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Motor Blog
04 Nov 2025

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It is essential to register your vehicle, get a valid licence, or ensure your car meets the road safety requirements. If you live in Panvel or the surrounding areas of Navi Mumbai, these activities are handled at the RTO Panvel office, which is identified by its regional code, MH-46.
But what exactly does the Panvel RTO office offer? How do services like vehicle registration or obtaining a fitness certificate tie into the need for a valid motor insurance policy? Let’s break it down in this detailed guide about RTO Panvel MH-46, including services, documents, charges, and the role of insurance with trusted providers like Bajaj General Insurance Limited.
The Panvel RTO office operates under the supervision of the Maharashtra Transport Commissioner and is governed by the Motor Vehicles Act of 1988. It plays a vital role in maintaining a comprehensive database of all vehicles registered in the area, ensuring road safety, issuing licences, and collecting road taxes.
RTO Panvel Address:
Central Facility Building, Steel Market, Kalamboli, Panvel Taluka, Raigad District, Maharashtra - 410218
Phone: 91-22-27424444
Working Hours: 10:30 AM to 5:30 PM
RTO Code: MH-46
Official Website: https://transport.maharashtra.gov.in/1035/Home
The RTO Panvel offers a broad range of vehicle and driver-related services, designed to ensure the legal and safe operation of vehicles in Maharashtra.
Whether you've purchased a new car or a second-hand bike, vehicle registration is compulsory. The office offers:
Every registered vehicle receives a unique registration number under the MH-46 code. This is a legal requirement for operating a vehicle on Indian roads.
Driving licence services include:
All licence applications require identity proof, age proof, address proof, and valid photographs. The applicant must also pass the driving test to receive a permanent licence.
A fitness certificate is mandatory for all commercial and older private vehicles. The test ensures that vehicles comply with emission and road safety standards.
Charges for a fitness certificate range from INR 200 to INR 1000, depending on vehicle type and whether testing is manual or automated. Late renewal attracts an INR 50/day penalty.
The Panvel RTO office collects road tax based on the type and value of the vehicle. For example:
This tax must be paid at the time of registration. Failure to do so can result in fines and legal issues.
The Panvel RTO offers various vehicle permits, particularly for commercial operators. These include:
Permits must be renewed regularly and are crucial for any vehicle under a commercial motor vehicle insurance policy.
These are especially important when financing a vehicle or relocating to a new state.
PUC certification is mandatory and must be renewed periodically. The RTO ensures strict adherence to environmental standards for all vehicles.
Understanding the costs involved can help in budgeting and avoiding unexpected expenses. Below are the standard fees charged by RTO Panvel:
Service Type | Charges |
Registration (Four-Wheelers) | INR 600 |
Hypothecation Fee | INR 1,500 |
Number Plate Change (HSRP) | INR 230 to INR 400 |
Temporary Registration | INR 1,200 to INR 1,500 |
Parking/State Development Fee | INR 2,000 (< INR 4L cars) / INR 4,000 (> INR 4L cars) |
FastTAG Charges | INR 500 |
These charges may vary slightly due to local regulations or administrative changes.
Different plate types are assigned based on vehicle use:
To register your vehicle at the Panvel RTO office, carry these documents:
Private vehicle RCs are valid for 15 years, while commercial ones may last 2–3 years. After expiry:
The Panvel RTO office enforces traffic rules stringently. Here are some fines for common offences:
Avoiding these penalties is not just about saving money—it’s also about promoting safe and responsible driving.
According to the Motor Vehicles Act, 1988, every vehicle must have valid insurance. At a minimum, a third-party insurance cover is essential. However, for better protection, opting for a comprehensive motor insurance policy is advisable.
With Bajaj General Insurance Limited, you can choose from:
The right insurance plan not only saves you from penalties but also covers damage from theft, fire, accidents, natural disasters, and third-party liabilities.
The Panvel RTO office has taken active steps toward promoting road safety and infrastructure development. Recent monsoons caused severe potholes and accidents, including an 8-car pile-up on the Belapur Flyover. To curb such incidents, Kalamboli Junction on the Sion-Panvel Highway is being revamped.
Additionally, awareness drives, such as offering flowers to drivers without seatbelts, have been conducted to gently remind citizens of the importance of safety.
The Panvel RTO MH-46 office is a central pillar in ensuring regulated, safe, and legal transportation in Navi Mumbai. From registering a vehicle to applying for driving licences or collecting road taxes, the Panvel RTO office handles a wide range of essential services.
While you navigate the world of vehicles, don’t forget to get a motor insurance policy. Whether it’s for a private car, a two-wheeler, or a commercial truck, Bajaj General Insurance Limited provides the financial protection you need in case of any unpleasant incident.
Disclaimer: Claims are subject to the terms and conditions set forth under the motor insurance policy.
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