Blind Spot Sensors in Cars: What They Do & Why They Matter?

Blind spot crashes are the dark reality of Indian roads. In fact, according to The Times of India, in metro cities like Kolkata, almost 28% of all road fatalities are the result of such crashes.

However, under these dangerous circumstances, a blind spot sensor steps in to ensure your road safety. This smart car safety system will help you prevent dangerous side-collision accidents.

In this blog, we will discuss the necessity of blind spot detection and how it will help you secure better car insurance online rates.

What is a Blind Spot Sensor?

A blind spot sensor is a small safety device placed near a car's side mirrors or rear bumper area. It helps a vehicle driver to notice cars or objects which they cannot see in their side mirrors. In short, this device warns a driver by showing a light on the side mirror or gives a sound alert when they try to change into a dangerous lane.

How Does a Blind Spot Monitoring System Work?

Let's understand the function of a blind spot monitoring system.

1. Signal Initiation: The blind spot monitoring system releases radio waves or ultrasonic signals that bounce off nearby objects.

2. Echo Response: Reflected signals return to the sensor as echoes.

3. Distance Measurement: The system then determines the distance of passing cars by calculating the echo’s return time.

4. Blind Spot Detection: Once a vehicle enters the blind spot, the system detects it instantly.

5. Radar Integration: An advanced blind spot sensor device combines these radar sensors with side-mounted cameras.

6. Instant Alert: if you turn the car on in an unsafe lane, warning lights appear or a sound alert will activate.

Benefits of Blind Detection System

The section below outlines the key benefits of a blind spot monitor device.

Detect Hard-to-See Blind Spots

It helps your vehicles to detect the blind spots that are not easily visible. This way, it eventually reduces the risk of side-impact and lane-change accidents.

Safety in Heavy Traffic

With a blind spot detection device, you can easily change lanes safely even in heavy traffic. In fact, it adds an extra layer of safety for both daily driving and long-distance road trips.

Enhances Awareness

This system increases your road awareness with its early signals. This is why, even in low-visibility conditions, it helps you to drive with full confidence.

Reduces Stress on Roads

The advanced technology of a blind spot sensor works automatically without any input from the driver. Under its continuous monitoring of surrounding vehicles, you can drive safely without any stress, especially on highways.

Useful for Big Cars

For the owners of SUVs and vans, this system can be highly beneficial to detect the blind spots, as they have a wider zone of blindness due to size.

What are the Limitations of the Blind Spot Detection System?

Like every other technological device, the blind spot detector also has certain limitations, which include.

1. Small vehicles, such as a low-carb or a motorcycle, can be undetected by the sensor.

2. The system’s performance can be affected when sensors are blocked by dirt, mud or heavy rain.

3. In low-speed situations, such as tight parking areas, the system may fail to provide timely alerts.

4. Blind spot detectors may sometimes trigger false warnings due to nearby metal barriers or road signs.

Note: Do not avoid checking side mirrors before changing lanes, even if you have a blind spot sensor. Remember, it is a substitute aid which can have technical failures.

How Blind Spot Detection Helps Motor Insurance Buyers?

Blind spot detection devices can help every motor insurance buyer in the following ways:

Potential Premium Discounts

Many reputable insurance companies in India may offer lower premiums for vehicles equipped with advanced safety features, as a blind spot monitoring system helps reduce the chances of accidents.

Reduces Frequent Claims

By preventing minor and major accidents, this device reduces the chances of filing frequent claims. This way, policyholders can keep their no-claim bonus intact and get up to 50% discount on the premium amount.

Improves Driving Record

At the time of renewing car insurance, this sensor will help you to maintain a clean driving record, improving your image as a reliable policyholder. Therefore, your insurance providers can reward you by reducing your insurance premiums over time.

Final Word

Blind spot sensor is your ideal safety net on the roads. Especially on the congested streets of India, this sensor can be priceless to warn you from changing your route dangerously.

You should complement this safety feature with comprehensive car insurance. This way, your vehicles can get all-around protection from accidents, damage, and third-party liability on the road.

If you want to claim and renew car insurance without any hassle, purchase the comprehensive motor insurance from Bajaj General Insurance now.

Frequently Asked Questions

Will my car insurance coverage benefits increase if I have a blind spot detection system?

No, you can not obtain extra coverage benefits from a car insurance policy even if you have a blind spot detection system in your car. However, you can get lower insurance premiums or a discount for having this safety feature.

Is damage to the blind spot detection system covered under car insurance?

Yes, if your blind spot detection system gets damaged due to unforeseen events like an accident, fire or natural calamities, you can get coverage for its repair. This benefit is generally covered under a comprehensive car insurance policy.

Is blind spot detection useful for rental cars during travel?

Yes, blind spot detection (BSD) is very useful for rental cars during travel. Especially on unfamiliar roads or in heavy traffic, this device adds a crucial layer of safety by alerting you about the vehicles you cannot see.

Can I register multiple claims for my car insurance in a year despite having BSD alerts?

Yes, you can register multiple claims for your car insurance in a single policy year. However, if you are causing accidents despite having a blind spot sensor, the insurer will see you as a high-risk policyholder. Therefore, it will lead to the loss of the no-claim bonus and an increase in premium at renewal time.

Does having a blind spot detection system lead to car insurance claims rejection?

No, a blind spot detection system does not lead to insurance claim rejection. In fact, it will help your chances of avoiding insurance claims caused by accidents. However, your claims can only be rejected due to policy violations, fraud or failure to provide accurate documents (e.g. FIR or car registration certificate).

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Disclaimer: Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.

Disclaimer: The content on this page is generic and shared only for informational and explanatory purposes. It is based on several secondary sources on the internet and is subject to changes. Please consult an expert before making any related decisions.