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Motor Insurance
Suzuki Two Wheeler Insurance
Premium Starts At ₹538*
Secure your ride with two-wheeler insurance by your side!
Coverage Highlights
Get comprehensive coverage for your bike
Comprehensive Protection
Covers accidents, theft, natural calamities, and third-party liabilities.
Drive Legal, Stay Safe
Mandatory third-party cover, premiums from INR 538*.
Add On Covers
Zero depreciation, roadside assistance, engine protection & more.
Cashless Garages
7,200+ network garages for hassle-free service.
On The Spot Claim Settlement
Instant claim settlement via Caringly Yours App.
24x7 Spot Assistance
Roadside help anytime, anywhere.
Note
*TP Two-Wheeler Insurance Premiums starting at INR 538
Inclusions
What’s covered?Third-Party Injury/Death (Unlimited Cover)
Covers full compensation as per court ruling if your bike causes injury or death.
Third-Party Property Damage (Up to INR 1 Lakh)
Pays for damages to others’ property caused by your bike.
Own Damage Cover
Covers accidental damage, fire, theft, and natural calamities, reducing repair/replacement costs.
Natural or Man-Made Disasters
Protects against damages from floods, earthquakes, riots, and vandalism.
Theft Protection
Get compensated based on your bike’s Insured Declared Value (IDV) in case of theft.
In-Transit Damage
Covers repair costs if your bike is damaged while transported.
Personal Accident Cover
Financial support up to INR 15 lakh for death or disability due to an accident.
Add-On Covers
Choose from zero depreciation, roadside assistance, engine protection & more for extra security.
Exclusions
What’s not covered?Intentional Damage
Any damage caused to the bike intentionally
Depreciation
Normal wear and tear of the bike due to usage and depreciation in value is not covered
Illegal Activities
Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the bike for criminal activity
Geographic Limits
Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.
War-related Damages
Losses caused by war or nuclear risks are not covered
Overloading the Vehicle
If you exceed the weight or passenger limit specified for your bike, leading to an accident.
Unauthorised Vehicle Modifications
If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.
Racing or Speed Tests
If you participate in racing, speed tests, or illegal stunts and damage your bike, your claim will be denied
Note
Please read policy wording for detailed exclusions
Additional Covers
What else can you get?24x7 Road Side Assistance
Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more
Consumable Expenses
Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc
Zero Depreciation Cover
Every year the value of a bike depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands
No Claim Bonus Protector
Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium
Tyre Safeguard
This add-on cover can be fruitful if your bike's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle
Conveyance Benefit
If your bike is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute
Engine Protector
Covers financial losses incurred due to damage to your bike engine
Return to Invoice (RTI) Cover
Recover invoice value of your bike back in case of theft or total loss
Whether you ride a powerful Suzuki Hayabusa or the everyday Suzuki Access 125, ensuring your bike is protected with the right Two-Wheeler Insurance is essential. A comprehensive Suzuki Bike Insurance policy secures your ride and offers peace of mind on every journey. With Bajaj General Insurance Limited, getting Suzuki Bike Insurance online is simple, hassle-free, and backed by robust customer support. Whether you're buying a new policy or looking to renew Suzuki Two-Wheeler Insurance, we’ve got you covered.
Popular Suzuki Bike Models
Suzuki has carved a distinct identity in the Indian two-wheeler market with bikes that offer performance, comfort, and affordability. Here are some popular Suzuki bike models worth considering:
1. Suzuki Hayabusa
A legend in superbikes, the Suzuki Hayabusa is known for its unmatched speed and sleek aerodynamic design. It features a powerful inline-four engine, perfect for adrenaline junkies who demand performance on highways.
2. Suzuki Access 125
The Access 125 is a lightweight and fuel-efficient scooter for everyday use. It offers an electric start, comfortable seating, ample storage, and a powerful 124cc engine, making it a hit among urban commuters.
3. Suzuki Gixxer
The Suzuki Gixxer is a 155cc, sporty commuter with a powerful SEP (Suzuki Eco Performance) engine. Its muscular design and agile handling make it popular among younger riders who seek style and performance.
4. Suzuki Intruder
A premium cruiser bike, the Suzuki Intruder offers a relaxed riding posture, stylish design, and robust engine performance. It is a solid choice for long-distance riders who value comfort.
No matter which Suzuki model you own, Bajaj General Insurance Limited provides custom Suzuki Bike Insurance plans that cater to each of these bikes with tailored coverage options.
Benefits You Deserve
Reliable Customer Support
We have a dedicated call centre and chat support taking care of all your needs
7200+ Cashless garages
Wide network of cashless garages for hassle free service
On the Spot Claim Settlement
Register claim on accident spot and get it settled within minute on our app
Benefits of Suzuki Bike Insurance
When you choose Bajaj General Insurance Limited Suzuki Bike Insurance, you enjoy the following benefits:
● Cashless Claims at 7200+ network garages.
● 24x7 Customer Support for emergencies.
● No Claim Bonus up to 50% for claim-free years.
● Digital Claims Process for faster settlements.
● High Claim Settlement Ratio, ensuring reliability.
● Customisable IDV for better value coverage.
These advantages make Bajaj General Insurance Limited a trusted name for Suzuki two-wheeler owners across India.
At-A-Glance
Compare Insurance Plans Made for You
| Feature |
Third Party Liabilty Cover |
Own Damage Cover |
Comprehensive Cover Insurance |
Comprehensive Cover with Add-ons |
|---|---|---|---|---|
| Overview | Covers legal liabilities arising due to body injury or property damage to others due to your bike. It is mandatory by law. | Covers expenses arising out of damage to your bike. | Full fedged cover comprising of Third Party Liability cover and Own Damage covers | Enhance coverage by opting for various Add-ons over and above the comprehensive cover |
| Policy Period | 1/2/3 years | 1 Year | 1/2/3/5 years | 1/2/3/5 years |
| Third Party Liability for Injury, Death & Property Damage | Yes | No | Yes | Yes |
| Accidents & Collisions | No | Yes | Yes | Yes |
| Natural or Man-Made Disasters | No | Yes | Yes | Yes |
| Fire Damage | No | Yes | Yes | Yes |
| Theft | No | Yes | Yes | Yes |
| Compulsory Personal Accident | Yes | Yes | Yes | Yes |
| No Claim Bonus | No | Yes | Yes | Yes |
| Add-on: Zero Depreciation Cover | No | Yes | No | Yes |
| Add-on: Lock & Key Replacement | No | Yes | No | Yes |
| Add-on: 24x7 Roadside Assistance | No | Yes | No | Yes |
| Add-on: Consumables Cover | No | Yes | No | Yes |
| Explore more add-ons | No | 25+ Add On's | 25+ Add On's | 25+ Add On's |
Types of Suzuki Two Wheeler Insurance
When choosing a Suzuki Two Wheeler Insurance policy, it’s important to understand the available types. Bajaj General Insurance Limited offers the following coverage options:
1. Third-Party Insurance (Mandatory by Law)
✔ Covers damages to third-party property or injury/death of a third person.
✔ Does not cover damage to your own Suzuki bike.
✔ This is the most affordable option but offers minimal protection.
2. Comprehensive Insurance (Recommended for Full Protection)
✔ Covers third-party liability plus damages to your bike due to:
1. Accidents
2. Theft
3. Natural calamities (floods, earthquakes)
✔ Offers additional benefits like Personal Accident Cover.
3. Standalone Own Damage Insurance (For Extra Protection)
✔ Covers only your bike’s damages (accidents, fire, theft).
✔ Ideal if you already have an active third-party policy.
With Bajaj General Insurance Limited, you can select the right policy based on your specific needs and budget.
Inclusion and Exclusions of Suzuki Bike Insurance
Inclusions:
- Accidental Damage: This covers bike repairs due to accidents.
- Fire and Explosion: Protection from fire-related damages.
- Theft: Compensation is based on IDV if the bike is stolen.
- Natural Disasters: Floods, earthquakes, and storms.
- Third-Party Liability: Damage or injury to others.
- Personal Accident Cover: Medical coverage for the rider.
Exclusions:
- Damage due to drunk driving or driving without a valid license.
- Normal wear and tear or mechanical breakdown.
- Consequential losses and electrical failures.
- If the bike is used outside policy limits or for illegal purposes.
Add-ons for Suzuki Bike Insurance
Enhance your Suzuki Two Wheeler Insurance policy with these add-ons from Bajaj General Insurance Limited:
- Zero Depreciation Cover
- Engine and Gearbox Protection
- Roadside Assistance
- Consumable Expenses Cover
- Return to Invoice Cover
- Tyre Protection
These add-ons offer extra protection and are highly recommended for premium Suzuki models.
Why Should You Buy Suzuki Bike Insurance?
Accidents and unexpected situations can happen at any time. With Bajaj General Insurance Limited Suzuki Bike Insurance, you comply with legal requirements and enjoy comprehensive protection against loss, damage, and third-party liability. Your Suzuki bike deserves the best protection, and that’s what Bajaj General Insurance Limited delivers.
Suzuki Bike Insurance Calculator
Before purchasing a policy, use the Suzuki Bike Insurance calculator on Bajaj General Insurance Limited’s official website. This tool helps estimate your premium based on bike details, IDV (Insured Declared Value), and coverage options. It’s a quick and easy way to find the best deal on your insurance.
Download Policy Document
Get instant access to your policy details with a single click.
Why Insure Your Bike with Bajaj General?
Buy Now
Why Choose Suzuki Two Wheeler Insurance from Bajaj General Insurance Limited?
Bajaj General Insurance Limited General Insurance Company offers unmatched benefits for Suzuki bike owners:
● Industry-Leading Claim Settlement: Known for high settlement ratios and speedy processing.
● Wide Network of Cashless Garages: Over 7200+ partner garages across India.
● Affordable Premiums: Get the best coverage at reasonable rates.
● User-Friendly Experience: Paperless buying, renewal, and claim processes.
● Expert Assistance: Dedicated support for Two-Wheeler Insurance queries.
● Flexible Plans: Choose from third-party, comprehensive, or standalone damage covers.
For total peace of mind, Bajaj General Insurance Limited is your best bet for Suzuki Bike Insurance.
Motor & Health Companion
Drive Confidently with Bajaj General
Experience seamless vehicle management with the Bajaj General Drive Smart App, featuring on-road assistance, fuel efficiency stats, driving alerts, and more
Track, Manage & Thrive with Your All-In-One Health Companion
Discover a health plan tailored just for you–get insights and achieve your wellness goals
Take Charge of Your Health & Earn Rewards–Start Today!
Be proactive about your health–set goals, track progress, and get discounts!
Frequently Bought Together
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How to Buy Suzuki Bike Insurance Online?
Follow these easy steps to buy your Suzuki Bike Insurance online from Bajaj General Insurance Limited:
- Visit the official Bajaj General Insurance Limited website.
- Enter your bike registration number and personal details.
- Choose the desired plan and add-ons.
- Check the premium amount using the calculator.
- Complete KYC and make the payment.
- Receive the digital policy via email instantly.
How to Renew Suzuki Bike Insurance Online?
To renew your Suzuki Bike Insurance online, follow these steps:
- Log in to your Bajaj General Insurance Limited account.
- Click on ‘Renew Policy’ and enter your current policy details.
- Choose your preferred coverage and add-ons.
- Make the payment securely.
- Get the renewed policy instantly via email and SMS.
How to Claim Suzuki Bike Insurance Online?
Bajaj General Insurance Limited offers a seamless, digital process to claim Suzuki Two Wheeler Insurance:
- Call Bajaj General Insurance Limited customer care or visit the claims section online.
- Get a link for self-inspection via your registered mobile.
- Upload photos and details of damages.
- Select cashless or reimbursement claim.
- Track claim status online and get quick approval.
Documents Needed to File Suzuki Insurance Claims
To file a claim, keep these documents handy:
- Copy of your insurance policy.
- The RC (Registration Certificate) of your Suzuki bike.
- The Driving License of the rider.
- FIR (in case of theft/accident)
- Repair bills (in case of reimbursement).
How Can You Reduce Your Suzuki Two Wheeler Insurance Premium?
Want to save on premiums? Here are smart ways to reduce the cost of your Suzuki Bike Insurance:
- Buy directly from Bajaj General Insurance Limited.
- Use the No-Claim Bonus benefit for discounts.
- Opt for Voluntary Deductibles to reduce the premium.
- Install Anti-theft Devices for extra safety and lower premiums.
- Avoid Unnecessary Add-ons to keep your policy cost-effective.
- Renew on Time to avoid policy lapse and inspection.
Ride Smart, Stay Insured
Your Suzuki bike is more than just a machine—it’s your partner on daily commutes, weekend getaways, and thrilling adventures. And just like any valuable asset, it deserves protection. With Bajaj General Insurance Limited, you can ride worry-free, knowing you’re backed by reliable, comprehensive coverage tailored to your needs. Whether you're buying a new policy or planning to renew Suzuki Two Wheeler Insurance, choose a provider that puts your safety first.
Get insured. Stay secure. Ride with confidence—only with Bajaj General Insurance Limited.
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What Our Customers Say
Great coverage option
Enjoyed a smooth motor insurance experience with Bajaj General app. Great coverage options!
Aryan Patil
Delhi
19th Jan 2025
User friendly App
Bajaj General app simplifies the motor insurance process. Quick, efficient, and user-friendly! 🎯
Naadiya Rafiq
Mumbai
19th Jan 2025
Economical coverages
Cool, fast, and economical motor insurance options available with Bajaj General. Fantastic experience with the app! 🚘
Biju VR
Delhi
23rd Dec 2024
Easy renewal
Best app to renew motor insurance. Super quick, very safe, and very efficient! Recommend highly!👍🏻
Arko Acharya
Jaipur
15th Dec 2024
User friendly App
The Bajaj General Caringly Yours app is ideal for motor insurance. User-friendly and dependable! 🚗
Sam Shona
Pune
14th Jan 2025
Easy renewal
Need to renew motor insurance? Bajaj General Caringly Yours App makes it an effortless task. 👍
Shan Qureshi
Lucknow
11th Jan 2025
FAQ's
What is the insured declared value of a Suzuki motorcycle?
The Insured Declared Value (IDV) represents the current market price of your Suzuki bike, excluding registration and insurance costs. It’s the maximum sum payable by the insurer in case of total loss or theft. Choosing the right IDV ensures fair compensation and optimal coverage under your Two-Wheeler Insurance policy.
Why is depreciation charged on my Suzuki Two-Wheeler Insurance?
Depreciation is applied to account for the reduction in your bike’s value over time due to age and regular usage. It impacts the claim amount during repairs or total loss. However, you can avoid this deduction by opting for a Zero Depreciation add-on from Bajaj General Insurance Limited and receive the full claim value.
What is the IDV for Suzuki motorcycle insurance?
The IDV, or Insured Declared Value, is the highest amount your insurer will pay if your Suzuki bike is stolen or damaged beyond repair. It reflects the bike’s current market worth and is critical in determining the premium and claim amount. A correctly declared IDV ensures accurate protection for your vehicle.
My Suzuki insurance has expired. What should I do?
If your Suzuki Bike Insurance has expired, renew it immediately online with Bajaj General Insurance Limited to avoid policy lapse. Sometimes, an inspection may be required before a renewed policy is issued. Delaying renewal may lead to legal issues, loss of coverage, and forfeiting benefits like the No Claim Bonus.
What is a cashless Bike Insurance claim for Suzuki bikes?
A cashless claim allows you to get your Suzuki bike repaired at a network garage without making any upfront payments. Bajaj General Insurance Limited directly settles the repair costs with the garage, provided the damage is within policy coverage. This facility ensures convenience, faster service, and peace of mind during emergencies.
Will my No Claims Bonus be transferred if I renew my motor insurance?
You may be able to transfer your No Claims Bonus (NCB) when renewing your policy with us, but this depends on various factors. While renewing, you may be able to get new and better NCB options and discounts.
What is premium reduction process if no claim acquired previously?
The no claim bonus feature in vehicle insurance can reduce the premium by a certain percentage each year if no claims are made. This feature has proven beneficial for people who have long-term insurance policies with the same company.
Where can I initiate a claim?
You can use our app, Caringly Yours, to initiate your insurance claim with an easy and hands-free experience.
How do I register my claim?
Ideally, claims are supposed to be registered on the same day that damage occurs to the insured vehicle. It is best to provide an immediate update to your vehicle insurance company. Please complete the claim application through our Caringly Yours app to claim your insurance in just a few easy steps.
What is a "deductible" or "compulsory excess" in motor insurance?
Deductible is the amount a policyholder pays out of their pocket before your insurance coverage kicks in; a higher deductible usually means a lower premium.
Why does my vehicle insurance premium change during renewal?
Vehicle insurance premiums can change at renewal due to several factors, including depreciation, add-on covers, the type of model of your vehicle, and additional accessories. Consequently, the premium may increase or decrease each year.
How NCB is calculated at the time of renewal?
No claim bonus is calculated at renewal based on the consecutive years the insured has not filed a claim. The discount percentage usually increases each year, following the policy terms.
What is a break in insurance?
The time gap between the policy expiration and the renewal of the policy is known as the break-in period. Your policy will remain inactive during this period. In case of a break-in, you are advised to renew your policy as soon as possible. You can complete the procedure online easily and your policy gets instantly activated.
When is vehicle inspection mandatory in motor insurance?
Usually, vehicle inspection occurs when purchasing a new vehicle insurance policy or during renewal process. Additionally, an inspection may be required when you file a claim for any damages, there is a change in the policy type, new accessories or equipment are added to the vehicle, or there is a change in ownership.
Can I change my motor insurance provider at renewal?
Yes, you can switch providers at renewal. Compare quotes and coverage options to find the best deal.
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