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Travel Insurance

Travel Insurance for Europe

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Key Features

The Real Ace in your Travel Pack

Coverage Highlights

Comprehensive travel protection under a single plan
  • Design your own plan

A truly modular plan that offers you flexibility to curate coverage suited for you and your family

  • Wide Sum insured options

Choose adequate sum insured that suits your budget

  • Pre- Existing (PEDs) covered

Medical expenses upto USD 3000 for emergeny medical care of pre existing diseases

  • Truly Cashless

Worldwide cashless hospitalisation

  • Ease of buying

No medical health check up required to purchase the policy

  • Discounts

Upto 10% discount depending upon the number of people travelling

  • Extension of medical coverage post policy expiry

If hospitalised within the policy period, treatment can be continued upto a maximum of 75 days beyond policy expiry

  • 24x7 support

Enjoy round the clock support to travel worryfree

  • Direct Discount

Enjoy 5% direct discount by purchasing online

  • From reimbursements to fixed payouts

Some coverages reimburse actual expenses while others provide a pre-fixed amount

  • One trip or many? We have got you covered

A Single-Trip Policy covers just one trip, perfect for occasional travelers. A Multi-Trip Annual Policy covers unlimited trips within a year, ideal for frequent travelers. If you travel often, save time and money with an annual plan. Choose what fits your travel needs

Additional Coverage

What else can your get?
  • Trip Delay Delight

Pays an agreed amount in case the flight gets delayed beyong the defined period

  • Track-a- Baggage

Opting this service helps you keep track of your luggage during your trip, giving you peace of mind. If your bags go missing, the service helps locate and return them to you quickly

  • Extended Pet Stay

Covers expenses for your pet’s extended stay at a boarding facility due to unforeseen travel delays

  • Weather Guarantees

Offers compensation for costs due to trip disruptions caused by extreme weather conditions

  • Note

Please read policy wordings for detailed coverage

Travel Insurance for Europe: A Must-Have for a Safe Trip

Why Choose Bajaj General Travel Insurance for Europe?Why Choose Bajaj General Travel Insurance for Europe?Why Choose Bajaj General Travel Insurance for Europe?Do you have any immediate plans to visit Europe? To protect your trip, you must get an appropriate travel insurance policy. To know about travel insurance for Europe, read on!

First and foremost, you must purchase international travel insurance with enough coverage if you plan a trip to Europe. On our website, you may compare travel insurance policies and pick the one that best meets your needs.

Submitting a claim via your travel insurance for Europe and receiving reimbursement for any costs incurred while travelling around Europe protected by your travel insurance policy is simple and fast.

Reasons to Buy Travel Insurance for Europe from India

Much planning and preparation go into choosing a trip to any international location. Would you not want to be at ease when you find yourself in a distressing scenario in another country with sufficient protection to rely on? So, before starting your trip to Europe, planning carefully, researching, and availing of international Travel insurance online is crucial.

You should avoid being persuaded to purchase low-cost travel insurance to Europe. You should pick an affordable travel insurance plan for Europe from India, like the one we provide, which will provide you with enough coverage.

Why Choose Bajaj General Travel Insurance for Europe?

Travelling is a great way to broaden your horizons and rejuvenate your soul, but it's essential to be stress-free to make the most out of your journeys. A good travel insurance policy provides peace of mind that you will be taken care of in case of unforeseen events. Bajaj General travel insurance for Europe offers several benefits to ensure that your travels are stress-free:

1. Efficient Claims Settlement :

Bajaj General GIC has a reputation for promptly settling claims for their travel insurance plans.

2. Instant Assistance :

With just a missed call from anywhere in Europe, you can receive instant call-back assistance from our friendly customer service team.

3. Tailored Policies :

Select a European travel insurance policy that suits your specific requirements, whether you are travelling as a couple, family, or solo.

4. Special Coverage :

Students and senior citizens can choose a special travel insurance policy that meets their unique needs.

5. Comprehensive Coverage :

Our policy provides coverage against various eventualities, such as illness, hospitalization, trip cancellations, lost passports, and baggage theft.

Europe Visa and Entry Information

The majority of European nations are a part of the Schengen Area, a region of the continent that allows for unrestricted travel.

Uniform Schengen Visa

- One can apply for a Uniform Schengen Visa if your planned trip to Europe will last fewer than 90 days. This visa has the following subcategories, namely:

- Type A Schengen Visa - for moving through any airport in the Schengen Area (valid for a period not exceeding 24 hours)

- Type C Schengen Visa - for a brief visit to a Schengen country (following the 90/180 norm - it is valid for a stay of 90 days in the Schengen Area and six months from the time of the first arrival into the area). There are single-entry, double-entry, and multiple-entry versions of this visa available.

- Type D Schengen Visa, National Schengen Visa, or both - if you are travelling to Europe for a lengthy period to pursue an academic programme, taking advantage of a career opportunity, or immigrating permanently to one of the nations there. You can apply for either a single-entry or a multiple-entry National Schengen Visa.

Depending on why you want to visit a country in the Schengen Area, different Schengen Visas are available. The following is a list of these visas:

- Business Schengen Visa

- Schengen Visitor Visa

- Schengen Visa for Official Visits

- Student Schengen Visa

- Schengen Medical Visa

- Transit Schengen Visa

- Tourist Schengen Visa

- Schengen Visa for Culturl, Sports, and Religious Events and Film Crew

Make sure you have a Europe travel insurance policy when travelling.

Documents Required While Travelling from India to Europe

These are the necessary paperwork for Indian citizens to apply for a Schengen visa:

- A printed version of the properly completed and signed visa application form

- Two recent passport-sized photos with a background of light colour

- A passport issued in India not older than 10 years and valid for at least three months after the date you want to arrive in Europe

- Travel insurance plan for Indian citizens applying for Schengen visas, that include medical coverage greater than €30,000 and coverage for medical evacuation and repatriation

- Documents showcasing your flight details to and from Europe

- Evidence of the accommodations you intend to book during your journey to Europe Evidence you have the money necessary to cover your stay in Europe

- A cover letter stating why you want to travel to Europe

- Proof of your civil status, such as your marriage certificate, and if applicable, the birth certificates of your children

How to Apply for a Europe (Schengen) Visa?

Follow the steps listed below to apply for a Schengen visa well in advance if you're an Indian citizen wishing to visit Europe:

- Choose the type of Schengen visa you want to apply for - category A, C, or D. Depending on the Schengen country from which you intend to enter and leave Europe and the Schengen countries you intend to visit with that visa, decide whether you need a single-entry visa or a multiple-entry visa.

- Locate the embassy or consulate information where you must apply to the chosen visa category.

- Apply for a Schengen visa at least fifteen days before your intended European trip but no earlier than six months beforehand.

- Make an appointment for your interview for a Schengen visa with the relevant embassy or consulate. Verify whether you may apply for a visa online in the Schengen country or the countries you intend to visit.

- Visit the chosen embassy or consulate at the appointed time with all required paperwork.

- Pay the Schengen Visa fees and wait for your visa interview results, which should be communicated within a month.

- To ensure a financially secure vacation, buy the best European travel insurance coverage in addition to your Schengen Visa

Safety and Precautions for Travelling to Europe

You must always adhere to a few safety and preventative precautions while travelling in Europe, such as the ones listed below:

● Keep your passport with you at all times

● Make sure your possessions are secure, especially in crowded areas and popular tourist destinations

● Make sure you don't stay in Europe any longer than your visa allows

● Avoid going to isolated or unfamiliar places, especially at night

● Don't use language or nonverbal cues inappropriate in public or engage in illegal actions

● Choose the best travel insurance for Europe to guarantee that your trip is adequately covered against various unfortunate circumstances

Guidelines for Safety Specific to Covid-19

● Put on a mask over your mouth and nose, especially when riding public transportation

● Engage in social isolation

● By adhering to the relevant Covid-19 criteria, assist the local government and designated authorities

● If you experience any Covid-19 symptoms, isolate yourself, get tested, and then repeat the process

● Lastly, get the finest travel insurance for Europe for a financially and physically safe trip

Important Information to Know : Every significant European nation has an embassy in India. You must check the Indian embassy information for the respective European country or countries you intend to visit before you fly there. Your country's embassy should be your first contact if you ever need help while travelling or with international travel insurance online.

List of International Airports in Europe

● Heathrow Airport, London, The United Kingdom

● Charles de Gaulle Airport, Paris, France

● Amsterdam Airport Schiphol, Amsterdam, the Netherlands

● Berlin Tegel Airport, Berlin, Germany

● Istanbul Airport, Istanbul, Turkey

Currency and Foreign Exchange to Carry When Travelling to Europe

The Euro (€) is the official currency of the majority of European nations. 19 of the 27 nations that make up the European Union use it as their official currency. The exchange rate between the Euro (€) and the Indian National Rupee (₹) changes every day, which is crucial to remember. Therefore, you must check the current currency rate before travelling to Europe.

Tourist Places You Can Visit in Europe

While you travel through Europe, ensure you get travel insurance for Europe from India for your safety. The following locations can be on your agenda for your European vacation:

1. Rome :

The immortal city of Rome has endured many violent eras while empires have risen and fallen. Rome is home to some of the most well-known landmarks in the world, including the ancient Colosseum, the Roman Forum, the Pantheon, and the neighbouring Vatican City. Rome is renowned for its fountains, wide spaces, traditional Italian cuisine, and charming cafés.

2. Paris :

Paris is one of the most gorgeous cities in the world, located on the picturesque banks of the Seine. The Palace of Versailles, The Eiffel Tower, and the Bibliotheque Nationale are popular tourist attractions in the city of light, known for their friendly hospitality and international culture

Which is the Best Time to Visit Europe?

The summer months of June through September are ideal for travel to Europe. These months are the best for travelling to the continent's beaches and mountains because temperatures in most European cities fall below 18 degrees Celsius. After choosing a Europe travel insurance plan, you can start planning your vacation to Europe immediately.

You may choose the finest Travel insurance for Europe with our outstanding selection of travel insurance for Europe from India to be protected at all times.

*Standard T&C apply

Benefits You Deserve

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Cashless Worldwide

Provides direct settlement of medical bills without upfront payments

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Emergency Travel Assistance

Get round-the-clock support in case of emergencies during your trip

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Trip Delay Covered

Get paid for long flight delays

Download Policy Document

Get instant access to your policy details with a single click.

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Step-by-Step Guide

To make sure that we are always listening to our customers

How to Buy

  • 1

    Download the Bajaj General App and use your login credentials

  • 2

    Select the travel insurance option by providing necessary details

  • 3

    Allow the application to process your information & get quotes

  • 4

    Choose the plan aligning with your travel itinerary & include add-ons

  • 5

    Finalise the plan selection and complete the payment process

  • 6

    Insurance policy & receipt will be promptly delivered to your email ID

How to Extend

  • 1

    Please reach out to us for policy extensions

  • 2

    Phone +91 020 66026666

  • 3

    Fax +91 020 66026667

Cashless Claim

  • 1

    Applicable for overseas hospitalization expenses exceeding USD 500

  • 2

    Submit documents online for verification.

  • 3

    Upon verification Payment Guarantee to be released to the hospital

  • 4

    Please complete necessary formalities by providing missing information

Reimbursement

  • 1

    On complete documentation receipt, reimbursement takes approx. 10 days

  • 2

    Submit original copies (paid receipts only) at BGIL HAT

  • 3

    Post scrutiny, receive payment within 10 working days

  • 4

    Submit incomplete documents to our document recovery team in 45 days

  • 5

    Policy deductible will be applicable as per policy copy

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What Our Customers Say

Stress-Free Journeys

Bajaj General travel insurance ensures my parents travel stress-free with great medical & trip coverage!

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Rakesh Agarwal

Chennai

5

31st Jan 2025

Great coverage option

Hassle-free international travel coverage for senior citizens—must-have for every trip!

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Debraj Sardar

Pune

5

31st Jan 2025

Great coverage option

Travel worry-free! This insurance covers trip cancellations, baggage loss & medical needs.

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Waskoti Gamma

Mumbai

5

31st May 2025

Good customer support

Easy purchase & excellent customer support for senior citizen travel insurance.Highly recommend!

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Sumedh Sam

Pune

5

31st May 2025

Great coverage option

Great coverage for medical emergencies & flight delays—essential for elderly travelers.

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Sachin Kumar

Ahmedabad

5

31st Jan 2025

Great Senior citizen coverage

My senior parents had a smooth experience abroad, thanks to Bajaj General travel insurance!

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Shivani Singh

Paromik Bhattacharyy

5

31st Jan 2025

Best student travel insurance

Bajaj General makes travel insurance stress-free—best for students!

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Pappu Kumar Singh

Delhi

5

29th Jan 2025

Great coverage option

Smart functionalities such as travel alerts & policy tracking. An absolute must-have!

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Daniel Paul

Surat

5

29th Jan 2025

FAQ's

Is travel insurance mandatory for visiting Europe?

Yes, Schengen countries mandate travel insurance for Europe with a minimum medical coverage of €30,000, making it essential for visa approval and safe travel.

What is the minimum coverage required for Schengen travel insurance?

The Schengen visa requires international travel insurance with at least €30,000 medical coverage, including hospitalisation, emergency evacuation, and repatriation of remains.

Can I buy Europe travel insurance online from India?

Yes, you can easily purchase travel insurance online from India through Bajaj General Insurance, compare plans, and get your policy instantly for hassle-free travel.

Does Europe travel insurance cover COVID-19 expenses?

Yes, international travel insurance covers COVID-19-related emergencies, including hospitalisation, quarantine expenses, and trip cancellations, subject to policy terms and conditions.

How much does Europe travel insurance cost for Indian travellers?

The cost of travel insurance for Europe depends on trip duration, age, coverage, and chosen add-ons, making it affordable for Indian travellers.

Do I need travel insurance for a Europe student visa or work visa?

Yes, students and professionals applying for Schengen visas must purchase suitable European travel insurance that covers medical emergencies and extended stays.

Will my policy cover emergency medical evacuation in Europe?

Yes, Bajaj General Insurance's international travel insurance provides coverage for emergency medical evacuation and repatriation, ensuring safety in critical medical situations abroad.

Can I extend my Europe travel insurance if my trip is prolonged?

Yes, Europe travel insurance policies can be extended online if your stay gets prolonged, provided no claims have been made during the trip.

Is multi-country coverage included in Europe travel insurance?

Yes, a single policy covers multiple Schengen and European countries, so you don’t need separate insurance for each destination.

Which is the best travel insurance plan for Europe from India?

Bajaj General Insurance offers multiple options like Travel Ace Silver, Gold, and Platinum. Choose based on your trip duration, budget, and medical coverage needs.

What is covered under Europe travel insurance?

Coverage includes medical emergencies, hospitalisation, trip cancellation, check-in baggage loss, personal liability, and emergency evacuation, ensuring complete protection for international travel.

What are the exclusions in Europe travel insurance policies?

Exclusions include self-inflicted injuries, unlawful acts, war-related risks, and untreated pre-existing diseases. Review policy wording before purchase.

Does my Europe policy include adventure sports coverage?

Adventure sports are excluded by default, but can be added as optional coverage while purchasing your Europe travel insurance online.

Can I get a single policy for multiple European countries?

Yes, one comprehensive Europe travel insurance policy covers travel across multiple Schengen and non-Schengen countries in your itinerary.

Is annual multi-trip Europe travel insurance available?

Yes, Bajaj General Insurance offers annual multi-trip travel insurance for Europe, ideal for frequent travellers, business professionals, and students.

Does my policy offer 24x7 assistance in Europe?

Yes, Europe travel insurance provides 24x7 global assistance through helplines and customer care support for emergencies abroad.

How do I file a claim under my Europe travel insurance policy?

You can file claims online or through the Bajaj General mobile app. Call customer assistance for instant guidance and submit documents for faster processing.

What documents are needed to claim medical expenses in Europe?

You need hospital bills, medical reports, a passport copy, policy details, and a claim form while filing medical expense claims under Europe travel insurance.

Will my policy cover trip cancellation or interruption in Europe?

Yes, travel insurance for Europe covers trip cancellation or interruption due to illness, accidents, or unforeseen events, ensuring financial protection.

Does Europe travel insurance cover loss of passport or important documents?

Yes, your policy covers expenses for passport replacement or lost documents while travelling in Europe. Immediate assistance is also available.

Can I claim for delayed or lost check-in baggage in Europe?

Yes, international travel insurance compensates for delayed, lost, or misplaced check-in baggage, helping you cover the costs of essentials and replacements.

How long does it take to process a Europe travel insurance claim?

Claim settlement is quick and efficient, with most valid claims processed within a few working days, subject to the submission of all required documents.

Are pre-existing medical conditions covered in Europe travel insurance claims?

Pre-existing conditions are not covered, except in some specialised policies. Always check your chosen plan for specific exclusions.

Is cashless hospitalisation available under Europe travel insurance?

Yes, cashless hospitalisation is available at network hospitals across Europe under Bajaj General Insurance’s travel insurance, ensuring immediate treatment without upfront payment.

How can I renew my Europe travel insurance policy?

You can renew online via the Bajaj General Insurance’s website or app by entering policy details and making payment instantly.

Can I renew my travel insurance while I am still in Europe?

Yes, Europe travel insurance can be renewed online during your stay abroad, subject to conditions and no claims being made.

Is there a grace period for renewing my Europe travel insurance?

Yes, limited grace periods may apply, but it’s advised to renew before expiry to avoid gaps in international travel insurance coverage.

Will the premium change upon renewal?

Yes, renewal premiums may change depending on age, trip duration, medical history, and policy upgrades chosen at the time of renewal.

Can I extend my policy if my Europe visa is extended?

Yes, you can extend your travel insurance online if your Europe visa is prolonged, ensuring continuous protection.

Do I need to submit any documents for renewing Europe travel insurance?

Generally, no documents are required for renewal unless there are changes in coverage, health conditions, or plan type.

Can I upgrade my coverage while renewing?

Yes, you can enhance your coverage or add riders like adventure sports cover or higher medical limits at the time of renewal.

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