Travel Insurance
Premium Starting ₹ 13/day*
Secure with travel insurance, embrace the adventure
Coverage Highlights
Get comprehensive coverage for your travelProtection for Every Journey
Suitable for different types of travel, within India (Domestic) and worldwide (International) - Business, Leisure, Sports, Student, Group and more
Comprehensive Coverage
Protects against a wide range of potential travel issues, including trip cancellations, delays, lost luggage, medical emergencies, and more
Customizable Plans
Offers a variety of coverage options and add-ons to tailor the insurance policy to your specific needs and travel plans
Ease of Buying
No medical health check-up required to purchase the policy
Extended Stay Abroad
Extending your travel insurance coverage is both possible and hassle-free. Whether you prefer the convenience of online or the personalized assistance of offline methods, we've got you covered. Simply reach out to us online or through our agents to explore your options and ensure continuous protection throughout your travels.
Note
*Premium starts at ₹ 201 for 15 days which is about ₹ 13 per day
Inclusions
What’s covered?Personal Accident Cover
Pays agreed amount in case of death, permanent total & partial disability, while travelling
Trip Cancellation, Interruption & Extension
Travel plans may unexpectedly change due to various reasons such as illness, natural disasters, or unforeseen events. Trip cancellation coverage reimburses you for non-refundable expenses if you need to cancel your trip before departure. Similarly, trip interruption coverage provides reimbursement for unused, non-refundable trip costs if your journey is cut short.
Medical Treatment & Evacuation Expenses Cover
Ensures that you’re financially protected in case of medical emergencies during your trip. It typically includes coverage for hospitalization, emergency medical care, dental treatment and evacuation to India. Pre-existing illnesses/injuries can be opted to be covered
Missed Connection
Reimburses you in case you miss a connecting flight
Loss and Delay of Checked-in Baggage
Losing your luggage or valuables can be a significant inconvenience during a trip. Hence, this cover pays for complete and permanent loss or destruction of the Insured's Checked in Baggage.
Loss of Personal Belonging
Pays for loss or damage to personal belongings including mobile, laptop, camera, passport etc. due to theft, larceny, robbery or hold up at international airport
Sporting Activities Cover
Provides coverage for accidents or injuries that occur while participating in professional or semi-professional sports or adventure activities during travel, if opted
Travel Delay and Missed Connections
Travel delays and missed connections can disrupt your itinerary. Travel insurance typically offers coverage for additional expenses incurred due to unexpected delays, such as accommodation, meals, and transportation. Review the policy to understand the time thresholds and the documentation required for making a claim.
Many More Covers
Additional coverage options are also available
Exclusions
What’s not covered?Pre-existing Condition
Any disability or injury arising from a medical condition that existed before purchasing the policy is generally excluded
Intoxication
Accidents occurring while under the influence of alcohol or drugs are excluded from coverage
Routine Examination
The insurance doesn't cover routine check-ups, vaccinations, or vitamins if you're generally healthy
Self-Inflicted Injuries
Injuries resulting from intentional harm or attempted suicide are not covered
Criminal or unlawful act
Actual or attempted engagement in any criminal or other unlawful act
Non-passenger Flyer
The Insured Person engaging in air travel unless he flies as a passenger on an Airline
War and Related Perils
Injuries or death resulting from war, civil unrest, or acts of terrorism are typically excluded
Note
Please read policy wording for detailed exclusions
Additional Covers
What else can you get?Trip Delay Delight
Pays an agreed amount in case the flight gets delayed beyond the defined period
Track-a-Baggage
Opting this service helps you keep track of your check-in luggage during your trip, giving you peace of mind. If your bags go missing, the service helps locate and return them to you quickly
Pet Stay
Covers expenses (in ₹) for your pet’s extended stay at a boarding facility due to unforeseen travel delays
A Schengen Visa is a short-stay visa that enables Indian travellers to visit one or more countries in the Schengen area for up to 90 days within any 180 days. These include 29 countries, such as Germany, Greece, Italy, Austria, the Netherlands, Belgium, France and so on. With a Schengen visa, individuals can transit through Schengen territories and airports.
Individuals can acquire this type of visa for tourism, visiting family, studies, medical treatment, business, volunteer activities and training placements. However, having a Schengen visa alone does not entitle the holder to enter a Schengen area; the border authorities make the final call after verifying the purpose and specifics of the trip.
Depending on how often you want to enter the Schengen area, you can apply for a single-entry, double-entry, or multiple-entry visa. Whether you want to visit for business, work, or studies, you need to choose from the following visa types:
An Indian citizen holding a valid passport is eligible for a Schengen visa to enter one or more Schengen countries for purposes of tourism, business, medical treatment and family visits.
Here are the detailed eligibility criteria:
| Eligibility Criteria | Specifications |
|---|---|
|
Citizenship |
You must be a citizen of a non-EU country |
|
Passport Validity |
Your passport must be issued within 10 years, have two blank pages and be valid for six months from the date of your departure. |
|
Travel Medical Insurance |
From the start until the end of your trip, you need to have travel medical insurance with at least €30,000 coverage. |
|
Financial Proof |
You must hold a valid passport with at least 6 months of validity remaining from the date of arrival in Saudi Arabia. |
|
Return Intention |
A purpose of visit letter highlighting strong ties to your home country that can prove that you will return before the visa expiry. |
In case a minor child is travelling, the following documents are required:
1. Birth certificates
2. An application signed by both parents
3. Certified copy of each parent’s passport;
4. If the child is travelling alone, a notarised parental authorisation with the signature of both parents is necessary.
Normally, a Schengen visa is usually processed within 15 days from the date of the application submission. However, it can vary and be extended up to 45 days in case more detailed or additional documents are required or if there is an embassy workload. Therefore, it is advised to apply for a Schengen visa well in advance to avoid last-minute delays.
Make sure to follow this checklist while applying:
Yes, minors can apply for a Schengen visa from India if the application is submitted by a parent or legal guardian on behalf of the child. In addition to the standard visa documents, minor applicants must provide a birth certificate, parental consent letters, copies of parents' passports, and other supporting documents as required by the destination country’s embassy.
In case the child is travelling with only one parent or another guardian, additional authorisation documents may also be required to support the visa application.
The Schengen visa fees for Indians vary depending on the applicant’s age, visa category, and applicable regulations. Whereas adult applicants are required to pay the standard visa fee, minor applicants or specific category travellers may have to pay reduced fees.
Check the following table to know Schengen Visa Fees for Indians:
| Visa Type | Fee for Adults | Fee for Children (6-12 years) |
|---|---|---|
|
Airport Transit Visa (Type A) |
€80 |
€45 |
|
Short-stay Visa (Type C) |
€80 |
€45 |
|
Long-stay Visa (Type D) |
€80 |
€45 |
Currently, the Schengen area consists of 29 European countries that have removed internal border controls. So, travellers can seamlessly travel between member nations.
The following are the reasons why a Schengen Visa application might get rejected:
If you are wondering why the Schengen tourist visa for Indians mandates travel insurance? Read the details to know why:
You will need to submit a photo that meets the Schengen visa requirements:
1. Colour photo
2. No more than 6 months old
3. 3.5cm by 4.5cm
4. White or light-coloured background
Reference: Find out where you can have a photo that meets Dutch requirements taken in India
If you are applying for a visa through an external service provider, you do not need to submit a photo. A digital photo will be taken at your appointment.
You will need valid proof of legal residence in the country where you are applying for a visa. You can show that you are legally resident in the country where you submit your visa application using, for instance:
1. A passport or other travel document
2. An Indian residence permit which is valid for at least 3 months after your departure from the Schengen area
3. A visa
4. A work permit
If you are not a resident of the country where you are submitting your application, you must show why you cannot apply in your country of residence.
Proof of legal residence in the country where you live.
You will need valid proof of legal residence in the country where you are applying for a visa. You can show that you are legally resident in the country where you submit your visa application using, for instance:
1. A passport or other travel document
2. An Indian residence permit which is valid for at least 3 months after your departure from the Schengen area
3. A visa
4. A work permit
If you are not a resident of the country where you are submitting your application, you must show why you cannot apply in your country of residence.
Proof of social or economic ties to the country where you live.
You must be able to prove that you have social or economic ties to the country where you live. What you can use for this depends on your situation:
Yes, but only during exceptional circumstances. For example, if a natural disaster or severe civil unrest is occurring in your destination country. You can also extend your Schengen visa if there is a medical emergency. However, it is not possible to extend your visa simply because you want to extend your travel itinerary.
Step-by-Step Guide
How to Buy
1
Download the Bajaj General Mobile App and use your login credentials
2
Select the travel insurance option by providing necessary details
3
Allow the application to process your information & get quotes
4
Choose the plan aligning with your travel itinerary & include add-ons
5
Finalise the plan selection and complete the payment process
6
Insurance policy & receipt will be promptly delivered to your email ID
How to Extend
1
Please reach out to us for policy extensions
2
Phone +91 020 66026666
3
Fax +91 020 66026667
Cashless Claim
1
Applicable for overseas hospitalization expenses exceeding $ 500
2
Submit documents online for verification.
3
Upon verification Payment Guarantee to be released to the hospital
4
Please complete necessary formalities by providing missing information
Reimbursement
1
On complete documentation receipt, reimbursement takes approx. 10 days
2
Submit original copies (paid receipts only) at BAGIC HAT
3
Post scrutiny, receive payment within 10 working days
4
Submit incomplete documents to our document recovery team in 45 days
5
Policy deductible will be applicable as per policy copy
No, Indian citizens must obtain a Schengen visa before travelling. Applications should be submitted at the consulate or embassy of the primary destination country.
You can complete the application form online but must submit the required documents and attend a visa interview at the consulate or embassy. Some countries offer online appointment scheduling.
Extending a Schengen visa in exceptional cases, such as medical emergencies or other unforeseen circumstances, is possible. The total stay must be at most 90 days within 180 days.
A short-stay Schengen visa is valid for 90 days within 180 days. The long-stay visa (Type D) can be valid for over 90 days and up to one year, depending on the purpose of the stay.
Yes, Indian citizens can apply for a long‑term Schengen visa based on the purpose of travel and submission of appropriate documentation.
Yes, minors generally require documents such as a birth certificate and parental consent, with additional documentation as specified by the embassy.
No, Indian citizens must apply for a national long-stay visa for work or study purposes, as short-stay Schengen visas do not permit employment.
Indians may require an airport transit visa depending on the airport, airline, and duration of stay in the international zone.
Indian citizens and legal residents of India are eligible to apply. A valid passport, supporting documents, and proof of Schengen visa insurance are mandatory.
The minimum fund requirement varies by country, but applicants generally need proof of financial stability, such as recent bank statements, to cover the cost of their stay and travel expenses.
After applying for and receiving your Schengen visa, you can go on business, study abroad, or vacation in 27 Schengen nations.
You can submit your Schengen visa applications for processing at your destination country's embassy or consulate in India. In addition, you can submit your visa applications at any VFS location if you reside in Bangalore, Chennai, Mumbai, or Kolkata.
Any Indian passport holders who complete the required paperwork, have travel insurance for a Schengen visa from India and have enough money to cover their travel and lodging are eligible to apply. Getting online travel insurance for a Schengen visa is simple and hassle-free.
Indian applicants may be granted multiple-entry visas, but the duration and validity vary by embassy and are not guaranteed.
Visa approval speed depends on multiple factors, including embassy workload, the completeness of documentation, and processing procedures.
Yes, applications submitted during peak travel seasons may experience delays due to higher volumes and slower processing.
A Schengen visa allows access to 27 countries and enables travellers to obtain suitable travel insurance with worldwide medical and trip coverage.
It is advisable to contact your insurance provider to discuss your claim. Please ensure you have your policy details, passport number, and any other relevant information readily available while submitting your claim.
Usually, medical reports and their copies, receipts, invoices, FIRs, etc. are required for a domestic travel insurance claim. You can get more information from the customer care executive of your insurer.
You can register your claim in two ways—online and offline. For online claim settlement, visit the insurance provider's website to register your claim and upload the necessary documents. If you prefer offline claim settlement, you can register your claim by contacting the designated person.
Some travel insurance policies may offer renewal options, but this is not always standard. Generally, travel insurance is designed for specific trip durations. It is best to check with your insurance provider to see if renewal is possible and under what conditions.
Extending a travel insurance plan depends on the specific policy and provider. Some policies may allow extensions under certain circumstances, while others may require purchasing a new policy. Contacting your insurance provider directly is the best way to determine if an extension is possible or not.
If your travel insurance expires while you are still travelling, you will no longer have coverage for any medical emergencies, lost luggage, or other risks. This means you would be responsible for any expenses incurred during your travel after your policy expiration. It is recommended to ensure your travel insurance covers the entire duration of your trip.
The validity period of travel insurance varies significantly. It is tied to the length of your trip, and policies are typically purchased for specific durations. These durations can range from a few days to several months, depending on the policy and provider. Always confirm the exact validity period with your insurance provider before your trip.
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Stress-Free Journeys
Bajaj General travel insurance ensures my parents travel stress-free with great medical & trip coverage!
Rakesh Agarwal
Chennai
31st Jan 2025
Great coverage option
Hassle-free international travel coverage for senior citizens—must-have for every trip!
Debraj Sardar
Pune
31st Jan 2025
Great coverage option
Travel worry-free! This insurance covers trip cancellations, baggage loss & medical needs.
Waskoti Gamma
Mumbai
31st May 2025
Good customer support
Easy purchase & excellent customer support for senior citizen travel insurance.Highly recommend!
Sumedh Sam
Pune
31st May 2025
Great coverage option
Great coverage for medical emergencies & flight delays—essential for elderly travelers.
Sachin Kumar
Ahmedabad
31st Jan 2025
Great Senior citizen coverage
My senior parents had a smooth experience abroad, thanks to Bajaj General travel insurance!
Shivani Singh
Paromik Bhattacharyy
31st Jan 2025
Best student travel insurance
Bajaj General makes travel insurance stress-free—best for students!
Pappu Kumar Singh
Delhi
29th Jan 2025
Great coverage option
Smart functionalities such as travel alerts & policy tracking. An absolute must-have!
Daniel Paul
Surat
29th Jan 2025