Health Insurance

Criti Care

Name: Buy Criti Care Policy: Insure Against 43 Critical Illnesses
Brand: Bajaj General Insurance
Rating: 4.75 (3912 reviews)

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Cover Major Critical Illnesses In Less Than ₹1/day*

Protecting You From the Financial Burden of Life-Threatening Illnesses

Coverage Highlights

Get comprehensive coverage for your health

Sum Insured as per Severity

The claim disbursal will be as per the severity of the disease covered under the policy

Extensive Critical Illness Coverage

Get coverage for 43 critical illnesses as per policy terms

Wide Sum Insured (SI) Options

Choose adequate sum insured from 5 lacs to 5 crores that suits your need

Lump Sum Payout

Get a lumpsum payout regardless of treatment costs

Lifetime Renewal

Option to avail lifetime renewal services (applicable for continuous coverage)

Flexible Usage

Avail the payout amount as needed for treatment, medication, or rehabilitation

Design Your Own Plan

Option to choose from 5 types of covers that best suits your needs

Note

*Premium, for age group of 3 month-25 years, starts at Rs. 126 for SI of ₹1Lac which comes to less than ₹1/day

Inclusions

What’s covered?

Cancer Care

Covers critical illness as per category A (25%) and category B (100% sum assured)

Cardiovascular Care

Covers critical illness as per category a (25%) and category B (100% sum assured)

Kidney Care

Covers critical illness as per category A (25%) and category B (100% sum assured)

Neuro Care

Covers critical illness as per category A (25%) and category B (100% sum assured)

Transplant Care & Sensory Organs Care

Covers critical illness as per category A (25%) and category B (100% sum assured)

Note

Please read policy wording for detailed terms and conditions

Exclusions

What’s not covered?

Waiting Period

Critical illness diagnosed within the first 180/ 120 days is excluded unless coverage is renewed without a break as per the policy terms

Sexually Transmitted Diseases

Treatment for sexually transmitted diseases are not covered

Birth Defects

Expenses for treatment of birth defects and congenital anomalies

War and Related Activities

Expenses incurred due to war, invasion, civil war, rebellion, and related events stays

Natural Perils

Storms, earthquakes, volcanic eruptions, and other natural hazards are not covered

Self-inflicted Injuries

Self-inflicted injuries, suicide attempts, insanity, and illegal acts are not covered

Intoxicating Substances

Coverage for treatment required after misuse of drugs and alcohol (except narcotics used under medical direction)

Note

Please read policy wording for detailed terms and conditions

Additional Covers

What else can you get?

Cancer Reconstructive Surgery

Additional sum assured for reconstructive surgery if a category B cancer claim is accepted

Cardiac Nursing

Additional sum assured for cardiac nursing if a category B cardiovascular claim is accepted

Dialysis Care

Additional sum assured for dialysis if a category B kidney care claim is accepted

Physiotherapy Care

Additional sum assured for physiotherapy if a category B neuro care claim is accepted

Sensory Care

Additional sum assured for speech therapy or hearing loss treatments (e.g., cochlear implants) if a category B sensory organs care claim is accepted

What is Criti Care Policy?

The criti care policy is a critical care insurance plan. It provides financial protection against any specific illnesses, including cancer, cardiovascular diseases, kidney disorders, neurological conditions and organ transplants. The policy offers a lump sum payout upon diagnosis of a covered illness, irrespective of actual treatment expenses.

This helps policyholders manage any medical and non-medical costs. It features flexible sum insured options, lifetime renewability and coverage based on the severity of illness. Additional benefits such as cancer reconstructive surgery, cardiac nursing, dialysis care, and physiotherapy support may also be available under specified conditions.

Quick Overview

1
Lump Sum Benefit: Get a one-time payout upon diagnosis to manage medical and non-medical expenses.
2
Coverage for Illnesses: Provides comprehensive financial protection against cancer, cardiovascular diseases, kidney disorders, and neurological conditions.
3
Severity-Based Payouts: Offer tiered benefits for both early-stage and advanced-stage diagnoses, ensuring timely financial support.
4
Lifetime Renewability Options: Maintain continuous protection against major health risks throughout your life without age-related restrictions.
5
Flexible Fund Usage: Claim amounts can be used freely for treatment, caregiving, recovery or daily financial obligations.
6
Additional Care Benefits: Covers extra costs like reconstructive surgery, cardiac nursing, dialysis, physiotherapy and sensory care support.
7
Tax Saving Potential: Premiums paid towards the policy may qualify for tax deductions under applicable financial laws.
8
Family-Inclusive Protection: Extend coverage to eligible family members to strengthen collective financial preparedness against medical emergencies.

Why Should You Buy Criti Care Policy?

Wondering why you should get a Criti Care illness policy? Take a look at the few reasons why you need to purchase this policy:

1. Financial Support

A Criti Care policy provides a lump-sum payout upon diagnosis of covered illnesses. It helps you manage treatment expenses, recovery costs, household obligations and income loss without disturbing your savings.
2. Customisable Coverage

Select from flexible sum insured options based on your unique health requirements, financial goals and life stage. This ensures adequate protection against rising costs of treatment.
3. Protection for Family

Helps to safeguard your family's finances against major health-related expenses. This allows loved ones to focus on recovery instead of worrying about medical costs.
4. Multiple Illnesses Coverage

Benefit from protection against a vast range of serious illnesses, including cancer, heart-related conditions, kidney disorders and neurological diseases under a single comprehensive policy.
5. Reduced Burden

Medical emergencies can quickly drain your savings. A Criti Care policy helps you preserve your savings and investments by providing financial assistance during challenging health situations.
6. Tax Benefits

Premiums which are paid towards a Criti Care policy may qualify for tax deductions under applicable laws. This can help you enhance financial planning while investing in health protection.
7. Benefits Beyond Hospitalisation

Unlike traditional health insurance, which reimburses treatment costs, a Criti Care policy offers a lump-sum benefit which can be used for treatment, caregiving, or even daily expenses.
8. Family Members Coverage

Extend financial security to your loved ones with coverage options which include eligible family members. This ensures broader protection against the impact of sudden critical illnesses that may arise.

Expand Your Coverage Today!

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Why Insure Your Health with Bajaj General?

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Quick Claim Settlement

Sixty minutes is all it takes!

Specified Coverage

Coverage for specific life-threatening illnesses

Cashless Network Hospitals

18,400+ hospitals across the county

Cumulative Bonus

No claims, no breaks – get more coverage!

Why Bajaj General Criti Care policy?

1
Financial Security Assistance: A Criti Care policy provides financial support during serious health conditions. It helps you manage treatment-related costs without exhausting savings accumulated for future goals and responsibilities.
2
Lump-Sum Benefits: Unlike standard health insurance policies, a Criti Care plan offers a lump-sum payout upon diagnosis of covered conditions. This provides flexibility to address financial needs beyond hospitalisation expenses.
3
Income Protection Support: Serious illnesses can affect earning capacity for extended periods. A Criti Care policy helps to replace lost income and maintain financial stability while focusing on recovery.
4
Beyond Medical Costs: Criti Care often involve additional costs such as caregiving, transportation, lifestyle adjustments and rehabilitation. This policy helps to manage these expenses in a more effective manner.
5
Emergency Preparedness Coverage: Medical advancements improve survival rates, but treatment costs continue rising. A Criti Care policy helps you prepare financially for unexpected health challenges and long-term care needs.
6
Family Financial Protection: A Criti Care plan can create financial pressure on loved ones. This coverage helps to reduce the burden by providing funds to manage expenses and maintain household stability.
7
Enhanced Health Coverage: Health insurance may cover hospitalisation expenses, while a Criti Care policy provides additional financial support which can be used according to your specific recovery requirements.
8
Comprehensive Illness Protection: Criti Care plans generally cover a vast range of medical conditions, helping you secure protection against health risks through a single insurance solution.
9
Flexible Fund Utilisation: The payout from a Criti Care policy can be used according to personal priorities, including medical care, loan repayments, daily expenses or recovery-related requirements.
10
Future Peace Assurance: Knowing you have the financial protection against major illnesses helps reduce uncertainty and allows you to focus on health, recovery and long-term well-being with confidence.

What are the Benefits of Criti Care Policy?

Discover how this comprehensive insurance provides vital financial support, allowing you to focus entirely on recovery and medical treatment. Here are a few Criti Care insurance benefits:

Coverage Across Illnesses

The policy covers 43 critical illness across cancer, cardiovascular, kidney, neuro, transplant and sensory organ care categories. It helps you secure broad protection against multiple life-threatening medical conditions.

Lump Sum Payouts

Receive a lump sum benefit upon diagnosis of covered critical illness, allowing you to manage treatment expenses, household costs, loan obligations, or income disruptions without any restrictions.

Flexible Plan Design

This policy allows you to choose from multiple coverage sections and benefit structures, helping you customise protection according to healthcare needs, financial priorities and risk preferences.

Severity-Based Benefits

This policy provides benefits based on illness severity, offering payouts for both early-stage and advanced-stage conditions, ensuring financial support at different stages of Criti Care progression.

Wide Sum Assured

Select from extensive sum insured options designed to suit varying protection needs. It enables you to secure adequate financial coverage against rising healthcare and treatment costs.

Lifetime Renewability

This policy offers lifetime renewal options, helping you maintain continuous critical care protection and financial security against major health risks as you grow older.

Additional Care Benefits

The plan includes benefits for reconstructive surgery, cardiac nursing, dialysis care, physiotherapy, and sensory care support following eligible Criti Care claims under specified sections.

Flexible Fund Usage

Use the claim amount according to your requirements, whether for medical treatment, rehabilitation expenses, caregiving support, lifestyle adjustments, or managing everyday financial commitments.

Family Protection Benefits

The policy extends coverage to eligible family members, including children above specified ages, helping families strengthen financial preparedness against unexpected critical illnesses-related expenses.

COMPARE TABLE

Entry Category	Minimum Entry Age	Maximum Entry Age
Adult	18 Years	65 Years
Child	3 Months	30 Years

How to Select the Best Criti Care Cover Online?

Follow these simple, effective steps to confidently choose and purchase the ideal insurance plan tailored to your specific needs.

Evaluate Coverage Amount

Choose a Criti Care cover with an adequate payout amount, which can help manage treatment expenses, recovery costs, income loss and other financial responsibilities during a serious medical condition.

Compare Premium Costs

Use online premium calculators to compare plans and premium rates across insurers, helping you identify a policy that balances affordability with comprehensive Criti Care protection.

Check Waiting Period

Review the policy's waiting period before coverage becomes active, as claims for critical illness are generally payable only after completing the specified waiting duration.

Review Covered Illnesses

Examine the list of covered critical illness carefully and prioritise plans which include conditions relevant to your health profile, lifestyle risks and family medical history.

Assess Renewal Benefits

Select a plan which offers lifetime renewability, allowing you to continue coverage for critical illness without age-related restrictions and maintain long-term financial protection.

Understand Claims Process

Choose a policy which has a clear and transparent claims process, making it easier to submit documents, track claim status and get benefits during any emergencies.

Key Features - Base Coverage Available Under The Policy

The policy provides financial protection across different critical illness categories. Each category offers a predefined benefit amount, helping you manage treatment and recovery expenses as per the policy terms.

Early-Stage Critical Illness Coverage

Receive 25% of the sum assured upon diagnosis of specified early-stage critical illnesses, helping you manage initial treatment expenses while meeting the policy's eligibility criteria and conditions.

Severe Stage Critical Illness Coverage

Get 100% of the sum assured for covered severe-stage critical illnesses, providing comprehensive financial support to manage major medical treatments, hospitalisation, and recovery, subject to policy terms.

Cancer Recovery Benefit

Avail 10% of the sum assured, up to ₹2 lakh, towards cancer recovery expenses, helping cover post-treatment care and rehabilitation costs after meeting the policy's eligibility requirements.

Cardiac Nursing Care Benefit

Receive 5% of the sum assured, up to ₹50,000, for cardiac nursing care expenses incurred after a covered critical illness, as per the applicable policy conditions and limits.

Dialysis and Physiotherapy Benefit

The policy covers dialysis and physiotherapy expenses by paying 5% of the sum assured, up to ₹50,000, helping reduce treatment costs during the recovery period.

Sensory Care Benefit

Claim 5% of the sum assured, up to ₹50,000, for eligible sensory care expenses following a covered critical illness, subject to the policy's terms, conditions, and applicable benefit limits.

Illnesses Covered by Criti Care Insurance Plan

1
Comprehensive Cancer Coverage: The plan covers early-stage and advanced cancer conditions. It offers staged benefits based on severity. This kind of structured coverage helps policyholders manage treatment expenses while reducing financial stress during recovery periods effectively.
2
Coverage for Heart Conditions: Coverage also includes serious cardiovascular illnesses such as angioplasty, heart transplant procedures, and major cardiac surgeries. Benefits provide financial aid and help policyholders focus on treatment and recovery without concerns.
3
Coverage for Kidney Ailments: Kidney care coverage includes critical conditions such as kidney transplant procedures. This protection helps to manage significant medical expenses. It ensures that policyholders get necessary treatment while safeguarding their financial stability.
4
Neuro Care Benefits: The neuro care section covers severe neurological conditions, including stroke and brain surgery. Financial benefits help policyholders access timely medical treatment while reducing the burden of healthcare costs.
5
Organ Transplant Coverage: The policy offers benefits for essential organ transplant procedures as an inclusion in the plan. The financial support helps individuals handle substantial treatment expenses associated with life-saving transplant requirements.
6
Early Stage Illness Benefit: Certain covered conditions qualify as early-stage illnesses and offer twenty-five per cent of the sum assured. This benefit provides timely financial assistance during the initial diagnosis and treatment planning stages.
7
Advanced Illness Payout: For advanced-stage critical illness, policyholders receive 100% of the sum assured under policy terms. This substantial payout helps to cover treatment costs, lifestyle adjustments and other related financial needs.
8
Critical Care Protection: Criti Care are organised into five major care sections for comprehensive protection. This kind of structured approach ensures broader coverage across multiple serious health conditions and medical treatment requirements.
9
Reduced Financial Burden: The plan offers financial protection against costly illness treatments and procedures. Policyholders can focus on recovery and healthcare decisions without facing overwhelming financial pressure or uncertainty.
10
Extra Coverage: Benefits help address expenses which extend beyond immediate treatment requirements. Financial support can assist with recovery-related costs, allowing policyholders greater flexibility when managing long-term healthcare commitments effectively.

Step-by-Step Guide

How to Buy Criti Care Online?

How to Buy

1

Visit Bajaj General website
2

Enter personal details
3

Compare health insurance plans
4

Select suitable coverage
5

Check discounts & offers
6

Add optional benefits
7

Proceed to secure payment
8

Receive instant policy confirmation

Buy Now

How to Renew

1

Login to the app
2

Enter your current policy details
3

Review and update coverage if required
4

Check for renewal offers
5

Add or remove riders
6

Confirm details and proceed
7

Complete renewal payment online
8

Receive instant confirmation for your policy renewal

Renew Now

How to Claim

1

Notify Bajaj General about the claim using app
2

Submit all the required documents
3

Choose cashless or reimbursement mode for your claim
4

Avail treatment and share required bills
5

Receive claim settlement after approval

Claim Now

How to Port

1

Check eligibility for porting
2

Compare new policy benefits
3

Apply before your current policy expires
4

Provide details of your existing policy
5

Undergo risk assessment by Bajaj General
6

Receive approval from Bajaj General
7

Pay the premium for your new policy
8

Receive policy documents & coverage details

Port Now

Download Policy Documents

To access your policy documents in minutes, click on the following section. From policy wording to proposal forms, get the soft copies directly to your device.

Brochure

Policy Wordings

Proposal Form

Claims Form

Customer Info Sheet

Download

What is the Criti Care Terms You Need to Know About?

1
Critical Illness: Critical Illnesses are serious medical conditions which are covered under the policy, such as cancer, stroke, or heart disease, which qualifies for a predefined benefit payout upon diagnosis.
2
Sum Assured: The sum assured is the maximum benefit amount payable under the policy. Payout percentages depend on the covered condition's severity, stage, and terms outlined within coverage.
3
Early-Stage Illness: An early-stage illness is a covered condition which is diagnosed at an initial phase. For instance, eligible claims generally receive a partial benefit, helping manage medical expenses from diagnosis.
4
Advanced-Stage Illness: An advanced-stage illness refers to a severe progression of a covered condition. Such diagnoses typically qualify for the full sum assured according to policy provisions.
5
Lump Sum Benefit: A lump-sum benefit is a one-time payment which is provided after an eligible diagnosis. Policyholders can use this amount for treatment, recovery or other financial obligations.
6
Cancer Care: Cancer care is a coverage category that includes specified cancer-related conditions. Benefits vary depending on whether the diagnosis falls under early-stage or advanced-stage classifications.
7
Cardiovascular Care: Cardiovascular care covers serious heart-related conditions and procedures. This section may include angioplasty, heart surgeries, and transplants, providing financial support during treatment.
8
Neuro Care: Neuro care includes coverage for major neurological conditions affecting the brain and nervous system. Examples include stroke, brain surgery and other specified disorders.
9
Organ Transplant Coverage: Organ transplant coverage provides benefits for specialised transplant procedures covered under the policy. It helps to manage substantial medical costs associated with critical transplant treatments.
10
Claim Eligibility: Claim eligibility refers to meeting all policy conditions required for benefit payment. Coverage applies only when the diagnosed condition matches the policy definitions exactly.

What is the definition of Critical Illnesses?

Critical Illnesses refer to specific medical conditions, diseases, or surgical procedures listed in the policy terms. These conditions often require extensive treatment, and long-term care, or significantly impact an individual’s health and lifestyle.

What is the benefit of a Fixed Benefit Policy?

A fixed-benefit health insurance policy provides a predetermined lump sum payout upon diagnosis of a covered condition. Unlike various sorts of indemnity-based plans, the payout is not linked to actual medical expenses. Policyholders can use the amount for treatment, recovery, or other financial needs, offering flexibility and peace of mind.

What is a Pre-Existing Disease?

A pre-existing disease is any illness, injury, or medical condition diagnosed or treated by a physician within 48 months before policy issuance or reinstatement. If medical advice or treatment was received for the condition during this period, it is considered pre-existing. Such conditions may have waiting periods before coverage begins.

How Does the Waiting Period Work in a Critical Illness Insurance Plan?

The waiting period in critical illness insurance is the duration after policy issuance during which no claims for specified illnesses are payable. Typically, a 90-day initial waiting period applies, and a survival period of 30 days post-diagnosis may be required.

What is the Difference Between Critical Illness Insurance and Health Insurance?

Critical illness insurance provides a lump sum payout upon diagnosis of a listed illness, irrespective of actual medical expenses. Regular health insurance reimburses hospitalisation costs as well as the treatment costs up to the sum insured.

Does Health Insurance Offer Options for Covering My Whole Family?

Yes, many health insurance plans offer family coverage. However, the exact definition of 'family' can differ between providers. Generally, family health insurance covers you, your spouse, and dependant children (up to 2); you may need to get separate policies for parents.

What are the Common Inclusions of Health Insurance?

Health insurance commonly covers hospitalisation costs, medical treatments, emergency services, and expenses related to pre- and post-hospitalisation care. Coverage for daycare procedures is also frequently included in health insurance plans; however, specific policy inclusions may vary from one plan to another.

Are Pre-Policy Medical Examinations Common in Health Insurance?

Yes, many health insurance providers ask for pre-policy medical examinations for certain age groups, when applying for higher amount of coverage, or in other scenarios. Such examinations help insurers assess your current health conditions and potential risks. The specific tests and requirements can vary based on the provider and the policy chosen.

Do Health Insurance Providers Offer Discounts for Healthcare Workers?

Health insurance providers may offer discounts on special concessions to healthcare workers on special occasions. The availability and specific details of these discounts can vary between insurers and different policies.

Is There Any Co-Payment at the Time of Raising Claims in Health Insurance?

If you have opted for the co-payment option in your policy, you will be required to bear part of your hospitalisation expenses based on the policy terms.

To Whom Should I Submit Claim Documents, Third Party Administration Or Insurance Company?

You can submit your claim documents to the third-party administrator (TPA) managing your claim process or directly to your insurer depending on the procedure specified by your insurance provider.

Why Do Some Health Insurance Policies Include Co-Payment Requirements?

Health insurance policies may include co-payment requirements to strike a balance between affordability and comprehensive coverage.

How Can I Raise My Health Insurance Claim After Hospitalisation?

You can file your claim after hospitalisation in case of an emergency hospitalisation. However, you must notify your insurance provider or third-party administrator (TPA) as soon as possible; the usual timeline for informing the insurer or third-party administrator is within 24 hours of being hospitalised. Make sure to gather all necessary document.

What Are The Standard Renewal Terms For Health Insurance Plans?

Many health insurance plans offer long-term or lifetime renewal, requiring for consistent annual renewals and adherence to policy terms. However, policy renewal might get denied in case of misrepresentation, fraud, or non-compliance. Thus, it is important to renew your insurance plan within the insurer's provided grace period.

If There Is Any Claim In My Existing Policy, Is There Any Exclusion During Renewal?

Depending on your policy teams a 60-day cooling off period may be applicable if the policy is renewed within 60 days from the date of admission of the previously paid claim. However, usually there isn't a waiting period for other listed vector-borne diseases. If the policy is renewed after 60 days from the date of admission of the previous claim, different terms may apply, and the cooling-off period might not be enforced. It's recommended to check the specific terms and conditions of your policy or speak directly with your insurer for clarity.

Can I Enhance My Sum Insured During Policy Renewal?

You may be able to apply for sum insured enhancement during policy renewal depending on the guidelines shared by your insurance provider. You may have to submit a fresh proposal form to your insurance provider. Based on the terms and conditions you may get enhanced sum insured.

What Is the Process Of Renewing Health Insurance Plans?

Here is a simple guide to help you in your policy renewal: 1. Login to the app 2. Enter your current policy details 3. Review and update coverage if required 4. Check for renewal offers 5. Add or remove riders 6. Confirm details and proceed 7. Complete renewal payment online 8. Receive instant confirmation along with a renewed policy document via email/SMS.

Does health insurance offer options for covering my whole family?

What are the common inclusions of health insurance?

Are pre-policy medical examinations common in health insurance?

Yes, many health insurance providers asks for pre-policy medical examinations for certain age groups, when applying for higher amount of coverage, or in other scenarios. Such examinations help insurers assess your current health conditions and potential risks. The specific tests and requirements can vary based on the provider and the policy chosen.

Do health insurance providers offer discounts for healthcare workers?

Is there any co-payment at the time of raising claims in health insurance?

If you have opted for the co-payment option in your policy, you will be required to bear part of your hospitalisation expenses based on the policy terms.

To whom should I submit claim documents, third party administration or your insurance provider?

You can submit your claim documents to the third-party administrator (TPA) managing your claim process or directly to your insurer depending on the procedure specified by your insurance provider.

Why do some health insurance policies include co-payment requirements?

Health insurance policies may include co-payment requirements to strike a balance between affordability and comprehensive coverage.

How can I raise my health insurance claim after hospitalisation?

What are the standard renewal terms for health insurance plans?

Can I enhance my sum insured during policy renewal?

What is the process of renewing health insurance plans?

"Here is a simple guide to help you in your policy renewal: 1. Login to the app 2. Enter your current policy details 3. Review and update coverage if required 4. Check for renewal offers 5. Add or remove riders 6. Confirm details and proceed 7. Complete renewal payment online 8. Receive instant confirmation for your policy renewal"

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What Customer Say About Bajaj General Criti Care

Highly satisfied

Clear policies, easy renewal, and great coverage options. Highly satisfied with this health insurance app.

Piyush Kumar

Mumbai

17th Mar 2025

Highly recommend!

Managing my health, vehicle & cyber insurance is so simple with this app. Highly recommend!

Pooja Kaushik

Vadodara

2nd Feb 2025

Simple, fast & effective!

A reliable health insurance app with all features in one place—simple, fast & effective!

Hrithik Mishra

Delhi

31st Jan 2025

Love this app!

Managing my family’s health insurance has never been this convenient. Love this app!

Shagun Gupta

Mumbai

4.8

31st Jan 2025

Reliable & affordable

Reliable & affordable medical insurance plan—gives complete health security for my family.

Shubham Singh

Delhi

30th Jan 2025

Financial convenience

Medical crises are stressful, but financial convenience is guaranteed by this health plan

Pushpendra Gurjar

Mumbai

30th Jan 2025

Great coverage options too!

Finding pregnancy health insurance was stress-free on Bajaj General app. Great coverage options too!

Rajesh Kumar

Mumbai

24th Jan 2025

User-friendly and efficient!

Securing my family's health with Bajaj General has been hassle-free. Their app is user-friendly and efficient!

Gautam Mongia

Delhi

24th Jan 2025

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Criti Care

What is Criti Care Policy?

Quick Overview

Why Should You Buy Criti Care Policy?

1. Financial Support

2. Customisable Coverage

3. Protection for Family

4. Multiple Illnesses Coverage

5. Reduced Burden

6. Tax Benefits

7. Benefits Beyond Hospitalisation

8. Family Members Coverage

Expand Your Coverage Today!

Health Prime Rider (OPD)

INR 298 + GST

Why Insure Your Health with Bajaj General?

Why Bajaj General Criti Care policy?

What are the Benefits of Criti Care Policy?

Coverage Across Illnesses

Lump Sum Payouts

Flexible Plan Design

Severity-Based Benefits

Wide Sum Assured

Lifetime Renewability

Additional Care Benefits

Flexible Fund Usage

Family Protection Benefits

COMPARE TABLE

How to Select the Best Criti Care Cover Online?

Evaluate Coverage Amount

Compare Premium Costs

Check Waiting Period

Review Covered Illnesses

Assess Renewal Benefits

Understand Claims Process

Key Features - Base Coverage Available Under The Policy

Early-Stage Critical Illness Coverage

Severe Stage Critical Illness Coverage

Cancer Recovery Benefit

Cardiac Nursing Care Benefit

Dialysis and Physiotherapy Benefit

Sensory Care Benefit

Illnesses Covered by Criti Care Insurance Plan

How to Buy Criti Care Online?

Download Policy Documents

What is the Criti Care Terms You Need to Know About?

Frequently Asked Questions on Criti Care

What is the definition of Critical Illnesses?

What is the benefit of a Fixed Benefit Policy?

What is a Pre-Existing Disease?

How Does the Waiting Period Work in a Critical Illness Insurance Plan?

What is the Difference Between Critical Illness Insurance and Health Insurance?

Does Health Insurance Offer Options for Covering My Whole Family?

What are the Common Inclusions of Health Insurance?

Are Pre-Policy Medical Examinations Common in Health Insurance?

Do Health Insurance Providers Offer Discounts for Healthcare Workers?

Is There Any Co-Payment at the Time of Raising Claims in Health Insurance?

To Whom Should I Submit Claim Documents, Third Party Administration Or Insurance Company?

Why Do Some Health Insurance Policies Include Co-Payment Requirements?

How Can I Raise My Health Insurance Claim After Hospitalisation?

What Are The Standard Renewal Terms For Health Insurance Plans?

If There Is Any Claim In My Existing Policy, Is There Any Exclusion During Renewal?

Can I Enhance My Sum Insured During Policy Renewal?

What Is the Process Of Renewing Health Insurance Plans?

Does health insurance offer options for covering my whole family?

What are the common inclusions of health insurance?

Are pre-policy medical examinations common in health insurance?

Do health insurance providers offer discounts for healthcare workers?

Is there any co-payment at the time of raising claims in health insurance?

To whom should I submit claim documents, third party administration or your insurance provider?

Why do some health insurance policies include co-payment requirements?

How can I raise my health insurance claim after hospitalisation?

What are the standard renewal terms for health insurance plans?

Can I enhance my sum insured during policy renewal?

What is the process of renewing health insurance plans?

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