Travel Insurance
Premium Starting ₹ 13/day*
Secure with travel insurance, embrace the adventure
Coverage Highlights
Get comprehensive coverage for your travelProtection for Every Journey
Suitable for different types of travel, within India (Domestic) and worldwide (International) - Business, Leisure, Sports, Student, Group and more
Comprehensive Coverage
Protects against a wide range of potential travel issues, including trip cancellations, delays, lost luggage, medical emergencies, and more
Customizable Plans
Offers a variety of coverage options and add-ons to tailor the insurance policy to your specific needs and travel plans
Ease of Buying
No medical health check-up required to purchase the policy
Extended Stay Abroad
Extending your travel insurance coverage is both possible and hassle-free. Whether you prefer the convenience of online or the personalized assistance of offline methods, we've got you covered. Simply reach out to us online or through our agents to explore your options and ensure continuous protection throughout your travels.
Note
*Premium starts at ₹ 201 for 15 days which is about ₹ 13 per day
Inclusions
What’s covered?Personal Accident Cover
Pays agreed amount in case of death, permanent total & partial disability, while travelling
Trip Cancellation, Interruption & Extension
Travel plans may unexpectedly change due to various reasons such as illness, natural disasters, or unforeseen events. Trip cancellation coverage reimburses you for non-refundable expenses if you need to cancel your trip before departure. Similarly, trip interruption coverage provides reimbursement for unused, non-refundable trip costs if your journey is cut short.
Medical Treatment & Evacuation Expenses Cover
Ensures that you’re financially protected in case of medical emergencies during your trip. It typically includes coverage for hospitalization, emergency medical care, dental treatment and evacuation to India. Pre-existing illnesses/injuries can be opted to be covered
Missed Connection
Reimburses you in case you miss a connecting flight
Loss and Delay of Checked-in Baggage
Losing your luggage or valuables can be a significant inconvenience during a trip. Hence, this cover pays for complete and permanent loss or destruction of the Insured's Checked in Baggage.
Loss of Personal Belonging
Pays for loss or damage to personal belongings including mobile, laptop, camera, passport etc. due to theft, larceny, robbery or hold up at international airport
Sporting Activities Cover
Provides coverage for accidents or injuries that occur while participating in professional or semi-professional sports or adventure activities during travel, if opted
Travel Delay and Missed Connections
Travel delays and missed connections can disrupt your itinerary. Travel insurance typically offers coverage for additional expenses incurred due to unexpected delays, such as accommodation, meals, and transportation. Review the policy to understand the time thresholds and the documentation required for making a claim.
Many More Covers
Additional coverage options are also available
Exclusions
What’s not covered?Pre-existing Condition
Any disability or injury arising from a medical condition that existed before purchasing the policy is generally excluded
Intoxication
Accidents occurring while under the influence of alcohol or drugs are excluded from coverage
Routine Examination
The insurance doesn't cover routine check-ups, vaccinations, or vitamins if you're generally healthy
Self-Inflicted Injuries
Injuries resulting from intentional harm or attempted suicide are not covered
Criminal or unlawful act
Actual or attempted engagement in any criminal or other unlawful act
Non-passenger Flyer
The Insured Person engaging in air travel unless he flies as a passenger on an Airline
War and Related Perils
Injuries or death resulting from war, civil unrest, or acts of terrorism are typically excluded
Note
Please read policy wording for detailed exclusions
Additional Covers
What else can you get?Trip Delay Delight
Pays an agreed amount in case the flight gets delayed beyond the defined period
Track-a-Baggage
Opting this service helps you keep track of your check-in luggage during your trip, giving you peace of mind. If your bags go missing, the service helps locate and return them to you quickly
Pet Stay
Covers expenses (in ₹) for your pet’s extended stay at a boarding facility due to unforeseen travel delays
Yes, a Spain visa for Indians is mandatory, whether travelling for tourism, business or personal visits. Since Spain is a member of the Schengen Agreement, Indian nationals will be required to apply for a Schengen visa to enter the country.
The documents that will be required in order to apply for the visa include a passport that is valid for at least 3 months from the date of your entry into the country, a filled-in application form, photos, a travel plan, etc.
In case of applying for a Spain visa when being an Indian citizen, then you have to either apply for a Schengen visa for short visits or for a National Visa in case of long stays.
Here are 6 important features of the Spain Visa for Indians:
The type of a Spain visa for Indians is generally determined based on the purpose and duration of your visit. There are a total of 8 types and these are:
To apply for a Spanish visa, you need to meet core eligibility requirements such as having valid travel documents, sufficient funds and confirmed travel logistics. Applications need to be submitted up to 180 days before commencing your trip. Read Also: Spain Visa Status Tracking
The table below outlines the Spain visa requirements for Indian citizens:
| Eligibility Criteria | Specifications |
|---|---|
|
Passport and Identification |
A valid passport with at least 2 blank pages and it must be valid for at least 3 months beyond your planned trip |
|
Travel Medical Insurance |
Must cover the entire duration of your stay in the Schengen area with a minimum coverage of €30,000 to cover medical emergencies and repatriation |
|
Sufficient Financial Means |
You need to provide proof of funds, without which you will not be eligible for travelling |
|
Purpose of Travel |
You need to provide a detailed cover letter outlining your itinerary, dates and purpose of visit |
|
Travel Logistics |
Confirmed return flight tickets or a detailed flight reservation |
|
Proof of Accommodation |
You need to provide confirmed hotel accommodation and a formal letter of invitation if you are visiting your family or friends. |
Spain visa applications tend to get rejected because of a lack of financial evidence, poor documentation, invalid travel insurance and an unclear travel plan. Meeting all the requirements is very important if you want to enter Spain successfully.
Travel insurance is one of the essential criteria for a visa to Spain (Schengen). It helps tourists to be prepared for unforeseen events and prevents the local medical facilities from being overburdened by such cases.
Spain visa on arrival is not available for Indian citizens. As Spain is part of the Schengen Area, Indian passport holders must obtain a Schengen short-stay visa through the Spain Embassy or an authorised visa application centre in India before travelling.
Through travel insurance coverage, one is able to cover their medical expenses. Apart from that, some other perks exist, and they include the following:
Spain is one of the world's most popular travel destinations, known for its rich history, vibrant culture and breathtaking landscapes. If you're planning a visit, here are some of the top attractions you shouldn't miss.
| Top Places | What To Explore |
|---|---|
|
Basílica de la Sagrada Familia (Barcelona) |
Designed by the legendary architect Antoni Gaudí and is a UNESCO World Heritage site, famous for soaring towers and nature-inspired columns |
|
The Alhambra (Granada) |
Enormous hilltop fortress and city-palace; a perfect blend of medieval Islamic and Renaissance Christian architecture. |
|
Catedral de Sevilla & Giralda (Seville) |
Largest Gothic cathedral in the world, where Christopher Columbus lies buried |
|
Park Güell (Barcelona) |
Another piece of art from the hands of Antoni Gaudí, with mosaic decorations, artistic designs, scenic views and well-manicured gardens |
|
Royal Palace of Madrid (Madrid) |
Largest royal palace in Europe, with magnificent halls and amazing collections of art |
Travel insurance is one of the essential criteria for a visa to Spain (Schengen). It helps tourists to be prepared for unforeseen events and prevents the local medical facilities from being overburdened by such cases.
Yes. Every Indian citizen visiting Spain must purchase offline or online travel insurance. Even if you possess a valid Schengen visa for Spain, you must enter the country with travel insurance.
Read Also: Best Time to Visit Spain
No. To travel to Spain, every citizen of India with a current passport must obtain a Schengen Visa. You must obtain a current visa from one of Spain's consulates or embassies in India before setting out on your trip because it won't be given to you when you arrive at the airport in Spain, whether you want to go there for business or pleasure.
Only those who live and work in Spain are eligible for free healthcare. Visitors and tourists must get medical travel or international travel insurance to cover medical expenses in Spain to keep their bank accounts intact amid unanticipated medical situations.
When travelling alone, an individual's travel plan can be a suitable policy. On the other hand, if you are travelling with your family, then you may opt for a family floater policy.
No, you can opt for one policy for the single journey. Please check with your insurance company for more details.
Students can buy a travel insurance policy between the ages of 16 and 35 years, as per the policy terms.
You can opt to cancel your plan before or after the policy starts, as outlined in the policy terms. Please note that cancellation rules may vary based on your coverage.
It is advisable to contact your insurance provider to discuss your claim. Please ensure you have your policy details, passport number, and any other relevant information readily available while submitting your claim.
Usually, medical reports and their copies, receipts, invoices, FIRs, etc., are required for a domestic travel insurance claim. You can get more information from the customer care executive of your insurer.
You can register your claim in two ways—online and offline. For online claim settlement, visit the insurance provider's website to register your claim and upload the necessary documents. If you prefer offline claim settlement, you can register your claim by contacting the designated person.
Some travel insurance policies may offer renewal options, but this is not always standard. Generally, travel insurance is designed for specific trip durations. It is best to check with your insurance provider to see if renewal is possible and under what conditions.
Extending a travel insurance plan depends on the specific policy and provider. Some policies may allow extensions under certain circumstances, while others may require purchasing a new policy. Contacting your insurance provider directly is the best way to determine if an extension is possible or not.
If your travel insurance expires while you are still travelling, you will no longer have coverage for any medical emergencies, lost luggage, or other risks. This means you would be responsible for any expenses incurred during your travel after your policy expiration. It is recommended to ensure your travel insurance covers the entire duration of your trip.
The validity period of travel insurance varies significantly. It is tied to the length of your trip, and policies are typically purchased for specific durations. These durations can range from a few days to several months, depending on the policy and provider. Always confirm the exact validity period with your insurance provider before your trip.
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