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Motor Insurance
Maruti Suzuki Alto Car Insurance
Get Up To 85% Off*
Road trips, commutes, or quick errands—protection that follows you everywhere
Coverage Highlights
Get comprehensive coverage for your car
Premium
Starting from INR 2094*
Cashless Garages
7,200+ network garages for hassle free services
Own Damage Cover
Covers damage to your car due to accidents, fire, theft and natural calamities
Third Party Liability
Unlimited liability for third party bodily injuries and INR 7.5 lacs for third party property damage
Personal Accident Cover
Starting from INR 15 Lacs
No Claim Bonus
Up to 50%
Optional Covers
Wide range of Add Ons
On The Spot Claim Settlement
You can instantly register your car insurance claim from the accident spot and get it settled within minutes through our Bajaj General App
24x7 Spot Assistance
Get 24x7 roadside assistance, ensuring help is always just a call away, no matter when or where your car breaks down
Inclusions
What’s covered?Third Party Liability for Bodily Injury & Death (Unlimited Cover)
If an accident is caused by your car and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court.
Third Party Liability for Property Damage (up to INR 7.5 lacs)
If an accident is caused by your car and you are liable to compensate for any damage to property of others then we will pay amount upto the SI limit
Accidents
Damages and losses that arise out of accidents and collisions
Natural or Man-Made Disasters
Damages and losses to car by events like floods, cyclones, earthquakes, riots or vandalism
Fire Damage
Damages and losses if your car catches fire or explodes
Theft
Financial losses when your car is stolen
In Transit Damage
If your car is damaged while being transported, this covers the repair costs
Personal Accident
Coverage if your car accident results in death or disability of car owner
Add-On Covers
Multiple Add-Ons which you can buy with your car insurance policy to enhance your coverage
Exclusions
What’s not covered?Intentional Damage
Any damage caused to the car intentionally
Depreciation
Normal wear and tear of the car due to usage and depreciation in value is not covered
Mechanical or Electrical Breakdown
If your car suffers an electrical or mechanical breakdown, the cost of repairs would not be covered
Illegal Activities
Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the car for criminal activity
Geographic Limits
Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.
War-related Damages
Losses caused by war or nuclear risks are not covered
Overloading the Vehicle
If you exceed the weight or passenger limit specified for your car, leading to an accident.
Unauthorised Vehicle Modifications
If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.
Racing or Speed Tests
If you participate in racing, speed tests, or illegal stunts and damage your car, your claim will be denied
Note
Please read policy wording for detailed exclusions
Additional Covers
What else can you get?24x7 Road Side Assistance
Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more
Consumable Expenses
Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc
Zero Depreciation Cover
Every year the value of a car depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands
Pay As You Consume
If you drive less then you can pay less by selecting number of kilometers driven in a year and thus saving on your insurance premium
No Claim Bonus Protector
Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium
Tyre Safeguard
This add-on cover can be fruitful if your car's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle
Conveyance Benefit
If your car is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute
Engine Protector
Covers financial losses incurred due to damage to your car engine
Return to Invoice (RTI) Cover
Recover invoice value of your car back in case of theft or total loss
Maruti Suzuki Alto – Affordable, Reliable, Insured
Maruti Suzuki Alto is one of the most popular and affordable hatchbacks in India. Known for its compact design, fuel efficiency, and ease of maintenance, it has been a favourite choice for many Indian households since its launch. Whether driving in the bustling city traffic or cruising on a highway, the Alto ensures a smooth ride. However, owning a car also means ensuring safety with a reliable insurance policy. Alto car insurance protects you from unforeseen expenses and complies with the legal requirements of having at least a third-party insurance policy in India.
If you are looking for one of the most cost-effective alternatives from the house of Maruti Suzuki, Alto may be your first choice. What may testify to its popularity is that variants of the Maruti Suzuki Alto have been in the market since the year 2000.
Maruti Suzuki Alto Features
The new Maruti Suzuki Alto is a 5-door hatchback that is available in India. Some of its key features include:
● Spacious and fresh dual-tone interiors
● Responsive engine
● Aero edge design
● Smart reverse parking sensors
● Petrol and CNG variant
It also features a new speedometer design. The car can be suitable for a small family or people who seek an easy-to-manage yet efficient four-wheeler for their regular commute.
Benefits You Deserve
Reliable Customer Support
We have a dedicated call centre and chat support taking care of all your needs
7200+ Cashless garages
Wide network of cashless garages for hassle free service
On the Spot Claim Settlement
Register claim on accident spot and get it settled within minute on our app
Benefits of Buying Alto Car Insurance Online
All cars plying the road in India are required to have at least third-party car insurance coverage. However, you may feel more secure if you buy a comprehensive car insurance policy, that offers multiple types of coverage. Let’s look at some of the benefits of buying motor insurance online for Alto.
Quick access
When buying four-wheeler insurance online, rather than offline, you are bound to get much quicker access to your policy. The process of buying car insurance online is relatively simple. You can figure out your Alto insurance price with the help of an online calculator. Once you do this, you can start the process of buying your policy and complete it within a few clicks, provided you have all the right documents at hand. You will then have quick access to your policy document.
Convenience
Be it a third-party car insurance or a comprehensive policy, buying your policy online can prove to be quite hassle-free. Moreover, you can start and finish the policy purchase process in a few clicks, no matter where you are. There is no need to visit the insurance provider’s office. Since four-wheeler insurance needs to be renewed regularly, being able to do this online can prove to be convenient.
Easy to Renew
Be it a third-party plan or a comprehensive car insurance plan, your vehicle policy requires regular renewals. Since renewal is a process that needs to be repeated every so often, being able to do so online may make it simpler.
Types of Alto 800 Car Insurance
The two major types of car insurance policies available for your Maruti Suzuki Alto are:
● Third-party liability coverage
● Comprehensive insurance coverage
Of these, comprehensive coverage is bound to offer you more coverage. You can check policy details for what your comprehensive policy offers. Comprehensive plans can be a tad bit more expensive, so ensure that you check Alto insurance prices. You can do this with the help of a car insurance calculator.
At-A-Glance
Compare Insurance Plans Made for You
| Feature |
Third Party Liabilty Cover |
Own Damage Cover |
Comprehensive Car Cover |
Comprehensive Cover with Add-ons |
|---|---|---|---|---|
| Overview | Covers legal liabilities arising due to body injury or property damage to others due to your car. It is mandatory by law. | Covers expenses arising out of damage to your car. | Full fedged cover comprising of Third Party Liability cover and Own Damage covers | Enhance coverage by opting for various Add-ons over and above the comprehensive cover |
| Policy Period | 1 or 3 years | 1 Year | 1 and 3 years | 1 and 3 years |
| Third Party Liability for Injury, Death & Property Damage | Yes | No | Yes | Yes |
| Accidents & Collisions | No | Yes | Yes | Yes |
| Natural or Man-Made Disasters | No | Yes | Yes | Yes |
| Fire Damage | No | Yes | Yes | Yes |
| Theft | No | Yes | Yes | Yes |
| Compulsory Personal Accident | Yes | Yes | Yes | Yes |
| Add-on: No Claim Bonus | No | No | No | Yes |
| Add-on: Zero Depreciation Cover | No | No | No | Yes |
| Add-on: Lock & Key Replacement | No | No | No | Yes |
| Add-on: 24x7 Roadside Assistance | No | No | No | Yes |
| Add-on: Consumables Cover | No | No | No | Yes |
| Explore more add-ons | No | Up to 27 Add Ons | Up to 27 Add Ons | Up to 27 Add Ons |
Specifications of Maruti Alto Car
The Maruti Alto is a 5-door hatchback, available in both petrol and CNG variants. It features a 796cc engine, producing a maximum power of 40.36bhp and 60Nm torque. The car offers a seating capacity for four, making it ideal for small families. With its manual transmission and high fuel efficiency, the Alto is a perfect blend of performance and economy.
How to Calculate Maruti Alto Insurance Price
Calculating the Alto insurance price is now easier than ever with online tools. By using a car insurance calculator, you can get an estimated premium in just a few clicks. All you need to do is enter your car's registration details, choose the coverage you need, and include any add-ons you prefer. This will give you an idea of your Alto 800 insurance price before making a purchase. With Bajaj General Insurance Limited’s calculators, it is convenient for customers to get instant quotes.
Step-by-Step Guide
To help you navigate your insurance journey
How To Buy
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1
Download the Bajaj General App from App stores or click "Get Quote"
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Register or log in to your account.
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Enter your car details
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You will be redirected to the Car Insurance Page.
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Ensure to check your No Claim Discount
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Choose right Insured Declared Value (IDV) that reflects your car value
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Evaluate Covers, Add Ons, Optional Covers and Exclusions
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Select a plan from the recommended options, or customize your own plan
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Review the premium and other coverage details
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Proceed with the payment using your preferred method
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Receive confirmation of your purchased policy via email and SMS
How To Renew
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Login to the app
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Enter your current policy details
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Review and update coverage if required
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Check for renewal offers
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Add or remove riders
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Confirm details and proceed
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Complete renewal payment online
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Receive instant confirmation for your policy renewal
How to Claim
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Download our Bajaj General App on Android or iOS
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Register or login to use Motor On the spot claim for a smooth process
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Enter your policy and accident details (location, date, time)
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Save and click Register to file your claim
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Receive an SMS with your claim registration number
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Fill in the digital claim form and submit NEFT details
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Upload photos of damaged parts as instructed
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Upload your RC and driving license
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Receive an SMS with the proposed claim amount
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Use the SMS link to agree/disagree with the claim amount
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Agree to receive the amount in your bank account
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Track your claim status using the Bajaj General App
Know More
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For any further queries, please reach out to us
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Toll Free : For Sales :1800-209-0144
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Email ID: careforyou@bajajgeneral.com
Why Insure Your Car with Bajaj General?
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What Our Customers Say
Great coverage option
Enjoyed a smooth motor insurance experience with Bajaj General app. Great coverage options!
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Pune
19th Jan 2025
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Mumbai
19th Jan 2025
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Love the ease of getting motor insurance through Bajaj General App. Highly recommend! 🙌
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Chennai
19th Jan 2025
Seamless Policy generation
Caringly Yours by Bajaj General offers a fast and secure motor insurance process. Highly efficient!
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Delhi
19th Jan 2025
User friendly App
The Bajaj General App is ideal for motor insurance. User-friendly and dependable! 🚗
Sam Shona
Mumbai
14th Jan 2025
Easy renewal
Need to renew motor insurance? Bajaj General App makes it an effortless task. 👍
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Delhi
11th Jan 2025
Seamless Experience
Bajaj General App makes motor insurance renewal easy. Just a few clicks, and you're covered! 🚙
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Pune
11th Jan 2025
Economical coverages
Cool, fast, and economical motor insurance options available with Bajaj General. Fantastic experience with the app! 🚘
Biju VR
Bengaluru
23rd Dec 2024
FAQ's
My Alto 800 is old. Do I still need an insurance plan?
Yes, you will at least require a third-party insurance cover for your Alto, even if it is old.
Can I calculate the Maruti Alto car insurance premium before purchasing a policy?
Yes, you can calculate the Maruti Alto 800 insurance price using an online insurance calculator on the insurance provider’s website. It helps you compare different plans and choose the one that suits your needs.
What factors affect my Alto 800 car insurance price?
Several factors influence your Alto 800 insurance price, including the car's age, location, engine capacity, and type of coverage. Additional features like add-ons and No Claim Bonus also play a role.
Will I need any documents to make a claim under my Maruti Alto car insurance policy?
Yes, you will need documents like the claim form, a copy of the FIR (if applicable), your car’s registration certificate, a copy of your driving license, and repair bills to make a claim.
What is a No Claim Bonus (NCB) and how does it affect my premium?
NCB is a discount provided by the insurer for not making any claims during the policy term. It can reduce your Alto car insurance price by up to 50%, making it a cost-effective option.
How can I check the status of my Maruti Suzuki Alto car insurance policy?
You can check the status of your policy online through the insurer’s website by entering your policy number or through their customer service helpline.
Can I transfer my car insurance from an old Maruti Suzuki Alto to a new one?
Yes, you can transfer your existing policy to your new Maruti Suzuki Alto. Inform your insurer, and they will guide you through the process. The Alto third-party insurance price may vary based on the model and age of the car. Protecting your Maruti Suzuki Alto with a reliable insurance policy ensures peace of mind on the road. Choose a policy that suits your needs and enjoy a hassle-free driving experience.
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