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    Travel Insurance

    Saudi Arabia Visa For Indians

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    Key Features

    The Real Ace in your Travel Pack

    Coverage Highlights

    Comprehensive travel protection under a single plan
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    • Design your own plan

    A truly modular plan that offers you flexibility to curate coverage suited for you and your family

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    • Wide Sum insured options

    Choose adequate sum insured that suits your budget

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    • Pre- Existing (PEDs) covered

    Medical expenses upto USD 3000 for emergeny medical care of pre existing diseases

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    • Truly Cashless

    Worldwide cashless hospitalisation

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    • Ease of buying

    No medical health check up required to purchase the policy

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    • Discounts

    Upto 10% discount depending upon the number of people travelling

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    • Extension of medical coverage post policy expiry

    If hospitalised within the policy period, treatment can be continued upto a maximum of 75 days beyond policy expiry

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    • 24x7 support

    Enjoy round the clock support to travel worryfree

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    • Direct Discount

    Enjoy 5% direct discount by purchasing online

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    • From reimbursements to fixed payouts

    Some coverages reimburse actual expenses while others provide a pre-fixed amount

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    • One trip or many? We have got you covered

    A Single-Trip Policy covers just one trip, perfect for occasional travelers. A Multi-Trip Annual Policy covers unlimited trips within a year, ideal for frequent travelers. If you travel often, save time and money with an annual plan. Choose what fits your travel needs

    Key Inclusions

    What's covered?
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    • Personal Accident Cover

    Pays agreed amount in case of Death, Permanent Total & Partial Disability, while travelling overseas and also within India prior/post 24 hours of international travel, if opted

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    • Medical Treatment & Evacuation Expenses Cover

    Indemnifies for medical expenses for any illness, disease or injury that happens while you're travelling abroad and evacuation to India. Pre Existing Illness/ injuries can be opted to be covered

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    • Hospitalization Daily Allowance

    Pays agreed per day compensation in case of hospitalisation abroad

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    • Trip Cancellation, Interruption & Extension

    Indemnifies for loss incurred by you towards accommodation, travel & event tickets if trip is cancelled or interrupted mid-journey or extended under pre-defined circumstances

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    • Return of Minor Child

    Pays travel expense incurred to return your child/ children to India in case your are hospitalized abroad

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    • Missed Connection

    Reimburses you in case you miss a connecting flight

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    • Ticket Overbooking

    Compensation for denied boarding caused by overbooking, ensuring you are reimbursed for the inconvenience

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    • Loss and Delay of Checked-in Baggage

    Pays compensation if the airline delays or misplaces your checked-in-baggage

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    • Loss of Passport and Driving License

    Covers cost of replacing your passport / driving licensein case if they are lost during the journey

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    • Loss of Personal Belonging

    Pays for loss or damage to personal belongings including mobile, laptop, camera etc. due to theft, larceny, robbery or hold up at international airport

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    • Bounced Hotel

    Indemnfies you for a superior room /alterante hotel booking in case you dont get your pre booked stay

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    • Sporting Activities Cover

    Provides coverage for accidents or injuries that occur while participating in professional or semi-professional sports or adventure activities during travel

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    • Note

    Please read the policy wordings for detailed inclusions

    Key Exclusions

    What's not covered?
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    • Pre-existing Condition

    Any disability or injury arising from a medical condition that existed before purchasing the policy, if not opted, is generally excluded

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    • Intoxication

    Accidents occurring while under the influence of alcohol or drugs are excluded from coverage

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    • Routine Examination

    It doesn't cover routine check-ups, vaccinations, or vitamins if you're generally healthy

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    • Self-Inflicted Injuries

    Injuries resulting from intentional harm or attempted suicide are not covered

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    • Criminal or unlawful act

    Actual or attempted engagement in any criminal or other unlawful act

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    • War and Related Perils

    Losses due to war, rebellion, or terrorism are not covered

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    • Cosmetic and Weight Loss Treatments

    No reimbursement for cosmetic surgery or weight reduction programs while travelling abroad

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    • Adventure Sports

    Injuries from adventure sports are excluded unless the benefit is opted for

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    • Deductible & Co- Pays

    Part of the claim will have to be borne by you if you have Deductible or Copay

    Additional Coverage

    What else can your get?
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    • Trip Delay Delight

    Pays an agreed amount in case the flight gets delayed beyong the defined period

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    • Track-a- Baggage

    Opting this service helps you keep track of your luggage during your trip, giving you peace of mind. If your bags go missing, the service helps locate and return them to you quickly

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    • Extended Pet Stay

    Covers expenses for your pet’s extended stay at a boarding facility due to unforeseen travel delays

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    • Weather Guarantees

    Offers compensation for costs due to trip disruptions caused by extreme weather conditions

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    • Note

    Please read policy wordings for detailed coverage

    Planning a Safe and Secure Trip to Saudi Arabia

    To travel to Saudi Arabia, a Saudi visa is necessary for all Indian nationals. It is also recommended to get Saudi Arabia travel insurance.Along with a Saudi Arabia visa for Indians being legally required, it is advisable to have international travel insurance because it will protect you from many unforeseen circumstances.

    What is a Saudi Arabia Visa?

    A Saudi Arabia visa for Indians is a legally binding document that grants entry into Saudi Arabia to Indian citizens. Your entry in the country would be considered illegal without this document unless other documents permit you to enter.

    For Indians who seek to go to Saudi Arabia, the visa is an important document. You must include applying for a Saudi Arabia visa to your task list when travelling to the Gulf nation.

    Features of a Saudi Arabian Visa

    A Saudi visa is issued as a QR-coded e-visa or a passport sticker, depending on category. Key features include:

    - Multiple or single entry: Tourist e-visas allow multiple visits within one year.

    - Stay limit: Up to 90 days per entry for tourism; work visas align with contract duration.

    - Mandatory insurance: Each visa is bundled with a minimum SAR 100,000 medical cover, but many travellers still opt for broader protection from Bajaj General Insurance Limited for higher limits and evacuation benefits.

    - Biometric validity: Enrolled fingerprints remain on file for five years, easing renewals.

    - Online tracking: Real-time status updates via the Enjazit or MOFA portals.

    What are the Different Types of Saudi Arabia Visas?

    The 15 different types of Saudi Arabia visas for Indians are:

    - Tourist e-Visa: Multiple-entry, one-year validity, 90-day stays; permits sightseeing and Umrah (outside Hajj season).

    - Business Visa: Single or multiple entry for meetings, exhibitions or trade negotiations; no salaried work allowed.

    - Work Visa: Requires an approved work permit and employment contract; leads to an Iqama (residence ID).

    - Student Visa: Granted upon admission to a Saudi university; includes language-study options.

    - Family Visit Visa: For relatives of Saudi residents or citizens; short-term renewable up to 180 days.

    - Hajj Visa: Issued only via authorised travel agents during the Islamic month of Dhu al-Hijjah.

    - Transit Visa: Allows 96-hour layovers for onward travel with Saudi-based airlines.

    What are the Eligibility Criteria for a Saudi Arabia Visa?

    - Indian nationals must have a valid passport for at least six months after the date they intend to enter Saudi Arabia

    - Appropriate business or commercial trip documentation, such as a cover letter and an invitation

    - Valid health insurance

    - Must be 18+ or be accompanied by a guardian if a minor

    Documents Required to Apply for a Saudi Arabia Visa

    Depending on the Saudi Arabia visa category for Indians, different documents are needed to obtain a KSA visa:

    - A current Indian passport with at least six months left on the expiration date and two blank pages

    - A letter of introduction outlining the purpose

    - The proper visa application form is filled with the necessary information

    - 2 passport-sized photos that meet the specifications

    - Proof of company registration, a letter of invitation from the host, and, if the visit is for business or employment purposes, a letter of recommendation

    - Bank account and income statement evidence that you can support yourself and your family while travelling

    - Documents from the last two years that pertain to education and work experience can be used as evidence of income

    - Embassy-authorized doctor or other medical expert has approved and certified my medical certificate

    - Paperwork for health insurance that was issued by the embassy

    - Payment of the processing fee and the visa fee

    - Ticket confirmations for flights and a hotel stay

    - Birth certificates for their children and marriage certificates for married couples travelling together

    The above information is an overview of the complete list of requirements. Please refer to the official website of the Embassy/Consulate/Visa office of the respective country for additional information on Saudi Arabia visas for Indians.

    Why is Travel Insurance Essential for Saudi Arabia Visa?

    Although purchasing travel insurance for Saudi Arabia is not required, it is still a great idea and can help you in the following ways:

    - Provide local travel assistance

    - If your passport is misplaced

    - Pay for lost or delayed luggage fees

    - Cancellation of hotel reservations due to unavoidable events

    - Assist you in obtaining hassle-free coverage right away, entirely online, and without having to submit to any medical examinations

    - Pay hospital expenses up to $500,000 US for COVID-19 treatment, illnesses, and accidents (limited by the sum insured mentioned in the policy document)

    - Due to the cancellation or delay of your trip back to India, automatically receive a 7-day extension of your travel insurance plan

    - Receive an automatic extension of your online travel insurance plan in the event of hospitalisation close to the insurance plan's expiration date for up to 60 days or from the day of release. If you purchased your plan offline, ,carry along a physical copy of the policy.

    These features may differ across policies. It is best to check your policy for features and inclusions.The above information is an overview of the complete list of requirements. Please refer to the official website of the Embassy/Consulate/Visa office of the respective country for additional information on Saudi Arabia visas for Indians.

    Benefits You Deserve

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    Cashless Worldwide

    Provides direct settlement of medical bills without upfront payments

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    Emergency Travel Assistance

    Get round-the-clock support in case of emergencies during your trip

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    Trip Delay Covered

    Get paid for long flight delays

    Fees Applicable for Saudi Arabia Visa

    Different types of Saudi Arabia visas have different fees. Ensure to check the latest fees online before applying. For Indians, at present only visas for religious tourism purposes are issued. The visas for Hajj and Umrah are free of cost.

    The above information is an overview of the complete list of requirements. Please refer to the official website of the Embassy/Consulate/Visa office of the respective country for additional information on Saudi Arabia visas for Indians.

    Saudi Arabia Visa Duration for Indians

    A Saudi Arabia tourist visa for Indian citizens is valid one year from issuance, permitting multiple entries of up to 90 days each. Family visit visas grant 30 or 90 days, extendable to 180 days. Work visas allow 60 days for entry, after which the employer converts it to an Iqama. Overstays incur SAR 100 per day fines and possible future bans.

    Validity of Saudi Arabia Visa

    The majority of visas to Saudi Arabia are good for up to a year, for multiple entries. However, a single stay of up to 90 days is permitted with these documents.

    Saudi Visa Processing Time for Indians

    Standard tourist e-visa approvals arrive within 48 hours; business and family-visit visas take 3–7 working days. Work visas may need 2–4 weeks pending MOFA authorisation. Apply early to avoid delays.

    Common Reasons for Saudi Visa Rejection

    - Incomplete documentation: Missing invitation letters, flight itineraries or hotel confirmations.

    - Passport issues: Less than six months’ validity or damaged pages.

    - Inadequate funds: Bank statements failing to show the required balance for a Saudi visit visa for Indian travellers.

    - Inconsistent personal data: Discrepancies between application form and passport details.

    - Security concerns: Previous immigration violations, criminal records or inclusion on watch-lists.

    - Poor travel history: Multiple visa overstays in other countries can trigger doubts about return intentions.

    - Unclear purpose of visit: Vague itineraries or lack of employer NOC for business visas.

    - Photo specifications not met: Wrong background colour or headwear obscuring features.

    Submitting accurate forms, clear travel plans and compliant photographs, plus purchasing recognised medical insurance, greatly reduces rejection risk.

    How to Apply for Saudi Visa – Online & Offline

    Indian nationals can easily apply for a visa to Saudi Arabia. You can now select between online and offline procedures. However, applying for a visa online is assumed to be more practical.

    Online Method:

    To apply for a visa online, take the following actions:

    - Visit MOFA, the official website for KSA visas (Ministry of Foreign Affairs)

    - To create an account with the correct credentials, click on e-services

    - As long as the MOFA and the Saudi embassy have authorised it, you can apply for a Saudi visa through any visa service

    - Choose the appropriate visa type for Indian citizens based on your intended purpose of travel

    - There are 15–16 different visas, including those for business, travel, hajj/umrah, family visits, and other purposes

    - With the proper information, complete the application form. Before filling out and completing the form, carefully read the instructions. Provide the necessary documentation.

    - Take a printout after paying the appropriate amount for the visa

    Offline Method:

    If you select the offline option, visit the Consulate of the Kingdom of Saudi Arabia in Mumbai or the Embassy of the Kingdom of Saudi Arabia in Delhi.

    - Visit the embassy or consulate

    - Get the relevant visa application form

    - Read the application form carefully and add all the required information

    - Attach copies of the pertinent documents

    - While submitting the form, pay the required visa fees

    What to Do When You Arrive in Saudi Arabia

    At immigration, present your e-visa printout or passport sticker, fingerprints and the Saudi Arrival Registration QR code. Once cleared, collect your luggage, purchase a local SIM and activate the Tawakkalna Services app for health status and venue access. Respect local customs: dress modestly, avoid public eating during Ramadan daylight hours and refrain from photographing government or military sites. For a worry-free journey, secure your travel with a comprehensive plan from Bajaj General Insurance Limited and enjoy your time in Saudi Arabia with confidence.

    Is a Saudi Arabia Visa Available on Arrival for Indian Citizens?

    Not all Indian citizens can apply for a Saudi VoA for Indians. If they match certain stipulated requirements, Indian nationals may apply for an on-arrival Saudi Arabia visa for Indians:

    - A valid visa for the US, UK, or a Schengen country is required

    - The passport must have an entry stamp from the issuing country if the visa has been used or used to enter the country at least once

    - Valid visa at the time of arrival in Saudi Arabia

    - You can pay your visa fees with MADA or international credit cards

    - It is a legitimate travel or business visa for the nations listed

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    Are There Any Changes in Documents After COVID-19 for Saudi Arabia Visa?

    Indian citizens seeking visas to Saudi Arabia must include the following:

    - Travellers must carry a PCR test valid for 72 hours before the date of arrival and must register on the KSA platform Qdoom

    - Vaccination report must be accompanied by proof of immunisation, including records for any booster shots that may be required

    - Even visitors from other countries entering Saudi Arabia must stay in institutional quarantine for five days. During their quarantine's first and fifth days, they will also be required to take tests

    - Each country’s COVID-19 guidelines may alter based on the current situation. If you are travelling to Saudi Arabia, it is ideal for checking the latest guidelines issued by the country.

    Tourist Attractions in Saudi Arabia

    Saudi Arabia has a wide range of activities to offer and a rich cultural heritage. Here are some well-known locations and undiscovered gems in Saudi Arabia:

    - The great mosque of Mecca

    - Kaaba/ Qibla

    - Cities like Yanbu, Jeddah, Riyadh

    - Tuwaiq mountains

    - Masmak fortress

    - Kingdom centre tower

    - King Fahd fountain

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    Step-by-Step Guide

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    How to Buy

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      Download the Bajaj General App and use your login credentials

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      Select the travel insurance option by providing necessary details

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      Allow the application to process your information & get quotes

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      Choose the plan aligning with your travel itinerary & include add-ons

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      Finalise the plan selection and complete the payment process

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      Insurance policy & receipt will be promptly delivered to your email ID

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      Please reach out to us for policy extensions

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      Phone +91 020 66026666

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      Fax +91 020 66026667

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      Applicable for overseas hospitalization expenses exceeding USD 500

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      Submit documents online for verification.

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      Upon verification Payment Guarantee to be released to the hospital

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    Reimbursement

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      On complete documentation receipt, reimbursement takes approx. 10 days

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      Submit original copies (paid receipts only) at BGIL HAT

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      Post scrutiny, receive payment within 10 working days

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      Submit incomplete documents to our document recovery team in 45 days

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      Policy deductible will be applicable as per policy copy

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    FAQ's

    I will be moving to Saudi Arabia. Do I need to purchase travel insurance?

    Several types of travel insurance are on offer for business and pleasure. If you travel to Saudi Arabia to study, you can buy travel insurance online-or offline, before the beginning of the trip . The travel insurance plan will not be able to protect you if you want to migrate.

    How much should I pay for my Saudi Arabia travel insurance plan?

    Your choice of sum covered and the length of your stay in Saudi Arabia will both affect the premium payment for your international travel insurance plan and its coverage. Choosing a suitable sum assured to have enough coverage during your vacation is recommended.

    Does Saudi Arabia offer an eVisa facility for Indian tourists?

    No, Indian tourists cannot currently apply for a Saudi eVisa. They must apply for a visa through the Saudi Embassy or approved visa centres in India.

    How many days before travel should Indians apply for a Saudi visa?

    Indian citizens should apply for a Saudi Arabia visa at least two to three weeks prior to travel to avoid last-minute delays and ensure compliance with all Saudi Arabia visa requirements.

    What supporting documents improve the chances of a Saudi visa approval for Indians?

    Providing confirmed flight tickets, hotel bookings, valid international travel insurance, bank statements, and accurate personal details increases the chances of approval for a Saudi Arabia visa for Indians.

    What is the maximum stay allowed for Indians on a Saudi tourist visa?

    Indian citizens holding a Saudi Arabia tourist visa are permitted to stay for up to 90 days per visit. Multiple-entry visas also allow travel flexibility for frequent trips.

    Are Indian driving licenses valid for tourists in Saudi Arabia?

    Indian driving licenses are not valid in Saudi Arabia. Tourists must obtain an International Driving Permit (IDP) before travelling to comply with Saudi Arabia visa requirements for Indian citizens.

    Are there age restrictions for Indian women travelling alone to Saudi Arabia?

    Indian women aged 18 years and above can apply for a Saudi Arabia visa for Indians and travel independently. Below this age, women must be accompanied by a guardian.

    Is group travel possible for Indians under a single Saudi visa application?

    No, group travel is not possible under a single visa. Each Indian traveller must apply individually as per the Saudi Arabia visa requirements for Indian citizens.

    Do Indians need a separate permit for visiting religious sites in Saudi Arabia?

    Yes, Indian citizens need a separate Hajj or Umrah visa to visit religious sites. Regular Saudi Arabia tourist visas do not allow pilgrimage during the Hajj season.

    Are there different visa rules for Indians based on the purpose of visit?

    Yes, Saudi Arabia offers various visa categories for Indians, including tourist, business, work, and student visas. Each category has unique Saudi Arabia visa requirements for Indian citizens.

    What are the document authentication rules for Indian applicants to Saudi Arabia?

    Indian applicants must get their educational, medical, or employment documents attested by the Saudi Embassy or Consulate in India before applying for relevant Saudi Arabia visas.

    Does Saudi Arabia allow multiple-entry tourist visas for Indians?

    Yes, Saudi Arabia provides multiple-entry tourist visas for Indian citizens, generally valid for one year, allowing several 90-day visits. This offers flexibility for frequent travellers from India.

    Can Indians convert a tourist visa into a work visa in Saudi Arabia?

    No, Saudi Arabia does not allow conversion of tourist visas into work visas. Indians seeking employment must apply for a work visa in accordance with Saudi Arabia's visa requirements.

    Can Indian citizens travel to Saudi Arabia without a sponsor?

    Yes, Indian citizens can apply for tourist visas online without a sponsor. However, work and student visas usually require a Saudi sponsor as part of the visa process.

    How do I make a claim on my travel insurance policy?

    It is advisable to contact your insurance provider to discuss your claim. Please ensure you have your policy details, passport number, and any other relevant information readily available while submitting your claim.

    What documents would I need to process my domestic travel insurance claim

    Usually medical reports and their copies, receipts, invoices, FIRs, etc. are required for a domestic travel insurance claim. You can get more information from the customer care executive of your insurer.

    What is the claim settlement process under the corporate travel insurance

    You can register your claim in two ways—online and offline. For online claim settlement, visit the insurance provider's website to register your claim and upload the necessary documents. If you prefer offline claim settlement, you can register your claim by contacting the designated person.

    What is the Saudi policy on re-entry visas for Indians working there?

    Indians working in Saudi Arabia require re-entry visas if they travel outside the country during their employment. Employers usually process re-entry visas as part of the work contract.

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