Tata Harrier EV Safety Rating

Electric vehicles are revolutionising the Indian automotive market, and Tata Motors is leading this shift with its innovation and bold designs. One such remarkable entry is the Tata Harrier EV, a powerful electric SUV that not only excels in performance and style but also in safety. If you’re someone who prioritises the well-being of your family on the road, the Tata Harrier EV’s safety rating will surely capture your attention.

But what does this rating really mean? And how does it affect your driving experience and your insurance decisions?

In this blog, let’s decode everything you need to know about the safety performance of the Tata Harrier EV—especially why it scored high under Bharat NCAP—and why it’s important to check car insurance options with Bajaj General Insurance.

Understanding the Bharat NCAP 5-Star Safety Rating

Bharat NCAP (New Car Assessment Programme) is India’s own vehicle crash testing and safety evaluation agency, modelled after global standards. When you see a 5-star rating under Bharat NCAP, it indicates the highest level of crash safety assurance available in the country.

The Tata Harrier EV received this 5-star safety rating based on rigorous crash testing parameters for both adult and child occupant protection. This reflects the company’s dedication to ensuring safety, especially in a market that is slowly shifting towards electric mobility.

A Breakdown of Tata Harrier EV Safety Scores

Let’s break down what the Bharat NCAP safety score means:

• Adult Occupant Protection: 32 out of 32
• Child Occupant Protection: 45 out of 49
• Dynamic Test Score: 24 out of 24
• CRS Installation Score: 12 out of 12
• Vehicle Assessment Score: 9 out of 13

These near-perfect scores make the Tata Harrier EV one of the safest electric SUVs currently available in India.

What Do These Safety Scores Mean?

Here’s a quick breakdown of what each safety score means and why it matters for everyday driving confidence.

1. Full Marks in Adult Occupant Protection

Scoring 32/32 is a rare achievement. This means that in the event of a crash, both the driver and the front passenger are offered exceptional protection. The structure of the Harrier EV remains stable, with minimal injury risk to the chest, legs, and head.

2. High Score in Child Occupant Protection

With 45 out of 49, the Harrier EV proves to be child-friendly. The tests included child restraint systems, proper seat belt anchorage, and Isofix mounts to secure child seats properly.

3. Dynamic Crash Tests

These simulated real-life crash situations. The Harrier EV earned a perfect 24/24, confirming the structural integrity of the vehicle in high-speed collisions.

4. Child Restraint System (CRS) Installation Score

Again, a perfect 12/12—this means child safety seats are easy to install, fit well, and perform effectively during crashes.

5. Vehicle Safety Features

Scoring 9 out of 13 here shows the Harrier EV is loaded with features that assist in active and passive protection, like airbags, ESC, and seat belt reminders.

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Safety Features of Tata Harrier EV

Let’s explore the built-in features that helped Harrier EV score so high:

• Front Airbags for both driver and passenger.
• Side Head Curtain Airbags provide additional protection.
• Side Chest Airbags protect against side impacts.
• Seat Belt Pretensioners that reduce slack in the belt during a crash.
• Load-Limiters to manage pressure on the occupant’s chest.
• Electronic Stability Control (ESC) reduces the risk of skidding or losing control.
• Seat Belt Reminder Systems for all seats.

All these make the Tata Harrier EV an extremely safe choice for individuals and families alike.

Variants Tested: Empowered 75 and Empowered 75 AWD

Bharat NCAP tested two specific variants:

• Empowered 75
• Empowered 75 AWD

Both these models showed consistent safety results, confirming that Tata hasn’t compromised safety across variants. Whether you go for the standard version or the all-wheel drive, the protection levels remain robust.

Why Safety Ratings Matter for Insurance

Let’s understand how a 5-star Tata Harrier EV safety rating impacts your car insurance.

When you choose a vehicle with strong safety ratings, it often translates to fewer injuries and less severe damage in the case of an accident. This can:

• Lower your insurance premium over time.
• Help you access better coverage options.
• Make you eligible for no-claim bonuses.
• Increase your chances of quicker claim approvals.

If you’re looking to check car insurance that aligns with your vehicle’s safety and performance, Bajaj General Insurance offers plans tailored to electric vehicles. You can also opt for add-ons like zero depreciation cover, roadside assistance, and personal accident cover—all critical for a premium SUV like the Tata Harrier EV.

Planning to Renew Insurance?

Whether you’re buying a new Harrier EV or already own one, don’t forget to renew your car insurance on time. A policy lapse can expose you to high out-of-pocket costs during accidents and even lead to legal penalties.

Bajaj General Insurance makes the process of car insurance renewal simple with:

• Online renewal with zero paperwork
• Instant policy issuance
• Customisable coverage options for electric cars
• 24x7 claim support

With the growing popularity of EVs, it’s more important than ever to have coverage that adapts to the vehicle’s specific risks, battery system, and cost of replacement parts.

EV Safety: Why It’s a Bigger Conversation

With rising environmental concerns, EVs are the future. But it’s not enough to just switch to electric—safety must come first. The Tata Harrier EV is a brilliant example of how Indian manufacturers are meeting global safety benchmarks while pushing innovation forward.

EVs operate differently from fuel-based cars. For instance:

• They have high-voltage battery systems that must be well-insulated in a crash.
• Their acceleration is often quicker, which could increase accident risks without proper safety features.
• Repairs and replacements after accidents can be more expensive due to newer technology.

Choosing a vehicle with top-tier safety scores, along with strong car insurance, is the best way to enjoy your EV experience stress-free.

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Why Choose Bajaj General Insurance for Your Harrier EV?

When you’re investing in a premium electric SUV, your insurer must match that level of trust and expertise.

Here’s how Bajaj General Insurance supports Harrier EV owners:

• Offers EV-friendly plans and add-ons.
  Hassle-free car insurance renewals and claims.
• Competitive premiums based on safety scores
• Custom options for all driving profiles—individual, family, and corporate use.
• Fast online check car insurance tools for comparing policies in real-time.

Conclusion

The Tata Harrier EV safety rating is not just a number; it’s a symbol of protection, confidence, and cutting-edge design. Scoring a full five stars with exceptional sub-scores in child and adult protection, this EV stands tall among competitors.

If you’re planning to invest in this electric SUV, make sure you complement it with a dependable car insurance policy from Bajaj General Insurance. You’ll not only be securing your vehicle but also safeguarding your financial stability in case of unexpected events.

In today’s world, where EVs are gaining speed and technology is transforming mobility, the combination of top-rated safety and reliable insurance is your best route to a smarter, safer drive.

FAQ

1. What is the Tata Harrier EV’s safety rating under Bharat NCAP?

The Harrier EV has received a 5-star safety rating. It scored 32/32 for adult occupant protection and 45/49 for child occupant protection, which makes it one of the safest electric SUVs in India.

2. What safety features are offered in the Harrier EV?

The vehicle comes with front, side, and curtain airbags, electronic stability control, seat belt pretensioners and load-limiters, and a seat belt reminder system, making it well-equipped for both frontal and side impact protection.

3. How do safety ratings affect car insurance premiums?

Vehicles with higher safety ratings often attract lower insurance premiums because they pose a reduced risk to the insurer. They are also more likely to qualify for better policy terms and offers on car insurance renewal.

4. Is it mandatory to have car insurance for electric vehicles like the Harrier EV?

recommended for EVs due to their advanced components and repair costs. Yes, under the Motor Vehicles Act, 1988, it is mandatory to have at least third-party insurance for all vehicles, including electric vehicles. However, a comprehensive plan is highly r

5. How can I check or renew car insurance for my Tata Harrier EV?

You can check car insurance options or renew car insurance instantly online through Bajaj General Insurance official website. The process is paperless and fast, and customer support is available 24x7.

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***Disclaimer: The content on this page is generic and shared only for informational and explanatory purposes. It is based on several secondary sources on the internet and is subject to changes. Please consult an expert before making any related decisions.

****Disclaimer: Vehicle specifications, features, and pricing may vary, and it is essential for readers to verify the latest information from authorised dealerships, manufacturers, or reliable sources before making any purchasing decisions.