এক নজরে
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Core Policy: It specifically covers repair and replacement costs for your own vehicle following accidents, fire, theft, or natural disasters.
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Key Benefit: This policy provides financial security by covering damages while offering NCB benefits and options to add customisable protection.
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Policy Type Comparison: Unlike a comprehensive car insurance policy, an OD policy focuses solely on damage to the vehicle of the owner.
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Purchasing Tip: When purchasing, prioritise comparing policies online and ensure your third-party liability cover is active.
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Premium Factors: Premiums are influenced by variables such as car age, make, model, driving history and location.
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Mastering IDV Impact: The IDV determines your maximum claim payout and it is important to balance it correctly.
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Navigating Claim: Whether filing for cashless repairs or reimbursements, immediately notify the insurer with the necessary documentation.
