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    Travel Insurance

    Schengan Visa for Indians

    TravelinsuranceOnline

    Premium Starting ₹ 13/day*

    Secure with travel insurance, embrace the adventure

    Coverage Highlights

    Get comprehensive coverage for your travel
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    • Protection for Every Journey

    Suitable for different types of travel, within India (Domestic) and worldwide (International) - Business, Leisure, Sports, Student, Group and more

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    • Comprehensive Coverage

    Protects against a wide range of potential travel issues, including trip cancellations, delays, lost luggage, medical emergencies, and more

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    • Customizable Plans

    Offers a variety of coverage options and add-ons to tailor the insurance policy to your specific needs and travel plans

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    • Ease of Buying

    No medical health check-up required to purchase the policy

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    • Extended Stay Abroad

    Extending your travel insurance coverage is both possible and hassle-free. Whether you prefer the convenience of online or the personalized assistance of offline methods, we've got you covered. Simply reach out to us online or through our agents to explore your options and ensure continuous protection throughout your travels.

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    • Note

    *Premium starts at ₹ 201 for 15 days which is about ₹ 13 per day

    Inclusions

    What’s covered?
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    • Personal Accident Cover

    Pays agreed amount in case of death, permanent total & partial disability, while travelling

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    • Trip Cancellation, Interruption & Extension

    Travel plans may unexpectedly change due to various reasons such as illness, natural disasters, or unforeseen events. Trip cancellation coverage reimburses you for non-refundable expenses if you need to cancel your trip before departure. Similarly, trip interruption coverage provides reimbursement for unused, non-refundable trip costs if your journey is cut short.

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    • Medical Treatment & Evacuation Expenses Cover

    Ensures that you’re financially protected in case of medical emergencies during your trip. It typically includes coverage for hospitalization, emergency medical care, dental treatment and evacuation to India. Pre-existing illnesses/injuries can be opted to be covered

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    • Missed Connection

    Reimburses you in case you miss a connecting flight

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    • Loss and Delay of Checked-in Baggage

    Losing your luggage or valuables can be a significant inconvenience during a trip. Hence, this cover pays for complete and permanent loss or destruction of the Insured's Checked in Baggage.

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    • Loss of Personal Belonging

    Pays for loss or damage to personal belongings including mobile, laptop, camera, passport etc. due to theft, larceny, robbery or hold up at international airport

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    • Sporting Activities Cover

    Provides coverage for accidents or injuries that occur while participating in professional or semi-professional sports or adventure activities during travel, if opted

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    • Travel Delay and Missed Connections

    Travel delays and missed connections can disrupt your itinerary. Travel insurance typically offers coverage for additional expenses incurred due to unexpected delays, such as accommodation, meals, and transportation. Review the policy to understand the time thresholds and the documentation required for making a claim.

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    • Many More Covers

    Additional coverage options are also available

    Exclusions

    What’s not covered?
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    • Pre-existing Condition

    Any disability or injury arising from a medical condition that existed before purchasing the policy is generally excluded

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    • Intoxication

    Accidents occurring while under the influence of alcohol or drugs are excluded from coverage

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    • Routine Examination

    The insurance doesn't cover routine check-ups, vaccinations, or vitamins if you're generally healthy

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    • Self-Inflicted Injuries

    Injuries resulting from intentional harm or attempted suicide are not covered

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    • Criminal or unlawful act

    Actual or attempted engagement in any criminal or other unlawful act

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    • Non-passenger Flyer

    The Insured Person engaging in air travel unless he flies as a passenger on an Airline

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    • War and Related Perils

    Injuries or death resulting from war, civil unrest, or acts of terrorism are typically excluded

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    • Note

    Please read policy wording for detailed exclusions

    Additional Covers

    What else can you get?
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    • Trip Delay Delight

    Pays an agreed amount in case the flight gets delayed beyond the defined period

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    • Track-a-Baggage

    Opting this service helps you keep track of your check-in luggage during your trip, giving you peace of mind. If your bags go missing, the service helps locate and return them to you quickly

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    • Pet Stay

    Covers expenses (in ₹) for your pet’s extended stay at a boarding facility due to unforeseen travel delays

    What is a Schengen Visa?

    A Schengen Visa is a short-stay visa that enables Indian travellers to visit one or more countries in the Schengen area for up to 90 days within any 180 days. These include 29 countries, such as Germany, Greece, Italy, Austria, the Netherlands, Belgium, France and so on. With a Schengen visa, individuals can transit through Schengen territories and airports.

    Individuals can acquire this type of visa for tourism, visiting family, studies, medical treatment, business, volunteer activities and training placements. However, having a Schengen visa alone does not entitle the holder to enter a Schengen area; the border authorities make the final call after verifying the purpose and specifics of the trip. 

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    What Types of Schengen Visas Are Available for Indians?

    Depending on how often you want to enter the Schengen area, you can apply for a single-entry, double-entry, or multiple-entry visa. Whether you want to visit for business, work, or studies, you need to choose from the following visa types:  

    Who Is Eligible to Apply for a Schengen Visa?

    An Indian citizen holding a valid passport is eligible for a Schengen visa to enter one or more Schengen countries for purposes of tourism, business, medical treatment and family visits.

    Here are the detailed eligibility criteria: 

    Eligibility Criteria Specifications

    Citizenship

    You must be a citizen of a non-EU country

    Passport Validity 

    Your passport must be issued within 10 years, have two blank pages and be valid for six months from the date of your departure. 

    Travel Medical Insurance

    From the start until the end of your trip, you need to have travel medical insurance with at least €30,000 coverage. 

    Financial Proof    

    You must hold a valid passport with at least 6 months of validity remaining from the date of arrival in Saudi Arabia.

    Return Intention

    A purpose of visit letter highlighting strong ties to your home country that can prove that you will return before the visa expiry. 

    What Documents Are Required for a Schengen Visa?

    To ensure you will receive your visa on time, it is a must to submit all the necessary documents without fail. Here is the list of Schengen visa documents required: 
    1
    A valid Indian passport (with 2 blank pages and 6 months' validity)
    2
    Completed visa application form
    3
    Recent passport-sized photographs (measuring 35mm x 45mm) 
    4
    Proof of travel itinerary
    5
    Confirmed accommodation details
    6
    Financial documents (bank statements, ITR documents)
    7
    Travel insurance (With at least €30,000 coverage)
    8
    Employment or business proof
    9
    Supporting documents related to the purpose of travel
    10
    Birth certificates (for children) and marriage certificates (for couples travelling together).
    11

    In case a minor child is travelling, the following documents are required:

    1. Birth certificates

    2. An application signed by both parents

    3. Certified copy of each parent’s passport;

    4. If the child is travelling alone, a notarised parental authorisation with the signature of both parents is necessary. 

    Please note: Additional requirements may vary depending on the Schengen country being visited and the applicant's individual circumstances. It is highly advisable to check the latest embassy guidelines before applying.

    How Long Does It Take to Process a Schengen Visa?

    Normally, a Schengen visa is usually processed within 15 days from the date of the application submission. However, it can vary and be extended up to 45 days in case more detailed or additional documents are required or if there is an embassy workload. Therefore, it is advised to apply for a Schengen visa well in advance to avoid last-minute delays.

    Make sure to follow this checklist while applying: 

    1
    Arrive on time and well prepared for your visa interview.
    2
    Carry the visa application form, travel documents and passport photographs.
    3
    Carry proof of legal residence and social and economic ties in India.       
    4
    The cover letter must highlight the purpose of the visit, itinerary, proof of funding, and strong ties to your home country. 
     

    How Long Is a Schengen Visa Valid?

    The validity of your Schengen visa depends on the following: 
    1
    The applicant’s purpose of travel, single trip or multiple trips. 
    2
    Short-stay Schengen visas (Type C) remain valid up to 90 days. 
    3
    Long-stay visas (Type D) remain valid for six months.   
    4
    The permitted duration is clearly mentioned on the visa sticker issued by the authorities. 
     

    Can a Minor Apply for a Schengen Visa?

    Yes, minors can apply for a Schengen visa from India if the application is submitted by a parent or legal guardian on behalf of the child. In addition to the standard visa documents, minor applicants must provide a birth certificate, parental consent letters, copies of parents' passports, and other supporting documents as required by the destination country’s embassy.

    In case the child is travelling with only one parent or another guardian, additional authorisation documents may also be required to support the visa application.

    How Can Indians Apply for a Schengen Visa Online?

    After determining the country you will be travelling to as your destination, you need to complete the Schengen visa application form. Follow these steps: 
    1
    Complete the visa application form.
    2
    1. Arrange all the required travel documentation.
    3
    1. Schedule a visa appointment via an authorised visa application centre.
    4
    1. Pay the application fee. 
    5
    1. Visit the consulate, embassy, or visa application centre in India to schedule a visa interview.
    6
    1. Answer the interviewer's questions and submit biometric information.
    7
    1. Track the application status online. 
    8
    1. You can either collect the passport from the centre or request that it be sent to your address. 
     

    How Much Does a Schengen Visa Cost?

    The Schengen visa fees for Indians vary depending on the applicant’s age, visa category, and applicable regulations. Whereas adult applicants are required to pay the standard visa fee, minor applicants or specific category travellers may have to pay reduced fees.

    Check the following table to know Schengen Visa Fees for Indians: 

    Visa Type Fee for Adults Fee for Children (6-12 years)

    Airport Transit Visa (Type A)

    €80

    €45

    Short-stay Visa (Type C)

    €80

    €45

    Long-stay Visa (Type D)

    €80

    €45

    What Are the Latest Entry Requirements for Schengen?

    Check the latest Schengen visa guidelines for 2026: 
    1
    1. Travellers visiting Schengen countries must generally hold a valid passport. 
    2
    1. They need to have an approved Schengen visa, proof of accommodation, and return or onward travel tickets. 
    3
    1. Travellers need to prove sufficient financial means and valid travel insurance. 
    4
    1. Immigration authorities may also request supporting documents related to the purpose of travel.
    5

    The passport-size photo must have the following:

    1.      Light background (preferably white)

    2.      Measuring 35mm x 45mm

    3.      Applicant’s face must cover 70% to 80% of the image

    Please note: Schengen visa requirements can vary based on the destination country and prevailing travel regulations.

    Schengen Visa Countries List

    Currently, the Schengen area consists of 29 European countries that have removed internal border controls. So, travellers can seamlessly travel between member nations. 

    Why Can a Schengen Visa Application Be Rejected?

    The following are the reasons why a Schengen Visa application might get rejected: 

    Why Travel Insurance Required for a Schengen Visa?

    If you are wondering why the Schengen tourist visa for Indians mandates travel insurance? Read the details to know why: 

    What Are the Documents Required for Schengen Visa?

    General/Common Documents (Required for Most Claims)
    1
    Completed and signed Application form
    2
    Valid Travel documents. Your travel document must meet the following requirements:
     
    1. Your travel document must not be more than 10 years old
    2. Your travel document must have at least 2 blank (visa) pages
    3. Your travel document must still be valid for at least 3 months after your departure from the Schengen area
    4. Your travel document must have your signature

     

    Bring: colour copy of the document:

    1. The page in your current travel document with the biometric personal data

    2. The last page of the travel document (for Indian nationals)

    3. Any Schengen area entry and exit stamps from previous travel documents (if you have them)

    3

    Bring: original document.

    You will need to submit a photo that meets the Schengen visa requirements:

    1. Colour photo

    2. No more than 6 months old

    3. 3.5cm by 4.5cm

    4. White or light-coloured background

    Reference: Find out where you can have a photo that meets Dutch requirements taken in India

    If you are applying for a visa through an external service provider, you do not need to submit a photo. A digital photo will be taken at your appointment.

    4
    Proof of legal residence in the country where you live.

    Bring: the original document and a colour copy

    You will need valid proof of legal residence in the country where you are applying for a visa. You can show that you are legally resident in the country where you submit your visa application using, for instance:

    1. A passport or other travel document

    2. An Indian residence permit which is valid for at least 3 months after your departure from the Schengen area

    3. A visa

    4. A work permit

    If you are not a resident of the country where you are submitting your application, you must show why you cannot apply in your country of residence.

    5

    The passport-size photo must have the following:

    1.      Light background (preferably white)

    2.      Measuring 35mm x 45mm

    3.      Applicant’s face must cover 70% to 80% of the image

    6

    Proof of legal residence in the country where you live.

    Bring: the original document and a colour copy

    You will need valid proof of legal residence in the country where you are applying for a visa. You can show that you are legally resident in the country where you submit your visa application using, for instance:

    1. A passport or other travel document

    2. An Indian residence permit which is valid for at least 3 months after your departure from the Schengen area

    3. A visa

    4. A work permit

    If you are not a resident of the country where you are submitting your application, you must show why you cannot apply in your country of residence.

    7

    Proof of social or economic ties to the country where you live.

    Bring: colour copy of the document

    You must be able to prove that you have social or economic ties to the country where you live. What you can use for this depends on your situation:

    Please note: Schengen visa requirements can vary based on the destination country and prevailing travel regulations.

    Is It Possible to Extend My Schengen Visa?

    Yes, but only during exceptional circumstances. For example, if a natural disaster or severe civil unrest is occurring in your destination country. You can also extend your Schengen visa if there is a medical emergency. However, it is not possible to extend your visa simply because you want to extend your travel itinerary. 

    Step-by-Step Guide

    How To Buy, Claim and Renew Bajaj Travel Insurance?

    How to Buy

    • 1

      Download the Bajaj General Mobile App and use your login credentials

    • 2

      Select the travel insurance option by providing necessary details

    • 3

      Allow the application to process your information & get quotes

    • 4

      Choose the plan aligning with your travel itinerary & include add-ons

    • 5

      Finalise the plan selection and complete the payment process

    • 6

      Insurance policy & receipt will be promptly delivered to your email ID

    How to Extend

    • 1

      Please reach out to us for policy extensions

    • 2

      Phone +91 020 66026666

    • 3

      Fax +91 020 66026667

    Cashless Claim

    • 1

      Applicable for overseas hospitalization expenses exceeding $ 500

    • 2

      Submit documents online for verification.

    • 3

      Upon verification Payment Guarantee to be released to the hospital

    • 4

      Please complete necessary formalities by providing missing information

    Reimbursement

    • 1

      On complete documentation receipt, reimbursement takes approx. 10 days

    • 2

      Submit original copies (paid receipts only) at BAGIC HAT

    • 3

      Post scrutiny, receive payment within 10 working days

    • 4

      Submit incomplete documents to our document recovery team in 45 days

    • 5

      Policy deductible will be applicable as per policy copy

    Frequently Asked Questions on Travel Insurance

    Is Schengen Visa available on arrival for Indian citizens?

    No, Indian citizens must obtain a Schengen visa before travelling. Applications should be submitted at the consulate or embassy of the primary destination country.

    Can I apply for a Schengen visa online?

    You can complete the application form online but must submit the required documents and attend a visa interview at the consulate or embassy. Some countries offer online appointment scheduling.

    Can the Schengen Visa be extended?

    Extending a Schengen visa in exceptional cases, such as medical emergencies or other unforeseen circumstances, is possible. The total stay must be at most 90 days within 180 days.

    What's the validity of the Schengen Visa?

    A short-stay Schengen visa is valid for 90 days within 180 days. The long-stay visa (Type D) can be valid for over 90 days and up to one year, depending on the purpose of the stay.  

    Can Indian citizens apply for a long‑term Schengen visa?

    Yes, Indian citizens can apply for a long‑term Schengen visa based on the purpose of travel and submission of appropriate documentation.

    6. AAre there different visa policies for Indian minors travelling to Europe?

    Yes, minors generally require documents such as a birth certificate and parental consent, with additional documentation as specified by the embassy.

    Can Indians apply for a Schengen work permit directly from India?

    No, Indian citizens must apply for a national long-stay visa for work or study purposes, as short-stay Schengen visas do not permit employment.

    What is the Schengen transit visa policy for Indian travellers?

    Indians may require an airport transit visa depending on the airport, airline, and duration of stay in the international zone.

    Who can apply for a Schengen visa in India?

    Indian citizens and legal residents of India are eligible to apply. A valid passport, supporting documents, and proof of Schengen visa insurance are mandatory.

    What is the minimum fund requirement to apply for a Schengen Visa?

    The minimum fund requirement varies by country, but applicants generally need proof of financial stability, such as recent bank statements, to cover the cost of their stay and travel expenses.

    What are the advantages of submitting a Schengen Visa application?

    After applying for and receiving your Schengen visa, you can go on business, study abroad, or vacation in 27 Schengen nations.

    Where can I apply for a Schengen visa in India?

    You can submit your Schengen visa applications for processing at your destination country's embassy or consulate in India. In addition, you can submit your visa applications at any VFS location if you reside in Bangalore, Chennai, Mumbai, or Kolkata.

    Who may submit a Schengen visa application in India?

    Any Indian passport holders who complete the required paperwork, have travel insurance for a Schengen visa from India and have enough money to cover their travel and lodging are eligible to apply. Getting online travel insurance for a Schengen visa is simple and hassle-free.

    What is the multiple‑entry policy for Schengen visas issued to Indians?

    Indian applicants may be granted multiple-entry visas, but the duration and validity vary by embassy and are not guaranteed.

    Which Schengen countries offer the fastest visa approval for Indian citizens?

    Visa approval speed depends on multiple factors, including embassy workload, the completeness of documentation, and processing procedures.

    Are there seasonal variations in Schengen visa approvals for Indian citizens?

    Yes, applications submitted during peak travel seasons may experience delays due to higher volumes and slower processing.

    What are the benefits of applying for a Schengen visa?

    A Schengen visa allows access to 27 countries and enables travellers to obtain suitable travel insurance with worldwide medical and trip coverage.

    How do I make a claim on my travel insurance policy?

    It is advisable to contact your insurance provider to discuss your claim. Please ensure you have your policy details, passport number, and any other relevant information readily available while submitting your claim.

    What documents would I need to process my domestic travel insurance claim?

    Usually, medical reports and their copies, receipts, invoices, FIRs, etc. are required for a domestic travel insurance claim. You can get more information from the customer care executive of your insurer.

    What is the claim settlement process under the corporate travel insurance?

    You can register your claim in two ways—online and offline. For online claim settlement, visit the insurance provider's website to register your claim and upload the necessary documents. If you prefer offline claim settlement, you can register your claim by contacting the designated person.

    Can I renew my travel insurance policy?

    Some travel insurance policies may offer renewal options, but this is not always standard. Generally, travel insurance is designed for specific trip durations. It is best to check with your insurance provider to see if renewal is possible and under what conditions.

    How can I extend my travel insurance plan?

    Extending a travel insurance plan depends on the specific policy and provider. Some policies may allow extensions under certain circumstances, while others may require purchasing a new policy. Contacting your insurance provider directly is the best way to determine if an extension is possible or not.

    What happens if my travel insurance expires?

    If your travel insurance expires while you are still travelling, you will no longer have coverage for any medical emergencies, lost luggage, or other risks. This means you would be responsible for any expenses incurred during your travel after your policy expiration. It is recommended to ensure your travel insurance covers the entire duration of your trip. 

    What is the validity period of travel insurance?

    The validity period of travel insurance varies significantly. It is tied to the length of your trip, and policies are typically purchased for specific durations. These durations can range from a few days to several months, depending on the policy and provider. Always confirm the exact validity period with your insurance provider before your trip.

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