Women’s Health Insurance

Optional covers provide financial support for surgical management of infertility, egg freezing (cryo-preservation), and eligible adoption-related expenses, subject to policy terms.

With our health insurance for women, you can get coverage for over 34 critical illnesses. This includes female-specific and other listed critical illnesses, as specified under the policy.

A women insurance plan will help you to access wellness services, such as teleconsultation and diet and nutrition consultation, as well as offer you preventive care benefits.

Beyond medical and hospitalisation expenses, our health insurance for women provides coverage for up to 4 weeks if the insured woman is not able to perform daily living activities.

The HERizon Care policy of Bajaj General Insurance offers financial support to surrogate mothers and oocyte donors. It includes pregnancy-related complications and postnatal care.

A reliable insurance provider is always associated with a good number of network hospitals that offer cashless treatment facilities. This way, your out-of-pocket expenses will automatically be reduced.

வேலை செய்யும் பெண்கள் பொதுவாக ஒரு தீவிர அட்டவணை மற்றும் மன அழுத்தம் காரணமாக அதிக மருத்துவ அபாயங்களுக்கு ஆளாகிறார்கள். தரமான மருத்துவ சிகிச்சையுடன் தங்கள் நிதிகளை மிகவும் திறமையாக நிர்வகிக்க அவர்களுக்கு உதவுவதற்கு, பெண்களுக்கான மருத்துவக் காப்பீடு அவசியமாகும்.

With the rising healthcare costs in India, women are facing a huge financial burden. This is why women's health insurance plans are specifically designed to protect them from rising healthcare costs.

Like basic healthcare plans, health insurance for women also encourages preventive healthcare with regular health check-ups, screenings, and diagnostic tests. This way, women can detect any chronic conditions before they become serious.

With reliable women's medical insurance, you can enhance your protection with customisable add-ons. For example, with our fetal flourish add-on, you can get financial assistance for prenatal health and cognitive disability.

Women's specific health issues, especially those related to pregnancy, can result in high hospital bills, considering the rising medical inflation. However, with our policy, you can get cashless treatment at network hospitals.

Sudden medical emergencies can create a huge strain on your savings. However, if you're covered by a women's healthcare plan, it will cover eligible healthcare expenses, helping to protect your emergency funds or long-term savings.

வழக்கமான தனிநபர் திட்டங்களில் வரம்புகள் அல்லது விலக்குகளைக் கொண்டிருக்கக்கூடிய நிபந்தனைகளை பெண்கள்-மைய திட்டங்கள் உள்ளடக்குகின்றன. உதாரணமாக, PCOS, எண்டோமெட்ரியோசிஸ், சிறுநீரக ஃபைப்ராய்டுகள், மார்பக புற்றுநோய் மற்றும் சிறுநீரக பிரச்சனைகள் போன்ற நிலைமைகள்.

With growing age, women's healthcare needs also increase. However, with the no-claim bonus benefit, you can keep your policy's premium low. This is because for a claim-free record, you can get up to 50% on renewal premiums.

Under Section 126 of the Income Tax Act, 2025, the premium amount of health insurance for women qualifies for tax deduction. This means you can reduce your taxable income with this policy.

You must select an adequate sum insured based on your personal and medical expenses. For instance, women who are struggling with fertility might get a nurtured nest add-on.

Always verify your insurance company's claim settlement process to review the insurer's claim process, customer service, and settlement experience. Additionally, checking the reviews and comments gives you an idea of the insurer's reliability.

Do not choose health insurance for women solely because of its low premiums. Thus, to find the best overall value, you must compare the premium against coverage, exclusions, benefits, and claim features.

With a sub-limit on sum insured and co-payment of a certain claim amount, it can result in higher out-of-pocket expenses. Therefore, choose your policies with lower sub-limits and co-payment requirements.

You choose women's health insurance with a shorter waiting period. While the 30-day initial waiting period (except accidents) applies to pregnancy and prophylactic surgeries, it goes up to 24 months.

Since cashless treatments are only available at network hospitals, you must ensure your policy provides access to a wide network of hospitals near your location.

If you choose a policy with lifelong renewability and flexible renewal options, you can get continuous coverage. It will help you maintain uninterrupted health insurance protection and long-term financial security.

Ensure your women's medical insurance includes comprehensive benefits, such as maternity care, newborn cover, fertility treatments, and annual preventive health check-ups, to get all-around protection.

Review your policy's inclusions and exclusions carefully. This is because understanding what is covered and excluded helps you assess the benefits accurately and make a well-informed decision.