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Travel Insurance
Key Features
The Real Ace in your Travel Pack
Coverage Highlights
Comprehensive travel protection under a single planDesign your own plan
A truly modular plan that offers you flexibility to curate coverage suited for you and your family
Wide Sum insured options
Choose adequate sum insured that suits your budget
Pre- Existing (PEDs) covered
Medical expenses upto USD 3000 for emergeny medical care of pre existing diseases
Truly Cashless
Worldwide cashless hospitalisation
Ease of buying
No medical health check up required to purchase the policy
Discounts
Upto 10% discount depending upon the number of people travelling
Extension of medical coverage post policy expiry
If hospitalised within the policy period, treatment can be continued upto a maximum of 75 days beyond policy expiry
24x7 support
Enjoy round the clock support to travel worryfree
Direct Discount
Enjoy 5% direct discount by purchasing online
From reimbursements to fixed payouts
Some coverages reimburse actual expenses while others provide a pre-fixed amount
One trip or many? We have got you covered
A Single-Trip Policy covers just one trip, perfect for occasional travelers. A Multi-Trip Annual Policy covers unlimited trips within a year, ideal for frequent travelers. If you travel often, save time and money with an annual plan. Choose what fits your travel needs
Additonal Coverage
What else can your get?Trip Delay Delight
Pays an agreed amount in case the flight gets delayed beyong the defined period
Track-a- Baggage
Opting this service helps you keep track of your luggage during your trip, giving you peace of mind. If your bags go missing, the service helps locate and return them to you quickly
Extended Pet Stay
Covers expenses for your pet’s extended stay at a boarding facility due to unforeseen travel delays
Weather Guarantees
Offers compensation for costs due to trip disruptions caused by extreme weather conditions
Note
Please read policy wordings for detailed coverage
A visa is an official document entitling the holder to enter a foreign nation legally. The bearer's passport is typically stamped with the visa or secured with glue. There are numerous distinct visa types, each granting the holder unique privileges within the host nation.
A visa comprises details such as the validity, limits, and the amount of time that can be spent in another country. Most nations demand visitors from other countries get visas before entering their territory. With travel insurance you can relax and enjoy travelling across various nations without worrying. The process of buying travel insurance online is simple and hassle-free.
Countries have visa restrictions to check and control the flow of visitors in and out of the country and to prevent illegal immigration and other criminal activities. Asking travellers to apply for a visa allows the authorities to vet potential visitors.
People from certain countries can enter other countries without needing a prior visa application, thanks to agreements on visa waivers. Since this is a deal between nations, anyone who is not from one of them must apply just like everyone else.
For example, while the citizens of New Zealand are exempt from applying for a Japan visa and get a 90-day tourist visa waiver, the citizens of Russia and the Philippines must apply for visas upon arrival to Japan.
Among the many reasons, these nations are worried about overstaying or an influx of foreigners looking for work. The nation's concern is that visitors may need help to support themselves and may not attempt to leave at the end of their stay. A visa ensures you won't attempt to enter illegally or in the wrong place.
Below are the countries where a visa is required for Indian citizens:
Afghanistan | Algeria | Albania | Andorra | Angola |
Armenia | Argentina | Austria | Australia | Bahamas |
Bangladesh | Belarus | Barbados | Belize | Belgium |
Botswana | Bulgaria | Burkina Faso | Brazil | Bosnia and Herzegovina |
Benin | Burundi | Brunei | Canada | Chile |
Costa Rica | Cameroon | China | Chad | Cuba |
Colombia | Cyprus | Croatia | Czech Republic | Republic of the Congo |
The Central African Republic | The Democratic Republic of the Congo | Djibouti | Dominican Republic | Denmark |
Equatorial Guinea | Egypt | Estonia | Eritrea | Finland |
France | Gambia | Germany | Greece | Guatemala |
Guinea | Ghana | Honduras | Hungary | Indonesia |
Iceland | Iraq | Ireland | Israel | Iran |
Italy | Japan | Kuwait | Kiribati | Kazakhstan |
Latvia | Libya | Lithuania | Luxembourg | Liechtenstein |
Lebanon | Liberia | Malawi | Mali | Macedonia |
Mexico | Morocco | Mongolia | Montenegro | Moldova |
Malta | Monaco | Nauru | New Zealand | Niger |
Nicaragua | Nigeria | North Korea | Norway | Netherlands |
Namibia | Oman | Papua New Guinea | Paraguay | Pakistan |
Philippines | Peru | Portugal | Poland | Panama |
Russia | Romania | Saudi Arabia | San Marino | Sierra Leone |
In addition to the visa, you should consider purchasing international travel insurance from India. When you avail international travel insurance, you can enjoy your trip without worrying about unexpected medical or non-medical situations.
Below are all the visa-free countries where a visa is not required for Indian citizens:
Bhutan | Dominica | Ecuador | El Salvador | Fiji |
Grenada | Grenada | Haiti | Indonesia | Indonesia |
Maldives | Mauritius | Micronesia | Micronesia | Nepal |
Saint Vincent and the Grenadines | Serbia | Senegal | Saint Kitts and Nevis |
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You can acquire coverage for all travel-related situations throughout your vacation in visa-free countries with the appropriate international travel insurance from India. While buying international travel insurance for visa-free countries isn't mandatory, you should be covered in medical and non-medical situations.
For travellers who enjoy exploring foreign countries without the hassle of applying for a traditional visa through a Visa Application Center (VAC) or Embassy/Consulate, the visa-on-arrival option is perfect. It is crucial to purchase travel insurance from India before starting your journey if you are travelling to the following countries:
Bolivia | Cape Verde | Comoros | East Timor | Guyana |
Jordan | Laos | Madagascar | Mauritania | Marshall Islands |
Mozambique | Palau | Thailand | Saint Lucia |
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Travel insurance from India is crucial to avoid a difficult financial situation due to a travel emergency in a foreign country. Since the COVID-19 pandemic, many nations have begun to provide e-visa services to foreign visitors for promoting tourism and strengthening the economy. Indian citizens can now digitally apply for tourist visas (e-visas) to many countries without going to any visa centres.
Below are all the countries where e-visas are required for Indian citizens:
Antigua and Barbuda | Azerbaijan | Bahrain | Georgia | Ivory Coast |
Ivory Coast | Kyrgyzstan | Lesotho | Malaysia | Myanmar |
Rwanda | Singapore | Sao Tome and Principe |
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It is essential to purchase an adequate travel insurance policy to protect your trip and provide financial support in a foreign country. To travel outside of India, holders of an Indian passport must provide requisite documentation, obtain a visa, and go through a few formalities as per the following list:
By submitting a properly completed visa application form along with any necessary supporting documentation and passport-size photos, applicants can obtain their visas.
Indian nationals must present their passport or relevant official travel documents. Most nations demand a passport be valid for at least six months after the date of travel. A passport must also contain enough blank pages for immigration stamps.
Invitation letter
Certain countries may require Indian citizens to submit a letter of invitation when applying for a visa.
A few nations require Indian nationals to provide biometric data, such as fingerprints. This is required before travelling to the relevant nation or going through immigration.
Depending on the type of visa requested, Indian candidates must attend an interview. Only certain nations are eligible under this criteria.
Indian nationals must pay a processing fee of a certain amount while applying for a visa. These fees are determined based on the admission policy, the length of stay, and other factors.
By being aware of the important facts and visa requirements for Indian nationals, candidates can avoid any inconvenience when travelling abroad.
Furthermore, you never know what experiences you may have when planning a trip to a foreign place. You may fall sick, misplace your luggage, or even need emergency financial assistance. That’s why investing in a reliable international travel insurance plan is usually preferable before going for the trip to be on the safe side.
Step-by-Step Guide
How to Buy
1
Download the Bajaj General App and use your login credentials
2
Select the travel insurance option by providing necessary details
3
Allow the application to process your information & get quotes
4
Choose the plan aligning with your travel itinerary & include add-ons
5
Finalise the plan selection and complete the payment process
6
Insurance policy & receipt will be promptly delivered to your email ID
How to Extend
1
Please reach out to us for policy extensions
2
Phone +91 020 66026666
3
Fax +91 020 66026667
Cashless Claim
1
Applicable for overseas hospitalization expenses exceeding USD 500
2
Submit documents online for verification.
3
Upon verification Payment Guarantee to be released to the hospital
4
Please complete necessary formalities by providing missing information
Reimbursement
1
On complete documentation receipt, reimbursement takes approx. 10 days
2
Submit original copies (paid receipts only) at BGIL HAT
3
Post scrutiny, receive payment within 10 working days
4
Submit incomplete documents to our document recovery team in 45 days
5
Policy deductible will be applicable as per policy copy
Stress-Free Journeys
Bajaj General travel insurance ensures my parents travel stress-free with great medical & trip coverage!
Rakesh Agarwal
Chennai
31st Jan 2025
Great coverage option
Hassle-free international travel coverage for senior citizens—must-have for every trip!
Debraj Sardar
Pune
31st Jan 2025
Great coverage option
Travel worry-free! This insurance covers trip cancellations, baggage loss & medical needs.
Waskoti Gamma
Mumbai
31st May 2025
Good customer support
Easy purchase & excellent customer support for senior citizen travel insurance.Highly recommend!
Sumedh Sam
Pune
31st May 2025
Great coverage option
Great coverage for medical emergencies & flight delays—essential for elderly travelers.
Sachin Kumar
Ahmedabad
31st Jan 2025
Great Senior citizen coverage
My senior parents had a smooth experience abroad, thanks to Bajaj General travel insurance!
Shivani Singh
Paromik Bhattacharyy
31st Jan 2025
Best student travel insurance
Bajaj General makes travel insurance stress-free—best for students!
Pappu Kumar Singh
Delhi
29th Jan 2025
Great coverage option
Smart functionalities such as travel alerts & policy tracking. An absolute must-have!
Daniel Paul
Surat
29th Jan 2025
Indian citizens must have a transit Schengen visa to travel across four Schengen countries that are a part of the European Union. These nations are France, Germany, Spain & Czech Republic.
While you apply for a transit visa when travelling through these countries, don't forget to buy travel insurance to guarantee you are financially protected from unforeseen circumstances.
Indians do not need to apply for a visa to enter 59 countries worldwide with their passports. Nevertheless, to protect yourself against disasters on foreign soil, it is advised that you avail travel insurance online coverage even if you do not need a visa for these visa-free countries.
A list of countries where visa-on-arrival is available for Indian citizens has been listed above. Getting international travel insurance to these countries should be one of your top priorities before leaving on your vacation because it can lessen the financial and emotional strain resulting from flight delays or changed plans.
Checking visa requirements for Indians ensures smooth travel and prevents last-minute issues. Each country has different rules on documents, visa fees, and insurance. Always confirm whether you need an e-visa, visa on arrival, or traditional visa before booking.
Yes, Bajaj General Insurance’s Travel Insurance Online policies are designed to meet common visa requirements for Indians, including coverage for medical emergencies, hospitalisation, and repatriation. Having valid international travel insurance strengthens your visa application and provides financial safety during your trip.
Many e-visa countries for Indians and Schengen nations require proof of travel insurance. Countries like France, Germany, and Italy demand a minimum medical coverage for visa approval. Having international travel insurance helps ensure compliance with embassy guidelines.
Yes, once purchased, your international travel insurance policy includes details that meet visa requirements for Indians. This certificate of insurance can be submitted with your visa application as proof of medical and emergency coverage.
If visa rules change, you can request modifications or upgrades to your policy. Contact Bajaj General Insurance support to add required coverage. This flexibility ensures your travel insurance aligns with current visa conditions.
In certain cases, you may request a refund if your visa is denied, subject to policy terms. Always check the cancellation conditions while applying online for travel insurance to avoid unnecessary loss.
To claim trip cancellation, you’ll need documents such as visa rejection proof, airline booking details, your Indian passport copy, and the original travel insurance policy. Submitting complete papers ensures faster claim settlement.
Yes, failing to meet visa requirements for Indians may impact claim eligibility. For instance, if entry is denied due to missing documents, insurance may not cover related expenses. Always check visa rules and travel insurance conditions before departure.
Yes, if your visa validity is extended, you must also renew or extend your travel insurance policy. This ensures continuous protection against medical and non-medical risks abroad. It also meets embassy requirements for updated visa duration.
Yes, Bajaj General Insurance allows you to extend travel insurance online even while you are abroad. This is especially useful when staying longer due to visa extensions, ensuring uninterrupted international travel insurance coverage.
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