Travel Prime International Insurance

Personal liability cover under travel care insurance protects you against legal expenses if you unintentionally cause bodily injury to someone or damage their property while travelling. However, it does not cover liabilities involving employees, family members, co-workers, or travel companions. Exclusions include injuries or damages related to business activities, professional services, or any intentional acts. It also does not cover liability arising from contractual obligations, motor vehicles, or watercraft accidents.

This coverage compensates for delays in receiving your checked baggage when travelling to India. To claim, you must obtain a written non-delivery confirmation from the airline stating the delay period. If multiple claims arise during your trip, the total compensation is limited to the sum insured under this section. A 12-hour deductible applies separately to each occurrence, and the compensation is payable only for essential items purchased during the delay period.

This cover under travel care insurance does not apply in certain cases. It excludes losses due to confiscation or detention by customs, police, or any other authority. Additionally, if the loss is not reported to the police within 24 hours and no official report is obtained, the claim is invalid. It also does not cover losses resulting from negligence, carelessness, or failure to take reasonable precautions to safeguard your belongings.

The Travel Prime Insurance policy includes medical expenses, baggage protection, trip delays, liability cover, and emergency evacuation. Detailed inclusions and exclusions are mentioned in Bajaj General policy wording for transparency.

Yes, both the brochure and policy wording for Travel Prime Insurance can be downloaded easily from Bajaj General’s official website.

Yes, optional covers like adventure sports protection or higher baggage cover can be added. Bajaj General offers flexible add-ons for international travel insurance plans.

Yes, Travel Prime Insurance policy documents specifically mention coverage compliance for Schengen and other visa requirements, making your visa application process smooth.

Yes, Bajaj General allows modification requests before travel starts. The Travel Prime Insurance plan can be adjusted to match your updated itinerary.

To file a claim, call the Bajaj General 24x7 helpline, submit your policy details, and share required documents. Claims under Travel Prime Insurance can also be initiated digitally for ease.

Submit medical bills, hospital records, discharge summaries, and your policy document. Bajaj General ensures a seamless process for international travel insurance claims, reimbursing eligible expenses promptly.

For cashless care, visit a network hospital, show your Travel Prime Insurance details, and inform the Bajaj General helpline. Bills are settled directly with the hospital under travel medical insurance abroad.

Yes, trip cancellation due to covered emergencies is included. Bajaj General compensates non-refundable costs such as flight or hotel bookings under Travel Prime Insurance, reducing financial stress.

Claims are generally processed within 7–10 working days after submission of all required documents. Bajaj General ensures efficient settlement under Travel Insurance Online policies.

Yes, claim status can be tracked online through Bajaj General’s website or mobile app. This feature provides real-time updates for Travel Prime Insurance customers.

To extend your policy, submit a Good Health Declaration form signed by you. Requests must be made 7 days before the policy’s expiry. Extensions cannot be granted if requested after this period. If there’s a major claim under the current policy, the extension may be approved, but the condition causing the claim will be excluded from coverage in the extended policy.

Yes, renewal of Travel Prime Insurance can be done quickly via Bajaj General’s online portal. Simply log in, select renew, and make a secure payment.

Yes, extensions are allowed in certain cases. Bajaj General offers flexibility to extend international travel insurance policies, ensuring continuous protection.

You must request an extension before the expiry date. If the policy has expired, a new one may be required. Bajaj General guides travellers with extensions for Travel Prime Insurance.

In some cases, especially for longer extensions or senior citizens, Bajaj General may request a medical declaration before extending Travel Prime Insurance.

Extensions are subject to policy terms. Bajaj General provides multiple extension opportunities for Travel Prime Insurance, depending on trip duration and traveller profile.