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Motor Insurance
Mahindra Thar Insurance
Get Up To 85% Off*
Road trips, commutes, or quick errands—protection that follows you everywhere
Coverage Highlights
Get comprehensive coverage for your car
Premium
Starting from INR 2094*
Cashless Garages
7,200+ network garages for hassle free services
Own Damage Cover
Covers damage to your car due to accidents, fire, theft and natural calamities
Third Party Liability
Unlimited liability for third party bodily injuries and INR 7.5 lacs for third party property damage
Personal Accident Cover
Starting from INR 15 Lacs
No Claim Bonus
Up to 50%
Optional Covers
Wide range of Add Ons
On The Spot Claim Settlement
You can instantly register your car insurance claim from the accident spot and get it settled within minutes through our Bajaj General App
24x7 Spot Assistance
Get 24x7 roadside assistance, ensuring help is always just a call away, no matter when or where your car breaks down
Inclusions
What’s covered?Third Party Liability for Bodily Injury & Death (Unlimited Cover)
If an accident is caused by your car and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court.
Third Party Liability for Property Damage (up to INR 7.5 lacs)
If an accident is caused by your car and you are liable to compensate for any damage to property of others then we will pay amount upto the SI limit
Accidents
Damages and losses that arise out of accidents and collisions
Natural or Man-Made Disasters
Damages and losses to car by events like floods, cyclones, earthquakes, riots or vandalism
Fire Damage
Damages and losses if your car catches fire or explodes
Theft
Financial losses when your car is stolen
In Transit Damage
If your car is damaged while being transported, this covers the repair costs
Personal Accident
Coverage if your car accident results in death or disability of car owner
Add-On Covers
Multiple Add-Ons which you can buy with your car insurance policy to enhance your coverage
Exclusions
What’s not covered?Intentional Damage
Any damage caused to the car intentionally
Depreciation
Normal wear and tear of the car due to usage and depreciation in value is not covered
Mechanical or Electrical Breakdown
If your car suffers an electrical or mechanical breakdown, the cost of repairs would not be covered
Illegal Activities
Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the car for criminal activity
Geographic Limits
Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.
War-related Damages
Losses caused by war or nuclear risks are not covered
Overloading the Vehicle
If you exceed the weight or passenger limit specified for your car, leading to an accident.
Unauthorised Vehicle Modifications
If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.
Racing or Speed Tests
If you participate in racing, speed tests, or illegal stunts and damage your car, your claim will be denied
Note
Please read policy wording for detailed exclusions
Additional Covers
What else can you get?24x7 Road Side Assistance
Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more
Consumable Expenses
Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc
Zero Depreciation Cover
Every year the value of a car depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands
Pay As You Consume
If you drive less then you can pay less by selecting number of kilometers driven in a year and thus saving on your insurance premium
No Claim Bonus Protector
Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium
Tyre Safeguard
This add-on cover can be fruitful if your car's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle
Conveyance Benefit
If your car is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute
Engine Protector
Covers financial losses incurred due to damage to your car engine
Return to Invoice (RTI) Cover
Recover invoice value of your car back in case of theft or total loss
Protect Your Mahindra Thar with the Right Insurance Plan
Purchasing or renewing your Mahindra Thar insurance is crucial for safeguarding your investment in one of the most rugged and adventurous vehicles on the road. With its off-road capabilities and powerful design, the Mahindra Thar requires a robust insurance policy that covers both the vehicle and third-party liabilities. Whether you are looking for Mahindra Thar third-party insurance price or comprehensive coverage, Bajaj General Insurance Limited provides a range of options tailored to your needs.
Benefits You Deserve
Reliable Customer Support
We have a dedicated call centre and chat support taking care of all your needs
7200+ Cashless garages
Wide network of cashless garages for hassle free service
On the Spot Claim Settlement
Register claim on accident spot and get it settled within minute on our app
Benefits of Buying Mahindra Thar Insurance
There are numerous advantages to buying Mahindra Thar insurance:
● Financial Security: Protect yourself from unexpected repair costs due to accidents or other damage.
● Legal Compliance: Avoid penalties and legal trouble by adhering to the Motor Vehicles Act.
● Peace of Mind: Knowing that your Thar is covered against a wide range of risks, including theft and natural disasters.
● No Claim Bonus (NCB): Enjoy discounts on your premiums for every claim-free year, which can significantly reduce your Mahindra Thar insurance cost.
Features of Buying Mahindra Thar Insurance
When you purchase car insurance of Thar through Bajaj General Insurance Limited, you unlock a wide range of features:
● Cashless Claims: Access to over 7,200+ network garages across India for hassle-free cashless claim settlements.
● On-The-Spot Settlement: Bajaj General Insurance Limited offers the convenience of on-the-spot claim settlement through the Bajaj General App.
● Add-On Covers: Customise your policy with essential add-ons like zero depreciation, engine protection, and more.
● 24/7 Roadside Assistance: Assistance available across the country to ensure you never get stranded.
At-A-Glance
Compare Insurance Plans Made for You
| Feature |
Third Party Liabilty Cover |
Own Damage Cover |
Comprehensive Car Cover |
Comprehensive Cover with Add-ons |
|---|---|---|---|---|
| Overview | Covers legal liabilities arising due to body injury or property damage to others due to your car. It is mandatory by law. | Covers expenses arising out of damage to your car. | Full fedged cover comprising of Third Party Liability cover and Own Damage covers | Enhance coverage by opting for various Add-ons over and above the comprehensive cover |
| Policy Period | 1 or 3 years | 1 Year | 1 and 3 years | 1 and 3 years |
| Third Party Liability for Injury, Death & Property Damage | Yes | No | Yes | Yes |
| Accidents & Collisions | No | Yes | Yes | Yes |
| Natural or Man-Made Disasters | No | Yes | Yes | Yes |
| Fire Damage | No | Yes | Yes | Yes |
| Theft | No | Yes | Yes | Yes |
| Compulsory Personal Accident | Yes | Yes | Yes | Yes |
| Add-on: No Claim Bonus | No | No | No | Yes |
| Add-on: Zero Depreciation Cover | No | No | No | Yes |
| Add-on: Lock & Key Replacement | No | No | No | Yes |
| Add-on: 24x7 Roadside Assistance | No | No | No | Yes |
| Add-on: Consumables Cover | No | No | No | Yes |
| Explore more add-ons | No | Up to 27 Add Ons | Up to 27 Add Ons | Up to 27 Add Ons |
Types of Mahindra Thar Insurance Plans
When buying Mahindra Thar insurance, you have several plan options:
Third-Party Liability Insurance
This is the minimum required by law. It covers any damage to third-party property or injury to a third-party individual caused by your vehicle. The Mahindra Thar third party insurance price is relatively lower, making it a cost-effective option for legal compliance.
Comprehensive Car Insurance
A comprehensive car insurance policy provides coverage not just for third-party liabilities but also for damages to your own vehicle. This is highly recommended for a vehicle like the Thar, as it offers protection against accidents, theft, fire, and natural calamities. This type of plan will have a higher Thar insurance price per year but provides much more coverage.
Mahindra Thar Variants with Car Insurance Price
The insurance cost for Mahindra Thar varies based on the specific variant you choose. For instance, the Thar AX Opt Hard Top Diesel RWD will have a different insurance premium compared to the Thar LX Hard Top AT RWD. Higher-end models like the Thar AX Opt Convert Top Diesel will also have a higher insurance cost. Factors such as vehicle age, location, engine capacity, and coverage options influence the Mahindra Thar insurance price. To find the best deals, you can use the premium calculator on Bajaj General Insurance Limited's official website.
Specifications of Mahindra Thar Car
The Mahindra Thar is an off-road vehicle powered by a 2.2-litre diesel engine producing 130.07 bhp and 300 Nm of torque. It offers a 9 kmpl city mileage and comes with a 4-cylinder configuration. Thar features an automatic transmission and a 57-litre fuel tank, making it ideal for long off-road adventures. With a ground clearance of 226 mm and essential features like ABS, driver and passenger airbags, power steering, and alloy wheels, the Thar delivers excellent performance on rugged terrain while ensuring safety and comfort for up to four passengers.
Why Insure Your Car with Bajaj General?
Buy Now
Step-by-Step Guide
To help you navigate your insurance journey
How To Buy
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1
Download the Bajaj General App from App stores or click "Get Quote"
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Register or log in to your account.
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Enter your car details
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You will be redirected to the Car Insurance Page.
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Ensure to check your No Claim Discount
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Choose right Insured Declared Value (IDV) that reflects your car value
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Evaluate Covers, Add Ons, Optional Covers and Exclusions
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Select a plan from the recommended options, or customize your own plan
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Review the premium and other coverage details
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Proceed with the payment using your preferred method
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Receive confirmation of your purchased policy via email and SMS
How To Renew
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Login to the app
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Enter your current policy details
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Review and update coverage if required
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Check for renewal offers
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Add or remove riders
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Confirm details and proceed
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Complete renewal payment online
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Receive instant confirmation for your policy renewal
How to Claim
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Download our Bajaj General App on Android or iOS
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Register or login to use Motor On the spot claim for a smooth process
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Enter your policy and accident details (location, date, time)
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Save and click Register to file your claim
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Receive an SMS with your claim registration number
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Fill in the digital claim form and submit NEFT details
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Upload photos of damaged parts as instructed
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Upload your RC and driving license
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Receive an SMS with the proposed claim amount
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Use the SMS link to agree/disagree with the claim amount
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Agree to receive the amount in your bank account
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Track your claim status using the Bajaj General App
Know More
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For any further queries, please reach out to us
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Phone +91 020 66026666
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Fax +91 020 66026667
How to Choose the Right Mahindra Thar Car Insurance Policy
Choosing the right Mahindra Thar insurance policy involves considering several factors:
Coverage
Decide whether you need third-party insurance, comprehensive insurance, or standalone own-damage insurance.
Add-Ons
Consider essential add-ons like zero depreciatio , engine protection, and roadside assistance based on your driving habits and the risks you face.
Insured Declared Value (IDV)
The IDV is the maximum amount the insurer will pay in case of total loss. A higher IDV means higher premiums but better coverage.
Network Garages
Ensure the insurer has a wide network of cashless garages for easy claim settlements.
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Why Choose Bajaj General for Mahindra Thar Car Insurance
Bajaj General Insurance Limited is a top choice for Mahindra Thar insurance because of several reasons:
● Comprehensive Coverage: Offering both third-party and comprehensive insurance with options for various add-ons.
● Cashless Claims: With over 7,200+ network garages, Bajaj General Insurance Limited provides seamless cashless claim services.
● Quick Policy Issuance: Get your policy issued in minutes with Bajaj General Insurance Limited’s online portal.
● No Claim Bonus: Enjoy discounts on premiums for claim-free years.
● 24/7 Support: Round-the-clock support ensures that you’re never left stranded.
● OTS Claims: On-the-spot claim settlement for damages up to INR 30,000 ensures quick financial relief.
Importance of Buying Car Insurance for Mahindra Thar
Owning a Mahindra Thar is an experience of power, adventure, and off-road thrill, but it also comes with the responsibility of protecting your assets. Mahindra Thar Insurance provides financial security in case of accidents, natural disasters, theft, or any unforeseen damage. It also covers third-party liabilities, which are mandatory under Indian law. Driving without insurance can result in hefty fines and legal consequences. Hence, insuring your Thar is not just a legal obligation but also a wise financial decision.
What Our Customers Say
Prompt Assistance
Thank you so much, Bajaj General, for your quick and responsive action towards my claim process. I am shocked that my claim amount has been credited so quickly.
Vikram Singh
Delhi
21st May 2021
Claim Support
Super fast claim settlement! I initiated a claim for my car windscreen, which was broken due to a tree fall today, and it was settled within one hour. I appreciate the efforts of Omkar.
Deepak Bhanushali
Mumbai
18th May 2021
Quick Assistance
Thank you for helping me with just one tweet. You guys are really awesome. This is the fourth year I am continuing with you for car insurance. Keep it up!
Naveen Tyagi
Delhi
1st May 2021
Claim Support
I really appreciate the way I was treated concerning my claim. The customer service was both professional and friendly, which enhanced my confidence in Bajaj General.
Pramod Chand Lakra
Jaipur
27th Jul 2020
Reliable Service
The vehicle was used by our Zonal Manager. We appreciate your timely and prompt action in getting the vehicle ready for use within a short span of time.
Siba Prasad Mohanty
Pune
26th Jul 2020
Diverse Options
A range of options to choose from." Being a perfectionist, I prefer the best of everything. I wanted my car insurance policy to be airtight as well.
Rahul
Lucknow
26th Jul 2020
FAQ's
How does an insurance policy protect your Mahindra Thar from financial losses?
A car insurance policy can cover third-party liabilities, damages to the vehicle, and events such as theft or total loss, depending on the type of policy and add-ons selected.
Is it compulsory to insure your Mahindra Thar in India?
Yes. As per the Motor Vehicles Act, all vehicles, including the Mahindra Thar, must have at least a third-party insurance policy.
What benefits come with a Mahindra Thar insurance plan?
Depending on the policy selected, benefits may include coverage for third-party liabilities, damages to your vehicle, and optional add-ons chosen by the policyholder.
What types of car insurance policies are available for the Mahindra Thar?
Available options include third-party insurance, standalone own-damage cover, and comprehensive insurance, each providing different levels of protection.
How is the Insured Declared Value (IDV) determined for a Mahindra Thar?
IDV is generally based on the vehicle’s estimated market value after adjusting for depreciation. It influences both the premium and the maximum claim amount for total loss or theft.
Does the variant or year of manufacture affect the Mahindra Thar insurance cost?
Yes. The vehicle’s variant, model year, and fuel type may affect the premium, as insurers consider these along with other rating factors.
How is the premium calculated for Mahindra Thar insurance?
Premium depends on factors such as IDV, coverage type, add-ons selected, location, and claim history.
Does Mahindra Thar insurance cover theft or total loss?
Yes. A comprehensive policy generally covers theft and total loss, subject to the terms, conditions, and applicable IDV.
Can you claim for engine damage due to waterlogging in a Mahindra Thar?
Engine damage due to water ingress is covered if you have opted for the Engine Protector add-on.
Does Mahindra Thar insurance include roadside assistance benefits?
Yes. Roadside Assistance may be available as an optional add-on under your policy.
Will your No Claim Bonus be impacted if you claim for your Mahindra Thar?
Yes. Filing a claim may reduce or reset your No Claim Bonus (NCB). An NCB Protector add-on may help retain the benefit for certain eligible claims.
Is a vehicle inspection necessary when renewing Mahindra Thar insurance?
A vehicle inspection may be required if the policy has expired or remained inactive beyond the permitted period.
What happens if your Mahindra Thar policy lapses after the due date?
Coverage lapses, and claims during this period are not payable. Generally, insurers offer a grace period for renewing your existing car insurance policy. When renewed within this period, you may retain your NCB. Bajaj General Insurance Company provides a grace period of 30 days only for third-party insurance, after which inspection may be required.
Can you switch coverage type during the Mahindra Thar policy renewal?
Yes. You may switch from third-party to comprehensive coverage or modify add-ons during renewal, as per policy terms.
Will your NCB transfer when you renew your Mahindra Thar insurance?
Yes. NCB is carried forward when renewal is completed within the allowed period and there is no claim that impacts NCB.
Can you add or remove add-ons during the Mahindra Thar policy renewal?
Yes. You can add or remove optional covers such as Zero Depreciation or Engine Protector at renewal, depending on your requirements and eligibility.
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