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Motor Insurance
Hero Vida Electric Bike Insurance Online
Premium Starts At ₹457*
Electric Bike Insurance That Powers Your Peace of Mind
Coverage Highlights
Get comprehensive coverage for your electric bike
Care for your Electric Bike
Round-the-clock assistance for your electric Bike with 11 Roadside Assistance Services
On-site Charging, Pickup & Drop
A convenient service offering electric bike charging at the user's location, combined with vehicle pickup and drop-off. Enhances user experience by saving time and effort
Dedicated EV Helpline with SOS
A specialized service providing 24/7 support for electric bike users, including emergency assistance, towing-out of energy, breakdown, accidental and much more
Comprehensive Protection
Electric bike insurance offers financial cover for damages to your electric bike. Depending on the policy type, it can protect against third-party damages or damages to your bike or yourself. Comprehensive policies are recommended, providing extensive protection and various add-ons, such as personal accident cover. This cover offers financial support in case of an unfortunate incident
Drive Legal, Stay Safe
Avoid hefty fines and legal troubles—Third-Party liability Insurance is mandatory under the Motor Vehicles Act, ensuring financial protection against damages to others on the road
Customizable Add-ons
Choice of add ons to enhance your EV bike insurance coverage
Note
*TP EV Bike Insurance Premiums starting at ₹457
Inclusions
What’s covered?Third Party Liability for Bodily Injury & Death (Unlimited Cover)
If an accident is caused by your electric bike and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court. This cover is mandatory by law.
Third Party Liability for Property Damage (Limited)
If an accident is caused by your bike and you are liable to compensate for any damage to property of others then we will pay amount up to the SI limit. This cover is mandatory by law.
Own Damage Cover
Protects your electric bike against accidental damages, fire, theft, and natural calamities like floods or earthquakes. This ensures financial relief for repair costs or vehicle replacement, helping you get back on the road without worries
In Transit Damage
If your electric bike is damaged while being transported, this covers the repair costs
Personal Accident
Coverage if your electric bike accident results in death or disability of car owner. This helps provide security for you and your family in case of unfortunate events on the road
No-Claim Bonus (NCB)
This bonus is a discount offered by insurance companies for not making any claims during the previous policy period. The NCB applies from the second year onwards and can reduce your premium by upto 50%, based on consistent claim-free renewals. It rewards careful driving and helps lower overall insurance cost
Note
Please read policy wordings for detailed inclusions
Exclusions
What’s not covered?Depreciation
Normal wear and tear of the electric bike due to usage and depreciation in value is not covered
Intentional Damage
Any damage caused to the electric bike intentionally
Damages due to Failure
The damages due to electrical or mechanical failure are not covered
Illegal Activities
Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the electric bike for criminal activityAny type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the electric Vehicle for criminal activity
Geographic Limits
Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected
War-related Damages
Losses caused by war or nuclear risks are not covered
Overloading the Vehicle
If you exceed the weight or passenger limit specified for your electric bike , leading to an accident.
Note
Please read policy wording for detailed exclusions
Additional Covers
What else can you get?Motor Protector Cover for Electric Cars
The motor is essential to your electric bike, but standard e-car insurance policies often don't cover its repairs. A motor protector cover is an add-on that helps with necessary repairs, saving you from hefty expenses. With this cover, the insurance company handles motor repair costs, ensuring your EV remains in top condition without financial strain
Zero Depreciation Cover
This add-on helps cover depreciation, which is typically excluded from standard EV insurance policies. With this add-on, your claim amount won't deduct the depreciation on components during reimbursement
Consumables Cover
This ensures the replacement of necessary fluids and components is worry-free, as your electric bike policy covers these expenses, enhancing your vehicle's overall performance
Note
Please read policy wording for detailed exclusions
Protect Your Ride with Hero Vida Electric Bike Insurance
One of the latest entrants in the EV two-wheeler market, the Hero Vida was launched in 2022. A brand that needs no introduction, Hero launched Vida with the aim to completely change the EV two-wheeler sector. One of the highly efficient electric scooters that you can find in the market today, the Hero Vida comes with features such as:
● Combi brake system
● LED headlights and taillights
● Parking assist
● Emergency alert service
● Riding modes
● Fast charging
Due to the delicate nature of the build of this scooter, any damage or loss can financially set you back. Thus, you must get proper financial coverage for your Hero Vida. This can be done by purchasing Hero Vida electric insurance when you purchase your scooter. You are financially compensated for damages or losses that could arise due to accidents, calamities, fire or even theft.
Benefits You Deserve
Reliable Customer Support
24x7 roadside assistance, on- spot charging, ensuring help is just a call away
Pickup & Drop
Towing & Taxi Benefit
On the Spot Claim Settlement
Register claim on accident spot and get it settled within minute on our app
Types of Plans for Hero Vida Electric Scooters
The types of plans you can buy for your Hero Vida electric scooter fall into two main categories. These are
● Third-party Liability Insurance
● Comprehensive Coverage
Of these, third party liability insurance for hero vida electric scooters protects you from financial liability in the event of an accident and injury to another person or their vehicle. So, whether you have an electric vehicle or a conventional fuel vehicle, you should at least have third party liability Hero Vida insurance.
On the other hand, comprehensive insurance for Hero Vida electric scooters is a more comprehensive type of insurance. Comprehensive insurance for Hero Vida electric scooters offers third party liability coverage as well as other coverages such as personal compensation coverage, personal accident coverage, etc. You may not be legally mandated to be covered under Hero Vida electric scooter insurance, but it may be useful to do so. This allows you to be more financially protected.
At-A-Glance
Compare Insurance Plans Made for You
| Feature |
Third Party Liabilty Cover |
Own Damage Cover |
Comprehensive Cover |
|---|---|---|---|
| Overview | Covers legal liabilities arising due to body injury or property damage to others due to your bike. It is mandatory by law. | Covers expenses arising out of damage to your bike. | Full fedged cover comprising of Third Party Liability cover and Own Damage covers |
| Policy Period | 1/2/3 years | 1 Year | 1/2/3 years |
| Third Party Liability for Injury, Death & Property Damage | Yes | No | Yes |
| Accidents & Collisions | No | Yes | Yes |
| Natural or Man-Made Disasters | No | Yes | Yes |
| Fire Damage | No | Yes | Yes |
| Theft | No | Yes | Yes |
| Compulsory Personal Accident | Yes | Yes | Yes |
| No Claim Bonus | No | Yes | Yes |
| Add-on: Zero Depreciation Cover | No | Yes | Yes |
Why Insure Your Electric Bike with Bajaj General?
Buy Now
Why Choose Bajaj General for Hero Vida Scooter Insurance?
Here are the reasons why you should choose Bajaj General Insurance, Hero Vida Insurance or any other e-bike or electric car insurance.
● Reasonably-priced plans
● Large list of add-ons
● Fast and hassle-free claims process
● Instant claim settlement
Download Policy Document
Get instant access to your policy details with a single click.
Motor & Health Companion
Drive Confidently with Bajaj General
Experience seamless vehicle management with the Bajaj General Drive Smart App, featuring on-road assistance, fuel efficiency stats, driving alerts, and more
Track, Manage & Thrive with Your All-In-One Health Companion
Discover a health plan tailored just for you–get insights and achieve your wellness goals
Take Charge of Your Health & Earn Rewards–Start Today!
Be proactive about your health–set goals, track progress, and get discounts!
Frequently Bought Together
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Step-by-Step Guide
To help you navigate your insurance journey
How To Buy
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1
Download the Bajaj General App from App stores or click "Get Quote"
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Register or log in to your account.
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Enter your bike details
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You will be redirected to the bike Insurance Page.
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Ensure to check your No Claim Discount
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Choose right Insured Declared Value(IDV) that reflects your bike value
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Evaluate Covers, Add Ons, Optional Covers and Exclusions
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Select a plan from the recommended options, or customize your own plan
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Review the premium and other coverage details
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Proceed with the payment using your preferred method
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Receive confirmation of your purchased policy via email and SMS
How To Renew
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Login to the app
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Enter your current policy details
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Review and update coverage if required
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Check for renewal offers
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Add or remove riders
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Confirm details and proceed
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Complete renewal payment online
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Receive instant confirmation for your policy renewal
How to Claim
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Download our Bajaj General App on Android or iOS
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Register or login to use Motor On the spot claim for a smooth process
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Enter your policy and accident details (location, date, time)
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Save and click Register to file your claim
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Receive an SMS with your claim registration number
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Fill in the digital claim form and submit NEFT details
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Upload photos of damaged parts as instructed
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Upload your RC and driving license
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Receive an SMS with the proposed claim amount
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Use the SMS link to agree/disagree with the claim amount
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Agree to receive the amount in your bank account
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Track your claim status using the Bajaj General App
Know More
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For any further queries, please reach out to us
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Phone +91 020 66026666
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Fax +91 020 66026667
How to File a Claim for your Hero Vida Electric Scooter?
You can start the electric bike insurance claim process by choosing different methods provided by your insurance company.
The most common ways to file a claim are:=
● Dial the toll-free number provided by your insurance company.
● Send an email to the official support email id.
● Claim through the website.
● Claim through the app.
Hero Vida insurance third party claims can be handled through an email channel dedicated to third-party liability claims.
The process of filing an e-bike insurance case is similar to filing an electric car insurance claim.
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What Our Customers Say
Prompt Assistance
Thank you so much, Bajaj General, for your quick and responsive action towards my claim process. I am shocked that my claim amount has been credited so quickly.
Vikram Singh
Delhi
21st May 2021
Claim Support
Super fast claim settlement! I initiated a claim for my car windscreen, which was broken due to a tree fall today, and it was settled within one hour. I appreciate the efforts of Omkar.
Deepak Bhanushali
Mumbai
18th May 2021
Quick Assistance
Thank you for helping me with just one tweet. You guys are really awesome. This is the fourth year I am continuing with you for car insurance. Keep it up!
Naveen Tyagi
Delhi
1st May 2021
Claim Support
I really appreciate the way I was treated concerning my claim. The customer service was both professional and friendly, which enhanced my confidence in Bajaj General.
Pramod Chand Lakra
Jaipur
27th Jul 2020
Reliable Service
The vehicle was used by our Zonal Manager. We appreciate your timely and prompt action in getting the vehicle ready for use within a short span of time.
Siba Prasad Mohanty
Pune
26th Jul 2020
Diverse Options
A range of options to choose from." Being a perfectionist, I prefer the best of everything. I wanted my car insurance policy to be airtight as well.
Rahul
Lucknow
26th Jul 2020
FAQ's
Is insurance mandatory for Hero Vida electric bikes in India?
Yes, third-party insurance is legally mandatory for all electric bikes, including Hero Vida. It ensures coverage against third-party liabilities arising from accidents, injuries, or property damage on Indian roads.
What types of insurance are available for Hero Vida electric bikes?
You can choose third-party liability insurance, standalone own damage cover, or Comprehensive Bike Insurance. Comprehensive policies provide the widest protection, covering accidents, theft, natural calamities, and third-party damages under a single plan.
Does Bajaj General Insurance offer specific plans for Hero Vida electric bike insurance?
Yes, Bajaj General Insurance provides customised Hero Vida electric bike insurance plans, including third-party and comprehensive policies, optional add-ons, roadside assistance, and personal accident covers for holistic financial protection against unforeseen damages or liabilities.
What coverage is included in a Hero Vida electric bike insurance policy?
Coverage includes protection against accidental damage, theft, natural disasters, fire, riots, strikes, third-party liability, and personal accident cover. Add-ons like roadside assistance or zero-depreciation can be chosen for enhanced security.
How is the premium calculated for Hero Vida electric bike insurance?
Premium depends on bike’s IDV, coverage type, add-ons, location, claim history, and age of the vehicle. With Comprehensive Bike Insurance, premiums may increase but offer wider protection for your Hero Vida.
Can I transfer my existing bike insurance to a new Hero Vida electric bike?
Yes, you can transfer your current bike insurance to a new Hero Vida. Inform Bajaj General Insurance, provide the required documents, and request endorsement for the updated policy reflecting the new vehicle details.
Does Hero Vida electric bike insurance cover battery damage?
Yes, under Comprehensive Bike Insurance, damages to the battery due to accidents, fire, or natural calamities are covered. Wear-and-tear or gradual battery degradation, however, are excluded from coverage.
What documents are needed to buy Hero Vida electric bike insurance?
You need vehicle RC, previous policy (if applicable), ID proof, and a driving licence. These documents help your insurer to calculate premiums, verify ownership, and issue valid Hero Vida electric bike insurance.
Can I purchase Hero Vida electric bike insurance online?
Yes, Bajaj General allows you to buy Hero Vida electric bike insurance online. Enter your bike details, select coverage type, customise add-ons, pay digitally, and download the instant policy copy.
Does the policy cover accessories for Hero Vida electric bikes?
Yes, Bajaj General Insurance policies can cover additional accessories if declared during purchase. Accessories such as chargers or mounted devices may require additional premium under Comprehensive Bike Insurance coverage.
Can I include roadside assistance in my Hero Vida electric bike insurance?
Yes, you can add roadside assistance as an optional cover. It provides support for flat tyres, battery jump-start, towing, or emergencies, ensuring stress-free rides with your Hero Vida bike.
How do I check my Hero Vida electric bike insurance policy details?
You can check policy details through the Bajaj General Insurance website, mobile app, or customer care helpline. Enter policy number or registered mobile number to view coverage and validity information.
How do I file a claim for my Hero Vida electric bike after an accident?
To file a claim, inform Bajaj General Insurance immediately, fill the claim form, submit the required documents, and opt for cashless repairs at network garages or reimbursement as per policy terms.
What documents are required to make a claim for Hero Vida electric bike insurance?
You will need the claim form, insurance policy, RC copy, driving licence, repair invoice, and FIR (if applicable). The insurer verifies documents before processing the claim settlement procedure.
How is the claim settlement process for Hero Vida electric bike insurance handled?
The claim process involves a surveyor assessment, document submission, and repair authorisation. Bajaj General Insurance ensures a smooth, transparent settlement either via cashless garages or reimbursement directly credited to your account.
Can I get cashless repairs for my Hero Vida electric bike?
Yes, Bajaj General Insurance has a wide network of authorised garages that provide cashless repair facilities. Simply register the claim, visit a network garage, and repairs are settled directly with the insurer.
How long does it take to settle a Hero Vida electric bike insurance claim?
Settlement times vary depending on claim complexity and documents submitted. Bajaj General Insurance processes straightforward cashless claims within a few working days, ensuring quick financial relief for policyholders.
How can I renew my Hero Vida electric bike insurance online?
Renewal is simple on Bajaj General Insurance website. Enter policy details, choose coverage, add riders if required, pay digitally, and instantly download the renewed Hero Vida electric bike insurance policy.
Is there a grace period for renewing Hero Vida electric bike insurance?
Yes, Bajaj General Insurance provides a grace period of around 30 days after expiry. However, riding uninsured during this time is illegal, so timely renewal is strongly recommended for uninterrupted coverage.
Will my No Claim Bonus be retained if I renew on time?
Yes, renewing your bike insurance policy on time ensures your accumulated No Claim Bonus is retained. Delayed renewal may result in losing the discount benefit earned over claim-free years.
Can I change my insurance provider when renewing Hero Vida electric bike insurance?
Yes, you can change your insurance provider while renewing. Simply share previous policy details, undergo vehicle inspection if required, and enjoy uninterrupted protection with new policy benefits and add-ons.
Is inspection required for renewal if my policy has expired?
Yes, if your policy has lapsed, an inspection of your Hero Vida is required before renewal. The insurer will assess the bike’s condition to decide the premium and coverage eligibility.
Why juggle policies when one app can do it all?
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With GST waiver, individual and family floater policies for health, personal accident, and travel insurance (on retail basis) are 18% cheaper from 22 September 2025. Secure what matters at an affordable price!
