Travel Insurance
Key Features
The Real Ace in your Travel Pack
Coverage Highlights
Comprehensive travel protection under a single planDesign your own plan
A truly modular plan that offers you flexibility to curate coverage suited for you and your family
Wide Sum insured options
Choose adequate sum insured that suits your budget
Pre- Existing (PEDs) covered
Medical expenses upto USD 3000 for emergeny medical care of pre existing diseases
Truly Cashless
Worldwide cashless hospitalisation
Ease of buying
No medical health check up required to purchase the policy
Discounts
Upto 10% discount depending upon the number of people travelling
Extension of medical coverage post policy expiry
If hospitalised within the policy period, treatment can be continued upto a maximum of 75 days beyond policy expiry
24x7 support
Enjoy round the clock support to travel worryfree
Direct Discount
Enjoy 5% direct discount by purchasing online
From reimbursements to fixed payouts
Some coverages reimburse actual expenses while others provide a pre-fixed amount
One trip or many? We have got you covered
A Single-Trip Policy covers just one trip, perfect for occasional travelers. A Multi-Trip Annual Policy covers unlimited trips within a year, ideal for frequent travelers. If you travel often, save time and money with an annual plan. Choose what fits your travel needs
Key Inclusions
What's covered?Personal Accident Cover
Pays agreed amount in case of Death, Permanent Total & Partial Disability, while travelling overseas and also within India prior/post 24 hours of international travel, if opted
Medical Treatment & Evacuation Expenses Cover
Indemnifies for medical expenses for any illness, disease or injury that happens while you're travelling abroad and evacuation to India. Pre Existing Illness/ injuries can be opted to be covered
Hospitalization Daily Allowance
Pays agreed per day compensation in case of hospitalisation abroad
Trip Cancellation, Interruption & Extension
Indemnifies for loss incurred by you towards accommodation, travel & event tickets if trip is cancelled or interrupted mid-journey or extended under pre-defined circumstances
Return of Minor Child
Pays travel expense incurred to return your child/ children to India in case your are hospitalized abroad
Missed Connection
Reimburses you in case you miss a connecting flight
Ticket Overbooking
Compensation for denied boarding caused by overbooking, ensuring you are reimbursed for the inconvenience
Loss and Delay of Checked-in Baggage
Pays compensation if the airline delays or misplaces your checked-in-baggage
Loss of Passport and Driving License
Covers cost of replacing your passport / driving licensein case if they are lost during the journey
Loss of Personal Belonging
Pays for loss or damage to personal belongings including mobile, laptop, camera etc. due to theft, larceny, robbery or hold up at international airport
Bounced Hotel
Indemnfies you for a superior room /alterante hotel booking in case you dont get your pre booked stay
Sporting Activities Cover
Provides coverage for accidents or injuries that occur while participating in professional or semi-professional sports or adventure activities during travel
Note
Please read the policy wordings for detailed inclusions
Key Exclusions
What's not covered?Pre-existing Condition
Any disability or injury arising from a medical condition that existed before purchasing the policy, if not opted, is generally excluded
Intoxication
Accidents occurring while under the influence of alcohol or drugs are excluded from coverage
Routine Examination
It doesn't cover routine check-ups, vaccinations, or vitamins if you're generally healthy
Self-Inflicted Injuries
Injuries resulting from intentional harm or attempted suicide are not covered
Criminal or unlawful act
Actual or attempted engagement in any criminal or other unlawful act
War and Related Perils
Losses due to war, rebellion, or terrorism are not covered
Cosmetic and Weight Loss Treatments
No reimbursement for cosmetic surgery or weight reduction programs while travelling abroad
Adventure Sports
Injuries from adventure sports are excluded unless the benefit is opted for
Deductible & Co- Pays
Part of the claim will have to be borne by you if you have Deductible or Copay
Additional Coverage
What else can your get?Trip Delay Delight
Pays an agreed amount in case the flight gets delayed beyong the defined period
Track-a- Baggage
Opting this service helps you keep track of your luggage during your trip, giving you peace of mind. If your bags go missing, the service helps locate and return them to you quickly
Extended Pet Stay
Covers expenses for your pet’s extended stay at a boarding facility due to unforeseen travel delays
Weather Guarantees
Offers compensation for costs due to trip disruptions caused by extreme weather conditions
Note
Please read policy wordings for detailed coverage
Yes, an Ireland visa for Indians is mandatory for travelling to Ireland for tourism, business, study, work, or other eligible purposes. Indian passport holders cannot obtain a visa on arrival or an e-visa and must apply for the appropriate visa before travelling.
However, if you hold a valid and previously used UK short-stay visa, you may qualify to enter Ireland under the Short Stay Visa Waiver Programme, subject to its eligibility conditions. Since visa processing can take time, it is advisable to apply well in advance of your planned travel dates to avoid delays or disruptions to your trip.
Indians can apply for a variety of Irish visas. These are the three main types of Irish visas for Indians:
You must fulfil the requirements to obtain an Irish visa. The Ireland visa requirements for Indian citizens are as follows:
| Eligibility criteria | Specifications |
|---|---|
|
Valid Documentation |
Your original passport, which is valid for more than six months with two blank pages, two current coloured pictures, a cover letter, and a signed AVATS summary from the Irish Immigration Service, is required. |
|
Purpose and Compliance |
In the Online Irish Immigration AVATS system, provide the actual reason for your trip. Also, provide documents that support your purpose of returning to your home country. |
|
Financial and Insurance Criteria |
Self-sufficiency is one more requirement which you need to prove while applying for the visa. You need to show that you are financially stable and will not need any help from the government. |
The process of applying for a visa requires documentation. The list of Ireland visa documents required is as follows:
There are several reasons why Indians need an Irish visa. Here are the reasons for them:
The standard Ireland visa application process requires €60 for a single-entry visa and €100 for a multiple-entry visa. However, the cost of a transit visa is €25. These basic prices might vary depending on local currency and do not include additional biometric or administrative service charges paid by third-party submission centres like VFS Global.
An incomplete application form may lead to the rejection of your Ireland visa application. Here are some more reasons why the visa is rejected:
You can get a range of coverage and emergency support by purchasing travel insurance for Ireland. The additional benefits are as follows:
When travelling to Ireland, getting a travel insurance policy from Bajaj General Insurance has the following advantages:
To go to the country's magnificent places, you may also apply for an Irish visa. These are Ireland's top tourism destinations:
| Top Places | What to Explore |
|---|---|
|
Spike Island |
One of the most attractive places in Ireland is Spike Island. It is located in Cork Harbour and was formerly a monastery, a stronghold, and finally one of Europe's biggest prisons. |
|
Salthill Promenade |
A stroll along the Salthill Promenade offers views of the sea, fresh air, and a more leisurely pace. The Latin Quarter is roughly an hour's walk from Salthill. |
|
Scattery Island |
To see Scattery Island, you can take a 20-minute boat from Kilrush Marina in County Clare. Here you can see a 6th-century monastery community with a distinctive round tower, a functional lighthouse, and a desolate town. |
Step-by-Step Guide
How to Buy
1
Download the Bajaj General Mobile App and use your login credentials
2
Select the travel insurance option by providing necessary details
3
Allow the application to process your information & get quotes
4
Choose the plan aligning with your travel itinerary & include add-ons
5
Finalise the plan selection and complete the payment process
6
Insurance policy & receipt will be promptly delivered to your email ID
How to Extend
1
Please reach out to us for policy extensions
2
Phone +91 020 66026666
3
Fax +91 020 66026667
Cashless Claim
1
Applicable for overseas hospitalization expenses exceeding $ 500
2
Submit documents online for verification.
3
Upon verification Payment Guarantee to be released to the hospital
4
Please complete necessary formalities by providing missing information
Reimbursement
1
On complete documentation receipt, reimbursement takes approx. 10 days
2
Submit original copies (paid receipts only) at BAGIC HAT
3
Post scrutiny, receive payment within 10 working days
4
Submit incomplete documents to our document recovery team in 45 days
5
Policy deductible will be applicable as per policy copy
Once you have purchased the travel insurance policy from Bajaj General Insurance, you need to download the document to use it when required. The details to download travel insurance policy documents are below:
Indians visiting Ireland for tourism, family visits, or short business trips under 90 days must apply for a Short Stay ‘C’ Visa.
Yes, Indian travellers can apply for a multiple-entry Irish visa, subject to justification like frequent business visits or family reasons, as approved by immigration authorities.
A Short Stay ‘C’ Ireland Visa for Indians is generally valid for 90 days, allowing single or multiple entries depending on the type granted.
Yes, applicants must provide biometrics, fingerprints, and photographs when applying for an Ireland visa, as part of the standard application process.
No, an Ireland visa does not allow travel to Northern Ireland, which requires a valid UK visa for entry.
You can track your Ireland visa application online using the application reference number through the official Irish visa application portal.
Yes, having international travel insurance is strongly advised when applying for an Ireland visa, as it covers medical emergencies, trip cancellations, or baggage issues.
You must apply for a re-entry visa if you intend to leave Ireland briefly before returning. Re-entry visas may be applied for within Ireland if your travel needs require multiple exits and entries during your stay.
This program allows certain non-EU nationals with UK visas, including some Indians, to visit Ireland without applying for a separate Irish visa.
No, a Schengen visa is not valid for Ireland. Indian travellers must apply separately for an Ireland visa before visiting.
The Ireland tourist visa fee for Indians may start from ₹4,500, depending on the single-entry or multiple-entry visa types.
To apply for international travel insurance online or offline, the documents include a valid passport, photographs, financial proof, travel itinerary, accommodation details, and a completed application form. Additional documents may be required depending on individual cases.
Applicants must show sufficient bank statements, salary slips, or sponsorship proof to cover travel, accommodation, and daily expenses during their stay in Ireland.
Key documents include a valid passport, a visa application form, financial proof, travel itinerary, photographs, and confirmed accommodation details.
Processing usually takes a few weeks. Applicants should apply for Ireland visa from India well in advance to avoid travel delays.
If rejected, you may reapply with corrected details or appeal the decision. Ensure all required documents are accurate and complete.
Generally, Irish short-stay visas cannot be extended. Extensions are only allowed in rare, exceptional cases, such as serious medical emergencies.
No, tourists generally cannot extend their stay beyond 90 days. Applications for extensions are considered only in extraordinary cases.
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Stress-Free Journeys
Bajaj General travel insurance ensures my parents travel stress-free with great medical & trip coverage!
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Chennai
31st Jan 2025
Great coverage option
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Pune
31st Jan 2025
Great coverage option
Travel worry-free! This insurance covers trip cancellations, baggage loss & medical needs.
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Mumbai
31st May 2025
Good customer support
Easy purchase & excellent customer support for senior citizen travel insurance.Highly recommend!
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Pune
31st May 2025
Great coverage option
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Ahmedabad
31st Jan 2025
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Paromik Bhattacharyy
31st Jan 2025
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Delhi
29th Jan 2025
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Surat
29th Jan 2025