Best Cars Under 10 Lakhs in India

In India, the Indian automotive market offers a plethora of options for budget-conscious buyers seeking value, safety, and performance. From compact hatchbacks to feature-rich SUVs, there's a vehicle to suit every preference within the ₹10 lakh bracket. Whether you're a first-time buyer or looking to upgrade, this guide will help you navigate the top choices available, ensuring you make an informed decision that aligns with your needs and budget. Pairing your new vehicle with a policy from Bajaj General Insurance Limited gives added peace of mind, thanks to its 7,200+ cashless garages and wide coverage options.

List of Best Cars Under ₹10 Lakhs in India

Here's a quick overview of some of the top-performing cars under ₹10 lakhs:

Top Cars Under ₹10 Lakhs

1. Tata Punch

Starting at ₹6 lakh, the Tata Punch stands out with its 5-star safety rating and SUV-like stance. Equipped with a 1.2L petrol engine, it offers both manual and AMT options. Features include a 7-inch touchscreen, cruise control, and dual airbags, making it a top choice for safety-conscious buyers.

2. Hyundai Grand i10 Nios

Priced from ₹5.84 lakh, the Grand i10 Nios is a compact hatchback known for its fuel efficiency and urban-friendly dimensions. It offers a comfortable cabin, touchscreen infotainment, and multiple engine options, including CNG variants.

Also Read: Top Hatchback Cars in India

3. Maruti Suzuki Baleno

With a starting price of ₹6.61 lakh, the Baleno offers spacious interiors and a smooth ride. It's equipped with features like a 7-inch touchscreen, LED projector headlamps, and dual airbags, making it a value-for-money proposition.

4. Tata Altroz

Starting at ₹6.60 lakh, the Altroz is a premium hatchback boasting a 5-star safety rating. It offers a range of petrol and diesel engines, spacious interiors, and features like ambient lighting and a semi-digital instrument cluster.

5. Nissan Magnite

Priced from ₹6 lakh, the Magnite is an affordable compact SUV offering a turbocharged engine option. It comes with features like an 8-inch touchscreen, wireless Apple CarPlay and Android Auto, and a 360-degree camera in higher variants.

6. Hyundai Venue

Starting at ₹7.89 lakh, the Venue is a stylish compact SUV with connected car technology. It offers multiple engine options, including a 1.0L turbo petrol, and features like a sunroof, wireless charging, and six airbags in top variants.

7. Maruti Suzuki Fronx

With prices beginning at ₹7.46 lakh, the Fronx is a crossover that blends SUV styling with hatchback practicality. It offers features like a head-up display, a 360-degree camera, and a 9-inch touchscreen infotainment system.

8. Tata Tiago EV

Starting at ₹8.69 lakh, the Tiago EV is an affordable electric hatchback offering a range of up to 315 km. It comes with features like a digital instrument cluster, touchscreen infotainment, and fast-charging capability.

9. MG Comet EV

Priced from ₹6.99 lakh, the Comet EV is a compact electric city car ideal for urban commutes. It offers a range of 230 km, a minimalist interior, and features like a 10.25-inch touchscreen and digital instrument cluster.

10. Renault Kiger

Starting at ₹6 lakh, the Kiger is a sporty compact SUV offering a turbocharged engine option. It features a 7-inch digital instrument cluster, wireless smartphone connectivity, and a spacious boot, making it a practical choice for families.

Also Read: Rolls-Royce Cars Price in India 2025

Features to Consider When Buying a Car Under 10 Lakhs

In India, if you are looking for the best car under 10 lakhs, it is very important to consider all the features to get the best value for your money. To begin with, fuel consumption is very important, especially now that petrol and diesel prices are on the constant rise. A car that consumes less fuel will save you a lot in the long run. The dimensions of the car are another thing to consider.

Do you want a small vehicle for driving within the city instead of one likely used for a family? Safety should be the priority as well, so check how many airbags are available in the car, whether it has ABS, and how good the brakes are.

Finally, the manufacturer's reputation in the market in terms of the quality of the car and the after-sales services is likely to affect your choices, helping you to get a car that will last long and will be well serviced over time.

Additionally, you should also consider purchasing commercial motor vehicle insurance if you plan to utilise our purchase in a commercial capacity. Bajaj General Insurance Limited provides suitable options whether you wish to go for a car insurance renewal or purchase a commercial insurance for your needs and requirements.

Budget-Friendly Maintenance Tips

Effective maintenance of a car under 10 lakh doesn’t have to be too much of a burden to your finances. It is important to stick to a maintenance culture, and this will include an oil change every so often within a few thousand kilometres, as well as making sure the brake fluids and air filters are checked on time. If the tyres are always inflated to the recommended pressure, it may also help save on fuel and reduce damage. For any parts that require changing, non-genuine replicas should not be used, as the latter do not tend to perform efficiently or last as long. Tending to repairs on time, however small they may be, helps control the problem and, thus, the state of the car without compromising its efficiency over time.

Expert Tips: Choosing the Right Car Under ₹10 Lakhs

1. Define Your Needs: Assess whether you need a hatchback for city driving or an SUV for versatility.
2. Fuel Type: Consider fuel efficiency and availability. Petrol cars are generally more affordable, while diesel offers better mileage. Electric vehicles are eco-friendly but may have higher upfront costs.
3. Safety Features: Prioritise cars with higher safety ratings and essential features like airbags, ABS, and stability control.
4. Resale Value: Brands like Maruti Suzuki and Hyundai typically offer better resale value due to widespread service networks.
5. After-Sales Service: Ensure the brand has a robust service network in your area for hassle-free maintenance. Also, opting for reliable motor insurance from trusted providers like Bajaj General Insurance Limited ensures quicker claims and smoother roadside support during emergencies.
6. Test Drive: Always test-drive to assess comfort, handling, and ergonomics before making a decision.

Also Read: Best Cars Under 8 Lakh in India: A Complete Guide

Importance of Car Insurance

Choosing the right car insurance is as crucial as selecting the perfect high-mileage vehicle. Car insurance online platforms provide a user-friendly avenue for exploring policies tailored to your needs. Comprehensive car insurance not only safeguards your vehicle against accidents and theft but also covers third-party liabilities.

It's a shield that ensures financial protection in unforeseen circumstances, allowing you to enjoy the benefits of your high-mileage car with peace of mind. Comprehensive car insurance goes beyond mere accident coverage.

It provides a holistic approach to protection, encompassing damages from natural calamities, theft, vandalism, and more. As you invest in a high-mileage car, ensuring comprehensive coverage becomes paramount to shield against potential financial setbacks. In the event of an accident or unforeseen circumstance, comprehensive insurance steps in as a reliable safety net, minimizing financial strain and allowing you to focus on getting back on the road.

Calculating Car Insurance Premiums

To make the right insurance decisions, leverage tools like the car insurance premium calculator. This invaluable tool allows you to estimate the cost of coverage based on various factors such as car model, age, and your driving history. By comparing car insurance policies using this calculator, you can make informed choices, ensuring that your coverage aligns with your specific requirements and budget constraints. In the pursuit of high mileage and economic driving, these top seven budget cars in India present compelling options for consumers.

However, it's crucial to remember that the journey doesn't end with the purchase of a fuel-efficient vehicle. Securing your investment with the right car insurance is equally vital. Car insurance platforms – online as well as offline – offering comprehensive coverage and tools like the car insurance premium calculator, empower you to make informed decisions and enjoy your high-mileage car with confidence. As you embark on the road with your fuel-efficient companion, let comprehensive car insurance be the unwavering companion that ensures a smooth and protected ride.*

Conclusion

Selecting the best car under ₹10 lakhs in India requires balancing features, performance, and budget. With options ranging from fuel-efficient hatchbacks to feature-rich SUVs and eco-friendly electric vehicles, there's a car to suit every need. Prioritise safety, reliability, and after-sales service to ensure a satisfying ownership experience.

FAQs

Which car under ₹10 lakhs has the highest safety rating?

The Tata Punch and Tata Altroz both boast a 5-star safety rating from Global NCAP, making them top choices for safety-conscious buyers

Which car has the most features under ₹10 lakhs?

The Hyundai Venue offers a plethora of features, including connected car technology, a sunroof, and multiple engine options, providing excellent value within this budget.

Which is the best automatic car under ₹10 lakhs in India?

The Maruti Suzuki Baleno CVT stands out with its smooth automatic transmission, fuel efficiency, and feature-rich cabin, making it a preferred choice for automatic car seekers.

What are the safest cars under ₹10 lakhs in India?

Top safe cars include the Tata Punch, Tata Altroz, and Mahindra XUV300, all of which have received high safety ratings and come equipped with essential safety features.

Which car gives the most space under ₹10 lakhs?

The Maruti Suzuki Baleno offers one of the most spacious cabins and boot space in its segment, ensuring comfort for both passengers and luggage.

Which car offers the best driving experience under ₹10 lakhs?

The Tata Altroz, with its agile handling and robust build, provides an engaging driving experience, especially on highways and twisty roads.

Which are the most expensive cars under ₹10 lakh in India?

Top-end variants of the Tata Nexon and Hyundai Venue approach the ₹10 lakh mark, offering premium features and enhanced performance.

Are there any electric vehicles available under ₹10 lakhs?

Yes, options like the Tata Tiago EV and MG Comet EV are available under ₹10 lakhs, offering eco-friendly mobility solutions with decent driving ranges.

*Standard T&C ApplyInsurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.