My Swasthya Care

Monitor your health if you have been diagnosed with, are undergoing management for, or want to reduce the risk of specified chronic or lifestyle conditions.

Access app-based services such as teleconsultations, fitness videos, step tracking, and AI-powered tools like Smart Face Scan, Managed Care AI Models, and Smart Health Insight.

Includes a basic annual health check-up package every policy year to help monitor key health indicators for diabetes, lipid disorder, thyroid disorder, kidney function, and liver function.

Includes one specialist teleconsultation and three general physician (GP)/internal medicine teleconsultations through our app or service provider’s approved digital platform.

Avail two lab test profiles (a combination of lab tests) during each policy year from the listed profiles, such as diabetes profile, lipid profile, thyroid, kidney function, and liver function.

Get six diet consultation sessions through qualified dieticians and nutritionists to support healthier eating, weight management, and lifestyle improvement.

Customers can access fitness videos and use the Step Tracker feature to monitor daily activity, calories burned, distance covered, and active duration.

Please refer to policy wordings for detailed service process and conditions.

Get one basic annual health check-up every policy year through designated network providers. The package includes HbA1c, total cholesterol, thyroid stimulating hormone (TSH), serum creatinine, SGOT/AST, and SGPT/ALT tests.

Access a digital library of fitness videos through our app or service provider’s app during the policy year.

Avail one specialist teleconsultation every policy year, subject to availability and appointment scheduling. Available specialists include diabetologist, cardiologist, endocrinologist, nephrologist, and gastroenterologist.

Get three general physician (GP)/internal medicine teleconsultations through qualified and registered allopathic medical practitioners using the approved digital platform.

Avail two lab test profiles (lab test package) every policy year from listed profiles for diabetes, lipid, thyroid, kidney function, or liver function.

Avail four scans from this tool to receive an AI-enabled wellness score, cardiac age, body vitals, and stress indicators. This tool can be accessed through the app using a mobile device camera.

Get six diet consultation sessions during each policy year through qualified dieticians and nutritionists on our or service provider’s app or website.

Access AI models for diabetes and cholesterol-related insights that use your inputs and uploaded health reports to estimate biomarker levels and highlight lifestyle factors such as weight, diet, activity, sleep, and stress for improved health.

Track daily steps, distance covered, calories burned, and active duration through the application, with weekly and monthly trends. This feature doesn't require a wearable device.

Use a personalised digital health analytics feature that generates wellness insights based on lab reports, profile setup, and app assessment.

Please refer to policy wordings for detailed inclusions.

Any unused services or consultation sessions lapse at the end of the policy year and cannot be carried forward or encashed.

Repeat testing of the same annual health check-up profile during the policy year is not covered.

Diagnostic investigations or tests not forming part of the selected or listed profile are excluded.

Teleconsultations outside our or service provider’s approved digital platform, including in-clinic or physical consultations, are not covered.

Teleconsultation benefits are not transferable to any other person or insured member.

Consultation, treatment, hospitalisation, medicines, procedures, or follow-up medical expenses arising from laboratory findings are not covered under the lab test profile benefit.

Food items, nutritional supplements, vitamins, meal replacement products, and health foods are not covered under diet consultations.

Medical treatment, hospitalisation, or healthcare expenses resulting from physical activity, improper exercise performance, or activity beyond the insured person’s capability are excluded.

Cost of wearable devices, smartphones, fitness bands, smartwatches, fitness equipment, or related accessories is not covered.

Smart Face Scan, Managed Care AI Models, and Smart Health Insight are not intended for medical diagnosis, emergency medical advice, clinical decision-making, prescriptions, treatment plans or certification of health status.

Please refer to policy wordings for detailed exclusions and waiting periods.