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Motor Insurance
Honda Bike Insurance
Premium Starts At ₹538*
Road trips, commutes, or quick errands—protection that follows you everywhere
Coverage Highlights
Get comprehensive coverage for your bike
Cashless Garages
7,200+ network garages for hassle free services
Own Damage Cover
Covers damage to your bike due to accidents, fire, theft and natural calamities
Third Party Liability
Unlimited liability for third party bodily injuries and INR 1 lac for third party property damage
Personal Accident Cover
Starting from INR 15 Lacs
No Claim Bonus
Up to 50%
Optional Covers
Wide range of Add Ons
On The Spot Claim Settlement
You can instantly register your bike insurance claim from the accident spot and get it settled within minutes through our Bajaj General App
24x7 Spot Assistance
Get 24x7 roadside assistance, ensuring help is always just a call away, no matter when or where your car breaks down
Note
Two-Wheeler TP Insurance Premiums starting at INR 538
Inclusions
What’s covered?Third Party Liability for Bodily Injury & Death (Unlimited Cover)
If an accident is caused by your bike and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court.
Third Party Liability for Property Damage (up to INR 1 lac)
If an accident is caused by your bike and you are liable to compensate for any damage to property of others then we will pay amount upto the SI limit
Accidents
Damages and losses that arise out of accidents and collisions
Natural or Man-Made Disasters
Damages and losses to bike by events like floods, cyclones, earthquakes, riots or vandalism
Fire Damage
Damages and losses if your bike catches fire or explodes
Theft
Financial losses when your bike is stolen
In Transit Damage
If your bike is damaged while being transported, this covers the repair costs
Personal Accident
Coverage if your bike accident results in death or disability of bike owner
Add-On Covers
Multiple Add-Ons which you can buy with your bike insurance policy to enhance your coverage
Exclusions
What’s not covered?Intentional Damage
Any damage caused to the bike intentionally
Depreciation
Normal wear and tear of the bike due to usage and depreciation in value is not covered
Mechanical or Electrical Breakdown
If your bike suffers an electrical or mechanical breakdown, the cost of repairs would not be covered
Illegal Activities
Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the car for criminal activity
Geographic Limits
Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.
War-related Damages
Losses caused by war or nuclear risks are not covered
Overloading the Vehicle
If you exceed the weight or passenger limit specified for your bike, leading to an accident.
Unauthorised Vehicle Modifications
If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.
Racing or Speed Tests
If you participate in racing, speed tests, or illegal stunts and damage your bike, your claim will be denied
Note
Please read policy wording for detailed exclusions
Additional Covers
What else can you get?24x7 Road Side Assistance
Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more
Consumable Expenses
Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc
Zero Depreciation Cover
Every year the value of a bike depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands
No Claim Bonus Protector
Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium
Tyre Safeguard
This add-on cover can be fruitful if your car's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle
Conveyance Benefit
If your car is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute
Engine Protector
Covers financial losses incurred due to damage to your car engine
Return to Invoice (RTI) Cover
Recover invoice value of your bike back in case of theft or total loss
Bajaj General Honda Bike Insurance Plans
Honda, which is the largest manufacturer of two wheelers in India, is also the fastest growing company in the country. Its first manufacturing plant was established in 1999 in Haryana, India.
Honda Bikes are famous for making bikes with high quality standards and at reasonable prices. Owing to this stature, Honda has established more manufacturing units in India, which has helped them to meet the ever-rising demands of their bikes in the Indian two wheeler sector. You can insure your favorite Honda bike with a comprehensive bike insurance plan from Bajaj General. We also offer a number of add-ons with our long term two wheeler insurance policy that can help you enhance the coverage of your standard plan.
Honda bike owners can secure their ride with Bajaj General Insurance Company, which provides tailored two-wheeler insurance online, covering third-party liabilities, own damage and comprehensive options.
Features of Honda Two Wheeler Insurance
Insurance of Honda Two Wheelers offers:
● Third-party, Own Damage (OD) and Comprehensive plans
● Personal Accident cover up to ₹15 lakh
● Cashless garages across India
● Digital issuance and renewal with instant policy delivery
● Discounts via NCB, anti-theft devices and multi-year plans
● Add-ons like zero depreciation, engine protection and roadside assistance
● High claim settlement ratio and 24×7 support
This ensures Honda owners enjoy fast, transparent servicing with flexible premium and coverage options.
Benefits You Deserve
Reliable Customer Support
We have a dedicated call centre and chat support taking care of all your needs
7200+ Cashless garages
Wide network of cashless garages for hassle free service
On the Spot Claim Settlement
Register claim on accident spot and get it settled within minute on our app
The Top Honda Bike Models
Activa 4G, Activa 3G, Shine, Unicorn and Dio are some of the most popular models of two wheelers offered by Honda.
● Honda Activa 4G – This Honda scooter is the fourth generation of the Activa, which was first launched in 2000. Honda Activa 4G comes with alloy wheels, drum brakes, CDI ignition, automatic gearbox type & clutch and 7 amazing colors.
● Honda Activa 3G – This third generation Honda activa is available in 6 different colors. This is an 110cc scooter with 4-stroke engine, CDI ignition, tubeless tyres, drum brakes and spoke wheel type.
● Honda Shine – This 125cc motorcycle was introduced in India in 2006. It can go from 0 to 60 kmph in 5.30 seconds and can achieve the top speed of 100 kmph. Split alloy wheels, sporty tank shroud, self-start, 4-stroke engine, tubeless tyres and drum brakes (front & rear) are some of the major features of this bike.
● Honda Unicorn – This bike is believed to be the most sophisticated and robust motorcycle manufactured by Honda. It was launched in the year 2004. Drum rear brake and disc front brake, 13 ltr fuel tank, diamond frame type, 101 kmph top speed and 4-stroke engine are some of the eminent features of this bike.
● Honda Dio – Honda Dio is one of the most used scooters on Indian roads. LED headlamp, signature gold rim, fully digital meter, eco speed indicator, sporty graphics and HET engine are some of the most striking features of this Honda two wheeler
Types of Honda Bike Insurance
● Third-party-only – mandatory legal cover for injury or damage to others
● Standalone OD cover – protects your own bike from accidents, fire, theft and natural events
● Comprehensive policy – combines third-party & OD cover with optional add-ons (zero depreciation, engine safeguard, etc.)
● Multi-year plans (1–3 years) – ensure long-term protection and prevent annual rate hikes
All options are available online, allowing Honda riders to customise cover based on their bike’s age, use and preferences.
At-A-Glance
Compare Insurance Plans Made for You
| Feature |
Third Party Liabilty Cover |
Own Damage Cover |
Comprehensive Cover |
Comprehensive Cover with Add-ons |
|---|---|---|---|---|
| Overview | Covers legal liabilities arising due to body injury or property damage to others due to your bike. It is mandatory by law. | Covers expenses arising out of damage to your bike. | Full fedged cover comprising of Third Party Liability cover and Own Damage covers | Enhance coverage by opting for various Add-ons over and above the comprehensive cover |
| Policy Period | 1/2/3 years | 1 Year | 1/2/3/5 years | 1/2/3/5 years |
| Third Party Liability for Injury, Death & Property Damage | Yes | No | Yes | Yes |
| Accidents & Collisions | No | Yes | Yes | Yes |
| Natural or Man-Made Disasters | No | Yes | Yes | Yes |
| Fire Damage | No | Yes | Yes | Yes |
| Theft | No | Yes | Yes | Yes |
| Compulsory Personal Accident | Yes | Yes | Yes | Yes |
| No Claim Bonus | No | Yes | Yes | Yes |
| Add-on: Zero Depreciation Cover | No | Yes | No | Yes |
| Add-on: Lock & Key Replacement | No | Yes | No | Yes |
| Add-on: 24x7 Roadside Assistance | No | Yes | No | Yes |
| Add-on: Consumables Cover | No | Yes | No | Yes |
| Explore more add-ons | No | 25+ Add On's | 25+ Add On's | 25+ Add On's |
Honda Bike Model Price
Honda prices in India range from ₹80,000 for the Activa 6G, ₹85,000 for the CB Shine and upwards of ₹1.5–3 lakh for CBR150R/250R variability based on features and variants.
Honda Bike Insurance Price Calculator
Use an online bike insurance calculator: enter your bike model, registration year, IDV, location and coverage type (third-party, OD or comprehensive) along with preferred add-ons. Get instant premium quotes, customize options and complete purchase or renewal seamlessly. Digital tools ensure clarity on price breakdown and benefits before you commit.
Download Policy Document
Get instant access to your policy details with a single click.
Why Insure Your Bike with Bajaj General?
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Frequently Bought Together
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Step-by-Step Guide
To help you navigate your insurance journey
How To Buy
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Download the Bajaj General App from App stores or click "Get Quote"
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Register or log in to your account.
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Enter your bike details
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You will be redirected to the bike Insurance Page.
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Ensure to check your No Claim Discount
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Choose right Insured Declared Value(IDV) that reflects your bike value
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Evaluate Covers, Add Ons, Optional Covers and Exclusions
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Select a plan from the recommended options, or customize your own plan
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Review the premium and other coverage details
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Proceed with the payment using your preferred method
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Receive confirmation of your purchased policy via email and SMS
How To Renew
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Login to the app
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Enter your current policy details
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Review and update coverage if required
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Check for renewal offers
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Add or remove riders
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Confirm details and proceed
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Complete renewal payment online
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Receive instant confirmation for your policy renewal
How to Claim
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Download our Bajaj General App on Android or iOS
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Register or login to use Motor On the spot claim for a smooth process
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Enter your policy and accident details (location, date, time)
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Save and click Register to file your claim
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Receive an SMS with your claim registration number
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Fill in the digital claim form and submit NEFT details
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Upload photos of damaged parts as instructed
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Upload your RC and driving license
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Receive an SMS with the proposed claim amount
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Use the SMS link to agree/disagree with the claim amount
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Agree to receive the amount in your bank account
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Track your claim status using the Bajaj General App
Know More
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For any further queries, please reach out to us
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Phone +91 020 66026666
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Fax +91 020 66026667
Documents Needed for Honda Insurance Policy Claim
For claims, keep ready:
● Bike’s RC
● The owner’s driving licence
● Insurance policy copy
● Completed claim form
● Repair bills & estimates
● FIR in case of theft or third-party involvement
Bajaj General Insurance Company’s digital claim system allows seamless submission and faster processing.
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What Our Customers Say
Quick Claim Settlement
The entire claim process was effortless. I received my claim amount quickly, and the service was top-notch. Thanks, Bajaj General!
Sanjay Rana
Tamil Nadu
10th Jan 2021
Affordable Premiums & Great Coverage
Extensive coverage at an affordable premium. The added benefits like roadside assistance make this policy a great choice!
Diya Kapoor
Jharkhand
15th Dec 2024
Cashless Repairs Without Hassles
Got my car repaired at a network garage without any paperwork. The cashless facility is truly a lifesaver!
Abhishek Mishra
Punjab
5th Feb 2020
Easy and Transparent Purchase
The policy purchase process was smooth. Everything was clear, and I got extensive coverage at a reasonable price!
Neha Agarwal
Goa
25th Jan 2024
FAQ's
Is Honda third-party two-wheeler insurance mandatory?
Yes, third-party bike insurance is mandatory under Indian law for all Honda two-wheelers. It covers liabilities arising from third-party injury, death, or property damage. Bajaj General Insurance ensures compliance while offering additional protection through comprehensive policies.
Is it essential to buy a two-wheeler insurance policy for my Honda bike or scooter?
Yes, owning a valid Honda bike insurance policy is essential. It provides financial security against theft, natural disasters, accidents, and third-party liabilities. Bajaj General Insurance offers customised two-wheeler insurance plans for Honda bikes and scooters.
What is the price range of Honda bikes?
Honda bikes in India range from approximately ₹65,000 to ₹2.5 lakh, depending on the model and variant. The Honda bike insurance price varies based on Insured Declared Value (IDV), add-ons, and coverage selected with Bajaj General Insurance.
What are the available variants of Honda bikes?
Honda offers a diverse range of models, including the Shine, SP 125, Hornet 2.0, Unicorn, and Activa scooters. Choosing the right Honda motorbike insurance with Bajaj General Insurance ensures comprehensive protection across all these variants and usage preferences.
Which type of insurance is best for a Honda bike?
The best option for a Honda two-wheeler is comprehensive bike insurance, as it covers own damage, theft, third-party liabilities, and natural calamities. Bajaj General Insurance also offers optional add-ons to further enhance the coverage.
How can I buy an insurance policy online for my Honda bike?
Buying Honda bike insurance online is simple with Bajaj General Insurance. Enter vehicle details, select your desired coverage, compare premiums, pay digitally, and instantly download your policy copy without paperwork or dealership involvement.
How much does two-wheeler insurance cost for a Honda bike?
The price of Honda bike insurance depends on factors such as IDV, coverage type, location, and add-ons. Bajaj General Insurance offers competitive pricing for both third-party and comprehensive bike insurance for Honda owners.
What documents are required to insure my Honda bike?
To insure your Honda bike, you’ll need the bike’s RC, your driving licence, a copy of the previous insurance policy (if applicable), and a valid ID proof. These documents are required to issue the Honda bike insurance policy from Bajaj General Insurance.
What is not covered under Honda two-wheeler insurance?
Exclusions include wear and tear, mechanical breakdowns, electrical failures, riding without a valid licence, drunk driving, and damages outside the policy terms. Always review the Honda bike insurance policy details with Bajaj General Insurance before purchasing.
What optional add-ons are available with Honda bike insurance?
With Honda bike insurance from Bajaj General Insurance, you can choose optional add-on covers such as zero depreciation, roadside assistance, engine protection, and personal accident cover for the pillion rider. These add-ons provide extra protection and enhance the benefits of your comprehensive bike insurance policy.
How can I lower the premium on Honda two-wheeler insurance?
You can lower premiums by opting for voluntary deductibles, renewing on time, avoiding small claims, and installing anti-theft devices. Bajaj General Insurance rewards safe riders with No Claim Bonus on two-wheeler insurance renewal.
What should I enter in the premium calculator to get the right premium for my Honda bike insurance?
To get the right price for your Honda bike insurance, enter details such as your bike’s registration number, model, variant, city, year of manufacture, and selected add-ons. Bajaj General Insurance’s calculator will then provide accurate premium estimates, making it easy to purchase your policy online.
How do I file a claim for my Honda bike insurance?
You can file a claim by notifying Bajaj General Insurance, submitting the claim form, and providing supporting documents, including the Registration Certificate (RC). The surveyor assesses damages, and settlement is processed either through cashless garages or reimbursement.
What is a cashless bike insurance claim for a Honda bike and how does it work?
A cashless claim allows for repairs at Bajaj General Insurance's network garages without requiring upfront payment. The insurer directly settles bills with the garage, simplifying the Honda bike insurance claim process for policyholders.
Does Honda bike insurance cover the death of the owner?
Yes, Honda bike insurance includes a compulsory personal accident cover for the owner-driver, offering financial compensation to the family in case of accidental death or permanent total disability while riding the vehicle.
Does Honda bike insurance cover repairs?
A comprehensive online Honda bike insurance policy includes accidental damage repairs at authorised garages. Bajaj General Insurance offers cashless repairs across its extensive network of garages, ensuring quick and hassle-free services for policyholders.
Can I claim insurance if my Honda bike is stolen?
Yes, theft is covered under a Honda bike insurance policy. File an FIR immediately, submit documents with Bajaj General Insurance, and the claim amount will be settled based on the IDV of your Honda bike.
Does Honda bike insurance require modifications to be declared?
Yes, undeclared modifications may lead to claim denial or increased premiums.
Can I insure my second-hand Honda?
Yes, you can transfer NCB and buy a policy even after the ownership transfer.
How to use the Honda bike insurance calculator?
Input bike and owner details, choose coverage and get a tailored premium quote online.
How can I renew my Honda bike insurance online?
Renewal is quick on the Bajaj General Insurance website. Enter your policy number, review details, choose add-ons, pay securely, and download your renewed Honda bike insurance online instantly.
Can I renew my Honda bike insurance online after it has expired?
Yes, you can renew your expired Honda bike insurance online with Bajaj General Insurance. However, an inspection of your bike may be required if the lapse is long, and riding without insurance during this period is illegal.
How long does it take to renew Honda bike insurance?
Renewal takes only a few minutes through Bajaj General Insurance’s digital platform. Enter details, complete payment, and instantly receive your renewed two-wheeler insurance copy.
What is the validity of Honda bike insurance renewal?
Typically valid for one year, with 2 or 3-year renewal options.
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