-
Your Notifications are Empty.
Browse our plans and add your selections to get started.
Explore now Sign in
Motor Insurance
Honda Activa Scooter Insurance
Premium Starts At ₹538*
Road trips, commutes, or quick errands—protection that follows you everywhere
Coverage Highlights
Get comprehensive coverage for your bike
Cashless Garages
7,200+ network garages for hassle free services
Own Damage Cover
Covers damage to your bike due to accidents, fire, theft and natural calamities
Third Party Liability
Unlimited liability for third party bodily injuries and INR 1 lac for third party property damage
Personal Accident Cover
Starting from INR 15 Lacs
No Claim Bonus
Up to 50%
Optional Covers
Wide range of Add Ons
On The Spot Claim Settlement
You can instantly register your bike insurance claim from the accident spot and get it settled within minutes through our Bajaj General App
24x7 Spot Assistance
Get 24x7 roadside assistance, ensuring help is always just a call away, no matter when or where your car breaks down
Note
Two-Wheeler TP Insurance Premiums starting at INR 538
Inclusions
What’s covered?Third Party Liability for Bodily Injury & Death (Unlimited Cover)
If an accident is caused by your bike and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court.
Third Party Liability for Property Damage (up to INR 1 lac)
If an accident is caused by your bike and you are liable to compensate for any damage to property of others then we will pay amount upto the SI limit
Accidents
Damages and losses that arise out of accidents and collisions
Natural or Man-Made Disasters
Damages and losses to bike by events like floods, cyclones, earthquakes, riots or vandalism
Fire Damage
Damages and losses if your bike catches fire or explodes
Theft
Financial losses when your bike is stolen
In Transit Damage
If your bike is damaged while being transported, this covers the repair costs
Personal Accident
Coverage if your bike accident results in death or disability of bike owner
Add-On Covers
Multiple Add-Ons which you can buy with your bike insurance policy to enhance your coverage
Exclusions
What’s not covered?Intentional Damage
Any damage caused to the bike intentionally
Depreciation
Normal wear and tear of the bike due to usage and depreciation in value is not covered
Mechanical or Electrical Breakdown
If your bike suffers an electrical or mechanical breakdown, the cost of repairs would not be covered
Illegal Activities
Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the car for criminal activity
Geographic Limits
Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.
War-related Damages
Losses caused by war or nuclear risks are not covered
Overloading the Vehicle
If you exceed the weight or passenger limit specified for your bike, leading to an accident.
Unauthorised Vehicle Modifications
If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.
Racing or Speed Tests
If you participate in racing, speed tests, or illegal stunts and damage your bike, your claim will be denied
Note
Please read policy wording for detailed exclusions
Additional Covers
What else can you get?24x7 Road Side Assistance
Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more
Consumable Expenses
Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc
Zero Depreciation Cover
Every year the value of a bike depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands
No Claim Bonus Protector
Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium
Tyre Safeguard
This add-on cover can be fruitful if your car's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle
Conveyance Benefit
If your car is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute
Engine Protector
Covers financial losses incurred due to damage to your car engine
Return to Invoice (RTI) Cover
Recover invoice value of your bike back in case of theft or total loss
Honda Activa: A Complete Package for Everyday Commuters
Honda Activa is one of the best-selling scooters in India since the time it was launched back in 2001. One of the preferred choices for many Indian families, Honda Activa is a one-in-all package for most individuals.
They come packed with features such as:
● External fuel filler
● Combi braking system
● Bluetooth mobile connectivity
● LED headlights and taillights
● Engine with extra mileage
Now, due to the growing number of vehicles on the road, there is a chance of your brand-new Honda Activa getting damaged. To safeguard your vehicle from accidents, and also get financial compensation for damages, you should purchase a Honda Activa insurance policy.
Type of Insurance Plans for Honda Activa
If you are looking to purchase a brand-new Honda Activa for yourself, you can choose from the following models: Activa 6G and Activa 125. Packed with amazing features, these scooters may make for an economical purchase. Easy to learn and fuel-efficient, the Honda Activa would make a great mode of transport for you. When you are purchasing the scooter, you should also simultaneously go-ahead and buy two-wheeler insurance.
There are two types of insurance policies you can purchase for your Honda Activa: third-party bike insurance plans and comprehensive insurance plans. If you are looking to purchase third-party insurance for Activa, consider that the pricing for it may start from Rs.700. This insurance policy offers financial coverage for damage caused to a third-party vehicle or property. It also provides coverage for third-party injuries. Own damage coverage is not offered in this policy.
Comprehensive active insurance provides all-around coverage. It covers own damages and third-party damages under the same policy. Your Honda Activa is covered from damage or loss that could be caused due to natural and manmade calamities, fire, and theft. You can enhance the coverage of your Activa insurance by including add-ons. The pricing for comprehensive two-wheeler insurance for your Activa starts from Rs.2000, which can increase due to the addition of add-ons.
Benefits You Deserve
Reliable Customer Support
We have a dedicated call centre and chat support taking care of all your needs
7200+ Cashless garages
Wide network of cashless garages for hassle free service
On the Spot Claim Settlement
Register claim on accident spot and get it settled within minute on our app
At-A-Glance
Compare Insurance Plans Made for You
| Feature |
Third Party Liabilty Cover |
Own Damage Cover |
Comprehensive Cover |
Comprehensive Cover with Add-ons |
|---|---|---|---|---|
| Overview | Covers legal liabilities arising due to body injury or property damage to others due to your bike. It is mandatory by law. | Covers expenses arising out of damage to your bike. | Full fedged cover comprising of Third Party Liability cover and Own Damage covers | Enhance coverage by opting for various Add-ons over and above the comprehensive cover |
| Policy Period | 1/2/3 years | 1 Year | 1/2/3/5 years | 1/2/3/5 years |
| Third Party Liability for Injury, Death & Property Damage | Yes | No | Yes | Yes |
| Accidents & Collisions | No | Yes | Yes | Yes |
| Natural or Man-Made Disasters | No | Yes | Yes | Yes |
| Fire Damage | No | Yes | Yes | Yes |
| Theft | No | Yes | Yes | Yes |
| Compulsory Personal Accident | Yes | Yes | Yes | Yes |
| No Claim Bonus | No | Yes | Yes | Yes |
| Add-on: Zero Depreciation Cover | No | Yes | No | Yes |
| Add-on: Lock & Key Replacement | No | Yes | No | Yes |
| Add-on: 24x7 Roadside Assistance | No | Yes | No | Yes |
| Add-on: Consumables Cover | No | Yes | No | Yes |
| Explore more add-ons | No | 25+ Add On's | 25+ Add On's | 25+ Add On's |
Add-on Covers Available for Honda Activa
● Zero Depreciation Cover:
With a Zero-depreciation add-on , the insurer compensates you with the maximum value for your claim without taking into consideration the depreciated value of your bike.
● Key Replacement:
This add-on provides assistance in case of breakdown or emergency on the road, including towing service, fuel delivery, and other services.
● Emergency Roadside Assistance:
If your bike suddenly stops working while driving, you can avail emergency services from your insurer with the help of 24X7 Roadside Assistance add-on.
● Engine Protection Cover:
The Engine Protection add-on covers the engine of your bike from problems that might hamper its proper functioning.
How to Buy Bike Insurance Online for Honda Activa?
If you are looking to purchase Honda Activa insurance online, you can follow the below steps:
● Visit the website of your insurer
● Enter the details of your bike and other required information
● Select the plan as per your requirements
● Based on the type of policy you selected, you would be presented with a quote
● Selecting the comprehensive Activa insurance policy allows you to customise the policy with add-ons. Select the add-ons you require.
● Pay for your policy online on the website
With these simple steps, you can easily purchase the policy. Do note that the cost of a comprehensive policy might be more than a third-party policy. If you wish to know the Activa 6G insurance policy price, you can use the two-wheeler insurance calculator to get an estimated quote for your policy.
Download Policy Document
Get instant access to your policy details with a single click.
Why Insure Your Bike with Bajaj General?
Buy Now
Motor & Health Companion
Drive Confidently with Bajaj General
Experience seamless vehicle management with the Bajaj General Drive Smart App, featuring on-road assistance, fuel efficiency stats, driving alerts, and more
Track, Manage & Thrive with Your All-In-One Health Companion
Discover a health plan tailored just for you–get insights and achieve your wellness goals
Take Charge of Your Health & Earn Rewards–Start Today!
Be proactive about your health–set goals, track progress, and get discounts!
Frequently Bought Together
View All
Step-by-Step Guide
To help you navigate your insurance journey
How To Buy
-
1
Download the Bajaj General App from App stores or click "Get Quote"
-
2
Register or log in to your account.
-
3
Enter your bike details
-
4
You will be redirected to the bike Insurance Page.
-
5
Ensure to check your No Claim Discount
-
6
Choose right Insured Declared Value(IDV) that reflects your bike value
-
7
Evaluate Covers, Add Ons, Optional Covers and Exclusions
-
8
Select a plan from the recommended options, or customize your own plan
-
9
Review the premium and other coverage details
-
10
Proceed with the payment using your preferred method
-
11
Receive confirmation of your purchased policy via email and SMS
How To Renew
-
1
Login to the app
-
2
Enter your current policy details
-
3
Review and update coverage if required
-
4
Check for renewal offers
-
5
Add or remove riders
-
6
Confirm details and proceed
-
7
Complete renewal payment online
-
8
Receive instant confirmation for your policy renewal
How to Claim
-
1
Download our Bajaj General App on Android or iOS
-
2
Register or login to use Motor On the spot claim for a smooth process
-
3
Enter your policy and accident details (location, date, time)
-
4
Save and click Register to file your claim
-
5
Receive an SMS with your claim registration number
-
6
Fill in the digital claim form and submit NEFT details
-
7
Upload photos of damaged parts as instructed
-
8
Upload your RC and driving license
-
9
Receive an SMS with the proposed claim amount
-
10
Use the SMS link to agree/disagree with the claim amount
-
11
Agree to receive the amount in your bank account
-
12
Track your claim status using the Bajaj General App
Know More
-
1
For any further queries, please reach out to us
-
2
Phone +91 020 66026666
-
3
Fax +91 020 66026667
Quick Links
Diverse more policies for different needs
Insurance Samjho
Critical Illness Insurance
Health Claim by Direct Click
Personal Accident policy
Global Personal Guard Policy
Claim Motor On The Spot
Two-Wheeler Long Term Policy
24x7 Roadside/Spot assistance
.webp)
Caringly Yours (Motor Insurance)
Travel Insurance Claim
Cashless Claim
24x7 Missed Facility
Filing a Travel Insurance Claim
My Home–All Risk Policy
Home Insurance Claim process
Home Insurance Simplified
Home Insurance Cover
How to Renew Honda Activa Insurance Online?
If you want to carry out the Honda Activa insurance renewal online, follow these steps:
● Visit the website of your insurer
● Enter the details of your bike
● Mention the details of your policy and of any claims you have filed during the previous policy term
● You will be presented with a quote based on the details entered
● If you wish to customise your policy, you can do so
● Once you are presented with a refreshed quote, you can renew your policy by paying online on the website
When you customise your policy during two-wheeler insurance renewal , you might notice a difference in the Honda Activa insurance renewal price. This could be due to the inclusion or exclusion of add-ons.
How to File a Honda Activa Insurance Claim?
After your Honda Activa has been damaged in an accident, you are required to file an insurance claim. The steps to file a claim are:
● Inform your insurer through their website, app or helpline number after the accident has occurred
● File an FIR if required
● Submit all the necessary documents and evidence related to the damage caused
● Get your vehicle surveyed by a surveyor sent by the insurer
● You can get your bike repaired at a network garage, where the insurance company is billed by the garage and the payment is made by the company directly. This is known as a cashless claim.
● Alternatively, you can get your bike repaired at a garage of your preference. The insurance company will reimburse you for the amount you paid for repairs. This is known as a reimbursement claim.
Documents Required for Activa Scooter Insurance Claim
● Copy of insurance policy.
● Copy of driver’s license.
● Copy of FIR.
● Copy of your Honda Activa’s registration certificate
Estimate bill from a garage.
Explore Our Articles
View All
Create a Profile With Us to Unlock New Benefits
- Customised plans that grow with you
- Proactive coverage for future milestones
- Expert advice tailored to your profile
What Our Customers Say
Quick Claim Settlement
The entire claim process was effortless. I received my claim amount quickly, and the service was top-notch. Thanks, Bajaj Allianz!
Sanjay Rana
Tamil Nadu
10th Jan 2021
Affordable Premiums & Great Coverage
Extensive coverage at an affordable premium. The added benefits like roadside assistance make this policy a great choice!
Diya Kapoor
Jharkhand
15th Dec 2024
Cashless Repairs Without Hassles
Got my car repaired at a network garage without any paperwork. The cashless facility is truly a lifesaver!
Abhishek Mishra
Punjab
5th Feb 2020
Easy and Transparent Purchase
The policy purchase process was smooth. Everything was clear, and I got extensive coverage at a reasonable price!
Neha Agarwal
Goa
25th Jan 2024
FAQ's
Why should I buy Honda Activa insurance online?
It is better to buy insurance for your brand-new Honda Activa online as you can buy it using your computer or mobile, no matter where you are. The purchase is completed in a few simple steps and the process is hassle-free.
How can I reduce my insurance premium?
You can reduce your bike insurance premium by installing safety devices, becoming a member of ARAI recognised groups, opt for a voluntary deductible or reduce the number of add-ons.
Should I opt for a multi-year policy?
A multi-year policy is a great purchase as you are not required to renew it on a yearly basis, and you could enjoy the benefit of savings as well.
What does personal accident cover offer?
Personal Accident cover offers financial compensation to the policyholder if they were to suffer total disability or pass away from their injuries in an accident.
Can I transfer my existing motor insurance policy to the new owner?
Yes, you can easily transfer your vehicle's insurance to the new owner. The usual procedure for transferring vehicle insurance policy between two owners requires the new owner of the vehicle to submit an application form to the insurance provider within about 14 days of the registration transfer.
What risks are covered under an insurance policy for a vehicle?
The coverage for vehicle insurance can vary depending on the type of policy chosen. Third party liability, third party property damage, personal accident cover, own damage, theft, natural/manmade calamities, etc. are some of the common risks that are usually covered under motor insurance for a vehicle.
Why should I buy comprehensive vehicle insurance policy?
Investing in a comprehensive motor insurance is beneficial because it provides extensive coverage for your vehicle from damages due to an accident, theft, or natural disasters and damages caused to third party etc.
What is a Third-Party Liability Cover?
Third-Party Liability Cover is a type of insurance plan that covers that damages caused to a third-party from your vehicle.
What's the difference between third-party and comprehensive insurance?
Third-Party Liability covers damages incurred by another person or their property; it's mandatory by law to get a third-party insurance plan for your vehicle in order to drive it in India. Whereas, Comprehensive Motor Insurance covers third-party liability and damages to your own vehicle due to accidents, theft, etc. as per the policy terms.
Will my No Claims Bonus be transferred if I renew my motor insurance?
You may be able to transfer your No Claims Bonus (NCB) when renewing your policy with us, but this depends on various factors. While renewing, you may be able to get new and better NCB options and discounts.
What is premium reduction process if no claim acquired previously?
The no claim bonus feature in vehicle insurance can reduce the premium by a certain percentage each year if no claims are made. This feature has proven beneficial for people who have long-term insurance policies with the same company.
Where can I initiate a claim?
You can use our app, Caringly Yours, to initiate your insurance claim with an easy and hands-free experience.
How do I register my claim?
Ideally, claims are supposed to be registered on the same day that damage occurs to the insured vehicle. It is best to provide an immediate update to your vehicle insurance company. Please complete the claim application through our Bajaj General App to claim your insurance in just a few easy steps.
What is a "deductible" or "compulsory excess" in motor insurance?
Deductible is the amount a policyholder pays out of their pocket before your insurance coverage kicks in; a higher deductible usually means a lower premium.
Why does my vehicle insurance premium change during renewal?
Vehicle insurance premiums can change at renewal due to several factors, including depreciation, add-on covers, the type of model of your vehicle, and additional accessories. Consequently, the premium may increase or decrease each year.
How NCB is calculated at the time of renewal?
No claim bonus is calculated at renewal based on the consecutive years the insured has not filed a claim. The discount percentage usually increases each year, following the policy terms.
What is a break in insurance?
The time gap between the policy expiration and the renewal of the policy is known as the break-in period. Your policy will remain inactive during this period. In case of a break-in, you are advised to renew your policy as soon as possible. You can complete the procedure online easily and your policy gets instantly activated.
When is vehicle inspection mandatory in motor insurance?
Usually, vehicle inspection occurs when purchasing a new vehicle insurance policy or during renewal process. Additionally, an inspection may be required when you file a claim for any damages, there is a change in the policy type, new accessories or equipment are added to the vehicle, or there is a change in ownership.
Can I change my motor insurance provider at renewal?
Yes, you can switch providers at renewal. Compare quotes and coverage options to find the best deal.
Popular Search
Why juggle policies when one app can do it all?
Download the App Now!
With GST waiver, individual and family floater policies for health, personal accident, and travel insurance (on retail basis) are 18% cheaper from 22 September 2025. Secure what matters at an affordable price!
