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Travel Insurance

Travel Insurance for Australia

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Key Features

The Real Ace in your Travel Pack

Coverage Highlights

Comprehensive travel protection under a single plan
  • Design your own plan

A truly modular plan that offers you flexibility to curate coverage suited for you and your family

  • Wide Sum insured options

Choose adequate sum insured that suits your budget

  • Pre- Existing (PEDs) covered

Medical expenses upto USD 3000 for emergeny medical care of pre existing diseases

  • Truly Cashless

Worldwide cashless hospitalisation

  • Ease of buying

No medical health check up required to purchase the policy

  • Discounts

Upto 10% discount depending upon the number of people travelling

  • Extension of medical coverage post policy expiry

If hospitalised within the policy period, treatment can be continued upto a maximum of 75 days beyond policy expiry

  • 24x7 support

Enjoy round the clock support to travel worryfree

  • Direct Discount

Enjoy 5% direct discount by purchasing online

  • From reimbursements to fixed payouts

Some coverages reimburse actual expenses while others provide a pre-fixed amount

  • One trip or many? We have got you covered

A Single-Trip Policy covers just one trip, perfect for occasional travelers. A Multi-Trip Annual Policy covers unlimited trips within a year, ideal for frequent travelers. If you travel often, save time and money with an annual plan. Choose what fits your travel needs

Additional Coverage

What else can your get?
  • Trip Delay Delight

Pays an agreed amount in case the flight gets delayed beyong the defined period

  • Track-a- Baggage

Opting this service helps you keep track of your luggage during your trip, giving you peace of mind. If your bags go missing, the service helps locate and return them to you quickly

  • Extended Pet Stay

Covers expenses for your pet’s extended stay at a boarding facility due to unforeseen travel delays

  • Weather Guarantees

Offers compensation for costs due to trip disruptions caused by extreme weather conditions

  • Note

Please read policy wordings for detailed coverage

Australia Travel: Visa and Insurance Requirements

The abundance of activities Australia offers makes it a great travel destination. The country offers all the excitement you could want, whether you want to bungee jump, swim with sharks, scale mountains, or camp in the bush. However, it's crucial that you know what is needed to visit Australia, such as international travel insurance and the country's visa requirements before you begin purchasing tickets and booking activities.

Travel insurance for Australia protects you from uncertain eventualities on your trip.

Here is everything you need to know about travel insurance for Australia!

Why Do You Need Travel Insurance from India to Australia?

Accidents are very likely to happen when travelling to a foreign country. There are a lot of different things that could go wrong.

Australian wildlife is intriguing, but it can also be deadly. Venomous snakes and tarantulas are frequently seen hiding in bathrooms or prowling in the bush. Other than that, Australian cows and horses aren't exactly gentle either.

Having travel insurance for Australia when travelling from India is essential to prevent paying out-of-pocket medical expenses should an animal attack occur while you are travelling. If a particular region's environment does not agree with you, you can also experience health problems that could necessitate immediate medical care. But with travel insurance, you wouldn't have to stress about the financial implications of such unforeseen events.

Online international travel insurance must also include coverage for the fees associated with issuing an emergency passport or visa if you become the victim of a crime and lose your passport.

Benefits of Having a Travel Insurance Policy for Australia

- Travel Cancellation

- Local Support

- Coverage for misplaced or delayed luggage

- (In case the passport is misplaced) A replacement or issuing a new one for the same

- Compensation for a delayed flight

- Reimbursement for hotels and airlines in the case of cancelled reservations

- 7-day automatic policy extension

- Reimbursement for urgently-needed hospital transportation, medical care, and supplies

Benefits You Deserve

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Cashless Worldwide

Provides direct settlement of medical bills without upfront payments

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Emergency Travel Assistance

Get round-the-clock support in case of emergencies during your trip

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Trip Delay Covered

Get paid for long flight delays

Australia Visa and Entry Guidelines for Travelers

Indian citizens, like the majority of foreign travellers, must apply for an Australia visa for Indians. You can apply for a visa based on your intended purpose of travel. The following is a list of the many visa types:

- Skilled Visa

- Work Visa for Travelers

- Families Visa

- Australian Resident Return Visa

- Australian Travel Visa

Application Process When Applying for an Australian Visa

You must apply for a tourist visa to travel to Australia (subclass 600). This visa is also valid for travel for business purposes and to see family or friends (such as attending a conference or negotiation or wedding). You must submit a valid passport (expiring six months after your arrival), two photos, and your itinerary as part of the visa application process (including places you intend to visit and stay at).

As part of the visa application procedure, you will also need to provide information about your employment and finances. This includes a copy of your most recent bank statement for the past six months or year, your most recent three years' worth of IT returns, and proof of employment (from your employer if you are salaried, or your company registration if you are self-employed). If the nation from where you are travelling has a public health risk, you may additionally be required to provide documentation of your financial assets and submit to testing for specific medical conditions as part of the visa application procedure. An Australia visa for Indians will also offer the necessary protection against risks.

What Are the Travel Documents Required While Travelling from India to Australia?

The following documents should be on you when entering the country:

- Form 1419 Application for a Visitor Visa – Tourist Visitor Stream

- All current passport pages, including the bio-data page, the alterations page, and the back page, notarised

- Details of reservations if you are travelling for tourism

- A schedule of activities, accommodations, and travel information for Australia

- Copies of personal and company bank statements showcasing a consistent saving pattern over time

- Copies of any paperwork demonstrating any additional funds or assets

- Tax returns over the previous three years

- If a friend or relative in Australia is covering the cost of your visit, you must submit a statutory declaration outlining their support and providing proof of their financial capability, such as a letter of invitation, bank statements, and tax returns

- Even if a friend or relative is paying for your trip, it's still vital to present proof of your financial situation. When determining whether your circumstances might motivate you to return to your home country, your financial situation might be looked at

- If you have a job: A letter from your employer confirming your leave of absence, indicating your position and income, length of work, and the name and contact information of the person writing the letter

- If you work for yourself: business registration

- If you are retired: A letter from your company (for instance) to prove your retirement

- If you're in school: A letter from your educational institution or other proof of enrollment

- Each applicant must adhere to certain moral standards

- You might need to go through a physical checkup and an x-ray

- You must buy travel insurance and present proof if you are an applicant over 75 and asking for a 12-month stay

Safety and precautionary measures to be undertaken when travelling to Australia H2

Although Australia is a very safe destination for visitors, you can contact the Indian embassy there if you run into trouble while you're there. The embassy can offer assistance if you experience problems, such as misplaced documents, health concerns, or other issues. Therefore, make sure you have the Indian embassy's phone number on hand for any Australian location that you plan to visit.

Getting travel insurance for Australia should be one of your top priorities before leaving on vacation because it can lessen the financial and emotional strain resulting from situations like flight delays or changed plans. For instance, the recent Australian bushfires have severely disrupted thousands of travel plans. In addition, if you get sick or hurt while travelling, your travel insurance in Australia will cover the cost of your medical care. Our website allows you to compare travel insurance policies to pick the one that best meets your needs.

Protect your trip with travel insurance for Australia, which will compensate you if your flight is cancelled or delayed due to an emergency, for the utmost peace of mind.

Key Information About the Indian Embassy in Australia

You can contact the Indian Embassy in Australia if you find yourself in a dire position regarding international travel insurance online or other urgent matters. The following officers can be reached during business hours:

Embassy

Contact

Consulate General of India (Perth)

www.cgiperth.org/index.html

+61-8-92214205

Consulate General of India (Melbourne)

www.cgimelb.org/contact us

+61-3-96827836, 96825800

Consulate General of India (Sydney)

www.cgisydney.org

+61-2-9223-2702

Which Are the International Airports in Australia?

Airport

City

Darwin International Airport

Darwin

Kingsford Smith / Sydney Airport

Sydney

Brisbane Airport

Brisbane

Perth Airport

Perth

Adelaide Airport

Adelaide

Melbourne Airport

Melbourne

Port Hedland International Airport

Port Hedland

Canberra International Airport

Canberra

Gold Coast Airport

Gold Coast

Broome International Airport

Broome

Currency and Foreign Exchange for Travelling to Australia

Australia uses the Australian Dollar, or AUD, as its official currency. To get an idea of how much money you need to carry/convert, check out the most recent exchange rate on the Reserve Bank of India’s official website.

Tourist Places You Can Visit in Australia

Australia is a treasure trove of once-in-a-lifetime experiences if you have a bucket list. Some of the best locations are listed below:

- Royal Botanic Gardens

- Freycinet National Park

- Montague Island (Barranguba)

- Kakadu National Park

- Penguin Parade

- Sydney Harbour Bridge

- Museum in MONA

- North Head National Park in Manly

- Salamanca Place

- Cradle Mountain-Lake St Clair National Park

Never forget to carry travel insurance from India to Australia, no matter where you go or what you do. It will keep you safe at all times.

Which is the Best Time to Visit Australia

Sydney's beaches are nothing less than bliss on Earth between December and February. Summer is a terrific time to visit the beach or hike Tasmania's Overland Track. Make sure you get your travel insurance for Australia before your trip.

Most tourists agree that springtime, between September and November, or autumn, between March and May, are the finest times to visit Australia. These seasons have moderate temperatures that are neither too hot nor too cold. The flights are particularly pricey for the summer and winter holidays. Travel insurance for Australia is essential to protect yourself and your finances on holiday.

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Step-by-Step Guide

To make sure that we are always listening to our customers

How to Buy

  • 1

    Download the Bajaj General App and use your login credentials

  • 2

    Select the travel insurance option by providing necessary details

  • 3

    Allow the application to process your information & get quotes

  • 4

    Choose the plan aligning with your travel itinerary & include add-ons

  • 5

    Finalise the plan selection and complete the payment process

  • 6

    Insurance policy & receipt will be promptly delivered to your email ID

How to Extend

  • 1

    Please reach out to us for policy extensions

  • 2

    Phone +91 020 66026666

  • 3

    Fax +91 020 66026667

Cashless Claim

  • 1

    Applicable for overseas hospitalization expenses exceeding USD 500

  • 2

    Submit documents online for verification.

  • 3

    Upon verification Payment Guarantee to be released to the hospital

  • 4

    Please complete necessary formalities by providing missing information

Reimbursement

  • 1

    On complete documentation receipt, reimbursement takes approx. 10 days

  • 2

    Submit original copies (paid receipts only) at BGIL HAT

  • 3

    Post scrutiny, receive payment within 10 working days

  • 4

    Submit incomplete documents to our document recovery team in 45 days

  • 5

    Policy deductible will be applicable as per policy copy

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What Our Customers Say

Stress-Free Journeys

Bajaj General travel insurance ensures my parents travel stress-free with great medical & trip coverage!

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Rakesh Agarwal

Chennai

5

31st Jan 2025

Great coverage option

Hassle-free international travel coverage for senior citizens—must-have for every trip!

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Debraj Sardar

Pune

5

31st Jan 2025

Great coverage option

Travel worry-free! This insurance covers trip cancellations, baggage loss & medical needs.

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Waskoti Gamma

Mumbai

5

31st May 2025

Good customer support

Easy purchase & excellent customer support for senior citizen travel insurance.Highly recommend!

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Sumedh Sam

Pune

5

31st May 2025

Great coverage option

Great coverage for medical emergencies & flight delays—essential for elderly travelers.

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Sachin Kumar

Ahmedabad

5

31st Jan 2025

Great Senior citizen coverage

My senior parents had a smooth experience abroad, thanks to Bajaj General travel insurance!

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Shivani Singh

Paromik Bhattacharyy

5

31st Jan 2025

Best student travel insurance

Bajaj General makes travel insurance stress-free—best for students!

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Pappu Kumar Singh

Delhi

5

29th Jan 2025

Great coverage option

Smart functionalities such as travel alerts & policy tracking. An absolute must-have!

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Daniel Paul

Surat

5

29th Jan 2025

FAQ's

What are the eligibility criteria to buy Australian travel insurance for visitors?

Any Indian citizen travelling abroad, including Australia, can buy a visitor medical insurance for Australia from Bajaj General Insurance, provided they have a valid passport and confirmed travel dates.

Can I purchase travel insurance for Australia from India after I have already booked my trip?

Yes, you can easily purchase travel insurance online for Australia, even after booking your tickets. However, buying in advance ensures protection against trip cancellations or medical emergencies that may occur before departure.

Is travel insurance mandatory for Indians visiting Australia?

While not compulsory, having travel insurance for Australia from India is highly recommended to manage risks like accidents, hospitalisation, lost baggage, or cancellations. It offers complete financial security during your trip.

What is the recommended minimum coverage for Australia travel insurance?

For holiday insurance Australia, it’s advisable to opt for a minimum medical coverage of USD 50,000 to ensure adequate protection against high hospitalisation and emergency care costs in Australia.

Does Australia travel insurance cover medical emergencies and hospitalisation?

Yes, travel insurance for Australia covers hospitalisation, emergency treatment, and medical evacuations. With Bajaj General Insurance, you can avail cashless care at network hospitals and quick reimbursement when needed.

Are adventure sports and outdoor activities covered under Australia travel insurance?

Basic insurance for Australia travel excludes risky sports, but add-on covers are available. Review policy wordings before engaging in activities such as surfing, trekking, or scuba diving.

Does Australia travel insurance cover COVID-19 treatment costs?

Yes, international travel insurance plans cover COVID-19-related hospitalisation, subject to policy terms. This ensures travellers are financially secure if they contract the virus during their trip to Australia.

Can I get Australia travel insurance for long-term stays?

Yes, long-term travel insurance for an Australia trip can be purchased by students, professionals, or extended visitors. Coverage duration varies depending on the policy selection and travel requirements.

Are pre-existing medical conditions covered in Australia travel insurance policies?

Generally excluded, but visitor medical insurance Australia from Bajaj General Insurance may offer limited coverage if declared upfront and accepted under specific terms.

Does travel insurance for Australia cover loss of baggage or personal belongings?

 Yes, affordable travel insurance for Australia includes baggage protection. Compensation is provided for lost, delayed, or stolen luggage, ensuring financial relief when essentials go missing.

Is trip cancellation or delay covered under Australia travel insurance?

Yes, holiday insurance in Australia compensates for non-refundable expenses if your trip is delayed or cancelled due to emergencies such as illness, natural disasters, or flight disruptions.

Can I buy travel insurance after booking my flight to Australia?

Yes, travel insurance for Australia from India can be purchased after booking flights. Buying early, however, provides more exhaustive coverage for pre-departure risks like cancellations or lost documents.

Can I extend my travel insurance policy if I stay longer in Australia?

Yes, Travel Insurance Online allows extensions before policy expiry. Approval depends on the health declaration and existing coverage terms.

Can I upgrade my travel insurance plan while in Australia?

Yes, certain international travel insurance policies allow upgrades to increase coverage mid-trip. Contact Bajaj General Insurance for available options.

How do I file a claim for medical expenses in Australia under my travel insurance?

To claim under travel insurance for an Australian trip, call the 24x7 helpline, submit hospital bills, prescriptions, and policy copy. Bajaj General Insurance assists with cashless or reimbursement claims.

What documents are required for a travel insurance claim in Australia?

Documents include a claim form, a passport copy, a boarding pass, hospital bills, a police report (if applicable), and original receipts. These ensure smooth processing under travel insurance Australia.

How long does it take to process a travel insurance claim for Australia?

Typically, claims under insurance for Australia travel are processed within 7–10 working days once documentation is complete. Complex cases may take slightly longer.

Can I file a travel insurance claim while still in Australia?

Yes, claims under travel insurance for Australia from India can be filed while abroad. Contact Bajaj General Insurance’s 24x7 helpline for guidance.

Does my travel insurance cover legal expenses in Australia?

Yes, some holiday insurance Australia plans include personal liability coverage, compensating legal expenses if you accidentally cause injury or damage to third parties.

How long does it take for an Australian travel insurance claim to be processed?

Generally, claims under affordable travel insurance Australia take about 7–10 working days once submitted correctly. Timely submission speeds up approvals.

What happens if my claim is rejected by the insurer?

If rejected, you can appeal by submitting additional documents or clarifications. Always check exclusions in travel insurance for Australia from India before filing.

Is there a limit to the number of claims I can make in one trip to Australia?

No set limit, but total compensation cannot exceed the sum insured under visitor medical insurance Australia. Multiple claims are allowed if within coverage limits.

Can I get a refund on my travel insurance premium if I cancel my trip to Australia?

Yes, refunds on holiday insurance Australia are possible if cancellation occurs before policy activation. Deductions may apply depending on the Bajaj General Insurance's terms.

What is the renewal process for an Australian travel insurance policy?

Annual multi-trip travel insurance for an Australia trip can be renewed online by logging into your account on the Bajaj General portal. Renewal ensures uninterrupted coverage.

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