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Motor Insurance
Honda Car Insurance
Get Up To 85% Off*
Road trips, commutes, or quick errands—protection that follows you everywhere
Coverage Highlights
Get comprehensive coverage for your car
Premium
Starting from INR 2094*
Cashless Garages
7,200+ network garages for hassle free services
Own Damage Cover
Covers damage to your car due to accidents, fire, theft and natural calamities
Third Party Liability
Unlimited liability for third party bodily injuries and INR 7.5 lacs for third party property damage
Personal Accident Cover
Starting from INR 15 Lacs
No Claim Bonus
Up to 50%
Optional Covers
Wide range of Add Ons
On The Spot Claim Settlement
You can instantly register your car insurance claim from the accident spot and get it settled within minutes through our Bajaj General App
24x7 Spot Assistance
Get 24x7 roadside assistance, ensuring help is always just a call away, no matter when or where your car breaks down
Inclusions
What’s covered?Third Party Liability for Bodily Injury & Death (Unlimited Cover)
If an accident is caused by your car and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court.
Third Party Liability for Property Damage (up to INR 7.5 lacs)
If an accident is caused by your car and you are liable to compensate for any damage to property of others then we will pay amount upto the SI limit
Accidents
Damages and losses that arise out of accidents and collisions
Natural or Man-Made Disasters
Damages and losses to car by events like floods, cyclones, earthquakes, riots or vandalism
Fire Damage
Damages and losses if your car catches fire or explodes
Theft
Financial losses when your car is stolen
In Transit Damage
If your car is damaged while being transported, this covers the repair costs
Personal Accident
Coverage if your car accident results in death or disability of car owner
Add-On Covers
Multiple Add-Ons which you can buy with your car insurance policy to enhance your coverage
Exclusions
What’s not covered?Intentional Damage
Any damage caused to the car intentionally
Depreciation
Normal wear and tear of the car due to usage and depreciation in value is not covered
Mechanical or Electrical Breakdown
If your car suffers an electrical or mechanical breakdown, the cost of repairs would not be covered
Illegal Activities
Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the car for criminal activity
Geographic Limits
Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.
War-related Damages
Losses caused by war or nuclear risks are not covered
Overloading the Vehicle
If you exceed the weight or passenger limit specified for your car, leading to an accident.
Unauthorised Vehicle Modifications
If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.
Racing or Speed Tests
If you participate in racing, speed tests, or illegal stunts and damage your car, your claim will be denied
Note
Please read policy wording for detailed exclusions
Additional Covers
What else can you get?24x7 Road Side Assistance
Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more
Consumable Expenses
Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc
Zero Depreciation Cover
Every year the value of a car depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands
Pay As You Consume
If you drive less then you can pay less by selecting number of kilometers driven in a year and thus saving on your insurance premium
No Claim Bonus Protector
Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium
Tyre Safeguard
This add-on cover can be fruitful if your car's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle
Conveyance Benefit
If your car is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute
Engine Protector
Covers financial losses incurred due to damage to your car engine
Return to Invoice (RTI) Cover
Recover invoice value of your car back in case of theft or total loss
Benefits You Deserve
Reliable Customer Support
We have a dedicated call centre and chat support taking care of all your needs
7200+ Cashless garages
Wide network of cashless garages for hassle free service
On the Spot Claim Settlement
Register claim on accident spot and get it settled within minute on our app
Honda Insurance: Protect Your Ride With Bajaj General Car Insurance
Since entering the Indian market in 1995, Honda has become a household name, thanks to popular models like the Honda City and Honda Amaze. Renowned for reliable, feature-packed cars, Honda continues to elevate the driving experience.
But owning a car also comes with financial risks, from accidents and theft to vandalism. That is why having the right Honda insurance is essential to safeguard your investment.
At-A-Glance
Compare Insurance Plans Made for You
| Feature |
Third Party Liabilty Cover |
Own Damage Cover |
Comprehensive Car Cover |
Comprehensive Cover with Add-ons |
|---|---|---|---|---|
| Overview | Covers legal liabilities arising due to body injury or property damage to others due to your car. It is mandatory by law. | Covers expenses arising out of damage to your car. | Full fedged cover comprising of Third Party Liability cover and Own Damage covers | Enhance coverage by opting for various Add-ons over and above the comprehensive cover |
| Policy Period | 1 or 3 years | 1 Year | 1 and 3 years | 1 and 3 years |
| Third Party Liability for Injury, Death & Property Damage | Yes | No | Yes | Yes |
| Accidents & Collisions | No | Yes | Yes | Yes |
| Natural or Man-Made Disasters | No | Yes | Yes | Yes |
| Fire Damage | No | Yes | Yes | Yes |
| Theft | No | Yes | Yes | Yes |
| Compulsory Personal Accident | Yes | Yes | Yes | Yes |
| Add-on: No Claim Bonus | No | No | No | Yes |
| Add-on: Zero Depreciation Cover | No | No | No | Yes |
| Add-on: Lock & Key Replacement | No | No | No | Yes |
| Add-on: 24x7 Roadside Assistance | No | No | No | Yes |
| Add-on: Consumables Cover | No | No | No | Yes |
| Explore more add-ons | No | Up to 27 Add Ons | Up to 27 Add Ons | Up to 27 Add Ons |
Types of Honda Car Insurance Policies
There are mainly 2 types of Honda insurance policies available in India. Let’s discuss them in detail.
Third-party Cover
A third-party insurance policy financially protects you against third-party losses, including injuries to third-party individuals. All registered vehicle owners must have individual car insurance for every vehicle with third-party cover to drive their cars legally in India. Although a third-party car insurance policy is cheaper, it will not cover damages caused to your car.
Standalone Cover
Comprehensive car insurance generally has a 1-year own-damage cover and 5 years of third-party cover. After 1 year, your own damage cover period ends. In such a case, you can buy a standalone insurance cover at Bajaj General over your existing cover to keep enjoying the benefits of a comprehensive insurance coverage.
Comprehensive Cover
A comprehensive Honda car insurance policy at Bajaj General includes both third-party coverage and own-damage cover. This insurance coverage will cover third-party liabilities along with unforeseen accidental damages to your car, including theft and natural disasters.
Benefits of Honda Car Insurance Online
As per the Motor Vehicles Act of 1988, all vehicle owners must have third-party insurance. However, Honda insurance is more than just legal compliance. Let’s learn how.
Anytime, Anywhere Access
Buying or renewing Honda car insurance online gives you the freedom to manage your policy from anywhere, at any time. No more waiting in long queues or visiting insurance offices.
With just a few clicks on your phone or laptop, you can complete the process efficiently and save valuable time.
Speedy Policy Activation
Online car insurance for Honda is issued instantly at Bajaj General, meaning your coverage begins without delays. Whether it is a new purchase or a renewal, you do not have to worry about gaps in protection.
Instant activation ensures your car is covered against accidents, theft, or other unforeseen events from the very moment you complete the process.
Special Online Savings
Buying Honda car insurance online often comes with exclusive discounts and offers that are not available offline. These digital savings can help lower your premium costs without compromising on coverage.
By leveraging online platforms, you not only save money but also enjoy a transparent and straightforward purchasing experience, making it both economical and convenient.
Smart Plan Comparison
Online platforms allow you to compare multiple Honda insurance plans side by side, including coverage options, add-ons, and premium costs. This makes it easier to choose a policy that perfectly fits your car, lifestyle, and budget.
With all the information at your fingertips, you can make an informed decision without relying solely on an agent’s advice.
Seamless Claims Experience
Filing and tracking claims online is faster, simpler, and more transparent than traditional methods. You can submit all required documents digitally and monitor the status of your claim in real time.
This ensures a smooth, hassle-free process, reduces paperwork, and gives you peace of mind knowing your car is protected when you need it most.
How to Choose a Car Insurance Policy for a Honda Car?
Buying car insurance is not just about complying with the law. It is about assessing your risks and protecting them with insurance in the most economical way possible. Let’s learn how?
Understand Your Coverage Needs
Assess your risks and buy an insurance policy that can lower those risks. For instance, a higher theft rate in your locality generates the risk of theft. Buying a comprehensive insurance policy from Bajaj General can protect you from financial threats coming from these risks.
Budget
Once you are aware of your risks, compare various insurers based on their prices and CSR. You must choose the one with a reasonable price and a trustworthy Claim Settlement Ratio.
IDV
A higher IDV gives you access to higher claims with an increase in insurance price. Set your car’s IDV from Bajaj General’s online interface in such a way that you receive a considerable claim amount without breaking your wallet.
Network Garages
Buy your insurance policy from an insurer that has a widespread network of garages at least throughout the city in which you reside. This will make it convenient for you to get your car repaired with minimum hassle.
Why Insure Your Car with Bajaj General?
Buy Now
Why Choose Bajaj General to Purchase/Renew Car Insurance?
Here are a few reasons why you should consider Bajaj to buy a Honda insurance for your car.
Reliable Customer Support
At Bajaj General, we have a dedicated call centre and chat support system to answer your calls at any time of the day.
Over 7200 Network Garages
Having a widespread number of network garages across the country, Bajaj General is able to get your car repaired from a trusted service centre and deliver it back to you as soon as possible.
On-Spot Claim Settlement
Here at Bajaj, we offer a well-optimised online interface that facilitates instant contact. With the help of our system, we can settle your claims within minutes on our app or website.
Download Policy Document
Get instant access to your policy details with a single click.
Step-by-Step Guide
To help you navigate your insurance journey
How To Buy
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Download the Bajaj General App from App stores or click "Get Quote"
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Register or log in to your account.
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Enter your car details
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You will be redirected to the Car Insurance Page.
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Ensure to check your No Claim Discount
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Choose right Insured Declared Value (IDV) that reflects your car value
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Evaluate Covers, Add Ons, Optional Covers and Exclusions
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Select a plan from the recommended options, or customize your own plan
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Review the premium and other coverage details
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Proceed with the payment using your preferred method
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Receive confirmation of your purchased policy via email and SMS
How To Renew
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Login to the app
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Enter your current policy details
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Review and update coverage if required
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Check for renewal offers
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Add or remove riders
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Confirm details and proceed
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Complete renewal payment online
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Receive instant confirmation for your policy renewal
How to Claim
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Download our Bajaj General App on Android or iOS
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Register or login to use Motor On the spot claim for a smooth process
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Enter your policy and accident details (location, date, time)
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Save and click Register to file your claim
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Receive an SMS with your claim registration number
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Fill in the digital claim form and submit NEFT details
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Upload photos of damaged parts as instructed
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Upload your RC and driving license
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Receive an SMS with the proposed claim amount
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Use the SMS link to agree/disagree with the claim amount
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Agree to receive the amount in your bank account
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Track your claim status using the Insurance Wallet App
Know More
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For any further queries, please reach out to us
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Phone +91 020 66026666
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Fax +91 020 66026667
Documents Required to Raise a Honda Car Insurance Claim
To efficiently process a claim on your Honda car insurance from Bajaj General, ensure you have the following documents ready:
1. A duly filled claim form,
2. Copy of your vehicle's RC (Registration Certificate),
3. Honda insurance policy document,
4. FIR copy for theft or significant damages,
5. Repair bills and payment receipts if already attended.
Must Know: Honda has partnered with several companies to provide Honda car insurance through tie-up companies as part of the Honda Assure insurance programme. This program offers a wide range of coverage options for your vehicle at the time of Honda insurance renewal, including popular models like the Honda Civic.
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What Our Customers Say
Prompt Assistance
Thank you so much, Bajaj General, for your quick and responsive action towards my claim process. I am shocked that my claim amount has been credited so quickly.
Vikram Singh
Delhi
21st May 2021
Claim Support
Super fast claim settlement! I initiated a claim for my car windscreen, which was broken due to a tree fall today, and it was settled within one hour. I appreciate the efforts of Omkar.
Deepak Bhanushali
Mumbai
18th May 2021
Quick Assistance
Thank you for helping me with just one tweet. You guys are really awesome. This is the fourth year I am continuing with you for car insurance. Keep it up!
Naveen Tyagi
Delhi
1st May 2021
Claim Support
I really appreciate the way I was treated concerning my claim. The customer service was both professional and friendly, which enhanced my confidence in Bajaj General.
Pramod Chand Lakra
Jaipur
27th Jul 2020
Reliable Service
The vehicle was used by our Zonal Manager. We appreciate your timely and prompt action in getting the vehicle ready for use within a short span of time.
Siba Prasad Mohanty
Pune
26th Jul 2020
Diverse Options
A range of options to choose from." Being a perfectionist, I prefer the best of everything. I wanted my car insurance policy to be airtight as well.
Rahul
Lucknow
26th Jul 2020
FAQ's
Does a car insurance policy cover the modifications I make to my Honda car?
In most cases, newly added modifications are not covered under a comprehensive car insurance plan for your Honda. You can inform your insurer of these modifications and check whether they can be insured by paying a higher Honda insurance price.
Which factors affect the Honda insurance price?
Several factors can affect the cost of your Honda insurance, including the make, model and age of the car, RTO location, your driving history, and previous claim records.
Do I need to buy car insurance if my car is more than 5 years old?
Yes, all registered vehicles in India, whether it is EV or fuel variants, must have at least third-party vehicle insurance to drive legally in India.
How to calculate my Honda insurance premium?
You can use the Honda Insurance Premium Calculator to estimate your premium quickly and accurately. You can receive a tailor-made insurance quote that considers your circumstances by inputting details like your Honda model, year of manufacture, and previous claim history, etc.
Can I buy a “pay as you consume” Add-on on my Honda Insurance?
Yes, Bajaj General offers a “pay as you consume” add-on to their customers. This means that if you drive less, then you can pay less by selecting the number of kilometres driven in a year.
Can I transfer my existing motor insurance policy to the new owner?
Yes, you can easily transfer your vehicle's insurance to the new owner. The usual procedure for transferring vehicle insurance policy between two owners requires the new owner of the vehicle to submit an application form to the insurance provider within about 14 days of the registration transfer.
What risks are covered under an insurance policy for a vehicle?
The coverage for vehicle insurance can vary depending on the type of policy chosen. For instance, under third party insurance, you get coverage for third party liability, third party property damage, personal accident cover, etc. Similarly, comprehensive insurance covers own damage vehicle, theft, natural/manmade calamaties etc.
Why should I buy comprehensive vehicle insurance policy?
Investing in a comprehensive motor insurance is beneficial because it provides extensive coverage for your vehicle. There are certain add-ons for comprehensive motor insurance that can be added to give your vehicle an extra protection like damages for an accident, theft, natural disasters, damage to third party etc. as derived by the policy terms.
What is a Third-Party Liability Cover?
Third-Party Liability covers the legal liability one has to pay to the third party to whom damage is being caused. While opting for vehicle insurance, one has to choose between a comprehensive plan, which provides coverage for the policyholder and the third party, and a third-party policy, which provides coverage only for the third party.
Differenciate Third-Party Liability and Comprehensive Motor Insurance?
"Third-Party Liability: Covers damages you cause to another person or their property. It's mandatory by law. Comprehensive: Covers third-party liability plus damages to your own vehicle due to accidents, theft, natural disasters, etc. as per the policy terms"
Will my no claims bonus be transferred if I renew my motor insurance?
You may be able to transfer your no claims bonus when renewing your policy with us, but this depends on various factors. While renewing, you may be able to get new and better no claims bonus options and discounts.
What is premium reduction process if no claim aquired previously?
Certainly, the no claim bonus feature in vehicle insurance can reduce the premium by a certain percentage each year if no claims are made. This feature has proven beneficial for long-term insurance policies with the same company.
What should be my first action to initiate a claim?
Use our app, Caringly Yours, to initiate your insurance claim with an easy and hands-free experience.
How do I register my claim?
Ideally, claims are supposed to be registered on the same day that damage occurs to the insured vehicle. It is highly appreciated to provide an immediate update to your vehicle insurance company. Please complete the claim application through our Bajaj General App to claim your insurance in just a few easy steps.
What is a "deductible" or "compulsory excess" in motor insurance?
It's the amount you have to pay out of pocket before your insurance coverage kicks in. A higher deductible usually means a lower premium.
Why does my vehicle insurance premium change during renewal?
Vehicle insurance premiums can change at renewal due to several factors, including depreciation, add-on covers, the type of model of your vehicle, and additional accessories. Consequently, the premium may increase or decrease each year.
How 'no claim bonus' is calculated at the time of renewal?
No claim bonus is calculated at renewal based on the consecutive years the insured has not filed a claim. The discount percentage usually increases each year, following the policy terms.
What is break-in insurance? What should I do in case of break-in?
The time gap between the policy expiration and the renewal of the policy is known as the break-in period. Your policy will remain inactive during this period. In case of a break-in, you are advised to renew your policy as soon as possible. You can complete the procedure online easily and your policy gets instantly activated.
When is vehicle inspection mandatory in motor insurance?
Usually, vehicle inspection occurs when purchasing a new vehicle insurance policy or during renewal process. Additionally, an inspection may be required when you file a claim for any damages, there is a change in the policy type, new accessories or equipment are added to the vehicle, or there is a change in ownership.
Can I change my motor insurance provider at renewal?
Yes, you can switch providers at renewal. Compare quotes and coverage options to find the best deal.
Will I lose my NCB if my Honda car insurance lapses?
Yes, if your Honda car insurance lapses, you risk losing the No Claim Bonus (NCB) if it is not renewed within 90 days from the expiry date. The NCB offers significant savings on premiums for claim-free years and is reset to zero if the insurance is not renewed promptly.
Will my Honda car be inspected before renewal?
Yes, your Honda car may be inspected before Honda insurance renewal, significantly if the policy has lapsed. This inspection ensures that the vehicle’s condition is accurately assessed and reflects any policy terms changes.
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