfree

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    • Note

    *Premium starts at Rs. 201 for 15 days which is about INR 13 per day

    Key Inclusions

    What’s covered?
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    • Personal Accident

    Pays agreed amount in case of Death, Permanent Total & Partial Disability, while travelling overseas and also within India prior/post 24 hours of international travel, if opted

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    • Medical Expenses and Evacuation

    Indemnifies for medical expenses for any illness, disease or injury that happens while you're travelling abroad and evacuation to India. Pre Existing Illness/ injuries can be opted to be covered

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    • Delay & Loss of Checked-in Baggage

    Pays compensation if the airline delays or misplaces your checked-in-baggage

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    • Trip Curtailment and Cancellations

    Indemnifies for loss incurred by you towards accommodation, travel & event tickets if trip is cancelled or curtailed mid-journey or extended under pre-defined circumstances

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    • Loss of Passport

    Covers the cost of procuring a duplicate passport if lost during travel

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    • Personal Liability

    Provides coverage for third-party claims arising due to bodily injury or damage to property inadvertently caused by the insured

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    • Missed Connection

    Covers expenses related to missing of a connecting flight

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    • Note

    Please read policy wording for detailed terms and conditions

    Key Exclusions

    What’s not covered?
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    • Pre-existing Conditions

    Any disability or injury arising from a medical condition that existed before purchasing the policy is generally excluded

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    • Intoxication

    Accidents occurring while under the influence of alcohol or drugs are excluded from coverage

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    • Routine Examination

    It doesn't cover routine check-ups, vaccinations, or vitamins if you're generally healthy

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    • Self-Inflicted Injuries

    Injuries resulting from intentional harm or attempted suicide are not covered

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    • Criminal or unlawful act

    Actual or attempted engagement in any criminal or other unlawful act.

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    • War and Related Perils

    Injuries or death resulting from war, civil unrest, or acts of terrorism are typically excluded

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    • Note

    Please read policy wording for detailed terms and conditions

    Additional Covers

    What else can you get?
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    • Trip Delay Delight

    Provide coverage when the flight of Insured/Insured Person/Beneficiary get delayed due to any reason

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    • Track-a-Baggage

    Track Your baggage In case gets Delayed

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    • Loss of Personal Belongings

    Insurance covers the loss of personal belongings due to theft, larceny, robbery, or hold-up occurring outside India

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    • Emergency Hotel Accommodation for Family Member

    Covers cost of hotel accommodation for one family member who has traveled from India to attend following hospitalization of insured traveller.

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    • Escort for Minor Child

    Cover the cost of economy class travel for a relative accompanying an insured minor under 15 years, by the most direct route.

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    • Replacement and Rearrangement of Staff

    Covers travel and accommodation expenses necessarily incurred for the replacement of the Insured Person

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    • Schengen Cover

    Covers to meet insurance requirement for Schegen travel.

    Benefits of Bajaj General Travel Insurance Premium Calculator 

    There could be a plethora of reasons why you identify with wanderlust. Whether it’s because travelling lets you relax and rejuvenate, go on adventures or get in touch with yourself, if it’s a central part to your happiness, we understand.

    Being a seasoned traveler, in addition to the joys of travelling, you must also be aware of the all the things that can go wrong while you’re away from home. We respect and admire the fact that such threats and uncertainties have not been able to suppress your spirit or love for travel. That is why we have specially designed a range of Travel Insurance Policies just for you! 

    Travel mishaps like loss of baggage, medical emergencies and delay or cancellation of flight can burn quite a hole in your pocket when you’re away in a foreign country. Our Travel Insurance Policies are designed to provide you a financial cover and cushions you against such losses.

    However, if uncertainty about the premium is holding you back from getting yourself the protection of a Travel Insurance Policy, then our Travel Insurance Calculator is here to help.

    The Travel Insurance Calculator gives you an estimate on your Travel Insurance Policy premium to any place on the planet. You can now calculate the premium for different insurance options and chose one that suits you best.

    International Insurance

    Travel Insurance

    International Travel Insurance

    BestSeller

    Travel Ace International

    • Design your own Plan
    • Global Assistance Network
    • Trip Cancellation & Interruption
    Know More

    BestSeller

    Travel Prime

    • Personalized Plan Options
    • Trip Curtailment & Cancellation
    • Emergency Cash Assistance
    Know More

    Benefits You Deserve

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    Cashless Worldwide

    Provides direct settlement of medical bills without upfront payments

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    Emergency Travel Assistance

    Get round-the-clock support in case of emergencies during your trip

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    Trip Delay Covered

    Get paid for long flight delays

    How Will It Be Useful? 

    That’s a solid question. Listed below are some ways in which the Travel Insurance Calculator can prove to be of great help

    Helps You Make an Informed Decision 

    When you think about Travel Insurance, is one of your first thoughts about the premium? Well, understandably so since how much something costs is quite central to the purchasing decision.
    With the help of our Travel Insurance Premium Calculator, you don’t have to talk to several people or indulge in internet research only to still be uncertain or misguided. You can find accurate information within the matter of a few minutes and make an informed decision, all from the comfort of your home.

    Quick and Hassle Free 

    We know that there are many things on your travel checklist that you need to tick off while planning your trip. From packing all your essentials to having a solid itinerary, you need take care of every possible aspect of your trip to avoid any unpleasant situations while away.
    We’ve therefore designed our Travel Insurance Premium Calculator to be super quick so that it doesn’t eat away into your precious time. You can find out the premium amount for different policy options while you take a quick coffee break from all that travel planning.
    Additionally, the Travel Insurance Premium Calculator rids you of the trouble of having to do all that calculation yourself and that’s always a plus, right?

    Allows You to Plan Your Travel Budget 

    Look, we get that other than the flight tickets and accommodation, there’s a lot more that demands spending during a vacation. Right from shopping for the trip before you leave to making sure you have souvenirs for all your family and friends while returning and everything in between, travelling can become a costly affair really quick. That’s why it’s so important to budget.
    Our Travel Insurance Premium Calculator helps you know just the amount you’d need to secure yourself the protection of a Travel Insurance Policy. This will help you plan your travel budget successfully.

    What Information Is Needed? 

    Just some basic details to help us get an idea of what you’re looking at, so we can be on the same page and provide you with the required cover.

    ●   Type of travel - solo or group

    ●  Purpose of the trip - work, leisure or education

    ●   Age

    ●   Gender

    ●   Travel destination

    ●   Number of days

    ●   Choice of sum insured 

    Download Policy Document

    Get instant access to your policy details with a single click.

    How is My Premium Decided 

    Before deciding on your travel destination there are lots of different factors you take into consideration, right? It’s an important decision after all. We too consider several different factors to decide on the amount of premium that you’ll have to pay.

    Age 

    We believe that age is just a number and people of every age should experience the joys of travelling Thus, we have a range of Travel Insurance Plans that cater to your needs irrespective of your age. However, your age does play a role in determining the premium amount.
    For instance, the premium for senior citizens may be higher since they are more prone to accidents and medical emergencies.

    Travel Destination 

    Just like the cost of flight tickets to different countries differ, the premium of our Travel Insurance Policy also differs depending on your travel destination. You can opt for one of the following:
    ● Worldwide including USA and Canada
    ●  Worldwide excluding USA and Canada
    This difference is owed to the fact that the healthcare costs, among other things, differ in different countries.

    Number of Days 

    You might want to go on a short trip of 7 days or take a long break of 3 months. Whatever is your choice, we’re here to cover you. The number of days you want to spend at your dream destination would help in determining the premium.

    Sum Insured 

    Another factor that plays an important role in deciding your premium amount is the sum insured. Usually, the greater the medical coverage in the plan, the higher is the premium.

    Health Companion

    Healthassessment

    Track, Manage & Thrive with Your All-In-One Health Companion

    From fitness goals to medical records, manage your entire health journey in one place–track vitals, schedule appointments, and get personalised insights

    Healthmanager

    Take Charge of Your Health & Earn Rewards–Start Today!

    Be proactive about your health–set goals, track progress, and get discounts!

    Healthassetment

    Your Personalised Health Journey Starts Here

    Discover a health plan tailored just for you–get insights and achieve your wellness goals

    Healthmanager

    Your Endurance, Seamlessly Connected

    Experience integrated health management with us by connecting all aspects of your health in one place

    Step-by-Step Guide

    To make sure that we are always listening to our customers

    How to Buy

    • 1

      Download the Bajaj General App and use your login credentials

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      Select the travel insurance option by providing necessary details

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      Allow the application to process your information & get quotes

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      Choose the plan aligning with your travel itinerary & include add-ons

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      Finalise the plan selection and complete the payment process

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      Insurance policy & receipt will be promptly delivered to your email ID

    How to Extend

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      Please reach out to us for policy extensions

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      Phone +91 020 66026666

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      Fax +91 020 66026667

    Cashless Claim

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      Applicable for overseas hospitalization expenses exceeding USD 500

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      Submit documents online for verification.

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      Upon verification Payment Guarantee to be released to the hospital

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      Please complete necessary formalities by providing missing information

    Reimbursement

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      On complete documentation receipt, reimbursement takes approx. 10 days

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      Submit original copies (paid receipts only) at BGIL HAT

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      Post scrutiny, receive payment within 10 working days

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      Submit incomplete documents to our document recovery team in 45 days

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      Policy deductible will be applicable as per policy copy

    Insurance Samjho

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    KAJNN

    Critical Illness Insurance

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    Health Claim by Direct Click

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    Personal Accident policy

    KAJNN

    Global Personal Guard Policy

    Claim Motor On The Spot

    Two-Wheeler Long Term Policy

    24x7 Roadside/Spot assistance

    Caringly Yours (Motor Insurance)

    Travel Insurance Claim

    Cashless Claim

    24x7 Missed Facility

    Filing a Travel Insurance Claim

    My Home–All Risk Policy

    Home Insurance Claim process

    Home Insurance Simplified

    Home Insurance Cover

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    • Customised plans that grow with you
    • Proactive coverage for future milestones
    • Expert advice tailored to your profile
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    What Our Customers Say

    Simple Process

    Straightforward online travel insurance quote and price. Easy to pay and buy

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    Madanmohan Govindarajulu

    Chennai

    5.0

    11th Apr 2019

    Convenient

    Very user-friendly and convenient. Appreciate the Bajaj General team a lot.

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    Payal Nayak

    Pune

    4.8

    15th Mar 2019

    Affordable

    Very nice service with an affordable premium for travel insurance.

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    Kinjal Boghara

    Mumbai

    4.5

    5th Mar 2019

    User Friendly

    Quick, easy, and user-friendly process to buy travel insurance.

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    Abhijeet Doiphode

    Pune

    4.5

    5th Feb 2019

    Customer Support 

    Very prompt and professional service. I am pleased with the customer service team at Bajaj General.

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    Ushaben Pipalia

    Ahmedabad 

    5.0

    31st Jan 2019

    Quick Assistance 

    I am highly impressed by the efficiency of the Bajaj General call centre executive who helped me with my travel insurance.

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    Paromik Bhattacharyya

    Kolkata 

    5.0

    25th Dec 2018

    FAQ's

    What is the entry age for International Travel Insurance?

    The policy is available to individuals aged 0-70 years. There are also plans specifically designed for senior citizens, available to those aged 70 and above.

    Do I need International Travel Insurance to obtain a visa?

    Yes, many countries require international travel insurance as part of the visa application process. This is especially true for destinations within the Schengen Area, the UAE, and some others, where proof of insurance covering medical emergencies, repatriation, and travel disruptions is mandatory. It's essential to check the specific visa requireme

    What is trip delay coverage under International Travel Insurance?

    Trip Delay cover compensates if the insured's flight is delayed for more than 12 hours from the scheduled departure time. The insurer will pay the specified amount for each 12-hour delay, up to the maximum limit outlined in the policy. However, the coverage does not apply if the delay is due to the insured's failure to check in correctly, a known o

    What is trip cancellation coverage under International Travel Insurance

    Trip cancellation cover indemnifies the insured for non-recoverable travel or accommodation costs if the trip is cancelled due to unavoidable circumstances before departure. This applies only if the cancellation is caused by events like the insured’s death, serious injury, or sudden illness requiring hospitalisation within seven days of departure.

    What is trip curtailment coverage under International Travel Insurance

    Trip curtailment cover reimburses the insured for non-refundable accommodation or travel costs if the trip is cut short due to unavoidable circumstances. These include the death, serious injury, or sudden illness of a close family member (spouse, parent, parent-in-law, or child) in India, requiring the insured's early return. It also covers the cos

    What is emergency cash assistance coverage under International Travel

    Emergency cash assistance provides financial help when you face emergencies like theft, burglary, or a hold-up. The service coordinates with your relatives in India to arrange emergency funds up to the specified limit in the policy. The claim process requires an FIR to be registered with the local police, confirming the loss. After verification, th

    What is bounced hotel coverage under International Travel Insurance?

    Bounced hotel coverage ensures reimbursement for 90% of expenses if the insured person is unable to avail of confirmed hotel services. This includes costs for transportation to an alternative hotel and any necessary upgrades to a superior hotel class up to the sum insured as stated in the policy schedule.

    Which travel policy is better—individual or family floater?

    When travelling alone, individual travel plan can be a suitable policy. On the other hand, if you are travelling with your famiy then you may opt in for family floater policy.

    Will I be able to issue more than one policy for the same trip?

    No, you can opt one policy for the single journey. Please check with your insurance company for more details.

    What’s the minimum and maximum age for buying a travel insurance for students

    Students can buy a travel insurance policy between the age of 16-35 years as per the policy terms.

    What if I want to cancel my travel insurance policy?

    You can opt to cancel your plan before or after the policy starts, as outlined in the policy terms. Please note that cancellation rules may vary based on your coverage.

    How do I make a claim on my travel insurance policy?

    It is advisable to contact your insurance provider to discuss your claim. Please ensure you have your policy details, passport number, and any other relevant information readily available while submitting your claim.

    What documents would I need to process my domestic travel insurance claim

    Usually medical reports and their copies, receipts, invoices, FIRs, etc. are required for a domestic travel insurance claim. You can get more information from the customer care executive of your insurer.

    What is the claim settlement process under the corporate travel insurance

    You can register your claim in two ways—online and offline. For online claim settlement, visit the insurance provider's website to register your claim and upload the necessary documents. If you prefer offline claim settlement, you can register your claim by contacting the designated person.

    Can I renew my travel insurance policy?

    Some travel insurance policies may offer renewal options, but this is not always standard. Generally, travel insurance is designed for specific trip durations. It is best to check with your insurance provider to see if renewal is possible and under what conditions.

    How can I extend my travel insurance plan?

    Extending a travel insurance plan depends on the specific policy and provider. Some policies may allow extensions under certain circumstances, while others may require purchasing a new policy. Contacting your insurance provider directly is the best way to determine if an extension is possible or not.

    What happens if my travel insurance expires?

    If your travel insurance expires while you are still traveling, you will no longer have coverage for any medical emergencies, lost luggage, or other risk. This means you would be responsible for any expenses incurred during your travel after your policy expiration. It is recommended to ensure your travel insurance covers the entire duration of your

    What is the validity period of travel insurance?

    The validity period of travel insurance varies significantly. It is tied to the length of your trip, and policies are typically purchased for specific durations. These durations can range from a few days to several months, depending on the policy and provider. Always confirm the exact validity period with your insurance provider before your trip.
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