RTO Charges for New Cars in India (State-Wise)

The new car RTO (regional transport office) charges typically include registration fees, road tax, number plate charges and so on. Purchasing a new car entails more than just the showroom price and RTO fees are a significant portion of the whole cost.

Understanding state-wise new car RTO charges allows you to better manage your car budget and prevent unexpected expenses. Let us have a look at the RTO charges for new cars in different states of India.

What do RTO Charges Mean in India?

RTO charges include state-specific taxes such as lifetime road tax, registration fees, HSRP number plate fees and hypothecation charges for financed vehicles. After the Union Budget of 2026-27, new private automobiles continue to have a standard registration fee of ₹600 in India.

While most buyers focus on road tax, it is important to consider what the hidden costs of car registration in India are. Beyond the base fee, you must account for HSRP charges (approx. ₹400), FastTag fees (₹500-₹600), and municipal parking fees, which can add up to ₹4,000 depending on your city.

Also Read: What is the Benefit Of Zero Depreciation Car Insurance?

New Car RTO Registration Charges in India (State-Wise)

The road tax component makes up the majority of new car RTO charges. Here is the list of road tax costs in various states so you can get an idea of how much you will have to spend on your next car based on where you live:

Since the RTO charges account for a significant portion of your car's on-road expenses, purchasing motor insurance from Bajaj General Insurance protects your new vehicle from day one. With a high claim settlement ratio, Bajaj General offers motor insurance, with premiums starting at just ₹538!

Also Read: How to Check Challan in Rajasthan: Online or Offline?

RTO Charges for New Car Registration

Every new car must be registered with an RTO before it may be legally driven on the road. The new car RTO charges vary by state, but certain common components make up the total:

Also Read: How to Check Challan in Haryana: Online or Offline?

What are the Documents Required to Register a New Car in India?

The dealership is normally responsible for registering and paying new car RTO charges in India, and they arrange for all documents when the car is delivered to the RTO for registration. The following documents are required:

1. Invoice: Share the car's retail and manufacturer invoices, as well as its chassis number.

2. Road Worthiness Certificate (RTO Document 22): This document confirms that the vehicle has valid safety, roadworthiness and pollution certificates.

3. Sale Certificate (RTO Form 21): Details about the car, such as the production date, invoice amount and model number.

4. Copy of Insurance Certificate: You must submit this document whether you register yourself or through a dealer.

5. Vehicle Registration Form (RTO Form 20): Include a copy of the temporary registration form, which is valid for 30 days.

6. Loan HP (RTO Form 34): You must also provide Form 34 (optional to include loan hypothecation if the vehicle is purchased with a loan).

7. Valid ID and Address Evidence: A valid address evidence, such as Aadhaar card.

8. Chassis Imprint: On plain paper using a pencil.

Note: As per the Central Motor Vehicles (Second Amendment) Rules, 2026, a No Objection Certificate (NOC) for the transfer of vehicle ownership or inter-state registration will no longer be granted if there are any unpaid National Highway user fees (toll dues) recorded against the vehicle's FASTag.

Also Read: How to Check Challan in Punjab: Online or Offline?

What is the Registration Fee for the Bharat Series (BH) vehicles?

The Bharat Series (BH Series) number plate is designed to make automobile registration easy for people who regularly change their address owing to a job.

The BH Series is only applicable to non-transport vehicles and is available to employees of state and central government agencies, public sector organisations and private sector companies with offices in at least 4 Indian states.

The Bharat Series car registration charge is as follows:

Also Read: Karnataka Traffic Fines: Rules, Penalties, and E-Challan Payments

Final Word

Understanding the new car RTO charges is critical to accurately estimating the on-road price of a new 4-wheeler in India.

Rates vary by state, influencing affordability, pricing positioning and sales approach. It is important to check each state's transportation agency or seek expert assistance to receive correct and up-to-date information on car tax rates and laws, as they are subject to change.

While understanding the new car RTO charges and ownership expenses, you should also renew motor insurance with Bajaj General Insurance to keep your vehicle legally and financially safe.

Frequently Asked Questions

How much does the RTO charge for a new car in Delhi?

In Delhi, the new car RTO charges include 4% and 5% of the showroom price for petrol and diesel cars, respectively in case of private cars if the price is up to ₹6 lakh. In addition, for business purposes, the charges will be 5% and 6.25% for petrol and diesel cars, respectively, of the showroom price.

What are the new car registration fees?

The new car RTO charges for registration are ₹600. It applies to every state.

How is the RTO tax calculated in India?

The RTO tax is calculated in India depending on factors like vehicle age, vehicle weight, ex-showroom price and engine capacity.

Which state's RTO is expensive?

In India, Karnataka is considered to have the highest RTO charges and on-road car pricing.

Disclaimer: The content on this page is generic and shared only for informational and explanatory purposes. It is based on several secondary sources on the internet and is subject to changes. Please consult an expert before making any related decisions.

Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.