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27 Apr 2026

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A car insurance with roadside assistance provides emergency services for your car at any time and any place. It provides extensive benefits like accident benefits, accommodation benefits, taxi benefits, and more. You can buy it by choosing an insurance provider and purchasing a car insurance policy.
Moreover, with 24×7 Spot Assistance from Bajaj General Insurance, you get prompt, on-the-spot support during unexpected vehicle breakdowns or emergencies. It ensures help reaches you anytime, anywhere, for a hassle-free driving experience.
Continue reading to know how roadside assistance coverage in vehicle insurance works and how to avail it in more detail.
A car insurance with roadside assistance provides 24x7 emergency services to car owners if their vehicle breaks down or faces an issue. Being stranded on the roadside without a mechanic nearby can be stressful. In such cases, car insurance and roadside assistance coverage can be useful.
For an additional premium, you can include roadside assistance coverage in your comprehensive car insurance plan.
Also Read: Everything You Need To Know on CNG Kit – Price, Usage, and More
When you buy roadside assistance for your car, that is, 24x7 Spot Assistance from Bajaj General, you can enjoy the following features:
According to The Hindu, police departments in Indian states and union territories have reported 4,80,583 road accidents as of December 2025. This denotes how insurance and its add-ons become essential. In the event of an accident, we offer a spot survey and assist you with the claim form documentation.
You can reach out to us on our customer care number, and we can provide you with a towing facility and can get your vehicle to the nearest network garage of Bajaj General Insurance.
If your car comes to a complete halt and it cannot be repaired within 12 hours from the time of reporting the incident, then you can avail the accommodation benefit with a 24x7 spot assistance add-on cover for your car insurance policy.
For instance, if the incident has occurred beyond 100 Kms from the centre point of the covered city and within 100 Kms of another covered city, then we provide overnight stay at ₹2,000 per occupant per day up to ₹16,000 per policy year.
If you need to continue your journey even after the incident, then we offer you a taxi benefit anywhere up to 50 Kms from that spot.
We offer services like battery jump start, spare key pick-up & drop facility, flat tyre services and repair of minor mechanical/electrical parts in case you are stranded with a damaged car.
We ensure that your relatives stay informed about your whereabouts and the current situation of your trip via SMS or a call. We can contact the alternative number that you have provided while purchasing the policy.
In case you run out of fuel and your vehicle comes to a standstill, then we can assist you with a fuel refill at your location for up to 3 litres on a chargeable basis.
It might happen that you may get injured while your car breaks down, then in such a scenario, we help you locate a nearby medical centre.
We also provide you with legal support for up to 30 minutes over the phone if needed.
In case your insured two-wheeler becomes immobilised, then you can avail the 24 x 7 spot assistance cover with our two-wheeler long-term policy with all the benefits mentioned above, with slight changes:
This service is available only two times per year, and the quantity of fuel supplied is reduced to 1 litre per event.
We provide taxi service to you for up to 40 Kms from the incident spot. Beyond 40 Kms, the commutation expenses have to be borne by you.
In case your two-wheeler becomes immobilised and cannot be repaired within 12 hours from the time of reporting the incident, you can avail the accommodation benefit offered as an add-on for 2 wheeler insurance. You can use this service once per year, with an overnight stay capped at ₹3000 per day.
Stay worry-free while driving since we are just a call away when you need it most. Get our 24 x 7 spot assistance cover with the motor insurance policy and be assured of getting the help whenever and wherever required.
Also Read: Top 7 Best Mileage Cars Under 10 Lakhs in India for 2024
You can add the 24x7 roadside assistance cover to your car insurance policy by navigating to the Bajaj General Insurance’s website and following the steps below:
1. Go to the ‘Car Insurance’ section under ‘Products’.
2. Put your vehicle registration number, choose ‘Brand new car’, and select the correct variant and fuel type to get a quote.
3. Seek add-ons and choose ‘24x7 Spot Assistance’ to complete the process.
4. Review the premium and complete your payment via UPI, netbanking, or credit or debit card.
5. Upon payment completion, you will receive your car insurance policy with 24x7 roadside assistance cover via email.
Do not forget to complete your car insurance renewal to continue enjoying 24x7 roadside assistance.
A car insurance with roadside assistance cover can make your road trip truly stress-free. With our 24×7 Spot Assistance cover, you can ensure that help is just a call away. From towing and roadside assistance to accommodation and fuel support, this add-on cover has got you covered for all eventualities. Do not let unforeseen circumstances dampen your spirits.
Equip your motor insurance policy with 24×7 Spot Assistance with Bajaj General Insurance and enjoy worry-free adventures.
Some car insurance with roadside assistance cover breakdowns that occur at your home or nearby, but this varies by insurer. You can check with your insurance provider to see if this is included.
Yes, roadside assistance in car insurance is worth the money since you never know when you need it.
Yes, a roadside assistance plan helps unlock a car by bringing your spare key to you. This service is only available if your car is within 100 kilometres.
Roadside assistance is an add-on to a comprehensive car insurance policy that helps you if your vehicle breaks down while you are on a trip, leaving you stranded on the road. You can purchase this coverage by paying an additional premium.
A car insurance with roadside assistance covers the labour costs. You have to pay for fuel and other relevant expenses, as per the policy terms.
**Standard T&C apply
Disclaimer: Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.
Disclaimer: The content on this page is generic and shared only for informational and explanatory purposes. It is based on several secondary sources on the internet and is subject to changes. Please consult an expert before making any related decisions.
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