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    Travel Insurance

    Sri Lanka Visa for Indians

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    Key Features

    The Real Ace in your Travel Pack

    Coverage Highlights

    Comprehensive travel protection under a single plan
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    • Design your own plan

    A truly modular plan that offers you flexibility to curate coverage suited for you and your family

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    • Wide Sum insured options

    Choose adequate sum insured that suits your budget

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    • Pre- Existing (PEDs) covered

    Medical expenses upto USD 3000 for emergeny medical care of pre existing diseases

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    • Truly Cashless

    Worldwide cashless hospitalisation

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    • Ease of buying

    No medical health check up required to purchase the policy

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    • Discounts

    Upto 10% discount depending upon the number of people travelling

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    • Extension of medical coverage post policy expiry

    If hospitalised within the policy period, treatment can be continued upto a maximum of 75 days beyond policy expiry

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    • 24x7 support

    Enjoy round the clock support to travel worryfree

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    • Direct Discount

    Enjoy 5% direct discount by purchasing online

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    • From reimbursements to fixed payouts

    Some coverages reimburse actual expenses while others provide a pre-fixed amount

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    • One trip or many? We have got you covered

    A Single-Trip Policy covers just one trip, perfect for occasional travelers. A Multi-Trip Annual Policy covers unlimited trips within a year, ideal for frequent travelers. If you travel often, save time and money with an annual plan. Choose what fits your travel needs

    Key Inclusions

    What's covered?
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    • Personal Accident Cover

    Pays agreed amount in case of Death, Permanent Total & Partial Disability, while travelling overseas and also within India prior/post 24 hours of international travel, if opted

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    • Medical Treatment & Evacuation Expenses Cover

    Indemnifies for medical expenses for any illness, disease or injury that happens while you're travelling abroad and evacuation to India. Pre Existing Illness/ injuries can be opted to be covered

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    • Hospitalization Daily Allowance

    Pays agreed per day compensation in case of hospitalisation abroad

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    • Trip Cancellation, Interruption & Extension

    Indemnifies for loss incurred by you towards accommodation, travel & event tickets if trip is cancelled or interrupted mid-journey or extended under pre-defined circumstances

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    • Return of Minor Child

    Pays travel expense incurred to return your child/ children to India in case your are hospitalized abroad

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    • Missed Connection

    Reimburses you in case you miss a connecting flight

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    • Ticket Overbooking

    Compensation for denied boarding caused by overbooking, ensuring you are reimbursed for the inconvenience

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    • Loss and Delay of Checked-in Baggage

    Pays compensation if the airline delays or misplaces your checked-in-baggage

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    • Loss of Passport and Driving License

    Covers cost of replacing your passport / driving licensein case if they are lost during the journey

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    • Loss of Personal Belonging

    Pays for loss or damage to personal belongings including mobile, laptop, camera etc. due to theft, larceny, robbery or hold up at international airport

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    • Bounced Hotel

    Indemnfies you for a superior room /alterante hotel booking in case you dont get your pre booked stay

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    • Sporting Activities Cover

    Provides coverage for accidents or injuries that occur while participating in professional or semi-professional sports or adventure activities during travel

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    • Note

    Please read the policy wordings for detailed inclusions

    Key Exclusions

    What's not covered?
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    • Pre-existing Condition

    Any disability or injury arising from a medical condition that existed before purchasing the policy, if not opted, is generally excluded

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    • Intoxication

    Accidents occurring while under the influence of alcohol or drugs are excluded from coverage

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    • Routine Examination

    It doesn't cover routine check-ups, vaccinations, or vitamins if you're generally healthy

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    • Self-Inflicted Injuries

    Injuries resulting from intentional harm or attempted suicide are not covered

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    • Criminal or unlawful act

    Actual or attempted engagement in any criminal or other unlawful act

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    • War and Related Perils

    Losses due to war, rebellion, or terrorism are not covered

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    • Cosmetic and Weight Loss Treatments

    No reimbursement for cosmetic surgery or weight reduction programs while travelling abroad

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    • Adventure Sports

    Injuries from adventure sports are excluded unless the benefit is opted for

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    • Deductible & Co- Pays

    Part of the claim will have to be borne by you if you have Deductible or Copay

    Additional Coverage

    What else can your get?
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    • Trip Delay Delight

    Pays an agreed amount in case the flight gets delayed beyong the defined period

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    • Track-a- Baggage

    Opting this service helps you keep track of your luggage during your trip, giving you peace of mind. If your bags go missing, the service helps locate and return them to you quickly

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    • Extended Pet Stay

    Covers expenses for your pet’s extended stay at a boarding facility due to unforeseen travel delays

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    • Weather Guarantees

    Offers compensation for costs due to trip disruptions caused by extreme weather conditions

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    • Note

    Please read policy wordings for detailed coverage

    Do Indians Need a Visa for Sri Lanka?

    Yes, Indian nationals need a Sri Lanka visa for Indians. However, Indians are eligible for a free 30-day tourist Electronic Travel Authorisation (ETA). You must apply for and secure this ETA online before you decide to board your flight.

    The authorisation then grants a double-entry facility, allowing you to enter the country twice within its 30-day validity period. Therefore, ensure your passport remains valid for at least six months from the date of arrival and carry confirmed return tickets.  

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    Features of a Sri Lanka Visa

    A Sri Lanka visa is an electronic travel authorisation which is required for short stays, offering a quick online processing, double entry benefits and an initial 30-day stay limit.  These are the 6 key features of a Sri Lanka visa:

    What Different Types of Sri Lanka Visas Are Available for Indians?

    There are mainly 3 types of Sri Lanka visas that are available for Indians, and these include:

    What are the Eligibility Criteria for a Sri Lanka Visa?

    To be eligible for a Sri Lanka visa for Indians, you need to hold a passport that is valid for at least six months, with confirmed return tickets and proof of sufficient funds.

    The table below outlines the eligibility criteria for the Sri Lanka visa application:

    Eligibility Criteria Specifications

    Passport Validity 

    It has to be valid for at least 6 months from the date of arrival and must have two blank pages.

    Travel Tickets

    You should have confirmed a return ticket or an onward journey ticket.

    Financial Means

    You should have sufficient funds to cover expenses during your entire stay.

    Accommodation 

    Provide proof of hotel accommodation, itinerary or a formal invitation letter if staying with friends or family.

    What Documents Are Required for a Sri Lanka Visa?

    The list of documents that are to be provided for the Sri Lanka visa application is as follows:

    General / Common Documents (Required for Most Claims)

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    1. The passport must have at least 2 blank pages.
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    1. Colored photos (35 x 45mm) in passport size. 
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    1. Confirmed hotel reservations and a confirmed return ticket (if any).
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    Accommodation itinerary and ticket for flights. 
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    1. Bio page of the passport.
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    1. Documentation proving sufficient finances in Sri Lankan rupees or any other currency.
     

    How Much Does a Sri Lanka Visa Cost?

    The ETA is mandatory for the Sri Lanka visa for Indians. The cost of obtaining a Sri Lanka visa varies depending on the nature of the visit, but there are exemptions for certain nationalities.

    These pointers show all the information related to your Sri Lanka visa fees for South Asian Association for Regional Cooperation Countries:

    General / Common Documents (Required for Most Claims)

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    Tourist visa with double entry for 30 days is $20. 
    2
    1. Tourist visa with double entry up to 90 days is $20. 
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    1. Business visa with multiple Entry for 30 days is $30. 
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    1. Business visa with single Entry up to 90 days is $30 
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    1. A transit visa with a single entry for 2 days is free. 
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    Former Sri Lankan citizens and their dependents $200. 
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    A student visa is $200.
     

    How Long Does It Take to Process a Sri Lanka Visa?

    Sri Lanka visa processing time varies; however, the ETA is extremely fast online.

    General / Common Documents (Required for Most Claims)

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    Many tourists get their ETA in no time.
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    1. The whole procedure may take 24-48 hours.
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    1. It might take 2 to 7 working days from the date of application.
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    1. Possible problems with the system might delay the process.
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    The maximum processing time could be 15 days.
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    1. Apply at least 3 to 7 days before your visit.
     

    Validity of the Different Types of Sri Lanka Visas

    The validity of your Sri Lanka visa for Indians is dependent upon the kind of Visa you choose: 

    General / Common Documents (Required for Most Claims)

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    1. The tourist visa in Sri Lanka remains valid for 30 days from the date of its issuance.
    2
    1. A business visa for Sri Lanka remains valid for 6 months. However, you can only remain in Sri Lanka for 30 days at a time.  
    3
    1. The transit visa for Indians remains valid for 2 days. 
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    1. The validity of a student visa for Sri Lanka depends on the period of the course that you join through the visa.
     

    Why Can a Sri Lanka Visa Application Be Rejected?

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      Discrepancies in Passport : Any kind of discrepancy in the information given in the application with the information available on the passport, for instance, wrong passport numbers, typos in names, etc., is one of the main reasons for rejection of applications.

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      Incomplete/Blurred Document: If you are not uploading all necessary travel documents, or you have uploaded blurred images of your passport and other documents, then you will definitely be rejected. Consulates strictly require every page to be fully legible to verify. 

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      Insufficient Funds : Visa officials ask for proof that you have sufficient funds to support yourself during your visit. Not having sufficient funds or not explaining the large deposits on your bank statements will result in your visa application being refused.

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      Absence of Travel Plan : In case you do not provide proof of where you are going to stay, such as a hotel booking, your intentions of visiting are questionable, as the immigration department requires proof of when you will leave the country.

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      Unclear Visit Purpose : When your reason for visiting the country does not match the visa type you applied for, or your answers to the questions about your trip are confusing, the visa application will be rejected. Always provide a clear itinerary.

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      Damaged or Expired Passport: If you submit a passport which is either damaged or expired, your passport will be automatically rejected by the authorities. While checking your documents, if they see that your passport has expired, your passport will be automatically rejected.

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    How to Apply for a Sri Lanka Visa?

    The procedure for getting a visa for Sri Lanka is rather straightforward and can all be done online.

    Follow these steps if you are wondering how to apply for a Sri Lankan visa from India:

    General / Common Documents (Required for Most Claims)

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    1. You first need to visit the official website for the Republic of the Union of Sri Lanka. 
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    1. Then go to the "Apply Now" section. 
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    1. Select your category, like a tourist, business or transit category, etc.
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    Fill in the information of your passport, travel dates and also accommodation details. 
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    1. Pay the ETA fees online.  
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    1. Save the acknowledgement carefully.      
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    1. Upon receiving your visa, you will receive your ETA approval email.
     

    What to Know Before and After Arriving in Sri Lanka

    Before visiting Sri Lanka, ensure you have opted for an Electronic Travel Authorisation, and after arriving, prioritise cash withdrawals for every transportation.

    The pointers listed below are some of the important factors that you need to know before and after arriving in Sri Lanka:

    General / Common Documents (Required for Most Claims)

    1
    1. You need to apply for an ETA online before you start boarding the flight, and you must be granted a 30-day stay. 
    2
    1. Avoid the lines by completing the Sri Lanka digital arrival form online 3 days before your trip.  
    3
    1. Purchase a travel e-SIM. 
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    1. Ensure to get travel insurance which covers medical care.  
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    1. Carry some Sri Lankan Rupees (LKR) from India.
    6
    1. Download the PickMe app to book cabs and tuk-tuks. 
    7
    1. Try to avoid unsolicited guides and tuk-tuks without a meter.       
     

    Why Travel Insurance is Required for a Sri Lanka Visa?

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      Expensive Healthcare: Although Sri Lanka has well-developed private healthcare services, out-of-pocket medical expenses could prove to be extremely expensive for tourists. It will cover hospitalisation, surgery, and treatment without depleting your pockets.

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      Medical Evacuation: One might have to arrange their transfer to the hospital from some distant area, which will entail huge costs. However, our travel insurance plan covers the cost of medical evacuation.

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      Trip Cancelation: An emergency might lead you to cancel your trip. The right travel insurance will cover your losses on non-refundable flights and hotels so that your hard-earned money is not wasted.

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      Lost or Stolen Bags: Getting your bags lost or your passport stolen can really destroy all your vacation planning efforts. Insurance will pay out to replace your belongings and assist in replacing emergency documents.

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      Adventure Sports Insurance: Tourists come to Sri Lanka for adventure activities. Our plan provides coverage for accidents or injuries that occur while participating in professional or semi-professional sports or adventure activities during travel.

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      Travel Delays: There might be delays on the flight due to poor weather conditions or technical problems. Our insurance policy will pay for accommodation and meals when there is an unexpected delay.

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    Is a Sri Lanka Visa Available on Arrival for Indian Citizens?

    No, a visa on arrival is not available for Indians. However, Indian citizens need to apply for an Electronic Travel Authorisation online before departure. You might think that on-arrival facilities can serve as a backup, but immigration authorities highly recommend getting your visa before your trip to avoid airport delays. 

    What Are the Benefits of Travel Insurance for Sri Lanka?

    • 1

      Emergency Medical Expenses: While traveling unforeseen illnesses and accidental injuries can happen at any time, and it can totally drain your funds. However, with a comprehensive travel insurance plan, all the medical expenses will be covered.  

    • 2

      Medical Evacuation : If by any means you fall ill and even face a severe injury in a remote area in Sri Lanka, you might need emergency evacuation. A travel insurance plan pays for specialised transport.  

    • 3

      Trip Cancellation and Interruption: Unforeseen circumstances, such as sudden family emergencies or severe illness, may push you to cancel your travel plans. In that case, a travel insurance plan from Bajaj General pays for the non-refundable expenses. 

    • 4

      Baggage Loss and Delay : Losing luggage can truly ruin a much-awaited vacation. The travel insurance plan, however, compensates for essential replacement items if your bags are delayed, and it also provides financial reimbursement for the actual value. 

    • 5

      Passport and Document Loss: Misplacing your passport and losing important documents in a foreign country can cause real trouble. However, the coverage helps you with financial costs incurred while getting a replacement of your essential travel documents.  

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      Personal Accident Cover: The travel insurance plan pays an agreed amount in case of death, permanent total and partial disability, while travelling overseas and also within India, prior/post 24 hours of international travel, if opted. 

    Read More

    What Are the Latest Entry Requirements for Sri Lanka?

    Here are 7 key pointers that state the latest entry requirements for Sri Lanka:

    General / Common Documents (Required for Most Claims)

    1
    1. Your passport has to be valid for 6 months beyond the expected date of departure
    2
    1. All visitors must apply for and obtain an approved Sri Lanka ETA before travelling. 
    3
    1. Indian citizens can get a 30-day double-entry visa. 
    4
    1. You must provide sufficient proof of funds to cover expenses during your stay. 
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    1. Must carry valid hotel bookings or a formal host address invitation letter to present at immigration.
    6
    1. It is mandatory to fill out the disembarkation form 
    7
    1. You must hold a confirmed return ticket. 
     

    What Are the Top Tourist Attractions in Sri Lanka?

    Sri Lanka is a tropical paradise that is known for its cultural history and breathtaking beauty. Here are some of the top destinations of Sri Lanka that you must visit:

    Top Places What to Explore

    Sigiriya

    A breathtaking UNESCO World Heritage site featuring the ruins of an ancient place.

    Kandy 

    It is a cultural capital set around a serene lake and famous for housing the sacred Temple of the Sacred Tooth Relic.

    Ella 

    A picturesque mountain, which is famously known for the Nine Arches Bridge.

    Golle Dutch Fort

    A coastal city with 17th century colonel architecture

    Yala and Udawalawe National Parks

    The best places on the island to spot leopards, elephants, sloth bears and more. 

    Step-by-Step Guide

    How To Buy, Claim and Renew Bajaj Travel Insurance?

    How to Buy

    • 1

      Download the Bajaj General Mobile App and use your login credentials

    • 2

      Select the travel insurance option by providing necessary details

    • 3

      Allow the application to process your information & get quotes

    • 4

      Choose the plan aligning with your travel itinerary & include add-ons

    • 5

      Finalise the plan selection and complete the payment process

    • 6

      Insurance policy & receipt will be promptly delivered to your email ID

    How to Extend

    • 1

      Please reach out to us for policy extensions

    • 2

      Phone +91 020 66026666

    • 3

      Fax +91 020 66026667

    Cashless Claim

    • 1

      Applicable for overseas hospitalization expenses exceeding $ 500

    • 2

      Submit documents online for verification.

    • 3

      Upon verification Payment Guarantee to be released to the hospital

    • 4

      Please complete necessary formalities by providing missing information

    Reimbursement

    • 1

      On complete documentation receipt, reimbursement takes approx. 10 days

    • 2

      Submit original copies (paid receipts only) at BAGIC HAT

    • 3

      Post scrutiny, receive payment within 10 working days

    • 4

      Submit incomplete documents to our document recovery team in 45 days

    • 5

      Policy deductible will be applicable as per policy copy

    Download Policy Document

    Get instant access to your policy details with a single click.

    FAQ's

    Which travel insurance policy is the best for Sri Lanka?

    The international travel insurance plan is the best for Sri Lanka. It safeguards you against any unforeseen financial situations. This plan includes providing medical support. Moreover, you can compare policies online and select the one that suits you best.

    Is the best travel insurance for Sri Lanka inclusive of baggage loss?

    Best or not, the answer depends on the type of insurance company and the type of coverage you are choosing. At Bajaj General Insurance, a travel insurance plan does provide coverage for lost baggage or delayed baggage arrival. 

    What is trip cancellation coverage under International Travel Insurance?

    Trip cancellation cover indemnifies the insured for non-recoverable travel or accommodation costs if the trip is cancelled due to unavoidable circumstances before departure. This applies only if the cancellation is caused by events like the insured’s death, serious injury, or sudden illness requiring hospitalisation within seven days of departure.

    What is trip curtailment coverage under International Travel Insurance?

    Trip curtailment cover reimburses the insured for non-refundable accommodation or travel costs if the trip is cut short due to unavoidable circumstances. These include the death, serious injury, or sudden illness of a close family member (spouse, parent, parent-in-law, or child) in India, requiring the insured's early return. It also covers the cost. 

    What is emergency cash assistance coverage under International Travel?

    Emergency cash assistance provides financial help when you face emergencies like theft, burglary, or a hold-up. The service coordinates with your relatives in India to arrange emergency funds up to the specified limit in the policy. The claim process requires an FIR to be registered with the local police, confirming the loss.

    What is bounced hotel coverage under International Travel Insurance?

    Bounced hotel coverage ensures reimbursement for 90% of expenses if the insured person is unable to avail of confirmed hotel services. This includes costs for transportation to an alternative hotel and any necessary upgrades to a superior hotel class up to the sum insured as stated in the policy schedule.

    What documents are needed for a Sri Lanka visa application from India?

    The documents required for a Sri Lanka visa from India include a valid passport, recent passport-sized photographs, confirmed return flight tickets, hotel bookings, and proof of funds. Submitting accurate paperwork ensures a smooth visa approval process.

    8. How long is the Sri Lanka ETA valid for Indian travellers?

    A Sri Lanka visa for Indians obtained via ETA is generally valid for 30 days. Depending on your travel purpose, extensions may be possible by applying to the Department of Immigration in Sri Lanka.

    Can Indians apply for a business visa to Sri Lanka?

    Yes, apart from a tourist visa, a business visa for Sri Lanka for Indians can be applied for. This requires invitation letters, company details, and other documents required for a Sri Lanka visa from India.

    How much is the Sri Lanka visa fee for Indian citizens?

    The Sri Lanka visa fees for Indian citizens vary by category, usually starting from USD 20 to USD 50. Always check the official portal for the latest Sri Lanka visa fees for Indian travellers.

    Can Indians get a visa on arrival in Sri Lanka?

    Although an Electronic Travel Authorisation (ETA) is recommended, a limited Sri Lanka visa for Indians may be granted on arrival. However, applying in advance helps avoid delays and ensures smoother entry.

    Can I buy travel insurance after receiving my Sri Lanka visa?

    Yes, you can purchase trip insurance online even after securing your visa. Having international travel insurance ensures coverage for medical emergencies, trip delays, or lost baggage during your trip.

    What is the ideal medical coverage amount for Sri Lanka travel insurance?

    Experts recommend selecting international travel insurance with medical coverage of at least USD 50,000–100,000. This ensures you are adequately protected while travelling on your Sri Lanka visa for Indians.

    Which travel policy is better—individual or family floater?

    When travelling alone, an individual's travel plan can be a suitable policy. On the other hand, if you are travelling with your family, then you may opt for a family floater policy.

    Will I be able to issue more than one policy for the same trip?

    No, you can opt for one policy for the single journey. Please check with your insurance company for more details.

    What’s the minimum and maximum age for buying travel insurance for students?

    Students can buy a travel insurance policy between the ages of 1 and -35 years as per the policy terms.

    What if I want to cancel my travel insurance policy?

    You can opt to cancel your plan before or after the policy starts, as outlined in the policy terms. Please note that cancellation rules may vary based on your coverage.

    Is purchasing medical travel insurance for Sri Lanka required?

    Yes, Sri Lanka requires travellers to buy travel insurance online or offline. You would need to carry medical travel insurance in the nation in case of a medical emergency, even if the health declaration form submitted to Sri Lankan immigration authorities was approved.

    Does travel insurance cover emergency medical evacuation from Sri Lanka?

    Most international travel insurance plans cover emergency evacuation and hospitalisation costs. Choosing trip insurance online before departure is advisable to stay protected against unexpected medical situations abroad.

    Are pre-existing health conditions covered under Sri Lankan travel insurance?

    Coverage for pre-existing health conditions under international travel insurance is limited and depends on the chosen plan. Carefully review policy terms before purchasing trip insurance online for Sri Lanka.

    Is travel insurance mandatory for Indians visiting Sri Lanka?

    While not mandatory, trip insurance online is strongly recommended when applying for a Sri Lanka visa for Indians, as it covers healthcare costs and emergencies during your stay.

    How do I make a claim on my travel insurance policy?

    It is advisable to contact your insurance provider to discuss your claim. Please ensure you have your policy details, passport number, and any other relevant information readily available while submitting your claim.

    What documents would I need to process my domestic travel insurance claim?

    Usually, medical reports and their copies, receipts, invoices, FIRs, etc., are required for a domestic travel insurance claim. You can get more information from the customer care executive of your insurer.

    What is the claim settlement process under the corporate travel insurance?

    You can register your claim in two ways—online and offline. For online claim settlement, visit the insurance provider's website to register your claim and upload the necessary documents. If you prefer offline claim settlement, you can register your claim by contacting the designated person.

    Will I get a travel insurance refund if my Sri Lanka visa is rejected?

    Refunds depend on the insurer's terms. Some international travel insurance providers may offer partial refunds if your Sri Lanka visa for Indians is denied, provided the policy has not been activated.

    Can I renew my travel insurance policy?

    Some travel insurance policies may offer renewal options, but this is not always standard. Generally, travel insurance is designed for specific trip durations. It is best to check with your insurance provider to see if renewal is possible and under what conditions.

    How can I extend my travel insurance plan?

    Extending a travel insurance plan depends on the specific policy and provider. Some policies may allow extensions under certain circumstances, while others may require purchasing a new policy. Contacting your insurance provider directly is the best way to determine if an extension is possible or not.

    What happens if my travel insurance expires?

    If your travel insurance expires while you are still travelling, you will no longer have coverage for any medical emergencies, lost luggage, or other risks. This means you would be responsible for any expenses incurred during your travel after your policy expiration. It is recommended to ensure your travel insurance covers the entire duration of your stay.

    What is the validity period of travel insurance?

    The validity period of travel insurance varies significantly. It is tied to the length of your trip, and policies are typically purchased for specific durations. These durations can range from a few days to several months, depending on the policy and provider. Always confirm the exact validity period with your insurance provider before your trip.

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