Travel Prime International

Travelling abroad opens the doors to new adventures, experiences, and opportunities. From sipping coffee at a Parisian café to closing an important business deal in New York, every journey creates memories that stay for a lifetime. But along with excitement comes uncertainty, flight delays, misplaced checked-in baggage, medical emergencies, or even passport loss. That’s where a Travel Insurance Policy becomes more than just a document; it becomes your trusted travel partner. Among the many options available, the Travel Prime International plan by Bajaj General Insurance stands out for its comprehensive protection, flexibility, and reliability.

What is the Bajaj General Insurance Travel Prime Insurance Plan?

The Travel Prime International plan by Bajaj General Insurance is designed to provide wide-ranging coverage for individuals, families, students, and even corporates who travel overseas. This plan is globally recognised and approved for Schengen visas, making it a trusted choice for Indian travellers heading to Europe.

The plan provides coverage for people up to the age of 99 years, ensuring that even senior citizens can travel stress-free. With Bajaj General Insurance Travel Prime, you are covered against trip cancellations, delays, curtailments, missed connections, checked-in baggage loss, checked-in baggage delays, passport loss, bounced hotel bookings, home burglary during your trip, and much more.

Whether you’re a student planning to study abroad, a family taking a vacation, or a corporate professional on a short assignment, this International Travel Insurance ensures you never feel stranded in a foreign country.

When choosing an International Travel Insurance, you want to be sure the plan meets your diverse needs. Bajaj General Insurance ensures this through multiple highlights:

1. Sum Insured Options: USD 50,000 to USD 1,000,000

2. Coverage Period: Up to 180 days, extendable further

3. Eligibility: Available for individuals aged 6 months to 99 years

From infants to senior citizens, this plan offers flexible protection, giving you peace of mind no matter your age or travel destination.

One of the most attractive aspects of the Travel Prime International plan is its layered benefits and extensive coverage. Let’s look at the details by traveller age groups and plan tiers.

For Travellers Aged 6 Months to 60 Years

There are five tiers of coverage — Silver, Gold, Platinum, Super Platinum, and Maximum. Each tier provides higher financial protection as per your needs. For example:

1. Accident and Sickness Medical Expenses: Coverage ranges from USD 50,000 to USD 1,000,000 with a small deductible.

2. Accidental Death & Dismemberment (Common Carrier): Coverage up to USD 5,000.

3. Dental Expenses, Medical Evacuation, Repatriation of Remains, and Checked-in Baggage Benefits: Included across all tiers.

4. Personal Liability: Ranges up to USD 250,000.

5. Unique Benefits: Home burglary insurance up to INR 300,000, trip cancellation cover up to USD 1,000, and bounced hotel or airline booking cover up to USD 500.

For Travellers Aged 61 to 70 Years

These plans are slightly modified to ensure seniors in this age bracket receive adequate medical and travel-related coverage, while keeping premiums affordable. Coverage levels remain high with access to worldwide emergency assistance.

For Travellers Aged 71 to 99 Years

Even senior citizens up to 99 years of age can enjoy exclusive coverage. This includes medical expenses, hospitalization, baggage loss, passport loss, and even personal accident coverage within India. This is a rare feature in an International Travel Insurance plan and reflects Bajaj General Insurance commitment to inclusivity.

Exclusions

Like every Travel Insurance Policy, certain exclusions apply, such as pre-existing medical conditions (unless specified), intentional self-injury, losses due to war or illegal acts, and participation in hazardous sports unless opted for separately. It is important to read the policy wording to fully understand exclusions.

Cost is often a key factor when choosing an International Travel Insurance plan. With Bajaj General, you get affordability without compromising on coverage.

For travellers aged 6 months to 40 years:

1. Silver Plan ($50,000): INR 877 (Worldwide including USA & Canada)

2. Gold Plan ($200,000): INR 1,110

3. Platinum Plan ($500,000): INR 1,691

4. Super Platinum Plan ($750,000): INR 1,989

5. Maximum Plan ($1,000,000): INR 2,124

For worldwide, excluding USA & Canada, premiums are even lower, starting at just INR 566 for the Silver Plan.

As the traveller’s age increases, premiums adjust accordingly. Senior citizens between 71 to 99 years have tailored plans like Prime Super Age, ensuring they too receive adequate financial protection.

In short, no matter your age or destination, the Travel Prime International plan has a premium option to fit your travel budget.

*The above premium amounts are indicative only and may vary based on factors such as the traveller’s age, destination, policy duration, and updates by Bajaj General Insurance.

Plan Options for Every Traveller

Bajaj General Insurance understands that no two travellers are alike. That’s why Travel Prime International is available in multiple formats:

1. Individual Plans: Wide-ranging medical coverage from USD 50,000 to USD 1,000,000 for travellers up to 70 years.

2. Family Floater Plans: Coverage for self, spouse, and two children under 21 years in a single policy.

3. Student Prime Plan: Specially designed for students studying abroad, covering education-related risks.

4. Senior Citizen Plans: Exclusive coverage for travellers between 71 to 99 years.

5. Corporate Plans: Tailored for business travellers, with trip durations of 30, 45, or 60 days.

This flexibility makes Bajaj General Insurance a strong name in the International Travel Insurance market.

Additional Benefits and Unique Coverages

Beyond the standard inclusions, Bajaj General Insurance offers added perks that make the Travel Prime International plan a superior choice:

1. Emergency Cash Advance: Up to USD 1,500 depending on plan tier.

2. Hospitalization Daily Allowance: To cover incidental costs during hospital stays.

3. Hijack Cover: Daily allowance up to USD 360 in the event of a hijack.

4. Difference in Airfare Due to Delayed Return: Coverage up to USD 500.

5. Home Burglary Insurance: Coverage for burglary while you’re away travelling abroad.

These features ensure that the policy goes beyond medical protection to protect your entire travel experience.

How to Buy and Renew Bajaj General Insurance Travel Prime Insurance?

Buying a Travel Insurance Policy is quick and easy:

1. Purchase Online: Use credit/debit card, NEFT, RTGS, or cheque.

2. Already Abroad? You can still purchase after approval if you forgot to buy before leaving India.

3. Renewal: Existing customers can renew their policies online anytime before expiry.

This convenience ensures travellers are never without coverage, no matter where they are in the world.

In case of emergencies, you can notify Bajaj General Insurance immediately to begin the claims process. Depending on the situation, claims can be settled directly with hospitals or reimbursed later. A worldwide network of assistance ensures you get support when you need it most.

With strong customer care, transparent claims settlement, and clear policy wordings, Bajaj General Insurance makes sure your Travel Prime International plan works when it matters most.

1. Comprehensive Protection: From medical emergencies to missed flights, the plan has it all.

2. Global Recognition: VFS Global approved for Schengen visas.

3. Wide Eligibility: Coverage for individuals aged 6 months to 99 years.

4. Affordable Premiums: Options starting from just INR 566 per month.

5. Trusted Insurer: Proven claims settlement ratio and half a million policies issued.

These reasons make Bajaj General Insurance a leading name in the International Travel Insurance space for Indian travellers.

*Standard T&C Apply

**Disclaimer: The content on this page is generic and shared only for informational and explanatory purposes. It is based on several secondary sources on the internet and is subject to changes. Please consult an expert before making any related decisions.

***Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.