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    Travel Insurance

    Travel Insurance for the UAE

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    Key Features

    The Real Ace in your Travel Pack

    Coverage Highlights

    Comprehensive travel protection under a single plan
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    • Design your own plan

    A truly modular plan that offers you flexibility to curate coverage suited for you and your family

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    • Wide Sum insured options

    Choose adequate sum insured that suits your budget

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    • Pre- Existing (PEDs) covered

    Medical expenses upto USD 3000 for emergeny medical care of pre existing diseases

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    • Truly Cashless

    Worldwide cashless hospitalisation

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    • Ease of buying

    No medical health check up required to purchase the policy

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    • Discounts

    Upto 10% discount depending upon the number of people travelling

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    • Extension of medical coverage post policy expiry

    If hospitalised within the policy period, treatment can be continued upto a maximum of 75 days beyond policy expiry

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    • 24x7 support

    Enjoy round the clock support to travel worryfree

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    • Direct Discount

    Enjoy 5% direct discount by purchasing online

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    • From reimbursements to fixed payouts

    Some coverages reimburse actual expenses while others provide a pre-fixed amount

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    • One trip or many? We have got you covered

    A Single-Trip Policy covers just one trip, perfect for occasional travelers. A Multi-Trip Annual Policy covers unlimited trips within a year, ideal for frequent travelers. If you travel often, save time and money with an annual plan. Choose what fits your travel needs

    Key Inclusions

    What's covered?
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    • Personal Accident Cover

    Pays agreed amount in case of Death, Permanent Total & Partial Disability, while travelling overseas and also within India prior/post 24 hours of international travel, if opted

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    • Medical Treatment & Evacuation Expenses Cover

    Indemnifies for medical expenses for any illness, disease or injury that happens while you're travelling abroad and evacuation to India. Pre Existing Illness/ injuries can be opted to be covered

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    • Hospitalization Daily Allowance

    Pays agreed per day compensation in case of hospitalisation abroad

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    • Trip Cancellation, Interruption & Extension

    Indemnifies for loss incurred by you towards accommodation, travel & event tickets if trip is cancelled or interrupted mid-journey or extended under pre-defined circumstances

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    • Return of Minor Child

    Pays travel expense incurred to return your child/ children to India in case your are hospitalized abroad

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    • Missed Connection

    Reimburses you in case you miss a connecting flight

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    • Ticket Overbooking

    Compensation for denied boarding caused by overbooking, ensuring you are reimbursed for the inconvenience

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    • Loss and Delay of Checked-in Baggage

    Pays compensation if the airline delays or misplaces your checked-in-baggage

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    • Loss of Passport and Driving License

    Covers cost of replacing your passport / driving licensein case if they are lost during the journey

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    • Loss of Personal Belonging

    Pays for loss or damage to personal belongings including mobile, laptop, camera etc. due to theft, larceny, robbery or hold up at international airport

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    • Bounced Hotel

    Indemnfies you for a superior room /alterante hotel booking in case you dont get your pre booked stay

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    • Sporting Activities Cover

    Provides coverage for accidents or injuries that occur while participating in professional or semi-professional sports or adventure activities during travel

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    • Note

    Please read the policy wordings for detailed inclusions

    Key Exclusions

    What's not covered?
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    • Pre-existing Condition

    Any disability or injury arising from a medical condition that existed before purchasing the policy, if not opted, is generally excluded

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    • Intoxication

    Accidents occurring while under the influence of alcohol or drugs are excluded from coverage

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    • Routine Examination

    It doesn't cover routine check-ups, vaccinations, or vitamins if you're generally healthy

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    • Self-Inflicted Injuries

    Injuries resulting from intentional harm or attempted suicide are not covered

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    • Criminal or unlawful act

    Actual or attempted engagement in any criminal or other unlawful act

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    • War and Related Perils

    Losses due to war, rebellion, or terrorism are not covered

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    • Cosmetic and Weight Loss Treatments

    No reimbursement for cosmetic surgery or weight reduction programs while travelling abroad

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    • Adventure Sports

    Injuries from adventure sports are excluded unless the benefit is opted for

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    • Deductible & Co- Pays

    Part of the claim will have to be borne by you if you have Deductible or Copay

    Additional Coverage

    What else can your get?
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    • Trip Delay Delight

    Pays an agreed amount in case the flight gets delayed beyong the defined period

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    • Track-a- Baggage

    Opting this service helps you keep track of your luggage during your trip, giving you peace of mind. If your bags go missing, the service helps locate and return them to you quickly

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    • Extended Pet Stay

    Covers expenses for your pet’s extended stay at a boarding facility due to unforeseen travel delays

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    • Weather Guarantees

    Offers compensation for costs due to trip disruptions caused by extreme weather conditions

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    • Note

    Please read policy wordings for detailed coverage

    UAE Travel Insurance from India

    The UAE is a region of many terrains, from magnificent deserts to the mesmerising Arabian Sea, which makes it popular with travellers. Seven Arab Emirates, including Dubai, Ras Al Khaimah, Abu Dhabi, Sharjah, Fujairah, Umm Al Quwain and Ajman, make up this federation.

    Additionally, the migrating species that frequent its beaches draw birdwatchers from worldwide. Most visitors purchase travel insurance for the UAE before leaving for this Emirati nation.

    Due to the severe heat, tourists are more likely to suffer from heat exhaustion or heat stroke, which could result in unexpected medical costs. Additionally, participating in activities like desert safaris or water sports can increase your risk of getting into an accident.

    Thus, before leaving on your vacation all Indians purchase travel insurance online, especially if they plan to visit Dubai.

    Why Indians Need Travel Insurance for UAE? 

    UAE's stunning beaches and massive skyscrapers may excite you, but the nation also has its dangers. This includes the danger of illness, robbery, and accidents for any visitor or traveller to the UAE. A travel insurance policy can help you in such situations.

    Furthermore, if you are visiting the UAE or seeking medical attention in a facility there, you must have health or travel insurance for the UAE.

    International travel insurance to the UAE can safeguard you from any unexpected circumstances. It will cover any unforeseen costs that might occur due to contingencies, such as hospitalisation, loss of passport, hospital medical evacuation, personal accident, loss of passport, and personal liabilities.

     

    Benefits You Deserve

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    Cashless Worldwide

    Provides direct settlement of medical bills without upfront payments

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    Emergency Travel Assistance

    Get round-the-clock support in case of emergencies during your trip

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    Trip Delay Covered

    Get paid for long flight delays

    Download Policy Document

    Get instant access to your policy details with a single click.

    Why Choose Bajaj General Travel Insurance for the UAE?

    Travel insurance policies are designed to provide financial protection to travellers against unforeseen circumstances such as medical emergencies, trip cancellations, lost baggage, or even theft. Bajaj General is one of the leading insurance providers in India that offers comprehensive travel insurance policies for UAE travellers. Here are some of the benefits of having a travel insurance policy for the UAE from Bajaj General:

    ●      Bajaj General provides travel insurance policies for the UAE starting at a reasonable price of INR 206, making it an affordable option for those planning a trip without having to worry about exceeding their budget.

    ●      Bajaj General offers a 24x7 claim settlement process, which also includes a missed call service. This enables travellers to contact the insurance company in case of an emergency, and their claims will be settled promptly.

    ●      Bajaj General travel insurance policies provide coverage in 216 countries and islands worldwide, ensuring comprehensive protection for travellers regardless of their destination.

    ●      Bajaj General travel insurance policies do not require any deductibles, ensuring that travellers do not have to pay out-of-pocket expenses, and the entire amount is covered by the insurance company.

    ●      Bajaj General provides additional protection to travellers with a range of add-on benefits such as adventure sports cover, hospitalisation cover, check-in baggage delay, loss of passport, emergency cash advance, and trip cancellation cover, among others, protecting them against a wide range of eventualities.

    In conclusion, having a travel insurance policy from Bajaj General when travelling to the UAE is a wise decision. It provides travellers with financial protection and peace of mind, knowing that they are covered in case of any unforeseen circumstances.

    UAE Visa & Entry Information You Must Know

    Indian nationals must have a current UAE visa to transit through, enter, or stay in the UAE. Before you leave India, the visa needs to be obtained in advance. However, if they possess a US Green Card or US Visitor visa , Indians may be eligible for a visa on arrival. All travellers from India should also get travel insurance for the UAE to cover any unplanned situations that may arise while they are away.

    The United Arab Emirates (UAE) provides six different types of visas to visitors from other countries. Make sure to select a UAE visa based on your intended travel objectives:

    ●      Tourist visa

    ●      Student visa

    ●      Transit visa

    ●      Patient Companion Entry Permit

    ●      Patient Entry Permit

    ●      Work Permit

    How to Apply for a UAE Visa: Complete Guide 

    Visas for the UAE are often approved in less than 24 hours, although they may take longer if you apply on a holiday or weekend. Please be aware that the UAE Embassy does not provide tourist visas. Make sure you also get your travel insurance for the UAE in time before travel. Go to the UAE Embassy's official website to discover all the information.

    List of Documents Required to Travel from India to the UAE 

    You can submit your visa application form and a few required documents to apply for an online UAE visa. The following list of documents is required:

    ●      Passport or visa-size photos.

    ●      Properly completed visa application form.

    ●      A copy of your passport's front and back pages.

    ●      Flight tickets back home.

    For protection and safety during your entire travel, get adequate travel insurance for the UAE.

    Essential Safety Tips for Travelers to the UAE 

    With the aid of some of the following suggestions and getting the right medical travel insurance, things may go smoothly, provided that tourists observe local laws and customs:

    ●      Try to avoid travelling to the UAE during the hottest months of the year.

    ●      In a critical emergency, Dubai police also promise to dispatch a police helicopter within 8 minutes.

    ●      Although there is little crime in the region, visitors and travellers should be careful with their possessions, especially in crowded markets, on public transportation, or while out and about.

    ●      Most areas allow photography but avoid shooting photos of Muslim ladies, governmental structures, military stations, etc.

    ●      While drinking is legal, stay off the streets and public areas. Driving while intoxicated is not allowed.

    Indian Embassy in UAE: Key Info 

    If there is an emergency during your stay in the UAE and you need assistance with international travel insurance online, you can reach out to the Indian Embassy in the UAE.

     Embassy/ Consulate

     Contact Details

     Website

     Embassy of India, Abu Dhabi

     +971 2 4492 700

    https://www.indembassyuae.gov.in/

     Consulate General of India, Dubai

     +971 4 3971 222/ 333

    https://www.cgidubai.gov.in/

    Working hours (Sunday – Thursday - 8:30 am – 5 pm).

    List of International Airports in the UAE 

     Airport

     City

     Abu Dhabi International Airport

     Abu Dhabi

     Fujairah International Airport

     Al-Fujairah

     Dubai International Airport

     Dubai

     Ras Al Khaimah International Airport

     Ras Al Khaimah

     Sharjah International Airport

     Sharjah

    Currency and Foreign Exchange for Carrying When Travelling to the UAE 

    The currency used in the UAE is United Arab Emirates Dirham (AED). To know how much money you can carry and convert and its exchange rate, please refer to the updated exchange rate on the Reserve Bank of India’s website.

    Top Tourist Attractions in the UAE 

    Make sure you get sufficient travel insurance coverage when visiting these places. Take a look at some of the top tourist destinations in the United Arab Emirates, from magnificent structures to cleverly planned public spaces:

    The Burj Khalifa 

    This is the highest building in the world and arguably the most identifiable landmark in the United Arab Emirates. Its observation deck, which also provides panoramic views of Dubai, is constantly bustling with enquiring tourists.

    Sheikh Zayed Mosque 

    Although it is a new mosque, the Sheikh Zayed Mosque is one of the top attractions in Abu Dhabi. The mosque is renowned for its stunning design and extravagant use of mosaic, gold, and glasswork on its marble framework.

    The Dubai Desert 

    Without exploring the Dubai desert, a trip to the Emirates is not complete. Tourists spend a day or two in the desert participating in sandboarding, camel trekking, desert safaris, and more. And to make your trip a wholesome experience, remember to buy travel insurance online in a simple and hassle-free manner.

    Best Time to Travel to the UAE 

    The ideal time to visit the UAE is from October through February. The weather is somewhat cold this time of year, so you'll need a light jacket or sweater to explore the area. However, if visiting the beaches is something you want to do, schedule your trip for October, March, or April when the weather will be warm yet nice. In the UAE, the months of June through September are hot and humid. You can go scuba diving if you schedule a trip to the nation during these summer months.

    So, now that you have a good concept of what to expect from a trip to the UAE, you need to protect your finances against unforeseen incidents by choosing travel insurance for the UAE plan.

    Online comparisons of travel insurance policies allow you to pick the one that will give you the most financial protection for your trip to the UAE.

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    Step-by-Step Guide

    To make sure that we are always listening to our customers

    How to Buy

    • 1

      Download the Bajaj General App and use your login credentials

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      Select the travel insurance option by providing necessary details

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      Allow the application to process your information & get quotes

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      Choose the plan aligning with your travel itinerary & include add-ons

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      Finalise the plan selection and complete the payment process

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      Insurance policy & receipt will be promptly delivered to your email ID

    How to Extend

    • 1

      Please reach out to us for policy extensions

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      Phone +91 020 66026666

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      Fax +91 020 66026667

    Cashless Claim

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      Applicable for overseas hospitalization expenses exceeding USD 500

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      Submit documents online for verification.

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      Upon verification Payment Guarantee to be released to the hospital

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      Please complete necessary formalities by providing missing information

    Reimbursement

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      On complete documentation receipt, reimbursement takes approx. 10 days

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      Submit original copies (paid receipts only) at BGIL HAT

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      Post scrutiny, receive payment within 10 working days

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      Submit incomplete documents to our document recovery team in 45 days

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      Policy deductible will be applicable as per policy copy

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    24x7 Roadside/Spot assistance

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    Filing a Travel Insurance Claim

    My Home–All Risk Policy

    Home Insurance Claim process

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    What Our Customers Say

    Stress-Free Journeys

    Bajaj General travel insurance ensures my parents travel stress-free with great medical & trip coverage!

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    Rakesh Agarwal

    Chennai

    5

    31st Jan 2025

    Great coverage option

    Hassle-free international travel coverage for senior citizens—must-have for every trip!

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    Debraj Sardar

    Pune

    5

    31st Jan 2025

    Great coverage option

    Travel worry-free! This insurance covers trip cancellations, baggage loss & medical needs.

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    Waskoti Gamma

    Mumbai

    5

    31st May 2025

    Good customer support

    Easy purchase & excellent customer support for senior citizen travel insurance.Highly recommend!

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    Sumedh Sam

    Pune

    5

    31st May 2025

    Great coverage option

    Great coverage for medical emergencies & flight delays—essential for elderly travelers.

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    Sachin Kumar

    Ahmedabad

    5

    31st Jan 2025

    Great Senior citizen coverage

    My senior parents had a smooth experience abroad, thanks to Bajaj General travel insurance!

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    Shivani Singh

    Paromik Bhattacharyy

    5

    31st Jan 2025

    Best student travel insurance

    Bajaj General makes travel insurance stress-free—best for students!

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    Pappu Kumar Singh

    Delhi

    5

    29th Jan 2025

    Great coverage option

    Smart functionalities such as travel alerts & policy tracking. An absolute must-have!

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    Daniel Paul

    Surat

    5

    29th Jan 2025

    FAQ's

    Do we require a travel insurance policy for the UAE?

    Yes, a valid travel health insurance policy is required for visitors to the UAE. Both outbound and incoming travellers must have a plan that offers adequate coverage to protect them against medical emergencies, including COVID-19 treatment, accidents, injuries, and hospitalisation.

    In addition to medical protection, UAE travel insurance also helps travellers manage unexpected financial losses due to misplaced passports, flight delays, trip cancellations, lost or delayed baggage, and other travel-related risks. Having a comprehensive plan ensures a safe and stress-free journey while complying with UAE entry requirements.

    How can I get travel insurance for the UAE?

    By going to the insurer's office you wish to purchase the plan from, you may quickly purchase travel insurance for the UAE online. To choose the plan with the best coverage, be sure first to compare a few.

    Which travel insurance policy suits the UAE the best?

    The finest travel insurance policy for the UAE will be from anyone that satisfies all of your needs and fits within your budget. Ensure it includes crucial features like coverage for unexpected medical costs, flight-related situations including delays and cancellations, lost passports, and more.

    What types of UAE travel insurance policies are available?

    Travel insurance UAE policies include single-trip, multi-trip, student travel, senior citizen cover, and family floater plans. You can buy Travel Insurance Online based on your travel duration, frequency, and specific coverage needs like medical or check-in baggage protection.

    What is the difference between single-trip and multi-trip UAE travel insurance?

    Single-trip UAE travel insurance covers one journey for a defined period, while multi-trip plans offer unlimited trips within a year. Frequent flyers benefit more from multi-trip international travel insurance as it saves cost and time.

    Are pre-existing medical conditions covered under UAE travel insurance?

    Most UAE travel insurance plans exclude pre-existing conditions. However, select policies may offer limited emergency coverage. Always review policy wording carefully before buying Travel Insurance Online to avoid claim rejections during your trip.

    Can I add adventure sports coverage to my UAE travel insurance plan?

    Yes, some insurers offer add-on adventure sports cover for activities like desert safaris or scuba diving in the UAE. Check your travel insurance UAE policy options and upgrade online if you plan high-risk sports.

    Are there age limits for buying UAE travel insurance?

    Yes, most policies cover travellers from 3 months up to 70 years, while special senior citizen travel insurance UAE plans may extend up to 85 years. Verify age-specific limits before booking Travel Insurance Online.

    Does UAE travel insurance cover pregnancy-related expenses?

    Generally, normal pregnancy and childbirth are excluded from UAE travel insurance. However, complications during pregnancy may be covered under some international travel insurance plans. Always confirm inclusions and exclusions before purchase.

    How do I file a claim under my UAE travel insurance policy?

    To file a claim under your travel insurance UAE plan, contact the insurer immediately through the helpline or app, submit a claim form, and provide supporting documents like bills or reports. Quick intimation ensures faster claim processing and settlement.

    What documents are required for making a travel insurance claim in the UAE?

    Generally, you need the policy copy, claim form, passport copy, medical bills, police report (for theft or loss), and travel tickets. Always keep digital and physical copies ready for seamless claim settlement under your UAE travel insurance policy.

    How long does it take to get a claim approved for UAE travel insurance?

    Most insurers process claims within 7–14 working days once all documents are submitted. Timelines may vary depending on the complexity of the case. Opting for Travel Insurance Online ensures faster tracking and claim updates while travelling in the UAE.

    Will my UAE travel insurance cover lost passport replacement costs?

    Yes, international travel insurance for UAE generally covers expenses for passport replacement, including fees and documentation costs. You will need a police report from UAE authorities and receipts to file a successful claim for reimbursement.

    Does UAE travel insurance cover flight delays or cancellations?

    Yes, most travel insurance UAE plans cover additional expenses due to flight delays or cancellations. Coverage includes accommodation, meals, and rebooking costs, subject to policy terms. Always check limits in your Travel Insurance Online document before travelling.

    Can I make a cashless claim for medical treatment in the UAE?

    Yes, with international travel insurance, you can avail of cashless hospitalization at network hospitals in the UAE. Simply present your policy details or Travel Insurance Online card, and the insurer will directly settle bills with the hospital.

    Can I renew my travel insurance policy?

    Some travel insurance policies may offer renewal options, but this is not always standard. Generally, travel insurance is designed for specific trip durations. It is best to check with your insurance provider to see if renewal is possible and under what conditions.

    How can I extend my travel insurance plan?

    Extending a travel insurance plan depends on the specific policy and provider. Some policies may allow extensions under certain circumstances, while others may require purchasing a new policy. Contacting your insurance provider directly is the best way to determine if an extension is possible or not.

    What happens if my travel insurance expires?

    If your travel insurance expires while you are still traveling, you will no longer have coverage for any medical emergencies, lost luggage, or other risk. This means you would be responsible for any expenses incurred during your travel after your policy expiration. It is recommended to ensure your travel insurance covers the entire duration of your

    What is the validity period of travel insurance?

    The validity period of travel insurance varies significantly. It is tied to the length of your trip, and policies are typically purchased for specific durations. These durations can range from a few days to several months, depending on the policy and provider. Always confirm the exact validity period with your insurance provider before your trip.

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