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Motor Insurance
Bajaj Chetak Electric Scooter Insurance
Premium Starts At ₹457*
Electric Bike Insurance That Powers Your Peace of Mind
Coverage Highlights
Get comprehensive coverage for your electric bike
Care for your Electric Bike
Round-the-clock assistance for your electric Bike with 11 Roadside Assistance Services
On-site Charging, Pickup & Drop
A convenient service offering electric bike charging at the user's location, combined with vehicle pickup and drop-off. Enhances user experience by saving time and effort
Dedicated EV Helpline with SOS
A specialized service providing 24/7 support for electric bike users, including emergency assistance, towing-out of energy, breakdown, accidental and much more
Comprehensive Protection
Electric bike insurance offers financial cover for damages to your electric bike. Depending on the policy type, it can protect against third-party damages or damages to your bike or yourself. Comprehensive policies are recommended, providing extensive protection and various add-ons, such as personal accident cover. This cover offers financial support in case of an unfortunate incident
Drive Legal, Stay Safe
Avoid hefty fines and legal troubles—Third-Party liability Insurance is mandatory under the Motor Vehicles Act, ensuring financial protection against damages to others on the road
Customizable Add-ons
Choice of add ons to enhance your EV bike insurance coverage
Note
*TP EV Bike Insurance Premiums starting at ₹457
Inclusions
What’s covered?Third Party Liability for Bodily Injury & Death (Unlimited Cover)
If an accident is caused by your electric bike and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court. This cover is mandatory by law.
Third Party Liability for Property Damage (Limited)
If an accident is caused by your bike and you are liable to compensate for any damage to property of others then we will pay amount up to the SI limit. This cover is mandatory by law.
Own Damage Cover
Protects your electric bike against accidental damages, fire, theft, and natural calamities like floods or earthquakes. This ensures financial relief for repair costs or vehicle replacement, helping you get back on the road without worries
In Transit Damage
If your electric bike is damaged while being transported, this covers the repair costs
Personal Accident
Coverage if your electric bike accident results in death or disability of car owner. This helps provide security for you and your family in case of unfortunate events on the road
No-Claim Bonus (NCB)
This bonus is a discount offered by insurance companies for not making any claims during the previous policy period. The NCB applies from the second year onwards and can reduce your premium by upto 50%, based on consistent claim-free renewals. It rewards careful driving and helps lower overall insurance cost
Note
Please read policy wordings for detailed inclusions
Exclusions
What’s not covered?Depreciation
Normal wear and tear of the electric bike due to usage and depreciation in value is not covered
Intentional Damage
Any damage caused to the electric bike intentionally
Damages due to Failure
The damages due to electrical or mechanical failure are not covered
Illegal Activities
Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the electric bike for criminal activityAny type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the electric Vehicle for criminal activity
Geographic Limits
Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected
War-related Damages
Losses caused by war or nuclear risks are not covered
Overloading the Vehicle
If you exceed the weight or passenger limit specified for your electric bike , leading to an accident.
Note
Please read policy wording for detailed exclusions
Additional Covers
What else can you get?Motor Protector Cover for Electric Cars
The motor is essential to your electric bike, but standard e-car insurance policies often don't cover its repairs. A motor protector cover is an add-on that helps with necessary repairs, saving you from hefty expenses. With this cover, the insurance company handles motor repair costs, ensuring your EV remains in top condition without financial strain
Zero Depreciation Cover
This add-on helps cover depreciation, which is typically excluded from standard EV insurance policies. With this add-on, your claim amount won't deduct the depreciation on components during reimbursement
Consumables Cover
This ensures the replacement of necessary fluids and components is worry-free, as your electric bike policy covers these expenses, enhancing your vehicle's overall performance
Note
Please read policy wording for detailed exclusions
Top Features of the New Bajaj Chetak Electric Scooter
Bajaj Chetak is a name that requires no introduction. The iconic scooter which rocked everyone’s hearts in the 80s and 90s was relaunched as an electric scooter by Bajaj Auto in 2020. Even though the design may have changed, the sentiments of millions, however, did not. The Bajaj Chetak makes for a great choice if you are looking to purchase your first electric scooter. You can find features such as:
● Front and under-seat storage
● USB charging port
● Digital display
● Reverse mod
● Daytime running lights
If you wish to safeguard your brand-new Bajaj Chetak from any mishaps that can take place on the road, you should opt for two wheeler insurance for e-scooter. The policy will provide financial coverage to your Bajaj Chetak from damages and also third-party liabilities. It also covers the loss of your e-scooter due to fire or calamities.
Benefits You Deserve
Reliable Customer Support
24x7 roadside assistance, on- spot charging, ensuring help is just a call away
Pickup & Drop
Towing & Taxi Benefit
On the Spot Claim Settlement
Register claim on accident spot and get it settled within minute on our app
At-A-Glance
Compare Insurance Plans Made for You
| Feature |
Third Party Liabilty Cover |
Own Damage Cover |
Comprehensive Cover |
|---|---|---|---|
| Overview | Covers legal liabilities arising due to body injury or property damage to others due to your bike. It is mandatory by law. | Covers expenses arising out of damage to your bike. | Full fedged cover comprising of Third Party Liability cover and Own Damage covers |
| Policy Period | 1/2/3 years | 1 Year | 1/2/3 years |
| Third Party Liability for Injury, Death & Property Damage | Yes | No | Yes |
| Accidents & Collisions | No | Yes | Yes |
| Natural or Man-Made Disasters | No | Yes | Yes |
| Fire Damage | No | Yes | Yes |
| Theft | No | Yes | Yes |
| Compulsory Personal Accident | Yes | Yes | Yes |
| No Claim Bonus | No | Yes | Yes |
| Add-on: Zero Depreciation Cover | No | Yes | Yes |
Types of Plans for Bajaj Chetak Electric Scooters
The type of plans you can buy for your Bajaj Chetak electric scooter can be divided into two main categories. These are:
Third-Party Liability Coverage
Of these, third-party liability insurance for Bajaj Chetak electric scooters is what protects you from financial liability if you were to get involved in a mishap and cause any damages to another person or their vehicle. This type of policy is mandatory for all vehicles in India as per the Motor Vehicles Act of 1988. So, whether you have an electric vehicle or a conventional fuel-based one, you are required to have at least third-party liability insurance, if that is the electric bike you have.
Comprehensive Insurance Coverage
On the other hand, comprehensive bike insurance for Bajaj Chetak electric scooters is a more inclusive policy. Along with third-party liability coverage, comprehensive insurance for Bajaj Chetak electric scooters offers other coverage such as own-damage cover, personal accident cover, and more. While you may not be legally bound to get comprehensive Bajaj Chetak electric scooter insurance, it helps to have broader insurance coverage.
Download Policy Document
Get instant access to your policy details with a single click.
Why Insure Your Electric Bike with Bajaj General?
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Why Choose Bajaj General for Bajaj Chetak Scooter Insurance?
Here are a few reasons why you should opt for Bajaj General Insurance, for your Bajaj Chetak insurance, or any other electric vehicle insurance.
● Reasonably priced plans
● Host of add-ons
● Quick and hassle-free claims process
● Instant claim settlements
Step-by-Step Guide
To help you navigate your insurance journey
How To Buy
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Download the Bajaj General App from App stores or click "Get Quote"
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Register or log in to your account.
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Enter your bike details
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You will be redirected to the bike Insurance Page.
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Ensure to check your No Claim Discount
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Choose right Insured Declared Value(IDV) that reflects your bike value
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Evaluate Covers, Add Ons, Optional Covers and Exclusions
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Select a plan from the recommended options, or customize your own plan
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Review the premium and other coverage details
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Proceed with the payment using your preferred method
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Receive confirmation of your purchased policy via email and SMS
How To Renew
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Login to the app
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Enter your current policy details
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Review and update coverage if required
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Check for renewal offers
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Add or remove riders
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Confirm details and proceed
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Complete renewal payment online
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Receive instant confirmation for your policy renewal
How to Claim
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Download our Bajaj General App on Android or iOS
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Register or login to use Motor On the spot claim for a smooth process
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Enter your policy and accident details (location, date, time)
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Save and click Register to file your claim
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Receive an SMS with your claim registration number
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Fill in the digital claim form and submit NEFT details
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Upload photos of damaged parts as instructed
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Upload your RC and driving license
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Receive an SMS with the proposed claim amount
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Use the SMS link to agree/disagree with the claim amount
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Agree to receive the amount in your bank account
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Track your claim status using the Bajaj General App
Know More
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For any further queries, please reach out to us
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Phone +91 020 66026666
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Fax +91 020 66026667
How to File a Claim?
You can initiate the claims process for your electric bike insurance by opting for the many ways offered by the insurance provider.
Some of the common ways you can make a claim are:
● Dialling the toll-free number provided by the insurance provider
● Emailing them at their official support email id
● Raising a claim through their website
● Raising a claim through their app
For third-party Bajaj Chetak insurance, you can conduct the process through email channels dedicated to third-party liability claims.
The process of making insurance claims for your electric bike are similar to making claims for electric car insurance.
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What Our Customers Say
Prompt Assistance
Thank you so much, Bajaj General, for your quick and responsive action towards my claim process. I am shocked that my claim amount has been credited so quickly.
Vikram Singh
Delhi
21st May 2021
Claim Support
Super fast claim settlement! I initiated a claim for my car windscreen, which was broken due to a tree fall today, and it was settled within one hour. I appreciate the efforts of Omkar.
Deepak Bhanushali
Mumbai
18th May 2021
Quick Assistance
Thank you for helping me with just one tweet. You guys are really awesome. This is the fourth year I am continuing with you for car insurance. Keep it up!
Naveen Tyagi
Delhi
1st May 2021
Claim Support
I really appreciate the way I was treated concerning my claim. The customer service was both professional and friendly, which enhanced my confidence in Bajaj General.
Pramod Chand Lakra
Jaipur
27th Jul 2020
Reliable Service
The vehicle was used by our Zonal Manager. We appreciate your timely and prompt action in getting the vehicle ready for use within a short span of time.
Siba Prasad Mohanty
Pune
26th Jul 2020
Diverse Options
A range of options to choose from." Being a perfectionist, I prefer the best of everything. I wanted my car insurance policy to be airtight as well.
Rahul
Lucknow
26th Jul 2020
FAQ's
Is it necessary to have insurance for an e-scooter?
Yes, you are required to have at least third-party liability insurance for your electric scooter or bike, while comprehensive insurance can provide wider coverage.
What are the options for purchasing insurance for my Bajaj Chetak electric scooter?
You can purchase an insurance policy for your Bajaj Chetak electric scooter either online or offline.
What is the significance of having comprehensive coverage?
Having a comprehensive insurance plan offers greater coverage compared to a third-party policy. With comprehensive coverage, you can avail of coverage for damages to your vehicle as well as personal accident cover.
What does an electric bike insurance policy typically cover?
An electric bike insurance policy usually provides coverage against damages, theft, and third-party liabilities. Coverage may also extend to the battery and other electrical components, though specific inclusions can vary.
Is electric bike insurance mandatory?
Third-party coverage for electric bikes is mandatory, similar to other motor vehicles. Investing in a comprehensive electric bike insurance can help you cover damages to your vehicle in case of an accident, for example.
How is the cost of an electric bike insurance policy determined?
The cost of an electric bike insurance policy is influenced by factors such as the bike's make and model, its value, the rider's history, and the level of coverage chosen.
What information is needed to obtain electric bike insurance policy?
Typically, you will need to provide information about your electric bike, such as its make, model, and value, as well as your personal details and driving history.
Are there any common exclusions in electric bike insurance policies?
Common exclusions may include damage resulting from wear and tear, intentional damage, or riding under the influence. Also, modifications to the E-bike that are not factory standard, can void portions of, or the entire policy.
What incidents are commonly covered under Electric Bike Insurance?
Electric bike insurance claims often cover incidents like accidents, theft, and damage caused by natural disasters. Coverage for battery damage may also be included.
What should I do if my electric bike is damaged or stolen?
If your electric bike gets damaged or stolen, let your insurance company know right away. Take pictures of the damage, or anything else that helps explain what happened.
What documents are required to file an electric bike insurance claim?
To file a claim, you'll generally need your policy information, a police report for theft, photos of the damage, and repair quotes. However, because each claim is different, it's really important to confirm the specific documents needed with your insurance provider.
Does electric bike insurance covers replacing a damaged battery?
Whether or not battery replacement is covered depends on the specific policy. Some policies may include coverage for battery damage, while others may not.
How long does it take to process an electric bike insurance claim?
Claim processing timelines can vary depending on the complexity of the claim and the insurance provider's procedures.
Can I renew my electric bike insurance policy?
Yes, electric bike insurance policies are generally renewable.
Can I change my coverage level when renewing my policy?
Usually, you can make changes to your coverage level at the time of renewal, though this is subject to the insurer's approval.
What happens if I don't renew my electric bike insurance policy?
If you do not renew your policy, your electric bike will not be covered, and you will be financially responsible for any damages or losses.
Does my electric bike insurance premium usually change upon renewal?
Your premium may change upon renewal based on factors such as your claims history and any changes to your risk profile.
When should I renew my electric bike insurance policy?
It is recommended that you begin the renewal process prior to your policy expiration. This will help to prevent a lapse in your insurance coverage.
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