Ather Electric Bike Insurance

Round-the-clock assistance for your electric Bike with 11 Roadside Assistance Services

A convenient service offering electric bike charging at the user's location, combined with vehicle pickup and drop-off. Enhances user experience by saving time and effort

A specialized service providing 24/7 support for electric bike users, including emergency assistance, towing-out of energy, breakdown, accidental and much more

Electric bike insurance offers financial cover for damages to your electric bike. Depending on the policy type, it can protect against third-party damages or damages to your bike or yourself. Comprehensive policies are recommended, providing extensive protection and various add-ons, such as personal accident cover. This cover offers financial support in case of an unfortunate incident

Avoid hefty fines and legal troubles—Third-Party liability Insurance is mandatory under the Motor Vehicles Act, ensuring financial protection against damages to others on the road

Choice of add ons to enhance your EV bike insurance coverage

*TP EV Bike Insurance Premiums starting at ₹457

If an accident is caused by your electric bike and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court. This cover is mandatory by law.

If an accident is caused by your bike and you are liable to compensate for any damage to property of others then we will pay amount up to the SI limit. This cover is mandatory by law.

Protects your electric bike against accidental damages, fire, theft, and natural calamities like floods or earthquakes. This ensures financial relief for repair costs or vehicle replacement, helping you get back on the road without worries

If your electric bike is damaged while being transported, this covers the repair costs

Coverage if your electric bike accident results in death or disability of car owner. This helps provide security for you and your family in case of unfortunate events on the road

This bonus is a discount offered by insurance companies for not making any claims during the previous policy period. The NCB applies from the second year onwards and can reduce your premium by upto 50%, based on consistent claim-free renewals. It rewards careful driving and helps lower overall insurance cost

Please read policy wordings for detailed inclusions

Normal wear and tear of the electric bike due to usage and depreciation in value is not covered

Any damage caused to the electric bike intentionally

The damages due to electrical or mechanical failure are not covered

Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the electric bike for criminal activityAny type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the electric Vehicle for criminal activity

Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected

Losses caused by war or nuclear risks are not covered

If you exceed the weight or passenger limit specified for your electric bike , leading to an accident.

Please read policy wording for detailed exclusions

The motor is essential to your electric bike, but standard e-car insurance policies often don't cover its repairs. A motor protector cover is an add-on that helps with necessary repairs, saving you from hefty expenses. With this cover, the insurance company handles motor repair costs, ensuring your EV remains in top condition without financial strain

This add-on helps cover depreciation, which is typically excluded from standard EV insurance policies. With this add-on, your claim amount won't deduct the depreciation on components during reimbursement

This ensures the replacement of necessary fluids and components is worry-free, as your electric bike policy covers these expenses, enhancing your vehicle's overall performance

Please read policy wording for detailed exclusions