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Motor Blog
06 Aug 2026
Bajaj General Insurance

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In India, the Indian automotive market offers a plethora of options for budget-conscious buyers seeking value, safety, and performance. From compact hatchbacks to feature-rich SUVs, there's a vehicle to suit every preference within the ₹10 lakh bracket. Whether you're a first-time buyer or looking to upgrade, this guide will help you navigate the top choices available, ensuring you make an informed decision that aligns with your needs and budget. Pairing your new vehicle with a car insurance policy from Bajaj General Insurance Limited gives added peace of mind, thanks to its 10,000+ cashless garages and wide coverage options.
Here is a quick overview of some of the top-performing cars under ₹10 lakhs:
Car Model | Ex-Showroom Price |
Tata Tiago CNG | ₹4,69,990 |
Hyundai Grand i10 Nios | ₹5,59,700 |
Tata Punch | ₹5,70,000 |
Renault Kiger | ₹5,81,000 |
Maruti Suzuki Baleno | ₹5,99,000 to ₹9,47,000 |
Tata Altroz | ₹6,29,990 |
Maruti Suzuki Dzire | ₹6,30,000 |
Maruti Suzuki Fronx | ₹6,85,000 |
Tata Tiago EV | ₹6,99,000 |
MG Comet EV | ₹7,79,800 |
Nissan Magnite | ₹7,81,000 to ₹9,99,400 |
Hyundai Venue | ₹7,99,900 |
Note: The prices shown here are for the base models of the car. Higher variants can cost more. Check the official website for more information.
Now that we know the best cars under ₹10 lakhs in India, let us get into the specifications and features of these cars below:
If you are looking for one of the cheapest and top cars below 10 lakhs in India, then Tata Tiago iCNG may be the right choice for you. You can experience efficient performance with an advanced twin-cylinder CNG system. Plus, it contains 6 airbags and an electronic stability program (ESP). Tata Tiago CNG specifications are as follows:
Features | Specifications |
Engine Capacity | 1199 cc |
Max Power | 74.4 BHP @ 6,000 rpm |
Max Torque | 96.5 Nm @ 3,500 rpm |
Transmission | 5 Speed MT and AMT |
Fuel Tank Capacity | Petrol- 35L CNG- 60 L (water capacity) |
Coming in second on our list of the best cars under 10 lakhs in India is the Hyundai Grand i10 Nios CNG variant. Priced just below ₹6 lakh, this car is the first in line to include an in-built dashcam. You can also easily switch between petrol and CNG with the new CNG switch. Some of the Hyundai Grand i10 Nios CNG specifications are as follows:
Features | Specifications |
Engine Capacity | 1197 cc |
Max Power | 68 BHP @ 6,000 rpm |
Max Torque | 95.2 Nm @ 4,000 rpm |
Transmission | 5 Speed MT |
Fuel Tank Capacity | Petrol- 37L CNG- 60 L (water capacity) |
If you are looking for an SUV under ₹10 lakh, then Tata Punch could be your top choice. It features LED headlamps and DRLs, along with 90-degree door opening. Moreover, you do not have to worry about safety, as the car features a safety-shell dome body and 6 airbags. The specifications are as follows:
Features | Specifications |
Engine Capacity | 1199 cc |
Max Power | 86.5 BHP @ 6,000 rpm |
Max Torque | 95.2 Nm @ 4,000 rpm |
Transmission | 5 Speed MT |
Fuel Tank Capacity | Petrol- 37L CNG- 60 L (water capacity) |
Renault Kiger is one of the good cars in India under 10 lakhs. It features a lightweight high-tensile steel body and a turbo engine which can deliver powerful acceleration from 0-100 km/h in 11 seconds. Design-wise, you will get a 17.78 cm multi-skin drive mode cluster and a 20.32 cm floating touchscreen display. Here are the specifications to follow:
Features | Specifications |
Engine Capacity | 999 cc |
Max Power | 71.01 BHP @ 6,250 rpm |
Max Torque | 96 Nm @ 3,400 - 3,600 rpm |
Transmission | 5 Speed MT |
Fuel Tank Capacity | 40 L |
Maruti Suzuki Baleno provides a sensorial driving experience in the mean city streets. Its L series Dual Jet Dual VVT engine with idle start-stop ensures that you do not face any hurdles while driving. Moreover, if we talk about safety, it comes with 6 standard airbags, ISOFIX anchorages, and reverse parking sensors. Thus, it makes it to our list of best cars under 10 lakhs in India.
Features | Specifications |
Engine Capacity | 1197 cc |
Max Power | 88.5 BHP @ 6,000 rpm |
Max Torque | 113 Nm @ 4,400 rpm |
Transmission | 5 MT/ 5 AMT |
Fuel Tank Capacity | 37 L |
With 27 variants available, the Tata Altroz is one of the best vehicles under 10 lakhs in India. For a futuristic feel, it features flush door handles, infinity tail lamps and a 3-tone dashboard. Additionally, you do not have to think about safety, as it has secured a 5-star BNCAP safety rating. Let us look at the specifications of this car:
Features | Specifications |
Engine Capacity | 1199 cc |
Max Power | 86.7 BHP @ 6,000 rpm |
Max Torque | 115 Nm @ 3,250 rpm |
Transmission | 5 Speed MT, 6 Speed DCA, 5 Speed AMT |
Fuel Tank Capacity | 37 L |
The all-new Maruti Suzuki Dzire is now available in a CNG version. Maruti Suzuki Dzire price in India starts from ₹8,18,100 (ex-showroom price). There are 2 CNG variants, and both of them feature stunning interiors. It is hailed as one of the most fuel-efficient sedans with 24.79 km/l mileage.
Features | Specifications |
Engine Capacity | 1197 cc |
Max Power | 68.7 BHP @ 5,700 rpm |
Max Torque | 101.8 Nm @ 2,900 rpm |
Transmission | 5 MT |
Fuel Tank Capacity | Petrol - 37 L CNG- 55 L (water equivalent) |
If you like cars with a sporty design, then Maruti Suzuki Fronx may be the right fit for you. It features geometric precision-cut alloy wheels along with LED connected DRLs. You will also find cruise control, a 360-degree view camera and a heads-up display. Moreover, you can turbocharge your drive with its K Series Turbo Boosterjet Engine. The specifications are:
Features | Specifications |
Engine Capacity | 1197 cc |
Max Power | 88.5 BHP @ 6,000 rpm |
Max Torque | 113 Nm @ 4,400 rpm |
Transmission | 5 MT |
Fuel Tank Capacity | 37L |
With the aim of reducing carbon footprint, the Tata Tiago EV stars in our list of best cars in India less than 10 lakhs. It features a sporty look with R14 hyperstyle wheels and lux beam DRLs. For safety, it comes equipped with Electronic Stability Program (ESP) and 6 airbags as standard. If you are wondering about mileage, it can provide a range of 205-215 km.
Features | Specifications |
Battery Pack | 19.2 kWh |
Max Power (Electric) | 60 BHP |
Max Torque (Electric) | 110 |
Transmission | Fully automatic drive |
The MG Comet EV features a 17.4 kWh prismatic cell battery and 230 km range on a single charge. This 4-seater EV car features a high-strength vehicle body with 17 hot stamping panels. Apart from a sturdy body, it also features ABS + EBD, hill hold control and an electronic parking brake, among others. Let us look at the specifications below:
Features | Specifications |
Battery Pack | 17.4 kWh |
Max Power (Electric) | 41.4 BHP |
Max Torque (Electric) | 110 |
Transmission | Fully automatic drive |
Nissan Magnite is one of the best cars under ₹10 lakhs in India. Not only does it feature a 5-star rating from Global NCAP, but it also comes with 55+ active and safety features. Moreover, the car features a first-in-segment plasma cluster ioniser, which filters out PM 2.5 pollutants in just 20 minutes. Its powerful HRAO Turbo Engine ensures smooth acceleration. Here are the specifications:
Features | Specifications |
Engine Capacity | 999 cc |
Max Power | 71 BHP @ 6,250 rpm |
Max Torque | 96 Nm @ 3,400 - 3,600 rpm |
Transmission | 5 MT |
Fuel Tank Capacity | 40L |
Let us conclude this list with the best-in-class Hyundai Venue. It commands the street with its bold stance. The vehicle features LED DRLs, quad beam headlamps, and a dark chrome radiator grille. When you step inside the car, you can experience a dual 12.3-inch curved panoramic display, helping you stay connected. Here are the specifications:
Features | Specifications |
Engine Capacity | 1197 cc |
Max Power | 81.8 BHP @ 6,000 rpm |
Max Torque | 114.7 Nm @ 4,200 rpm |
Transmission | 5 Speed MT |
Fuel Tank Capacity | 45L |
Now that you know about the best cars under ₹10 lakhs in India, a question may arise - how do I choose the one that is perfect for me?
To help you with your query, here are some factors that you should keep in mind:
If you already own a car, make sure it stays adequately protected with the right insurance coverage. Complete your car insurance renewal with Bajaj General Insurance and enjoy greater peace of mind on the road.
Your journey of owning a car does not stop when you buy it. Maintaining the best cars under ₹10 lakhs in India requires careful consideration. Here are some tips that will help you get started:
When you are buying the best cars under ₹10 lakhs in India, you must also take into consideration car insurance. With Bajaj General Insurance, you can explore different plans and customise them according to your specific needs.
It acts as a financial shield against unforeseen circumstances such as accidents. Therefore, you can enjoy the features and benefits of your high-mileage car without worrying about what will happen if an unfortunate accident occurs.
To make the right insurance decisions, leverage tools like the car insurance premium calculator. This invaluable tool allows you to estimate the cost of coverage based on various factors such as car model, age, and your driving history.
By comparing car insurance policies using this calculator, you can make informed choices, ensuring that your coverage aligns with your specific requirements and budget constraints. In the pursuit of high mileage and economical driving, these top seven budget cars in India present compelling options for consumers.
However, it's crucial to remember that the journey doesn't end with the purchase of a fuel-efficient vehicle. Securing your investment with the right car insurance is equally vital. Car insurance platforms – online as well as offline – offering comprehensive coverage and tools like the car insurance premium calculator, empower you to make informed decisions and enjoy your high-mileage car with confidence.
As you embark on the road with your fuel-efficient companion, let comprehensive car insurance be the unwavering companion that ensures a smooth and protected ride.
Selecting the best car under ₹10 lakhs in India requires balancing features, performance, and budget. With options ranging from fuel-efficient hatchbacks to feature-rich SUVs and eco-friendly electric vehicles, there's a car to suit every need. Prioritise safety, reliability, and after-sales service to ensure a satisfying ownership experience.
The Tata Punch and Tata Altroz both boast a 5-star safety rating from Global NCAP, making them top choices for safety-conscious buyers.
The Hyundai Venue offers a plethora of features, including connected car technology, a sunroof, and multiple engine options, providing excellent value within this budget.
The Maruti Suzuki Baleno CVT stands out with its smooth automatic transmission, fuel efficiency, and feature-rich cabin, making it a preferred choice for automatic car seekers.
Top safe cars include the Tata Punch, Tata Altroz, and Mahindra XUV300, all of which have received high safety ratings and come equipped with essential safety features.
The Maruti Suzuki Baleno offers one of the most spacious cabins and boot space in its segment, ensuring comfort for both passengers and luggage.
The Tata Altroz, with its agile handling and robust build, provides an engaging driving experience, especially on highways and twisty roads.
Top-end variants of the Tata Nexon and Hyundai Venue approach the ₹10 lakh mark, offering premium features and enhanced performance.
Yes, options like the Tata Tiago EV and MG Comet EV are available under ₹10 lakhs, offering eco-friendly mobility solutions with decent driving ranges.
*Standard T&C apply. Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.
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