Mahindra Car Insurance

Founded in 1945 in Ludhiana, Punjab, Mahindra has been one of the true Indian success stories in the car industry. Known for their sturdiness and longevity, Mahindra cars are worth their value.

Whether you want a sturdy Bolero, robust Marazzo or the classic Scorpio, they have it all. Not only that, Mahindra is a known name for commercial vehicles like pick-ups, trucks, buses and small commercial vehicles.

However, even a heavy-duty car like Mahindra can face damage in an accident, which can lead to expensive repairs and unwanted financial stress. This is where Bajaj General Insurance steps in. With quick issuance and claiming of policy, extensive coverage and depreciation benefits, your Mahindra car insurance policy ensures you stay protected from financial loss and move on the road without worries.

All vehicle owners must ensure they have a legal compliance and financial cover policy in place. So, here are the types of policies available for you to buy for your Mahindra car:

Commercial Mahindra Insurance

With 941K+ units sold in FY 2025, Mahindra is one of the top commercial vehicle providers in India. However, the risk of damage is higher when it comes to these. Therefore, obtaining Mahindra car insurance for your commercial vehicle, whether it is a truck, small pickup, or large bus, is necessary.

These insurance policies offer comprehensive coverage as per the Motor Vehicles Act of 1988. Plus, you will also get benefits such as cashless repairs, customisable plans, engine protection, own damage cover, personal accident cover and third-party liability cover.

With Bajaj General Insurance commercial vehicle insurance, you no longer have to worry about your business’s financial loss. 

Third-party Mahindra Car Insurance

A third-party car insurance plan offers coverage for liabilities that may become payable to a third party in the event of an accident or collision. It could cause damage to their vehicle or property, and even injury and death.

Therefore, for the Mahindra insurance price you pay, a third-party plan ensures legal compliance. While this is a minimum requirement, it does not cover any damage to your car.

Comprehensive Mahindra Car Insurance

A comprehensive car insurance policy provides cover not only for third-party liabilities but also for damages caused to your Mahindra vehicles. Thus, a comprehensive plan overcomes the limitations of third-party car insurance and provides broader coverage.

Damages caused by natural disasters, man-made events, theft and fire are some examples of the scope of a comprehensive policy.

Moreover, when you buy car insurance from Bajaj General Insurance, your plan also includes personal accident cover. So, you get all-round protection for yourself, your car and third-party.

Own-Damage Mahindra Car Insurance

Own-damage insurance is designed to safeguard both your Mahindra car and your pocket from unexpected losses. It covers damages caused by theft, fire, accidents, and natural calamities, and also offers personal accident protection.

However, this plan does not include the mandatory third-party liability cover. While own-damage insurance is generally more affordable than comprehensive plans, you will need to purchase third-party insurance separately to stay fully protected and legally compliant.

Let us look at the advantages of buying car insurance online compared to the traditional offline process:

Compare Several Policies

If you buy four-wheeler insurance for your Mahindra car, you can compare and evaluate the benefits of several plans at once when you shop online. Since comparing multiple offline plans is tedious, an online platform allows you to compare different vehicle insurance plans easily from the comfort of your home.

Moreover, a car insurance calculator is a handy tool to compare different policies and choose the one that best suits your needs. Additionally, car insurance calculators can be used to compare policy prices by weighing the features offered by each insurance company.

No Paperwork

It is the era of Digital India; paperwork is a thing of the past. Now, customers want an easy and hassle-free buying and renewing process. With the Bajaj General Insurance online Mahindra car insurance plan, you can skip right through the endless form-filling.

Some of the details we ask from you are engine number, registration number and chassis number.

No more listening to unwanted opinions of insurance agents pushing you to buy a specific plan. With us, your journey is in your hands. Plus, you can also opt for our car insurance renewal online feature with just a single tap.

Convenience & Instant Policy

One of the most beneficial aspects of buying car insurance online is the convenience of purchasing and renewing your policy from anywhere at any time. You no longer need to contact your insurance agent or branch of the insurance company; instead, you can do it your way.

In addition, online shopping ensures that you receive your policy immediately after payment is completed.

Reliability

Checking the reliability of an insurance company becomes easy with online plans. You can search for testimonials by policyholders and even read customer forum reviews of some insurance companies. Thus, it becomes easier to have a genuine discussion about the insurance company.

Cost-Effectiveness

When you buy a Mahindra insurance online, you open your doors to savings. Most insurance providers in India offer a discount when you buy from their website or app. For example, Bajaj General Insurance offers a 5% additional discount when you buy from the website. 

Bajaj General has been one of the most chosen insurance providers in India. Here is why you should choose us:

100% Made in India

Bajaj General Insurance is a 100% Indian brand, offering several Mahindra car insurance policies at affordable rates. When you buy from us, you make sure the revenue stays in our country, creating jobs and boosting the economy.

Plus, you also get an exclusive and affordable coverage for your car.

Customisable Plans

Our car insurance policies are renowned for being flexible. That means you do not have to fit into a mould to get insurance. Our policies can fulfil all your unique needs. For example, you may need a 24*7 roadside assistance for your Mahindra car. You can easily add that to your plan.

Or, maybe you want a zero depreciation cover. Don’t worry, we have you covered. Whatever your needs are, you can get them fulfilled with our flexible covers.

Vast Network of Garages

Worried about where to get roadside assistance in the middle of a Mahindra car emergency? Not with us! Bajaj General Insurance has a network of over 7200 cashless garages in India. This not only helps you in times of need, but also protects your money on the go.

Plus, you can easily locate your nearest garage with our ‘Preferred Garage Locator’ feature. Just enter your policy number or vehicle and contact number, and click enter.

Fast Claim Settlement Process

We work around the clock for you. That’s why our claim assistance is open 24*7, ready to answer your queries. You can easily get updates on your claim status through our app ‘Bajaj General’.

Or you can also get the information from our website. Simply put in your policy and claim number. We are also available via Boing chatbot, WhatsApp and call.

High Claim Settlement Ratio

Not only are we super fast with our claim settlement process, but we also boast a good CSR. This means that you can invest in your Mahindra insurance worry-free, knowing we will be there when you need us.

For example, if you want to claim for your Mahindra Scorpio insurance, we will process your claim and verify your details within the day. Plus, if you use our app, you can get same-day payouts via the app.

What are the Types of Claims You Can Raise for Mahindra Insurance from Bajaj General Insurance?

There are two types of claims which you can opt for. These are:

Reimbursement Claim

In a reimbursement claim, your insurer reimburses you for your out-of-pocket expenses. This includes any repair that you have done. For example, you raise a claim for your Mahindra car, which needs repair due to an accident.

You need to take your car to a garage and pay for the repairs yourself. Make sure to safely keep all your repair bills. Then, you submit all the necessary documents, and the insurer will reimburse you for the amount.

Cashless Claim

Apart from a reimbursement claim, you can also opt for a cashless claim. In this, your insurer directly pays the bills for any damages incurred by your car. Through a cashless claim, you do not need to spend any of your own money.

Let’s take the example of Mr Singhania. His Mahindra XUV 700 was involved in an accident in Delhi. He went to Bajaj General Insurance’s and chose the nearest cashless garage for repairs.

The network garage did not charge him anything. Instead, Bajaj General was directly billed for all the repairs.

For a claim on your Mahindra car insurance, the following documents need to be submitted.

1. Claim Form: Fill in all the details of the claim form given by Bajaj General Insurance Limited.

2. Vehicle Registration Certificate: A copy of your Mahindra Registration Certificate is needed.

3. Insurance Policy Document: The current policy of your insurance is needed to claim your coverage.

4. Driving License: A verified driving license is required; it must belong to the person who was driving the car at the time of the accident or any incident related to the vehicle.

5. FIR Copy: File a First Information Report (FIR) with the nearest police station, and submit a copy.

6. Repair Bills/Invoices: To process your reimbursement of the claim amount, please provide copies of all the bills and repair invoices.