Your Notifications are Empty.

    Browse our plans and add your selections to get started.

    Explore now Sign in

    மோட்டார் காப்பீடு

    Drivesmart OBD Device

    alt
    விலைகூறல் பெற்று

    Prevent breakdowns by monitoring your vehicle's health.

    Your Device, Our trusted protection

    முக்கிய நன்மைகள்

    Easy to Use
    • Bullet Icon

    • Stay safe with us

    Stay safe with over-speed alerts, live location tracking, SOS, and security boundaries.

    • Bullet Icon

    • Track your vehicle

    Track your vehicle and driver anytime, anywhere.

    • Bullet Icon

    • Geofencing security

    Receive instant alerts on ignition, battery health, and driving history with added geofencing security.

    • Bullet Icon

    • Save fuel and earn discounts

    Save fuel and earn discounts on car accessories with improved driving habits through Driving Score.

    • Bullet Icon

    • Prevent breakdowns

    Prevent breakdowns by monitoring your vehicle's engine health.

    Drivesmart Device

    The Drivesmart telematics is an easy-to-use OBD device that plugs into your car’s OBD-II port, usually located under the dashboard near the steering wheel. It provides valuable insights into your car’s health, real-time location, and performance, keeping you and your family safe and connected.

    முக்கிய அம்சங்கள்:

    1. Driving Analytics
    2. Driving Score
    3. Geofence Alerts
    4. Document Wallet
    5. Trip Replays
    6. உபகரணங்கள்
    7. Speeding
    8. Location Sharing
    9. Fuel Stations

    Warranty: 12 months device warranty

    Shipping: Free Shipping

    Box Includes: Drive Smart Device, Installation Guide, 12 Months Subscription

    Reach Us at: drivesmart@bajajgeneral.com

    Benefits You Deserve

    alttext

    Reliable Customer Support

    We have a dedicated call centre and chat support taking care of all your needs

    alttext

    7200+ Cashless garages

    Wide network of cashless garages for hassle free service

    alttext

    On The Spot Claim Settlement

    Register claim on accident spot and get it settled within minute on our app

    இப்போதே வாங்கவும்

    பாலிசி ஆவணத்தைப் பதிவிறக்குக

    Get instant access to your policy details with a single click.

    brochure

    கையேடு
    -

    பாலிசி விதிமுறைகள்
    -

    முன்மொழிதல் படிவம்
    -

    Claims Form
    -

    Customer Info Sheet
    பதிவிறக்கவும்

    Why Insure Your Car with Bajaj General?

    இப்போதே வாங்கவும்
    Featurecard

    மலிவான பிரீமியம்

    Wide range of plans that suit your pocket

    Tailored Plans

    Customise the coverage as per your needs
    FeatureCard

    7200+ Cashless garages

    Network of garages for hassel-free repairs

    விரைவான கோரிக்கை செட்டில்மென்ட்

    எளிதான கோரல் செட்டில்மென்ட் செயல்முறை

    எளிதான புதுப்பித்தல்

    Continued coverage for your vehicle
    alt

    24x7 Assistance

    Round the clock dedicated support team
    PromoBanner

    பாதுகாப்பாக ஓட்டுங்கள்

    4.6 lacs+ road accidents reported (Ministry of Road Transport & Highways)
    Assistance

    Avoid Legal Fines

    Motor Vehicles Act, mandates Third Party Liability Cover for vehicles
    Assistance

    Unfortunate Accident

    File your claim immediately to ensure swift processing

    Discover More of Our Covers

    24x7 ஸ்பாட் உதவி

    Tooltip text

    Round-the-clock roadside assistance.

    Towing, fuel delivery, tyre repair and many more

    இப்போதே வாங்கவும்

    ஈகோ பழுதுபார்ப்புகள்

    Tooltip text

    Repairs using refurbished parts

    Cost-effective repairs with no depreciation on parts

    இப்போதே வாங்கவும்

    V Pay

    Tooltip text

    Ultimate car protection with the option of 22 covers

    Towing, pick up and drop, fuel service, flat tyre and more

    இப்போதே வாங்கவும்

    நீங்கள் பயன்படுத்துவதற்கு ஏற்ப பணம் செலுத்துங்கள்

    Tooltip text

    Pay less based on miles driven

    Carry forward unconsumed kilometers to the next plan

    இப்போதே வாங்கவும்

    Motor & Health Companion

    Healthmanager

    Drive Confidently with Bajaj General

    Experience seamless vehicle management with the Bajaj General Drive Smart App, featuring on-road assistance, fuel efficiency stats, driving alerts, and more

    Healthassetment

    Track, Manage & Thrive with Your All-In-One Health Companion

    Discover a health plan tailored just for you–get insights and achieve your wellness goals

    Healthmanager

    Take Charge of Your Health & Earn Rewards–Start Today!

    Be proactive about your health–set goals, track progress, and get discounts!

    உங்கள் பயணத்தை தொடங்குங்கள்

    அடிக்கடி ஒன்றாக வாங்கப்பட்டது

    அனைத்தையும் காண்பி

    HERizon

    • Women centric health insurance 
    • Covers critical illness, maternity, surrogacy expenses and holistic wellness support

    செல்லப் பிராணிக்கான காப்பீடு

    • Vet bills covered for accidents, illnesses & emergencies
    • Explore covers like OPD, long term, care, lost pet & more
    • Fast claims with hassle-free reimbursements

    Travel Ace Insurance

    • Medical & trip cover for a stress-free journey
    • Flight delays? No worries! Get reimbursed fast
    • 24/7 global support wherever you travel

    சைபர் பாதுகாப்பு காப்பீடு

    • Protects you online from fraud, hacks & cyber threats
    • Covers financial loss due to phishing & identity theft
    • 24/7 expert support for quick cyber incident response
    alt

    மை ஹெல்த் கேர் பிளான்

    • Customize your health insurance with 'My Healthcare Plan' to suit your needs
    • Choose from various coverage options to create your ideal plan
    • Premium tailored to your coverage

    படிப்படியான வழிகாட்டி

    DriveSmart Installation Guide

    எப்படி வாங்குவது

    • 1

      Buy the Policy with Drivesmart addon

    • 2

      Download the Bajaj General App from the App Store or Google Play

    • 3

      Register your policy on the app

    • 4

      The Device will be received

    • 5

      Link the Device with the App

    • 6

      Plug the Device into your car’s OBD-II port.

    • 7

      Use the App for a better driving experience

    இப்போதே வாங்கவும்

    Add/Remove

    • 1

      Login to the app

    • 2

      Enter your current policy details

    • 3

      Review and update coverage if required

    • 4

      Check for renewal offers

    • 5

      Add or remove riders

    • 6

      Confirm details and proceed

    • 7

      Complete renewal payment online

    • 8

      Receive instant confirmation for your policy renewal

    இப்போது புதுப்பிக்கவும்

    எவ்வாறு கோருவது?

    • 1

      Download our Bajaj General App on Android or iOS

    • 2

      Register or login to use Motor On the spot claim for a smooth process

    • 3

      Enter your policy and accident details (location, date, time)

    • 4

      Save and click Register to file your claim

    • 5

      Receive an SMS with your claim registration number

    • 6

      Fill in the digital claim form and submit NEFT details

    • 7

      Upload photos of damaged parts as instructed

    • 8

      Upload your RC and driving license

    • 9

      Receive an SMS with the proposed claim amount

    • 10

      Use the SMS link to agree/disagree with the claim amount

    • 11

      Agree to receive the amount in your bank account

    • 12

      Track your claim status using the Bajaj General App

    இப்போதே கோரவும்

    மேலும் அறிய

    • 1

      For any further queries, please reach out to us

    • 2

      Toll Free : For Sales :1800-209-0144

    • 3

      Email ID: careforyou@bajajgeneral.com

    எங்களை தொடர்பு கொள்ளவும்

    விரைவு இணைப்புகள்

    Diverse more policies for different needs

    alt

    ABHA

    First Aid Term Translator

    Local Emergency Number

    Medical Facilities

    Drive Smart

    மோட்டார் கோரல் உதவி

    சாலையோர உதவி

    பாலிசியை புதுப்பி

    My Policy

    My E-Card

    கருவிகள்

    alt

    கிளை இடம்காட்டி
    alt

    மருத்துவமனை இடம்காட்டி

    ஆரோக்கியம்

    Carefit
    alt

    Workshop Locator

    இன்சூரன்ஸ் சம்ஜோ

    ta
    अ
    அனைத்தையும் காண்பி
    KAJNN

    தீவிர நோய் காப்பீடு

    KAJNN

    Health Claim by Direct Click

    KAJNN

    தனிநபர் விபத்து பாலிசி

    KAJNN

    குளோபல் பர்சனல் கார்டு பாலிசி

    Claim Motor On The Spot

    Two-Wheeler Long Term Policy

    24x7 சாலையோர/ஸ்பாட் உதவி

    Caringly Yours (Motor Insurance)

    பயணக் காப்பீடு கோரல்

    ரொக்கமில்லா கோரல்

    24x7 Missed Facility

    பயணக் காப்பீட்டு கோரலை தாக்கல் செய்தல்

    My Home–All Risk Policy

    வீட்டு காப்பீட்டு கோரல் செயல்முறை

    வீட்டுக் காப்பீடு பற்றி

    வீட்டுக் காப்பீடு

    Smart Reads, Right Coverage

    அனைத்தையும் காண்பி
    ClaimProcess

    How to Use a Car AC Leak Test Kit for Quick Checks at Home?

    • How to Find a Car AC Leak on your Car?
    • Why Car AC Leaks Happen?
    • How to Prevent Car Leaks?
    ClaimProcess

    MG Comet EV Features: A Detailed Review (2026)

    • What are the Features of the MG Comet EV?
    • முடிவுரை
    • அடிக்கடி கேட்கப்படும் கேள்விகள்
    ClaimProcess

    A Detailed Guide on How to Clean Engine Bay at Home

    • How to Clean a Car Engine Bay?
    • Why Do You Need to Clean the Engine Bay?
    • What Types of Tools and Products are Needed for Car Engine Bay Wash?
    ClaimProcess

    Madhya Pradesh Road Tax: Rates, Calculation & Payment Guide

    • What is Road Tax?
    • Madhya Pradesh Road Tax for Different Categories of Vehicles
    • How is Madhya Pradesh Road Tax Calculated?
    ClaimProcess

    Road Tax in Telangana: Car & Bike Tax Calculation Guide

    • How is the Road Tax in Telangana Calculated?
    • What is the Telangana Vehicle Tax for Two-Wheelers?
    • How Much is Road Tax in Telangana for Three or Four-Wheelers?
    ClaimProcess

    How to Use a Car AC Leak Test Kit for Quick Checks at Home?

    • How to Find a Car AC Leak on your Car?
    • Why Car AC Leaks Happen?
    • How to Prevent Car Leaks?
    LoginUser

    Create a Profile With Us to Unlock New Benefits

    • Customised plans that grow with you
    • Proactive coverage for future milestones
    • Expert advice tailored to your profile
    செயலியை பதிவிறக்குங்கள்

    ஏன் எங்களை தேர்வு செய்ய வேண்டும்

    விருதுகள்
    Featurecard

    Bajaj General Insurance won IBEX award
    FeatureCard

    Bajaj General wins Product Innovator of the Year
    FeatureCard

    Bajaj General earns top honours for customer excel

    Bajaj General won best usage of data analytics

    எங்கள் வாடிக்கையாளர்கள் என்ன சொல்கிறார்கள்

    உடனடி உதவி

    Thank you so much, Bajaj General, for your quick and responsive action towards my claim process. I am shocked that my claim amount has been credited so quickly.

    alt

    விக்ரம் சிங்

    டெல்லி

    4.6

    21st May 2021

    Claim Support

    Super fast claim settlement! I initiated a claim for my car windscreen, which was broken due to a tree fall today, and it was settled within one hour. I appreciate the efforts of Omkar.

    alt

    தீபக் பனுஷாலி

    மும்பை

    4.5

    18th May 2021

    Quick Assistance

    Thank you for helping me with just one tweet. You guys are really awesome. This is the fourth year I am continuing with you for car insurance. Keep it up!

    alt

    நவீன் தியாகி

    டெல்லி

    5.0

    1st May 2021

    Claim Support

    I really appreciate the way I was treated concerning my claim. The customer service was both professional and friendly, which enhanced my confidence in Bajaj General. 

    alt

    பிரமோத் சந்த் லாக்ரா

    ஜெய்ப்பூர்

    5.0

    27 ஜுலை 2020

    Reliable Service

    The vehicle was used by our Zonal Manager. We appreciate your timely and prompt action in getting the vehicle ready for use within a short span of time.

    SibaPrasadMohanty

    சிபா பிரசாத் மொகந்தி

    புனே

    5.0

    26 ஜுலை 2020

    Diverse Options

    A range of options to choose from." Being a perfectionist, I prefer the best of everything. I wanted my car insurance policy to be airtight as well. 

    alt

    ராகுல்

    லக்னோ

    5.0

    26 ஜுலை 2020

    FAQ-கள்

    What documents are required to purchase motor insurance?
    To purchase a motor insurance policy, you typically need to provide your vehicle's registration certificate, your driving license, proof of identity and address. Some insurers may also require additional documents like a previous insurance policy if you're renewing your policy with them.

    Can I add multiple drivers to my motor insurance policy?
    Yes, you can add multiple drivers to your motor insurance policy; however, coverage for additional drivers may vary based on the insurance provider. You will need to provide the necessary details of each driver, such as their name, age, and driving history. This may affect your premium depending on the risk profile of the additional drivers.

    How do I update my vehicle details on my motor insurance policy?
    To update your vehicle details on your motor insurance policy, such as a change in registration number or modifications to the vehicle, you need to inform your insurance provider. This can usually be done online through the insurer's website or mobile app, or by contacting their customer service.

    What is a motor insurance policy endorsement?
    An insurance policy endorsement is a modification or addition to your existing motor insurance policy. It can include changes like adding a new driver, updating your address, or including additional coverage options. Endorsements ensure that your policy accurately reflects your current needs and circumstances.

    What is a motor policy lapse and how can I avoid it?
    A policy lapse occurs when your motor insurance policy expires due to non-renewal. To avoid a lapse, ensure you renew your policy before the expiration date. Most insurers send reminders via email or SMS. You can also set up automatic renewals or mark the renewal date on your calendar to stay alert.

    What should I do if I lose my motor insurance policy document?
    In case of document loss, contact your insurance provider immediately. Most insurers offer the option to download a duplicate copy from their website or mobile app. You may also request a physical copy to be mailed to you.

    Can I transfer my existing motor insurance policy to the new owner?
    Yes, you can easily transfer your vehicle's insurance to the new owner. The usual procedure for transferring vehicle insurance policy between two owners requires the new owner of the vehicle to submit an application form to the insurance provider within about 14 days of the registration transfer.

    What risks are covered under an insurance policy for a vehicle?
    The coverage for vehicle insurance can vary depending on the type of policy chosen. For instance, under third party insurance, you get coverage for third party liability, third party property damage, personal accident cover, etc. Similarly, comprehensive insurance covers own damage vehicle, theft, natural/manmade calamaties etc.

    Why should I buy comprehensive vehicle insurance policy?
    Investing in a comprehensive motor insurance is beneficial because it provides extensive coverage for your vehicle. There are certain add-ons for comprehensive motor insurance that can be added to give your vehicle an extra protection like damages for an accident, theft, natural disasters, damage to third party etc. as derived by the policy terms.

    What is a Third-Party Liability Cover?

    Third-Party Liability covers the legal liability one has to pay to the third party to whom damage is being caused. While opting for vehicle insurance, one has to choose between a comprehensive plan, which provides coverage for the policyholder and the third party, and a third-party policy, which provides coverage only for the third party.

    Differenciate Third-Party Liability and Comprehensive Motor Insurance?
    "Third-Party Liability: Covers damages you cause to another person or their property. It's mandatory by law. Comprehensive: Covers third-party liability plus damages to your own vehicle due to accidents, theft, natural disasters, etc. as per the policy terms"

    Will my no claims bonus be transferred if I renew my motor insurance?
    You may be able to transfer your no claims bonus when renewing your policy with us, but this depends on various factors. While renewing, you may be able to get new and better no claims bonus options and discounts.

    What is premium reduction process if no claim aquired previously?
    Certainly, the no claim bonus feature in vehicle insurance can reduce the premium by a certain percentage each year if no claims are made. This feature has proven beneficial for long-term insurance policies with the same company.

    ஒரு கோரலை தொடங்க எனது முதல் நடவடிக்கை என்ன?
    Use our app, Caringly Yours, to initiate your insurance claim with an easy and hands-free experience.

    நான் எனது கோரிக்கையை எவ்வாறு பதிவு செய்வது?
    Ideally, claims are supposed to be registered on the same day that damage occurs to the insured vehicle. It is highly appreciated to provide an immediate update to your vehicle insurance company. Please complete the claim application through our Bajaj General App to claim your insurance in just a few easy steps.

    What is a "deductible" or "compulsory excess" in motor insurance?
    It's the amount you have to pay out of pocket before your insurance coverage kicks in. A higher deductible usually means a lower premium.

    Why does my vehicle insurance premium change during renewal?
    Vehicle insurance premiums can change at renewal due to several factors, including depreciation, add-on covers, the type of model of your vehicle, and additional accessories. Consequently, the premium may increase or decrease each year.

    How 'no claim bonus' is calculated at the time of renewal?
    No claim bonus is calculated at renewal based on the consecutive years the insured has not filed a claim. The discount percentage usually increases each year, following the policy terms.

    What is break-in insurance? What should I do in case of break-in?
    The time gap between the policy expiration and the renewal of the policy is known as the break-in period. Your policy will remain inactive during this period. In case of a break-in, you are advised to renew your policy as soon as possible. You can complete the procedure online easily and your policy gets instantly activated.

    When is vehicle inspection mandatory in motor insurance?
    Usually, vehicle inspection occurs when purchasing a new vehicle insurance policy or during renewal process. Additionally, an inspection may be required when you file a claim for any damages, there is a change in the policy type, new accessories or equipment are added to the vehicle, or there is a change in ownership.

    Can I change my motor insurance provider at renewal?
    Yes, you can switch providers at renewal. Compare quotes and coverage options to find the best deal.
    PromoBanner

    Why juggle policies when one app can do it all?

    Download the App Now!

    With GST waiver, individual and family floater policies for health, personal accident, and travel insurance (on retail basis) are 18% cheaper from 22 September 2025. Secure what matters at an affordable price!