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Travel Insurance
Key Features
The Real Ace in your Travel Pack
Coverage Highlights
Comprehensive travel protection under a single planDesign your own plan
A truly modular plan that offers you flexibility to curate coverage suited for you and your family
Wide Sum insured options
Choose adequate sum insured that suits your budget
Pre- Existing (PEDs) covered
Medical expenses upto USD 3000 for emergeny medical care of pre existing diseases
Truly Cashless
Worldwide cashless hospitalisation
Ease of buying
No medical health check up required to purchase the policy
Discounts
Upto 10% discount depending upon the number of people travelling
Extension of medical coverage post policy expiry
If hospitalised within the policy period, treatment can be continued upto a maximum of 75 days beyond policy expiry
24x7 support
Enjoy round the clock support to travel worryfree
Direct Discount
Enjoy 5% direct discount by purchasing online
From reimbursements to fixed payouts
Some coverages reimburse actual expenses while others provide a pre-fixed amount
One trip or many? We have got you covered
A Single-Trip Policy covers just one trip, perfect for occasional travelers. A Multi-Trip Annual Policy covers unlimited trips within a year, ideal for frequent travelers. If you travel often, save time and money with an annual plan. Choose what fits your travel needs
Key Inclusions
What's covered?Personal Accident Cover
Pays agreed amount in case of Death, Permanent Total & Partial Disability, while travelling overseas and also within India prior/post 24 hours of international travel, if opted
Medical Treatment & Evacuation Expenses Cover
Indemnifies for medical expenses for any illness, disease or injury that happens while you're travelling abroad and evacuation to India. Pre Existing Illness/ injuries can be opted to be covered
Hospitalization Daily Allowance
Pays agreed per day compensation in case of hospitalisation abroad
Trip Cancellation, Interruption & Extension
Indemnifies for loss incurred by you towards accommodation, travel & event tickets if trip is cancelled or interrupted mid-journey or extended under pre-defined circumstances
Return of Minor Child
Pays travel expense incurred to return your child/ children to India in case your are hospitalized abroad
Missed Connection
Reimburses you in case you miss a connecting flight
Ticket Overbooking
Compensation for denied boarding caused by overbooking, ensuring you are reimbursed for the inconvenience
Loss and Delay of Checked-in Baggage
Pays compensation if the airline delays or misplaces your checked-in-baggage
Loss of Passport and Driving License
Covers cost of replacing your passport / driving licensein case if they are lost during the journey
Loss of Personal Belonging
Pays for loss or damage to personal belongings including mobile, laptop, camera etc. due to theft, larceny, robbery or hold up at international airport
Bounced Hotel
Indemnfies you for a superior room /alterante hotel booking in case you dont get your pre booked stay
Sporting Activities Cover
Provides coverage for accidents or injuries that occur while participating in professional or semi-professional sports or adventure activities during travel
Note
Please read the policy wordings for detailed inclusions
Key Exclusions
What's not covered?Pre-existing Condition
Any disability or injury arising from a medical condition that existed before purchasing the policy, if not opted, is generally excluded
Intoxication
Accidents occurring while under the influence of alcohol or drugs are excluded from coverage
Routine Examination
It doesn't cover routine check-ups, vaccinations, or vitamins if you're generally healthy
Self-Inflicted Injuries
Injuries resulting from intentional harm or attempted suicide are not covered
Criminal or unlawful act
Actual or attempted engagement in any criminal or other unlawful act
War and Related Perils
Losses due to war, rebellion, or terrorism are not covered
Cosmetic and Weight Loss Treatments
No reimbursement for cosmetic surgery or weight reduction programs while travelling abroad
Adventure Sports
Injuries from adventure sports are excluded unless the benefit is opted for
Deductible & Co- Pays
Part of the claim will have to be borne by you if you have Deductible or Copay
Additional Coverage
What else can your get?Trip Delay Delight
Pays an agreed amount in case the flight gets delayed beyong the defined period
Track-a- Baggage
Opting this service helps you keep track of your luggage during your trip, giving you peace of mind. If your bags go missing, the service helps locate and return them to you quickly
Extended Pet Stay
Covers expenses for your pet’s extended stay at a boarding facility due to unforeseen travel delays
Weather Guarantees
Offers compensation for costs due to trip disruptions caused by extreme weather conditions
Note
Please read policy wordings for detailed coverage
Have you considered travelling to Sri Lanka soon? Consider purchasing travel medical insurance and getting your visa requirements sorted at the right time to enjoy a stress-free trip to Sri Lanka.
You should get travel insurance to add a layer of safety to your trip.
A Sri Lanka visa is an electronic travel authorization for specific durations. It is required for most travelers, including tourists, business visitors, and transit passengers.
To obtain a Sri Lanka visa, applicants must submit an online application and pay the required fees. Along with these application steps, travelers must also possess the following:
● A valid passport
● A return ticket
● Proof of sufficient funds to cover their stay
While not obligatory, it is advisable for visitors to consider purchasing travel insurance policies, including offline or online travel insurance, to cover various unexpected events during the trip. This insurance can provide coverage for:
● Medical emergencies
● Trip cancellations
● Lost luggage
● Other travel-related risks
A Sri Lanka Visa is essential for most foreign nationals visiting for tourism or business. Travelers must meet specific eligibility criteria to obtain the visa.
It is highly recommended to have appropriate travel insurance policies, as travelers with offline or online travel insurance can benefit from protection against:
● Medical emergencies
● Trip cancellations
● Lost luggage
● Other travel-related risks
Depending on why they are travelling to Sri Lanka, one may choose from one of the following Sri Lankan visas for Indians:
The Tourist Visa is designed for individuals seeking to explore the mesmerizing beauty and culture of Sri Lanka. This type of Sri Lankan Visit Visa It is typically issued for short stays, allowing tourists to experience the country's scenic wonders, historical sites, and vibrant traditions.
The Business Visa is intended for those visiting Sri Lanka for professional reasons, such as attending meetings, conferences, or exploring business opportunities. It permits engagement in business activities while in the country.
Transit Visas are ideal for travelers who are transiting through Sri Lanka en route to their final destination. These visas are typically short-term and cater to the needs of passengers who need to change flights within the country.
For those aspiring to pursue educational opportunities in Sri Lanka, the Student Visa is essential. It is granted to students enrolled in recognized educational institutions, enabling them to study and complete their academic courses in the country.
The Visa on Arrival, as the name suggests, allows eligible travelers to obtain their visa upon arrival at a Sri Lankan entry point. It is a convenient option for those visiting the country for short stays, typically for tourism or business purposes.
The validity of your Sri-Lanka depends on the type of Visa you select. The tourist visa for Sri Lanka is valid for 30 days from the date of issue. A Business Visa to Sri Lanka is Valid for 6 months. However, you can only stay for a period of 30 days at once. For Indians, the validity of a Ttransit Visa is 2 days. The validity of a Sri Lankan Student Visa depends on the duration of the course an applicant secures admission in.
All foreign nationals wishing to travel briefly to Sri Lanka must first get an ETA. The original validity of an ETA visa for Sri Lanka is 30 days. Non-Sri Lankan passengers, however, are only permitted to have their ETAs extended for a maximum of six months.The eligibility criteria for Sri Lankan Visa depends on the type of Visa you want to get. However, there some criterion that are common across all types of Sri Lanka Visa. They include:
● Confirmed return tickets
● A passport that is valid for a minimum of six months from the date of departure
● Proof of accommodation
● First and last page of your passport (scanned colour copy)
● Passport-size photograph with white background
● Bank statement
● Proof of sufficient funds
An invitation letter from the educational institute/company you have secured an admission/employment in.
Please note that the exact eligibility requirement can differ as per the specific type of Visa you apply for and the conditions of your application.
The following travel and identification documents must be with you when travelling from India to Sri Lanka:
● A passport with six months validity after the anticipated departure from Sri Lanka.
● Two passport-sized, recent, coloured photos.
● Documentation proving sufficient finances in Sri Lankan rupees or any other currency.
● A yellow fever vaccination record if you are travelling from an area with the disease.
● Confirmation of hotel reservations and a confirmed return ticket (if any).
● A working sim card from India and an unlocked smartphone.
Sri Lanka Visa Types | Sri Lanka Visa Cost (In USD) | |
Short Visit Visa | Sri Lanka Tourist visa | 20 |
Business Purpose visa | 30 | |
Transit Visa | Free | |
Categories of Residence Visa | Sri Lanka Visa Cost (In USD) |
Employment | 200 |
Investor | 200 |
Religious | 200 |
Students | 200 |
Former Sri Lankan citizens and their dependents | 100 |
It is best to have an offline or online travel insurance for Sri Lanka plan if significant concerns could disrupt the holiday atmosphere and cause worry.
Also, you must have travel insurance with medical aid to help cover any unanticipated medical crises, given how the COVID-19 epidemic has outstayed its welcome. If you are diagnosed with a COVID-19 infection while travelling, you must be hospitalised at a reputable hospital to receive the necessary care and recover.
So, before embarking on your vacation, you must compare various types of travel insurance and choose a reliable travel insurance plan for Sri Lanka!
Yes, Indians travelling to Sri Lanka may obtain a Sri Lankan visa for Indians on arrival. However, you must obtain the Sri Lanka ETA in advance and ensure your passport is valid for at least three months after your departure date.
Some of the common reasons your Sri Lanka visa application may be rejected are:
● Lack of proper documentation
● Having a criminal record
● Incomplete visa application
● Inadequate funds in your bank.
By completing an ETA online application, available online at www.eta.gov.lk or Sri Lankan Missions overseas, applicants can acquire a valid Electronic Travel Authorization for Sri Lanka.
ETA procedure:
● Use the official website to submit your application and get an acknowledgement.
● Get ETA permission via the email you provided during the application.
● When necessary, print out the approval you obtained via email and give it to the immigration authorities at the airport.
Get instant access to your policy details with a single click.
Travelling to Sri Lanka is safe as long as the COVID-19 recommendations are followed:
● Only visitors with a current COVID-19 complete immunisation certificate issued by an international organisation are permitted access. At least 14 days before travel, the second dose has to be taken.
● Before boarding, you must present proof of a recent negative PCR test.
● Instead of a PCR test before boarding, travellers who have recently recovered from the virus and have received at least one dose of a licensed vaccine must provide results from a negative antigen test performed 48 hours before the flight. The vaccination should have been given at least 14 days before the trip, and the recovery should have occurred at least 3 months before.
● A second PCR test will be performed on the 14th day of a 15-day quarantine at a "Level 1 Safe and Secure" hotel. If the results are negative, the traveller may be released from quarantine with a "discharge paper" signed by the hotel doctor.
Make sure you carry your passport, visa, international travel insurance, and other important documents when you are out and about. Here are some of Sri Lanka's top and busiest tourist destinations to aid your selection:
You will be in awe at the richness of this park, which includes elephants, crocodiles, deer, jackals, and many other animals.
According to legend, a Buddhist monk named Mahinda met King Devanampiyatissa on this mountaintop.
The white sands of this beach are some of the purest and most unspoiled in all of Sri Lanka. This beach has thrilling underwater activities like snorkelling to discover the coral reefs and the varied marine life.
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Step-by-Step Guide
How to Buy
1
Download the Bajaj General App and use your login credentials
2
Select the travel insurance option by providing necessary details
3
Allow the application to process your information & get quotes
4
Choose the plan aligning with your travel itinerary & include add-ons
5
Finalise the plan selection and complete the payment process
6
Insurance policy & receipt will be promptly delivered to your email ID
How to Extend
1
Please reach out to us for policy extensions
2
Phone +91 020 66026666
3
Fax +91 020 66026667
Cashless Claim
1
Applicable for overseas hospitalization expenses exceeding USD 500
2
Submit documents online for verification.
3
Upon verification Payment Guarantee to be released to the hospital
4
Please complete necessary formalities by providing missing information
Reimbursement
1
On complete documentation receipt, reimbursement takes approx. 10 days
2
Submit original copies (paid receipts only) at BGIL HAT
3
Post scrutiny, receive payment within 10 working days
4
Submit incomplete documents to our document recovery team in 45 days
5
Policy deductible will be applicable as per policy copy
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Stress-Free Journeys
Bajaj General travel insurance ensures my parents travel stress-free with great medical & trip coverage!
Rakesh Agarwal
Chennai
31st Jan 2025
Great coverage option
Hassle-free international travel coverage for senior citizens—must-have for every trip!
Debraj Sardar
Pune
31st Jan 2025
Great coverage option
Travel worry-free! This insurance covers trip cancellations, baggage loss & medical needs.
Waskoti Gamma
Mumbai
31st May 2025
Good customer support
Easy purchase & excellent customer support for senior citizen travel insurance.Highly recommend!
Sumedh Sam
Pune
31st May 2025
Great coverage option
Great coverage for medical emergencies & flight delays—essential for elderly travelers.
Sachin Kumar
Ahmedabad
31st Jan 2025
Great Senior citizen coverage
My senior parents had a smooth experience abroad, thanks to Bajaj General travel insurance!
Shivani Singh
Paromik Bhattacharyy
31st Jan 2025
Best student travel insurance
Bajaj General makes travel insurance stress-free—best for students!
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Delhi
29th Jan 2025
Great coverage option
Smart functionalities such as travel alerts & policy tracking. An absolute must-have!
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Surat
29th Jan 2025
It is crucial that the international travel insurance plan you select safeguards you against any unforeseen financial situations. This includes providing medical support. You can compare policies online and select the one that suits you best.
A travel insurance plan does provide coverage for lost baggage or delayed baggage arrival. The policy could cover the necessities you require up until your bags arrive if you happen to receive your baggage late. Also, per your policy's coverage, if your luggage is misplaced, the insurance may pay for all lost items.
Trip cancellation cover indemnifies the insured for non-recoverable travel or accommodation costs if the trip is cancelled due to unavoidable circumstances before departure. This applies only if the cancellation is caused by events like the insured’s death, serious injury, or sudden illness requiring hospitalisation within seven days of departure.
Trip curtailment cover reimburses the insured for non-refundable accommodation or travel costs if the trip is cut short due to unavoidable circumstances. These include the death, serious injury, or sudden illness of a close family member (spouse, parent, parent-in-law, or child) in India, requiring the insured's early return. It also covers the cos
Emergency cash assistance provides financial help when you face emergencies like theft, burglary, or a hold-up. The service coordinates with your relatives in India to arrange emergency funds up to the specified limit in the policy. The claim process requires an FIR to be registered with the local police, confirming the loss. After verification, th
Bounced hotel coverage ensures reimbursement for 90% of expenses if the insured person is unable to avail of confirmed hotel services. This includes costs for transportation to an alternative hotel and any necessary upgrades to a superior hotel class up to the sum insured as stated in the policy schedule.
The documents required for Sri Lanka visa from India include a valid passport, recent passport-sized photographs, confirmed return flight tickets, hotel bookings, and proof of funds. Submitting accurate paperwork ensures a smooth visa approval process.
A Sri Lanka visa for Indians obtained via ETA is generally valid for 30 days. Depending on your travel purpose, extensions may be possible by applying to the Department of Immigration in Sri Lanka.
Yes, apart from a tourist visa, a business Sri Lanka visa for Indians can be applied for. This requires invitation letters, company details, and other documents required for Sri Lanka visa from India.
The Sri Lanka visa fees for Indian citizens vary by category, usually starting from USD 20 to USD 50. Always check the official portal for the latest Sri Lanka visa fees for Indian travellers.
Although an Electronic Travel Authorization (ETA) is recommended, a limited Sri Lanka visa for Indians may be granted on arrival. However, applying in advance helps avoid delays and ensures smoother entry.
Yes, you can purchase trip insurance online even after securing your visa. Having international travel insurance ensures coverage for medical emergencies, trip delays, or lost baggage during your trip.
Experts recommend selecting international travel insurance with medical coverage of at least USD 50,000–100,000. This ensures you are adequately protected while travelling on your Sri Lanka visa for Indians.
When travelling alone, individual travel plan can be a suitable policy. On the other hand, if you are travelling with your famiy then you may opt in for family floater policy.
No, you can opt one policy for the single journey. Please check with your insurance company for more details.
Students can buy a travel insurance policy between the age of 16-35 years as per the policy terms.
You can opt to cancel your plan before or after the policy starts, as outlined in the policy terms. Please note that cancellation rules may vary based on your coverage.
Yes, Sri Lanka requires travellers to buy travel insurance online or offline. You would need to carry medical travel insurance in the nation in case of a medical emergency, even if the health declaration form submitted to Sri Lankan immigration authorities was approved.
Most international travel insurance plans cover emergency evacuation and hospitalisation costs. Choosing trip insurance online before departure is advisable to stay protected against unexpected medical situations abroad.
Coverage for pre-existing health conditions under international travel insurance is limited and depends on the chosen plan. Carefully review policy terms before purchasing trip insurance online for Sri Lanka.
While not mandatory, trip insurance online is strongly recommended when applying for a Sri Lanka visa for Indians, as it covers healthcare costs and emergencies during your stay.
It is advisable to contact your insurance provider to discuss your claim. Please ensure you have your policy details, passport number, and any other relevant information readily available while submitting your claim.
Usually medical reports and their copies, receipts, invoices, FIRs, etc. are required for a domestic travel insurance claim. You can get more information from the customer care executive of your insurer.
You can register your claim in two ways—online and offline. For online claim settlement, visit the insurance provider's website to register your claim and upload the necessary documents. If you prefer offline claim settlement, you can register your claim by contacting the designated person.
Refunds depend on insurer's terms. Some international travel insurance providers may offer partial refunds if your Sri Lanka visa for Indians is denied, provided the policy has not been activated.
Some travel insurance policies may offer renewal options, but this is not always standard. Generally, travel insurance is designed for specific trip durations. It is best to check with your insurance provider to see if renewal is possible and under what conditions.
Extending a travel insurance plan depends on the specific policy and provider. Some policies may allow extensions under certain circumstances, while others may require purchasing a new policy. Contacting your insurance provider directly is the best way to determine if an extension is possible or not.
If your travel insurance expires while you are still traveling, you will no longer have coverage for any medical emergencies, lost luggage, or other risk. This means you would be responsible for any expenses incurred during your travel after your policy expiration. It is recommended to ensure your travel insurance covers the entire duration of your
The validity period of travel insurance varies significantly. It is tied to the length of your trip, and policies are typically purchased for specific durations. These durations can range from a few days to several months, depending on the policy and provider. Always confirm the exact validity period with your insurance provider before your trip.
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