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    Motor Insurance

    Maruti Suzuki Ertiga Car Insurance

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    Get Up To 85% Off*

    Road trips, commutes, or quick errands—protection that follows you everywhere

    Coverage Highlights

    Get comprehensive coverage for your car
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    • Premium

    Starting from INR 2094*

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    • Cashless Garages

    7,200+ network garages for hassle free services

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    • Own Damage Cover

    Covers damage to your car due to accidents, fire, theft and natural calamities

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    • Third Party Liability

    Unlimited liability for third party bodily injuries and INR 7.5 lacs for third party property damage

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    • Personal Accident Cover

    Starting from INR 15 Lacs

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    • No Claim Bonus

    Up to 50%

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    • Optional Covers

    Wide range of Add Ons

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    • On The Spot Claim Settlement

    You can instantly register your car insurance claim from the accident spot and get it settled within minutes through our Bajaj General App

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    • 24x7 Spot Assistance

    Get 24x7 roadside assistance, ensuring help is always just a call away, no matter when or where your car breaks down

    Inclusions

    What’s covered?
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    • Third Party Liability for Bodily Injury & Death (Unlimited Cover)

    If an accident is caused by your car and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court.

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    • Third Party Liability for Property Damage (up to INR 7.5 lacs)

    If an accident is caused by your car and you are liable to compensate for any damage to property of others then we will pay amount upto the SI limit

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    • Accidents

    Damages and losses that arise out of accidents and collisions

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    • Natural or Man-Made Disasters

    Damages and losses to car by events like floods, cyclones, earthquakes, riots or vandalism

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    • Fire Damage

    Damages and losses if your car catches fire or explodes

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    • Theft

    Financial losses when your car is stolen

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    • In Transit Damage

    If your car is damaged while being transported, this covers the repair costs

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    • Personal Accident

    Coverage if your car accident results in death or disability of car owner

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    • Add-On Covers

    Multiple Add-Ons which you can buy with your car insurance policy to enhance your coverage

    Exclusions

    What’s not covered?
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    • Intentional Damage

    Any damage caused to the car intentionally

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    • Depreciation

    Normal wear and tear of the car due to usage and depreciation in value is not covered

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    • Mechanical or Electrical Breakdown

    If your car suffers an electrical or mechanical breakdown, the cost of repairs would not be covered

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    • Illegal Activities

    Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the car for criminal activity

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    • Geographic Limits

    Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.

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    • War-related Damages

    Losses caused by war or nuclear risks are not covered

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    • Overloading the Vehicle

    If you exceed the weight or passenger limit specified for your car, leading to an accident.

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    • Unauthorised Vehicle Modifications

    If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.

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    • Racing or Speed Tests

    If you participate in racing, speed tests, or illegal stunts and damage your car, your claim will be denied

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    • Note

    Please read policy wording for detailed exclusions

    Additional Covers

    What else can you get?
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    • 24x7 Road Side Assistance

    Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more

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    • Consumable Expenses

    Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc

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    • Zero Depreciation Cover

    Every year the value of a car depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands

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    • Pay As You Consume

    If you drive less then you can pay less by selecting number of kilometers driven in a year and thus saving on your insurance premium

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    • No Claim Bonus Protector

    Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium

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    • Tyre Safeguard

    This add-on cover can be fruitful if your car's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle

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    • Conveyance Benefit

    If your car is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute

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    • Engine Protector

    Covers financial losses incurred due to damage to your car engine

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    • Return to Invoice (RTI) Cover

    Recover invoice value of your car back in case of theft or total loss

    Maruti Ertiga Car Insurance: Secure Your Family Rides

    The Maruti Suzuki Ertiga is a popular choice for families who prioritise comfort and space for long journeys. Whether you already own one or are planning to buy one, securing a reliable Ertiga car insurance price is essential to protect your vehicle from unforeseen risks on the road. With the right policy, you can have peace of mind, knowing that your Ertiga is covered against potential damage, accidents, and third-party liabilities.

    If you want to ensure that your family travels together and in leisure wherever they go, the Maruti Suzuki Ertiga is one of the most appropriate cars for you. The 7-seater car was launched by the company in India in 2012, and has since, been a popular option in the market.

    Bajaj General Insurance Limited offers a wide range of insurance solutions to ensure your Ertiga is always protected. From buying a new policy to renewing an existing one, it provides a hassle-free process, whether you're a first-time buyer or renewing your policy.

    Maruti Ertiga Car Insurance Price

    Understanding the Ertiga insurance price is crucial before purchasing a policy. The table below outlines various factors that can affect your Ertiga car insurance price:

    Factor

    Impact on Price

    Vehicle's Age

    Older vehicles may have lower premiums due to depreciation.

    Location

    Urban areas typically attract higher premiums due to risk factors.

    Driving History

    A clean record can help reduce your Ertiga insurance cost.

    Add-on Covers

    Including add-ons like engine protection increases the price.

    No Claim Bonus (NCB)

    You can earn discounts if no claims were made in the past year.

     

    Always use an insurance premium calculator to check your Ertiga insurance cost accurately.

    Features Of Maruti Suzuki Ertiga

    The Maruti Suzuki Ertiga is a 5-door hatchback that is available in India. Some of its key features include:

    Here are a few add-ons that you may be offered:

    ● Flexi-seating with recliner seats in the back

    ● Connected car technology with Suzuki connect

    ● Quad airbags

    ● Roof-mounted AC in the second row

    ● Plush dual-tone interiors

    ● Sculpted dashboard with metallic teakwood finish

    The Maruti Suzuki Ertiga features a K-series engine as well as projector headlamps. The car can be suitable for a long or short-distance travel, with family and friends.

    Benefits You Deserve

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    Reliable Customer Support

    We have a dedicated call centre and chat support taking care of all your needs

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    7200+ Cashless garages

    Wide network of cashless garages for hassle free service

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    On the Spot Claim Settlement

    Register claim on accident spot and get it settled within minute on our app

    Benefits of Buying Maruti Suzuki Ertiga Car Insurance Online

    In India, all cars that are driven on the road are mandated to have at least third-party car insurance coverage. However, opting for a comprehensive car insurance policy may provide you with added security by offering various types of coverage.

    Let us explore some of the benefits of buying four-wheeler insurance online online for your Maruti Suzuki Ertiga:

    Quick and easy access

    By buying car insurance online, you can easily and quickly access your policy. The process of purchasing car insurance online is straightforward. You can calculate your Maruti Suzuki Ertiga’s insurance price with the aid of an online calculator. Once this is done, you can initiate the purchasing process and complete it in a few clicks, provided you have all the necessary documents. After purchasing your policy, you will have immediate access to your policy document.

    Convenience

    Whether you choose a third-party car insurance or a comprehensive policy, purchasing insurance online can be hassle-free. Moreover, you can start and finish the purchase process from anywhere with an internet connection, without having to visit the insurance provider's office. Being able to renew four-wheeler insurance policies online can be convenient, especially since these policies require regular renewal.

    Easy renewal 

    Regardless of whether you have a third-party or comprehensive car insurance policy, your vehicle's policy requires regular renewals. Renewing your policy online can simplify the process since it needs to be repeated frequently.

    Specifications of Maruti Ertiga

    The Maruti Suzuki Ertiga is known for its versatility and comfort. It features a spacious 7-seater layout, a powerful K-series engine, and an elegant interior design. Whether driving long distances or navigating city traffic, the Ertiga is designed for smooth handling and an enjoyable driving experience.

    Types of Car Insurance available for Maruti Suzuki Ertiga

    Two options to buy car insurance for your Maruti Suzuki Ertiga car are available to you:

    ● Ertiga Third-party Liability Coverage

    ● Ertiga Comprehensive Insurance Coverage

    Out of the two, comprehensive coverage is likely to provide you with greater coverage. You can check your comprehensive policy's details to see what it offers. Keep in mind that comprehensive plans can be slightly more expensive than third-party coverage, so make sure to check Ertiga insurance prices using a car insurance calculator.

    At-A-Glance

    Compare Insurance Plans Made for You

    Feature
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    Third Party Liabilty Cover

    Own Damage Cover

    Comprehensive Car Cover

    Comprehensive Cover with Add-ons

    Overview Covers legal liabilities arising due to body injury or property damage to others due to your car. It is mandatory by law. Covers expenses arising out of damage to your car. Full fedged cover comprising of Third Party Liability cover and Own Damage covers Enhance coverage by opting for various Add-ons over and above the comprehensive cover
    Policy Period 1 or 3 years 1 Year 1 and 3 years 1 and 3 years
    Third Party Liability for Injury, Death & Property Damage Yes No Yes Yes
    Accidents & Collisions No Yes Yes Yes
    Natural or Man-Made Disasters No Yes Yes Yes
    Fire Damage No Yes Yes Yes
    Theft No Yes Yes Yes
    Compulsory Personal Accident Yes Yes Yes Yes
    Add-on: No Claim Bonus No No No Yes
    Add-on: Zero Depreciation Cover No No No Yes
    Add-on: Lock & Key Replacement No No No Yes
    Add-on: 24x7 Roadside Assistance No No No Yes
    Add-on: Consumables Cover No No No Yes
    Explore more add-ons No Up to 27 Add Ons Up to 27 Add Ons Up to 27 Add Ons

    Step-by-Step Guide

    To help you navigate your insurance journey

    How To Buy

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      Download the Bajaj General App from App stores or click "Get Quote"

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      Register or log in to your account.

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      Enter your car details

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      You will be redirected to the Car Insurance Page.

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      Ensure to check your No Claim Discount

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      Choose right Insured Declared Value (IDV) that reflects your car value

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      Evaluate Covers, Add Ons, Optional Covers and Exclusions

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      Select a plan from the recommended options, or customize your own plan

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      Review the premium and other coverage details

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      Proceed with the payment using your preferred method

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      Receive confirmation of your purchased policy via email and SMS

    How To Renew

    • 1

      Login to the app

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      Enter your current policy details

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      Review and update coverage if required

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      Check for renewal offers

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      Add or remove riders

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      Confirm details and proceed

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      Complete renewal payment online

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      Receive instant confirmation for your policy renewal

    How to Claim

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      Download our Bajaj General App on Android or iOS

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      Register or login to use Motor On the spot claim for a smooth process

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      Enter your policy and accident details (location, date, time)

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      Save and click Register to file your claim

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      Receive an SMS with your claim registration number

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      Fill in the digital claim form and submit NEFT details

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      Upload photos of damaged parts as instructed

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      Upload your RC and driving license

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      Receive an SMS with the proposed claim amount

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      Use the SMS link to agree/disagree with the claim amount

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      Agree to receive the amount in your bank account

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      Track your claim status using the Bajaj General App

    Know More

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      For any further queries, please reach out to us

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      Phone +91 020 66026666

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      Fax +91 020 66026667

    Maruti Ertiga Car Insurance Premium Calculator

    To determine your Ertiga insurance price, using an online car insurance premium calculator is highly recommended. A calculator allows you to input specific details like your car model, location, and required coverage to get a personalised quote. By adjusting factors such as add-ons, you can control the Ertiga car insurance price to suit your budget. Bajaj General Insurance Limited offers a user-friendly premium calculator to simplify this process.

    Registration Charges for the Ertiga

    Apart from insurance, you will also need to pay registration charges when purchasing your Ertiga. Registration fees vary based on the state and include additional charges such as road tax, which depends on your car's engine capacity. For the Maruti Suzuki Ertiga, expect these charges to range between 8% to 12% of the ex-showroom price, depending on your state.

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    What Our Customers Say

    Prompt Assistance

    Thank you so much, Bajaj General, for your quick and responsive action towards my claim process. I am shocked that my claim amount has been credited so quickly.

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    Vikram Singh

    Delhi

    4.6

    21st May 2021

    Claim Support

    Super fast claim settlement! I initiated a claim for my car windscreen, which was broken due to a tree fall today, and it was settled within one hour. I appreciate the efforts of Omkar.

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    Deepak Bhanushali

    Mumbai

    4.5

    18th May 2021

    Quick Assistance

    Thank you for helping me with just one tweet. You guys are really awesome. This is the fourth year I am continuing with you for car insurance. Keep it up!

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    Naveen Tyagi

    Delhi

    5.0

    1st May 2021

    Claim Support

    I really appreciate the way I was treated concerning my claim. The customer service was both professional and friendly, which enhanced my confidence in Bajaj General. 

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    Pramod Chand Lakra

    Jaipur

    5.0

    27th Jul 2020

    Reliable Service

    The vehicle was used by our Zonal Manager. We appreciate your timely and prompt action in getting the vehicle ready for use within a short span of time.

    SibaPrasadMohanty

    Siba Prasad Mohanty

    Pune

    5.0

    26th Jul 2020

    Diverse Options

    A range of options to choose from." Being a perfectionist, I prefer the best of everything. I wanted my car insurance policy to be airtight as well. 

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    Rahul

    Lucknow

    5.0

    26th Jul 2020

    FAQ's

    Do I need a specific insurance plan for my Ertiga?

    Yes, insuring your Ertiga is mandatory. Choose between Ertiga third party insurance price or comprehensive cover, depending on your budget and protection needs.

    How is the Insured Declared Value (IDV) calculated for an Ertiga?

    The IDV affects your Ertiga car insurance price. Bajaj General Insurance calculates it based on the current market value, minus depreciation, ensuring fair coverage and accurate Ertiga insurance price.

    Can I buy Maruti Suzuki Ertiga car insurance online?

    Yes, you can buy Ertiga insurance online quickly. You can check the Ertiga insurance price list, compare plans, and complete the process within minutes.

    Does Ertiga car insurance cover accessories and modifications?

    Yes, Bajaj General Insurance offers add-ons to cover modifications, enhancing the value of your Ertiga car insurance price list.

    Does Ertiga car insurance include personal accident cover?

    Yes, Bajaj General Insurance Cover provides personal accident cover up to ₹15 lakhs, included in comprehensive Ertiga insurance per year plans.

    How do I file a claim for my Ertiga car insurance?

    With Bajaj General Insurance, claims can be filed via the Bajaj General app. Register your Ertiga insurance claim instantly and track settlement updates.

    Can I get cashless claim settlement for my Maruti Suzuki Ertiga?

    Yes, Bajaj General Insurance offers cashless settlement at 7,200+ network garages(as on mm/yyyy). This benefit reduces out-of-pocket expenses and makes Ertiga car insurance reliable.

    How long does it take to settle an Ertiga car insurance claim?

    Through Bajaj General Insurance OTS service, eligible Ertiga car insurance claims can be settled within minutes, providing faster relief than traditional claim processes.

    What documents are required for a Maruti Suzuki Ertiga car insurance claim?

    Documents include policy copy, RC, driving license, and claim form.

    Will my No Claim Bonus be affected if I switch insurers?

    Your NCB is transferable when you switch, ensuring continued benefits and helping lower your future Ertiga VXI insurance premium.

    Can I switch insurers when renewing my Ertiga car insurance?

    Yes, during renewal you can get competitive Ertiga first party insurance price benefits and smoother processes.

    Can I modify my coverage during Ertiga car insurance renewal?

    Yes, you can add or remove covers while renewing, adjusting your Ertiga insurance price as per your needs.

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