ट्रॅव्हल इन्श्युरन्स
स्टुडंट ट्रॅव्हल इन्श्युरन्स
महत्त्वाची वैशिष्ट्ये
From campus to continents, we've got you covered
Coverage Highlights
Unique Propositions:
Affordable Travel plan
Affordable Travel plan to travel overseas without worries
प्रवेश वय
Entry age from 6 Months to 75 Years
सर्वसमावेशक कव्हरेज
covers all medical eventualities including hospitalization and other incidental expenses at a fraction of the amount
Key Inclusions
काय कव्हर होते?वैयक्तिक अपघात
Covers Death, Permanent Total Disability, if sustained due to Accidental Bodily Injury
अपघाती मृत्यू आणि अपंगत्व- कॉमन कॅरियर (एडी&डी)
Covers Permanent Total Disability, or Death of Insured caused solely by Accidental Injury while travelling in Common Carrier
Medical Expenses and Medical Evacuation and Repatriation
Covers medical expenses for admissible illness/Accidental Injury , evacuation to india or Repatriation of Mortal Remains
हॉस्पिटलायझेशन डेली अलाऊंस
provide Daily Allowance for each continuous and completed period of 24 hours of Hospitalisation
ट्रिप कॅन्सलेशन
Cover costs that have been paid or are payable and cannot be recovered if Your trip is completely cancelled.
चेक्ड इन केलेले बॅगेज हरवणे
provides compensation if the airline loses Your checked in baggage
चेक्ड-इन बॅगेजचा विलंब
Provides fixed benefit in case the airline delays Your checked-in baggage.
वैयक्तिक दायित्व
Covers legal liability incurred to pay damages for third party Civil arising out of Accidental Bodily Injury or Accidental Property Damage occurring during an Insured Journey.
पासपोर्ट हरवणे
Covers cost of duplicate passport in event of loss of passport
ट्रिप डिले
Covers trip delay for any trip booked to travel from and/or Republic of India.
गोल्फर्स होल-इन-वन
Covers celebration on achieving a Golfers hole-in-one at any (USGA) recognized golf course
ट्रिप कर्टेलमेंट
Covers loss arising due to cancellation of personal accommodation or travel charges paid due to necessary and unavoidable curtailment of Insured Journey.
होम बर्गलरी इन्श्युरन्स
Covers loss of or damage to contents of insured's home in India caused by actual or attempted Burglary and/or Robbery
इमर्जन्सी कॅश फायदा
Assistance service when the insured person requires emergency cash following incidents like theft/burglary of luggage/money
हायजॅक
Allowance in case flight is hijacked
अपवाद
What’s not covered?Pre-existing Condition
Pre-existing Condition(s) and complications
Influence of liquor
influence of liquor or drugs , alcohol or other intoxicants
Routine Examination
Any routine physical or other examination, vaccination, vitamins where there is no objective indication of impairment of normal health
Self Inflicted Acts
Self-injury, illegal activities, hazardous activities and more
Criminal or unlawful act
The Insured Person’s actual or attempted engagement in any criminal or other unlawful act.
Non passenger flights
The Insured Person engaging in air travel unless he flies as a passenger on an Airline
Sanctioned Travel
Travel to any country against whom the Republic of India has imposed general or special travel restrictions
अॅड-ऑन कव्हर्स
Enhance your coverage with these Add-onsकौटुंबिक भेट
Covers reimbursement of the actual cost of a family member, In the event if the insured is hospitalized as a result of an accidental injury or sickness covered.
प्रायोजकाचा अपघात
Covers reimbursement of remaining school fee, In case the sponsor named in the schedule meets with an accident during the policy period, which results in his death or permanent total disability during the policy period
शिक्षण शुल्क
Covers reimbursement of tuition fee paid in advance for the current semester If the insured is unable to continue the school semester due to Serious medical condition of insured or either of the parents of the insured
लॅपटॉप हरवणे
Covers the loss incurred due to Theft of laptop during the journey abroad
बेल बाँड इन्श्युरन्स
Covers costs towards the bail amount for release, if the insured is arrested for any inadvertent law breaking
Personal Accident Cover in India
Covers Personal Accident costs if the insured person gets injured while traveling from home to the airport on the day of departure from India or from the airport to home on the day of arrival back in India. The injury must be the direct cause of death or permanent total disability within 12 months.
बाऊंस्ड हॉटेल
Covers expenses relating to transportation to the alternative hotel, cost of up gradation to a superior class of hotel if required
विलंबित किंवा लवकर परतण्यामुळे विमानाच्या तिकिटातील तफावत
Covers fare difference for economy class return ticket if the insured returns back to India before or after the scheduled date of return, due to illness or accident
मिस्ड कनेक्शन
Covers reimbursement cost if the air craft on which the insured is booked to travel from India is delayed beyond 12 hours than the original scheduled arrival time at the destination of the connecting flight resulting in the insured missing the connecting flight
Benefits You Deserve
Cashless Worldwide
Provides direct settlement of medical bills without upfront payments
Emergency Travel Assistance
Get round-the-clock support in case of emergencies during your trip
Trip Delay Covered
Get paid for long flight delays
Student Travel Insurance at Affordable Price
Student travel insurance is an insurance plan that protects students pursuing education abroad from financial uncertainties and emergencies. This coverage spans medical expenses, travel disruptions, and loss of essential documents, ensuring students remain focused on academics without financial stress.
Bajaj General Insurance Limited offers comprehensive and affordable student travel insurance plans that prioritise student well-being and affordability. By opting for these plans, students can confidently manage risks while enjoying an international study experience.
At-A-Glance
Compare Insurance Plans Made for You
| कव्हरेज |
स्टँडर्ड |
सिल्व्हर |
गोल्ड |
प्लॅटिनम |
सुपर एज |
कॉर्पोरेट लाईट |
कॉर्पोरेट प्लस |
|---|---|---|---|---|---|---|---|
| Age Group | 0-70 वर्षे | 0-70 वर्षे | 0-70 वर्षे | 0-70 वर्षे | 70+ Years | 0-120 वर्षे | 0-70 वर्षे |
| Medical Excegencies Sum Insured | यूएसडी 500,00 | यूएसडी 100,000 | यूएसडी 200,000 | यूएसडी 500,000 | यूएसडी 50,000 | यूएसडी 250,000 | यूएसडी 500,000 |
| Personal Accident (International & India) | USD 10,000 | INR 1,00,000 | USD 12,000 | INR 2,00,000 | USD 15,000 | INR 5,00,000 | USD 25,000 | INR 10,00,000 | USD 10,000 | INR 1,00,000 | USD 10,000 | INR 1,00,000 | USD 10,000 | INR 2,00,000 |
| Hospital Cash Allowance | USD 50/7 Days | USD 50/7 Days | USD 75/7 Days | USD 100/7 Days | USD 50/7 Days | USD 50/7 Days | USD 50/7 Days |
| ट्रिप डीले डिलाईट | USD 80/6 hrs | USD 100/6 hrs | USD 120/5 hrs | USD 150/4 hrs | USD 80/6 hrs | USD 80/6 hrs | USD 80/6 hrs |
| ट्रिप कॅन्सलेशन | यूएसडी 1000 | यूएसडी 1500 | यूएसडी 2000 | यूएसडी 5000 | यूएसडी 1000 | यूएसडी 1000 | यूएसडी 2000 |
| ट्रिप व्यत्यय | यूएसडी 500 | यूएसडी 750 | यूएसडी 1000 | यूएसडी 2000 | यूएसडी 500 | यूएसडी 500 | यूएसडी 750 |
| वैयक्तिक दायित्व | यूएसडी 50,000 | यूएसडी 100,000 | यूएसडी 150,000 | यूएसडी 200,000 | यूएसडी 100,000 | यूएसडी 100,000 | यूएसडी 100,000 |
| चेक्ड-इन बॅगेजचा विलंब | Abroad: USD 100/10 Hrs | India : INR 1000/10 Hrs | Abroad: USD 100/10 Hrs | India : INR 1000/10 Hrs | Abroad: USD 200/8 Hrs | India : INR 2000/8 Hrs | Abroad: USD 300/6 Hrs | India : INR 3000/6 Hrs | Abroad: USD 200/8 Hrs | India : INR 2000/8 Hrs | Abroad: USD 100/10 Hrs | India : INR 1000/10 Hrs | Abroad: USD 100/10 Hrs | India : INR 1000/10 Hrs |
| पासपोर्ट आणि वाहन परवाना हरवणे | यूएसडी 300 | यूएसडी 300 | यूएसडी 400 | यूएसडी 500 | यूएसडी 250 | यूएसडी 300 | यूएसडी 400 |
| वैयक्तिक वस्तूंचे नुकसान | पर्यायी | पर्यायी | पर्यायी | यूएसडी 1500 | पर्यायी | पर्यायी | पर्यायी |
| मिस्ड कनेक्शन | यूएसडी 250 | यूएसडी 300 | यूएसडी 300 | यूएसडी 300 | यूएसडी 300 | पर्यायी | पर्यायी |
| बाऊंस्ड हॉटेल | पर्यायी | यूएसडी 400 | यूएसडी 500 | यूएसडी 500 | यूएसडी 500 | यूएसडी 500 | यूएसडी 500 |
| ट्रिप विस्तार | पर्यायी | यूएसडी 750 | यूएसडी 1000 | यूएसडी 1500 | यूएसडी 1000 | यूएसडी 750 | यूएसडी 750 |
| Note: Please read Policy Wordings for more details |
मला स्टुडन्ट ट्रॅव्हल इन्श्युरन्स ची काय आवश्यकता आहे?
Stepping out into the world as a student is an incredible milestone, but it also means stepping away from your usual safety nets. Whether you’re heading off for a semester abroad, an internship, or a well-deserved gap year, student travel insurance isn't just another boring admin task.
Here is why it is essential for your journey:
1. Medical Emergencies are Pricey: Your home health insurance often doesn't follow you across borders. If you get sick or have an accident, hospital bills in foreign countries can reach tens of thousands of dollars. Insurance ensures you get the care you need without a lifetime of debt.
2. Study-Specific Protection: Unlike standard holiday insurance, student-specific plans often cover ‘Tuition Fee Protection.’ If a family emergency or serious illness forces you to cut your semester short, you can recoup those non-refundable course fees.
3. Protection for Your Tech: Let’s face it, your life is on your laptop and phone. If your gear is stolen from a library or damaged while travelling, student insurance helps you replace those expensive tools quickly so you don’t fall behind in your studies.
4. It’s Often a Legal Requirement: In many parts of the world, having insurance isn't optional. For example, Schengen countries (Europe), the USA, and Australia often require proof of specific health or travel insurance before they will even issue your student visa. Without it, your study plans could be stalled at the border.
5. Travel Chaos Happens: Flights get cancelled, and luggage goes missing. Insurance provides you with a safety cushion to pay for emergency accommodation or essential items while you wait for things to get sorted.
6. Personal Liability: If you accidentally cause damage to a dorm room or get into a mishap where someone else is injured, you could be held legally responsible. Personal liability coverage handles the legal fees and compensation costs.
How Does Student Travel Insurance Work?
Let’s understand how buying a student travel insurance policy comes in aid with an example:
Rahul is an exchange student who is studying at MIT in the United States of America (USA). He purchased a $100,000 student travel plan to ensure that any unexpected mishaps during the journey and stay don't disrupt his studies.
Now, he contracted a viral infection which required immediate hospitalisation. However, medical bills in the USA are exorbitant. But Rahul doesn’t have to worry.
He informs his insurance company of the situation. The insurance company will contact the hospital (if within their network) and settle the bills directly. If it is not within their network, then they will reimburse Rahul.
Moreover, with the compassionate visit clause, his mother or father can visit him while he is in the hospital. So, not only are his medical bills covered, but student travel insurance also takes care of parent visits.
What are the Most Common Student Travel Destinations?
Now that we know how student travel insurance works in real life, let’s look at the most common destinations Indian students fly to for higher education.
संयुक्त राज्य अमेरिका
The USA remains the number 1 destination for higher studies for Indian students. The country has numerous universities with extensive research opportunities, career prospects and academic excellence. Popular university choices are Yale, MIT, Harvard, Stanford and Caltech.
युनायटेड किंगडम
Coming in at number 2, the UK is a vibrant place to earn your degree. The country offers a shorter study period, which makes it convenient for students. For example, their course duration for a Master’s is 1 year, compared to the 2 years in India. Plus, studying grants post-study work visas as well.
जर्मनी
According to OECD, migration rates of Indian students dropped in the Big 4 countries. In this context, Germany is a growing destination for earning a degree. The country has a free education policy in public universities. Plus, over 2,000 programs are available in English in STEM, business and IT. Popular universities include the Technical University of Munich and the Universität Heidelberg.
आयरलँड
Irish universities are among the most globally recognised. Their welcoming nature and post-study career prospects make them a desirable hub for Indian students. Although costs can vary, it is considered one of the most affordable education hubs. Plus, their education system is closely related to industries, which makes it easier to find jobs after studying.
फ्रान्स
Studying in France provides many benefits to Indian students. A degree from a French university provides first-hand preference in 570 French companies in India. Plus, over 1,700 courses are available in English, making it easy to understand. Lastly, over 500 French scholarships are available for Indian students, so their course fees will be sponsored.
COMPARE TABLE
| Plan Type (in USD) |
स्टँडर्ड |
सिल्व्हर |
गोल्ड |
प्लॅटिनम |
सुपर गोल्ड |
सुपर प्लॅटिनम |
कमाल |
|---|---|---|---|---|---|---|---|
| सम इन्शुअर्ड | 50,000 | 1,00,000 | 2,00,000 | 3,00,000 | 5,00,000 | 7,50,000 | 10,00,000 |
| Medical expenses & Evacuation expenses | 50,000 (100 Deductible) | 1,00,000 (100 Deductible) | 2,00,000 (100 Deductible) | 3,00,000 (100 Deductible) | 5,00,000 (100 Deductible) | 7,50,000 (100 Deductible) | 10,00,000 (100 Deductible) |
| वैयक्तिक अपघात | 25,000 | 25,000 | 25,000 | 25,000 | 25,000 | 25,000 | 25,000 |
| Emergency Dental Pain | 500 (100 Deductible) | 500 (100 Deductible) | 500 (100 Deductible) | 500 (100 Deductible) | 500 (100 Deductible) | 500 (100 Deductible) | 500 (100 Deductible) |
| रिपाटरिएशन | 5,000 | 5,000 | 5,000 | 5,500 | 5,500 | 6,000 | 6,500 |
| चेक केलेल्या सामानाचा तोटा | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 |
| पासपोर्ट हरवणे | - | - | - | 250 (25 Deductible) | 250 (25 Deductible) | 300 (25 Deductible) | 300 (25 Deductible) |
| वैयक्तिक दायित्व | 1,00,000 (200 Deductible) | 1,00,000 (200 Deductible) | 1,00,000 (200 Deductible) | 1,50,000 (200 Deductible) | 1,50,000 (200 Deductible) | 1,50,000 (200 Deductible) | 1,50,000 (200 Deductible) |
| अपघाती मृत्यू आणि अपंगत्व कॉमन कॅरियर / सामान्य वाहक | 2,500 | 2,500 | 2,500 | 3,000 | 3,000 | 3,500 | 3,500 |
| बेल बाँड इन्श्युरन्स | 500 (50 Deductible) | 500 (50 Deductible) | 500 (50 Deductible) | 500 (50 Deductible) | 500 (50 Deductible) | 500 (50 Deductible) | 500 (50 Deductible) |
| लॅपटॉप हरवणे | - | - | - | 500 | 500 | 500 | 500 |
| शिक्षण शुल्क | 10,000 | 10,000 | 10,000 | 10,000 | 10,000 | 10,000 | 10,000 |
| प्रायोजकाचा अपघात | 10,000 | 10,000 | 10,000 | 10,000 | 10,000 | 10,000 | 10,000 |
| कौटुंबिक भेट | 7,500 | 7,500 | 7,500 | 7,500 | 7,500 | 7,500 | 7,500 |
| आत्महत्या | - | - | - | 1,500 | 2,000 | 2,000 | 2,000 |
What are the Special Features of Bajaj General Student Travel Insurance?
आमची पॉलिसी खाली नमुद केलेल्या गोष्टींसाठी कव्हरेज ऑफर करते:
1 रुग्णालयात दाखल करावे लागल्यामुळे होणारा वैद्यकीय खर्च
2 सामान हरवणे
3 बेल बॉंड व शिक्षण शुल्क (केवळ स्टुडन्ट एलाइट साठी ऑफर केलेले)
4 पासपोर्ट हरवणे (फक्त प्रतिभासंपन्न विद्यार्थ्यांसाठी ऑफर केलेले)
5 कौटुंबिक भेट
6 अनपेक्षितपणे घडणारे प्रायोजित आणि इतर प्रासंगिक खर्चाचे प्रसंग
7 आपत्कालीन दात दुखण्यापासून मुक्तता (केवळ स्टडी कंपॅनियन आणि स्टुडन्ट एलाइट साठी ऑफर)
8. Instant On-call Support Anywhere in the World
Just like your loved ones at home, we are your best companions abroad. For any query or support, just give us a missed call on our toll-free number +91-124-6174720, and we will connect with you on priority. Quick, fast, and hassle-free, we are by your side whenever you need us.
Student Travel Insurance vs Normal Travel Insurance: What’s the Difference?
You may think that a normal travel insurance will work for students as well. What’s the need for a specialised student travel insurance? Let’s answer this question with a distinction between travel insurance and student travel insurance:
पैलू | स्टुडंट ट्रॅव्हल इन्श्युरन्स | Normal Travel Insurance |
उद्देश | For students who are going abroad for long-term academic pursuits | For people going abroad for short-term leisure and business trips |
Academic Covers | Available in case of study interruption | Not required/available |
Bail Bond | Available as an add-on for minor offences | लागू नाही |
कालावधी | Years or the duration of your course | Short term, usually days or weeks |
प्रीमियम खर्च | Affordable in the long term | It can be expensive if stays are longer |
As you can see, a normal travel insurance will not cover many necessities of students. Therefore, for safe travels and prompt medical and academic aid, buying student travel insurance is a must.
Bajaj General Insurance provides India’s top international student travel insurance. Generate a quote today!
What are the Different Plans Under Our Student Travel Insurance Policy?
We offer many different variations to our Student Prime Insurance Policy, so that you can choose and customize a plan according to your needs. It includes:
Travel Prime Student Standard
Our standard plan offers a sum insured amount of $50,000. It provides many benefits such as medical expenses, evacuation, and others. The premium for this plan starts from ₹562.
Travel Prime Student Silver
Our silver plan offers a greater sum insured amount. It covers expenses of up to $100,000 and provides similar coverage to our Standard plan. The premium amount starts from ₹704.
Travel Prime Student Gold
The Gold plan has a sum insured limit of up to $200,000. It provides coverage of $25,000 for personal accident and $7,500 for family visits. The premium rate starts from ₹886.
Travel Prime Student Platinum
Increasing the sum insured limit from the Gold plan, our Platinum student travel insurance policy has a sum insured limit of $300,000. In this plan, you get $250 for loss of a passport, among many other benefits.
Travel Prime Student Super Gold
This plan covers up to a $500,000 limit and covers personal liability of up to $150,000. Along with this, you get bail bond, repatriation and other benefits. Premium rates start from ₹1,314.
Travel Prime Student Super Platinum
Bajaj General Insurance’s Super Platinum plan provides a sum insured amount of $750,000, with benefits such as emergency dental pain relief. Premium amount starts from ₹1,545.
Travel Prime Student Maximum
This is our greatest plan, providing a sum insured amount of $1,000,000. It provides extensive coverage, such as repatriation, loss of passport, loss of laptop and tuition fee, and premiums start from ₹1,651.
*Note: Premium amounts are exclusive of tax and may change. Please use discretion while reading.
Why Insure Your Travel with Bajaj General?
आत्ताच खरेदी करा
Why Choose Bajaj General Insurance for Student Travel Insurance?
Trusted by Indians
Since our establishment in 2001, we have served over 14 crore+ Indians. Our 25 years of industry knowledge have granted us extensive knowledge of what students need. That’s why our plans are highly customisable and flexible.
Worldwide Cashless Access
One of our trump cards is our extensive network of hospitals, which goes beyond India. We have established our presence in numerous foreign countries. This gives our policyholders an edge when faced with unfamiliar situations.
Round-the-Clock Support
We understand that emergencies do not knock on your door before arriving. Therefore, we have our customer service open 24/7 so that we are not time-bound to policyholders. Whether it is 7 am in the US or midnight 12 in India, we are always available.
Wide Selection of Add-Ons
We have a wide range of add-ons available, which help to tailor your plan according to your needs. You can choose from 8+ options such as bail bond insurance, loss of laptop, personal accident cover, accident to sponsor, and family visit.
Huge Scope of Coverage
Lastly, without extensive knowledge of the market, we have designed our plans to cover different kinds of situations. We have combined travel and health insurance requirements. Whether you need coverage for hospital daily allowance or trip delay, we got you covered.
What are the Common Reasons for Student Travel Insurance Claim Rejection?
Now that you know the importance of travel insurance for students studying abroad, let’s look at some common claim denial reasons. These will help you avoid these mistakes and have a smooth experience:
Missing Bills or Documents
Providing correct documents and accurate information is the first and most crucial step in raising a claim. But if you provide false information or do not fill out the claim form correctly, the insurance company may reject your claim or delay the process until you provide correct information.
Withholding Medical Details
When you buy student travel insurance, you have to disclose every pre-existing medical condition. This includes previous hospitalisation information or new medication prescribed by a doctor. If your data mismatches, then your insurer may reject your travel insurance claim.
Trip Cancellations for Personal Reasons
Insurance companies in India cover trip cancellations only when they are due to external factors. This can include an airline mishap or bad weather conditions. But it does not include trip cancellations due to personal reasons. So, if you claim the same, they will reject it.
Travelling Despite Restrictions
If you are travelling to a country where the Republic of India has put restrictions, then your travel insurance policy will not cover any mishaps or medical emergencies.
Incorrect Form Submission
Lastly, if you do not submit the claim form or include mismatched information, your claim may be rejected. Therefore, take your time and fill it up correctly.
पॉलिसी दस्तऐवज डाउनलोड करा
Get instant access to your policy details with a single click.
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Frequently Bought Together
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Step-by-Step Guide
To make sure that we are always listening to our customers
खरेदी कसे करावे
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1
Download the Bajaj General App and use your login credentials
-
2
Select the travel insurance option by providing necessary details
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3
Allow the application to process your information & get quotes
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4
Choose the plan aligning with your travel itinerary & include add-ons
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5
Finalise the plan selection and complete the payment process
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6
Insurance policy & receipt will be promptly delivered to your email ID
How to Extend
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1
Please reach out to us for policy extensions
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2
Phone +91 020 66026666
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3
Fax +91 020 66026667
कॅशलेस क्लेम
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1
Applicable for overseas hospitalization expenses exceeding USD 500
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2
Submit documents online for verification.
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3
Upon verification Payment Guarantee to be released to the hospital
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4
Please complete necessary formalities by providing missing information
Reimbursement
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1
On complete documentation receipt, reimbursement takes approx. 10 days
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2
Submit original copies (paid receipts only) at BGIL HAT
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3
Post scrutiny, receive payment within 10 working days
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4
Submit incomplete documents to our document recovery team in 45 days
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5
पॉलिसी कॉपी नुसार पॉलिसी वजावट लागू होईल
Quick Links
Diverse more policies for different needs
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What Our Customers Say
Stress-Free Journeys
Bajaj General travel insurance ensures my parents travel stress-free with great medical & trip coverage!
Rakesh Agarwal
चेन्नई
31st Jan 2025
Great coverage option
Hassle-free international travel coverage for senior citizens—must-have for every trip!
Debraj Sardar
पुणे
31st Jan 2025
Great coverage option
Travel worry-free! This insurance covers trip cancellations, baggage loss & medical needs.
Waskoti Gamma
मुंबई
31st May 2025
Good customer support
Easy purchase & excellent customer support for senior citizen travel insurance.Highly recommend!
Sumedh Sam
पुणे
31st May 2025
Great coverage option
Great coverage for medical emergencies & flight delays—essential for elderly travelers.
Sachin Kumar
अहमदाबाद
31st Jan 2025
Great Senior citizen coverage
My senior parents had a smooth experience abroad, thanks to Bajaj General travel insurance!
Shivani Singh
Paromik Bhattacharyy
31st Jan 2025
Best student travel insurance
Bajaj General makes travel insurance stress-free—best for students!
Pappu Kumar Singh
दिल्ली
29th Jan 2025
Great coverage option
Smart functionalities such as travel alerts & policy tracking. An absolute must-have!
Daniel Paul
सूरत
29th Jan 2025
FAQs
विद्यार्थी ट्रॅव्हल इन्श्युरन्स म्हणजे काय?
Student Travel Insurance is a kind of insurance policy offered by insurance companies tailored for students who wish to study abroad.
स्टुडन्ट ट्रॅव्हल इन्श्युरन्स कोण खरेदी करू शकते ?
Any student who wishes to pursue higher studies abroad or needs to travel abroad for higher academics in a foreign country can buy a Student Travel Insurance.
Is it necessary to have student travel insurance?
No. It’s not necessary to have Student Travel Insurance. However, some Universities across the globe where you enrol for higher education make it mandatory for every foreign student to have a Student Travel Insurance.
Also, it's financially prudent to opt for it when you go abroad to protect yourself financially in case of any unpleasant event, such as loss of passport, medical emergency, loss of baggage, etc.
मी स्टुडन्ट ट्रॅव्हल इन्श्युरन्स चा लाभ कसा घेऊ शकतो?
You can avail a Student Travel Insurance online. Just visit our website, fill out the online application form, make the payment, and you are done. It's quick, seamless and hassle-free.
When should I buy Student Travel Insurance?
Ideally, you should buy a Student Travel Insurance when you go abroad and need to stay for a certain period of time for your education. Depending on the course you choose, a foreign stay can range from a year to three years. In other words, you should get this insurance for the number of years you are abroad.
स्टुडन्ट ट्रॅव्हल इन्श्युरन्स पॉलिसीचा मला कसा फायदा होतो?
A Student Travel Insurance policy has multiple benefits. Medical expenses are much higher in a foreign country than they are in India. In case you face a medical emergency abroad, it can burn a big hole in your pocket. Having this policy takes care of the hospitalisation expenses.
It also covers financial losses incurred due to the loss of baggage or a passport during your stay. In case you suffer any bodily injury, the policy bears the cost of your treatment. These are some of the readily available benefits of having this policy.
On what factors does the premium amount depend?
The premium amount depends on the type of plan you choose, the sum insured, and the add-on features. Ideally, you should choose a plan that best suits your needs and gives you all-around protection.
मला एका ट्रीपसाठी एकापेक्षा जास्त पॉलिसी दिल्या जाऊ शकतात का ?
नाही. आपल्याला आपल्या ट्रीपसाठी एकच पॉलिसी दिली जाईल.
आमचा परदेशातील मुक्काम वाढल्यास काय होते?
आपला परदेशी मुक्काम आपल्या नियंत्रणाबाहेर असणाऱ्या कारणांमुळे वाढल्यास, आपण त्वरित आमच्याशी संपर्क साधला पाहिजे.. आम्ही आपल्या वाढलेल्या मुक्कामाचे समायोजन करू, त्यासाठी आपल्याला अतिरिक्त प्रीमियम भरणे आवश्यक आहे.
परदेशात शिक्षण घेणाऱ्या विद्यार्थ्यांसाठी सर्वोत्तम ट्रॅव्हल इन्श्युरन्स कोणता आहे?
The best travel insurance for students studying abroad includes comprehensive coverage for health, travel, and study-related risks. Bajaj General Insurance Limited offers plans with affordable premiums and robust benefits, ensuring students have reliable support during their international education.
इंटरनॅशनल स्टुडंट ट्रॅव्हल इन्श्युरन्समध्ये सामान्यपणे कोणते कव्हरेज समाविष्ट असते?
International student travel insurance covers medical emergencies, academic interruptions, travel delays, and lost belongings. Bajaj General Insurance Limited plans to ensure comprehensive protection for students.
पॉलिसीचा कालावधी काय आहे?
साधारणत: पॉलिसीचा कालावधी 1-3 वर्षाचा असतो. तो आणखी 1 वर्षासाठी वाढविला जाऊ शकतो.
वजावट म्हणजे काय?
वजावट हे एक कॉस्ट-शेअरींग मॉडेल आहे ज्याद्वारे इन्श्युरन्सधारक निर्दिष्ट आर्थिक रक्कम किंवा निर्दिष्ट कालावधीनंतर पॉलिसी किक-इनचे फायदे भरण्यास जबाबदार नसतात. लक्षात घ्या की वजावट रक्कम ही तुमची इन्श्युरन्स रक्कम कमी करत नाही.
याचा सोपा अर्थ असा आहे की आपल्याला स्वतःच्या खिशातून खर्चांचा काही भाग उचलावा लागतो. आमचे स्टुडन्ट प्राइम प्लॅन काही विभागांतर्गत वजावट करता येण्यासारखे आहेत.
मी माझ्या पॉलिसीवर क्लेम कसा करू?
क्लेम करणे खरोखर सोपे आहे. आपल्याला फक्त आमच्या हेल्पलाइन क्रमांकावर कॉल करण्याची आणि आपल्या क्लेमबद्दल आम्हाला माहिती देण्याची आवश्यकता आहे.. क्लेमची माहिती प्राप्त होताच आमचे अधिकारी क्लेम इनीशियेशन प्रक्रियेला सुरुवात सुरू करतात. क्लेम करतांना आपल्या पॉलिसीचा तपशील, पासपोर्ट क्रमांक इत्यादी आपल्यासोबत लक्षपुर्वक ठेवा.
आपला क्लेम सिद्ध करण्यासाठी आपल्याला आवश्यक असलेल्या कागदपत्रांबद्दल आमचे अधिकारी आपल्याला सांगतील. आम्ही आपल्या क्लेमची 1 तासात पुर्तता करतो.
आवश्यक कव्हरेजचा त्याग न करता मला परवडणारे स्टुडंट ट्रॅव्हल इन्श्युरन्स कसे मिळू शकेल?
Finding affordable student travel insurance requires evaluating options that balance affordability with essential benefits. Bajaj General Insurance Limited offers budget-friendly plans that include critical coverage like medical expenses, travel disruptions, and study continuation support.
मला परदेशात शिक्षण घेण्यासाठी विशिष्ट ट्रॅव्हल इन्श्युरन्सची आवश्यकता आहे का किंवा स्टँडर्ड ट्रॅव्हल इन्श्युरन्स काम करेल का?
Standard travel insurance often lacks the specialised benefits needed for students. Bajaj General Insurance Limited’s student travel insurance plans address academic and travel-specific risks, making them ideal for students studying abroad.
स्टुडंट ट्रॅव्हल इन्श्युरन्स आणि स्टडी अब्रॉड ट्रॅव्हल इन्श्युरन्स दरम्यान फरक आहे का?
Yes, student travel insurance focuses on academic-specific needs, such as tuition fee reimbursement and study interruptions. Study abroad travel insurance may include broader travel benefits, but Bajaj General Insurance Limited combines these features into one cohesive plan for students.
विशेषत: परदेशात शिक्षण घेणाऱ्या विद्यार्थ्यांसाठी ॲन्युअल ट्रॅव्हल इन्श्युरन्ससाठी पर्याय आहेत का?
Yes, Bajaj General Insurance Limited offers annual student travel insurance policies that cater to extended academic periods. These plans provide consistent health, travel, and academic protection, ensuring peace of mind for students and their families.
What’s the minimum and maximum age for buying travel insurance for students?
Students can buy a travel insurance policy between the age of 16-35 years as per the policy terms.
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